<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT13
  Version: 20181212.a
  Release date: Tue Jun 19 09:00:00 2018
-->
<link:linkbase xmlns:gen="http://xbrl.org/2008/generic" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:msg="http://xbrl.org/2010/message" xmlns:xff="http://www.xbrl.org/2010/function/formula" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://xbrl.org/2008/generic http://www.xbrl.org/2008/generic-link.xsd http://xbrl.org/2010/message http://www.xbrl.org/2010/generic-message.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2010/role/message" xlink:href="http://www.xbrl.org/2010/generic-message.xsd#standard-message" xlink:type="simple"/>
  <link:roleRef roleURI="urn:kvk:linkrole:notes-consolidated-receivables-from-customers-movement-banks" xlink:href="../dictionary/kvk-linkroles-banks.xsd#kvk-lr-b_NotesConsolidatedReceivablesFromCustomersMovementBanks" xlink:type="simple"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:href="http://www.xbrl.org/2010/validation-message.xsd#assertion-unsatisfied-message" xlink:type="simple"/>
  <gen:link xlink:role="urn:kvk:linkrole:notes-consolidated-receivables-from-customers-movement-banks" xlink:type="extended">
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:from="valueAssertion_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_loc" xlink:to="NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_assertion-unsatisfied-message_NL" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2010/assertion-unsatisfied-message" xlink:from="valueAssertion_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1SumOfChildrenParentDebit1_loc" xlink:to="NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1SumOfChildrenParentDebit1_assertion-unsatisfied-message_NL" xlink:type="arc"/>
    <link:loc xlink:href="kvk-notes-consolidated-receivables-from-customers-movement-banks-for.xml#valueAssertion_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1" xlink:label="valueAssertion_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-consolidated-receivables-from-customers-movement-banks-for.xml#valueAssertion_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1SumOfChildrenParentDebit1" xlink:label="valueAssertion_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1SumOfChildrenParentDebit1_loc" xlink:type="locator"/>
    <msg:message id="NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_assertion-unsatisfied-message_NL" xlink:label="NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_assertion-unsatisfied-message_NL" xlink:role="http://www.xbrl.org/2010/role/message" xlink:type="resource" xml:lang="nl">Gerapporteerde waarde van ReceivablesFromCustomers aan het einde van de periode BEHOORT gelijk te zijn aan de sommatie van de gerapporteerde waarde van ReceivablesFromCustomers aan het begin van de periode en de mutaties gedurende de periode, ReceivablesFromCustomersMovement. | {if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_ReceivablesFromCustomersEnd')))) then ((for $v in $varArc_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_ReceivablesFromCustomersEnd return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_ReceivablesFromCustomersStart')))) then ((for $v in $varArc_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_ReceivablesFromCustomersStart return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_ReceivablesFromCustomersMovement')))) then ((for $v in $varArc_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_ReceivablesFromCustomersMovement return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}</msg:message>
    <msg:message id="NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1SumOfChildrenParentDebit1_assertion-unsatisfied-message_NL" xlink:label="NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1SumOfChildrenParentDebit1_assertion-unsatisfied-message_NL" xlink:role="http://www.xbrl.org/2010/role/message" xlink:type="resource" xml:lang="nl">ReceivablesFromCustomersMovement BEHOORT gelijk te zijn aan de sommatie van de onderliggende waarden. | {if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1SumOfChildrenParentDebit1_ReceivablesFromCustomersMovement')))) then ((for $v in $varArc_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1SumOfChildrenParentDebit1_ReceivablesFromCustomersMovement return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1SumOfChildrenParentDebit1_ChildrenOfReceivablesFromCustomersMovementDebit')))) then ((for $v in $varArc_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1SumOfChildrenParentDebit1_ChildrenOfReceivablesFromCustomersMovementDebit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}{if (not(xff:has-fallback-value(xs:QName('varArc_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1SumOfChildrenParentDebit1_ChildrenOfReceivablesFromCustomersMovementCredit')))) then ((for $v in $varArc_NotesConsolidatedReceivablesFromCustomersMovementBanks_PrtFST1SumOfChildrenParentDebit1_ChildrenOfReceivablesFromCustomersMovementCredit return concat("name:'",$v/name(),"', value:'",$v,"', @contextRef:'",$v/@contextRef,"', @unitRef:'",$v/@unitRef,"' | "))) else ''}</msg:message>
  </gen:link>
</link:linkbase>
