Accommodation costs Accrued interest rate rebate Accumulated amortisation and impairments of capitalised acquisition costs Accumulated amortisation and revaluations of goodwill Accumulated amortisation of negative goodwill Accumulated depreciation and impairment of bonds and other fixed-income securities Accumulated depreciation and impairment of shares and other variable-yield securities Accumulated losses of the legal entity Accumulated project revenues of construction contracts Accumulated provision for uncollectability deducted from the discounted value of the minimal lease payments of finance leases Accumulated revaluations of capitalised acquisition costs Accumulated revaluations of investment properties Accumulated revaluations of real estate in exploitation Accumulated revaluations of shares and other variable-yield securities Acquired treasury shares Acquisition costs paid Acquisitions of investments Acquisitions of property, plant and equipment Activities are fully performed and completed at the end of the period in accordance with the conditions of the subsidy income (Y/N) Actual expenses Actual premium Additional costs for financing Additional information on the pooling of interests method relating to mergers and acquisitions Additional pension expenses Additional provision for life insurance based on adequacy test Additions and acquisitions (classified as investing activities) Additions of capitalised acquisition costs Additions of financial assets through acquisitions Additions of intangible assets through acquisitions Additions of investment properties through head of acquisitions Additions of receivables from banks due to changes in value Additions of receivables from customers due to changes in value Additions through acquisitions of capitalised acquisition costs Additions to bonds and other fixed-income securities Additions to continuity reserve Additions to designated funds Additions to designated reserves Additions to equity charged against the income statement Additions to equity through revaluation reserve Additions to equity Additions to financial assets by segment Additions to foundation capital and reserves Additions to goodwill Additions to intangible assets by segment Additions to investment properties Additions to investments Additions to legal and statutory reserves Additions to negative goodwill Additions to other reserves Additions to other technical provisions Additions to property, plant and equipment by segment Additions to provisions charged against the income statement Additions to provisions through revaluation reserve Additions to provisions Additions to provisions Additions to real estate in exploitation Additions to reinsurance part technical provisions Additions to reserves and funds Additions to revaluation reserve Additions to shares and other variable-yield securities Additions to the designated fund Additions to the designated reserve Additions to the general banking risks reserve Adjusted equity after recalculation due to change in accounting policies Adjusted revaluation reserve after recalculation due to change in accounting policies Adjustment of recycle items Adjustments for depreciation and amortisation expense Adjustments for increase decrease in general banking risks reserve Adjustments in goodwill due to later identified assets and liabilities and associated changes in value Adjustments in negative goodwill due to later identified assets and liabilities and associated changes in value Adjustments to reconcile to the net result Adjustments to reconcile to the operating result Advances received for DBCs and DBC-healthcare products in progress Advances received for construction contracts Agreements with clients concerning financing and execution information Allowances paid to attract participants Amortisation of acquisition costs Amortisation of capitalised acquisition costs Amortisation of goodwill Amortisation of intangible assets by segment Amortisation of interest rates discounts Amortisation on disposals of capitalised acquisition costs Amortisation period of goodwill used Amortisation rate of intangible assets Amortisation rate of negative goodwill released to benefit the income statement Amount of allocation of subsidy income Amount of exceptional item Amount of personal interest in investments of managing and supervisory directors and former managing and supervisory directors Amount of personal interest in investments of managing directors and former managing directors Amount of personal interest in investments of supervisory directors and former supervisory directors Amount of secured current liabilities Amount of secured liabilities Amount of secured non-current liabilities Amount of the transfer between equity and liabilities Amount of transactions with related parties of the fund manager, investment entity or custodian that have not occurred on a regulated market or other market for financial instruments Amount withheld by clients of construction contracts Analysis of balance income and expenses Any surplus of the subsidy income to be settled Applicable funding position of pension provider Applicable tax rate Asset management expenses as a percentage of the average invested assets Asset management expenses on behalf of participants Asset management expenses on behalf of pension fund Asset management expenses paid Asset management expenses Assets by segment Available core capital ratio Available core capital Available for member payments Available regulatory capital ratio Available regulatory capital Average carrying amount of financial assets and financial liabilities entered in the balance sheet Average duration of the compensation in connection with the Student Financial Support Fund Average fair value of all financial assets and all financial liabilities Average level of compensation in connection with the Student Financial Support Fund Average of similar amount of off balance sheet financial assets and financial liabilities Average price of purchased treasury shares relating to share based payments Average principal of the average nominal value of the underlying primary instrument Balance of income and expenses Balance of subsidy income still to spend Balance of transfers of rights Balance other technical income and expenses Basic earnings per share Book value of an individual intangible asset of importance Book value of assets of discontinued operations Book value of inactive property, plant and equipment that are held for sale Book value of investments Book value of liabilities of discontinued operations Book value of temporarily inactive property, plant and equipment Book value of the number of homes for sale expected to be sold within one year Borrowings from governments and credit institutions guaranteed by governments Borrowings from governments and credit institutions secured by WSW Borrowings from governments and credit institutions Business names Capitalised acquisition costs regarding indemnity insurance Capitalised acquisition costs regarding life insurance Capitalised acquisition costs Capitalised expenses for services not yet rendered of construction contracts Car and transport costs Carried interest paid by the investment entity to the administrator of the investment entity Carrying amount of property, plant and equipment that the legal entity establishes and expects that it is no longer possible to determine the current cost price reliably Cash and cash equivalents (cash flow) Cash flow from (used in) investment activities Cash flow from (used in) pension activities Cash flows from (used in) financing activities of the discontinued operations Cash flows from (used in) financing activities Cash flows from (used in) investing activities of the discontinued operations Cash flows from (used in) investing activities Cash flows from (used in) operating activities before tax Cash flows from (used in) operating activities of the discontinued operations Cash flows from (used in) operating activities Cash flows from (used in) operations Catastrophe provision Central government contributions minus the amount relating to the workplace function Central government contributions of the Ministry of EZ Central government contributions of the Ministry of OCW Central government contributions relating to the workplace function and medical faculty of UMC's Central government contributions relating to the workplace function Change in provision for pension obligations on behalf of participants Change in provision for pension obligations on behalf of pension fund Change in provision pension obligations on behalf of participants due to indexation and other mark-ups Change in provision pension obligations on behalf of participants due to interest added Change in provision pension obligations on behalf of participants due to market interest rates Change in provision pension obligations on behalf of participants due to pension accrual Change in provision pension obligations on behalf of participants due to transfers of rights Change in provision pension obligations on behalf of participants due to withdrawals of pension benefits and pension administration expenses Change in provision pension obligations on behalf of pension fund due to indexation and other mark-ups Change in provision pension obligations on behalf of pension fund due to interest added Change in provision pension obligations on behalf of pension fund due to market interest rates Change in provision pension obligations on behalf of pension fund due to pension accrual Change in provision pension obligations on behalf of pension fund due to transfers of rights Change in provision pension obligations on behalf of pension fund due to withdrawals of pension benefits and pension administration expenses Change in reinsurance part of technical provision Change in reinsurance part of technical provisions Change in the fair value of financial assets and financial liabilities recognized as income or expenses Change in value of agricultural stocks Changes in borrowings Changes in construction contracts Changes in value of financial assets Changes in value of investment properties Changes in value of the investment result per unit Changes in working capital Characteristic of allocation of subsidy income Characteristics of retirement benefit plans based on IAS 19R Circumstances that underlie the recognition of a legal entity as a participation, deviate from the legal capital interest of 20% in the participation Commercial and social real estate in exploitation Commissions and profit sharing received from reinsurers (cashflow) Commissions received Communication expenses Component of net result used as base for basic earnings per share Component of net result used as base for diluted earnings per share Composition board and other organs premium pension institutions Concentration of receivables from banks Concentration of receivables from customers Concentration risk description Conditional lease payments of operating leases Conditional minimal lease payments of finance leases recognised as expense Conditional minimal lease payments of finance leases recognised as income Conditions for the conversion of loans redeemable in cash or in shares Conditions for the conversion of loans redeemable in shares Conditions for the conversion of warrants and warrant loans Construction contracts (assets) Construction contracts (liabilities) Construction contracts Content pension regulations, products and services of PPI, together with categories stakeholders Continuity reserve Contributions of central governments Contributions of participants Contributions received from central cash Corporate social responsibility information Corrections from previous years of the financing deficit (surplus) to be settled in rates Cost of joint campaigns Cost of sales not purchased from members Cost of third-party campaigns Cost or manufacturing price of intangible assets Cost or manufacturing price of property, plant and equipment Cost price of capitalised acquisition costs Cost price of financial assets Cost price of income from sale of goods Cost price of inventories classified as expense in the income statement Cost price of investment properties Cost price of the additions to property, plant and equipment recognised directly in the statement of income and expense due to special circumstances Cost-effective premium Costs directly charged against capital Costs of investments Costs of management and accounting Costs of obtaining government subsidies Costs of outsourced work relating to the administration of the investment entity or custody of the assets of the investment entity Costs of outsourced work Costs of own fundraising Costs of raw materials and consumables not purchased from members Creditors Cumulative unprocessed share in the loss of participating interests Currency differences on loans as far as they can be considered as a correction of the interest charges due Current assets held for disposal Current deferred tax assets Current expenses factor of the class of shares Current expenses factor of the subfund Current expenses factor Current finance lease liabilities Current liabilities relating to financing surplus Current payables to members of the cooperative Current receivables from members of the cooperative Current subordinated loans Current value of agricultural inventories Custodian fees DBCs and DBC-healthcare products in progress (assets) DBCs and DBC-healthcare products in progress (liabilities) Damage expenses Damages and benefits paid, gross Damages and benefits paid, reinsurance Damages and benefits paid Damages and benefits received from reinsurers Date of allocation of subsidy income Date of preparation of the financial statements Date of publication of the sustainability report Date of the last available financial statements of the related party Decommissioning and disposals of real estate in operation Decrease (increase) in inventories Decrease (increase) in other accruals Decrease (increase) in other receivables Decrease (increase) in receivables Decrease (increase) in trade receivables Decrease in value of deferred tax assets Deducted management fees and other fees Deferred acquisition costs (classified as operating activities) Deferred income tax expense Deferred or unrecognized income or expenses of hedging instruments other than income or expenses related to hedging of expected future transactions Deferred tax assets Deferred tax liabilities Depreciation and amortisation Depreciation of bonds and other fixed-income securities Depreciation of disposals of bonds and other fixed-income securities Depreciation of disposals of shares and other variable-yield securities Depreciation of investment properties Depreciation of operating assets Depreciation of property, plant and equipment by segment Depreciation of shares and other variable-yield securities Depreciation on disposals of investment properties Depreciation rate of investment properties Depreciation rate of property, plant and equipment Description Of the implications for the information in the sustainability report Description about the profile of the organisation and its activities Description and number of issued shares, together with the percentages of voting shares of each of the companies exchanged at the joint Description if own development costs, other indirect costs and interest is taken into account in the valuation of the investment properties under construction Description if the valuation is carried out for a part of or the total investment portfolio during the period Description if the valuation of property, plant and equipment is carried out by internal or external appraisers Description if the valuation of the investment portfolio is carried out by internal or external valuers Description in the composition of reportable segments Description key elements of recovery plan of the pension provider Description of ALM policy Description of a cashflow generating unit for which the impairment or reversal of impairment is reported Description of a cashflow generating unit Description of a financial instrument Description of affairs with an impact on staffing Description of aggregated transaction data of securities financing transactions Description of amounts and timings of expected future receipts or payments of principal amount of issued financial instrument Description of amounts and timings of expected future receipts or payments of principal amount of obtained financial instrument Description of amounts of assets and liabilities introduced by each of the parties Description of an individual intangible asset of importance Description of an investment Description of an overview showing whether the assumptions in determining the fair value of investment properties are supported by market data or if they are based on other factors Description of any condition of an instrument or any related provisions that lead to significant change of any of the provisions of the issued financial instrument Description of any condition of an instrument or any related provisions that lead to significant change of any of the provisions of the obtained financial instrument Description of applicable forward loss compensation and temporary differences of income tax Description of applicable forward loss compensation Description of approximately how many months or years of expected future sales are hedged Description of approximately the percentage of sales in those future months or years Description of backlogs in indexation Description of business developments for non-listed organisations in which the investment entity has a controlling interest Description of cash and cash equivalents of which the legal entity does not have legal ownership Description of changes in (statutory) goals Description of changes in the scope of the report, data presentation and data collection methods Description of circumstances for reversal of write down of inventories Description of circumstances under which rights of use of real estate are accounted as an investment property Description of closing rates of the presentation currency compared to the functional currency in a situation of hyperinflation Description of commercial activities Description of commitments to purchase or sell inventories Description of complaints settlements Description of concentration data of securities financing transactions Description of concentration of insurance risks in the portfolio Description of conditional financial obligations relating to development funds Description of conditions of financial instruments that result in dilution of earnings per share Description of considerations for the determination of the interest rate used in determining the fair value of investment properties Description of constraints stemming from lease agreements Description of construction contracts of which the legal entity does not have legal ownership Description of contractual obligations to purchase, construct or develop investment properties or for repairs, maintenance or enhancements of investment properties Description of criteria to distinguish investment properties from real estate for own use Description of custody of collateral given of securities financing transactions Description of custody of collateral received of securities financing transactions Description of designated fund Description of designated reserve Description of direct and indirect economical effects with respect to financial transactions between the organisation and its stakeholders Description of early redemption after the balance sheet date before preparation of the financial statements Description of education performance Description of educational and education programmatic affairs Description of environmental policies and objectives with respect to different environmental aspects Description of existence of limitations regarding the collectability of income Description of expected developments of non-listed organisations in which the investment entity has a controlling interest Description of extent of underwriting risks Description of extent of unrealized revaluation reserve in respect of a change in accounting method according to historical cost price Description of external developments that have a potential impact on the social aspects of enterprise Description of financial assets of which the legal entity does not have legal ownership Description of fines and administrative penalties imposed during the period Description of fully amortised intangible assets still in use Description of future losses leading to negative goodwill Description of general data of securities financing transactions Description of governance developments Description of hedging of expected transactions in which periods the expected transactions are expected to take place Description of hedging of expected transactions is expected to be included in income statement Description of how a special item has been processed Description of how control / supervision of compliance with the investment statute takes place Description of how stakeholders have been consulted Description of how the organisation deals with social aspects with regards to doing business Description of how the risk management system is incorperated into the organisation Description of human rights in relation to activities of the organisation, its suppliers, customers and relations Description of immediate exigibility of non-current liabilities Description of impact on income tax of dividend proposal not processed as a liability Description of important anticipated transactions previously used for hedge accounting Description of important conditions of operating leases Description of important conditions of share based payments Description of important contractual obligation commitments to purchase or develop immovable property for exploitation Description of important policy conditions of insurance contracts Description of income spent on objectives Description of income with a special purpose Description of information on relevant line items in the financial statements Description of instruments exchanged of issued financial instrument Description of instruments exchanged of obtained financial instrument Description of intangible assets not recorded on the balance sheet Description of intangible assets of which the legal entity does not have legal ownership Description of intangible assets put up as collateral for debts Description of intangible assets with limited ownership Description of internal developments that have a potential impact on the social aspects of enterprise Description of inventories of which the legal entity does not have legal ownership Description of inventories pledged as collateral for debts Description of investment risks of alternative investments Description of investment risks Description of legal risks Description of main results achieved not achieved related to multi year plan Description of market value if the market value of property, plant and equipment differs significantly from the carrying amount Description of matching risk Description of matters with political or social impact Description of measures aimed at influencing the culture, the behaviour and the motivation of the employees Description of measures aimed at respect for privacy and the local environment Description of measures to prevent bribery and corruption Description of mergers and acquisitions realized after the balance sheet date Description of mergers, acquisitions, divestitures and outsourcing in the context of corporate social responsibility Description of monitoring and evaluating the achievement of results and the realization of improvement Description of movement of investment properties valued at historic costs as the fair value cannot be quantified Description of nature and extent of the material error Description of nature and extent of uncertainties Description of non-commercial activities Description of obligations per balance sheet date that have pension provisions Description of obtained securities for issued financial instruments Description of off-balance sheet commitments relating to guarantees Description of off-balance sheet commitments relating to liability claims Description of off-balance sheet commitments relating to payments to obtain usage rights Description of off-balance sheet liabilities relating to purchase commitments Description of operational risks Description of operations to be discontinued following the merger or acquisition Description of other coverage ratios of equity Description of other important actuarial assumptions Description of participation company or investment company on non-consolidated majority and minority interests Description of payments included in the book value of construction in progress Description of planned expenditure on fundraising and supporting functions Description of policy regarding investments Description of policy regarding non restricted equity size and function Description of product responsibility Description of property, plant and equipment of which the legal entity does not have legal ownership Description of property, plant and equipment put up as collateral for debts Description of property, plant and equipment with limited ownership Description of purchase commitments of property, plant and equipment Description of purchase commitments of shares or certificates of shares on behalf of rights granted Description of purchase commitments of shares(certificates) relating to share based payments Description of reasons for not applying Article 2: 389 of the Dutch Civil Code to the separate financial statements Description of receivables of which the legal entity does not have legal ownership Description of references to standards for management systems Description of reinsurance policy Description of relevant political aspects Description of responsibilities and working methods of management Description of responsibilities and working methods of the supervisory body Description of result before taxes due to settlement of equity including the impact of discontinued operations Description of result before taxes due to the sale of assets including the impact of discontinued operations Description of return, costs and proceeds of securities financing transactions Description of reuse of securities data of securities financing transactions Description of revenue, other operating income, special items and net profit of companies over the period prior to the date of addition, which are included in net profit according to the attached financial statements Description of rights associated with shares held in administration Description of rights granted not yet hedged Description of risk management in the context of management of corporate social responsibility reporting Description of risks associated with outsourcing Description of securities of which the legal entity does not have legal ownership Description of selection of programs and or projects Description of share based payments Description of statements, agreements and guidelines in the context of social reporting Description of subordinated liability Description of subsequent events for non-listed organisations in which the investment entity has a controlling interest Description of tax effect of amortisation of goodwill Description of temporary differences of income tax of related parties for which no deferred tax liabilities are recognised Description of temporary differences of income tax Description of the (estimate of the) financial impact from the subsequent event Description of the (international) chain management of the legal entity Description of the activities of the company about governance and ethics with regards to the general social aspects Description of the activities of the company and relation to environmental, social and economic aspects with regards to the general social aspects Description of the activities of the company and the role of stakeholders with regards to the general social aspects Description of the activities of the company with regards to the general social aspects Description of the activities of the joint ventures Description of the activities Description of the actual coverage ratio Description of the actual performance indicators related to the identified environmental aspects Description of the actuarial assumptions used for the provision for pension obligations Description of the actuarial risks relating to the pension obligations Description of the additional relevant positions of members of management Description of the additional relevant positions of members of the supervisory body Description of the administrative relations of the joint ventures Description of the aggregated level of analysis of the liability adequacy test Description of the aggregation of assets Description of the agreed percentage or amount of interest, dividend or other periodic fees of issued financial instrument Description of the agreed percentage or amount of interest, dividend or other periodic fees of obtained financial instrument Description of the agreement between the pension fund and employers relating to financing and implementation Description of the agreements and characteristics of VPL-arrangements Description of the agreements and characteristics of net-pension arrangements Description of the agreements concerning costs and benefits allocation between the investment entity and other investment entity Description of the amount of a financial instrument Description of the amount of impairment or reversal of impairment for a cashflow generating unit per category of assets or reporting segment Description of the amount of overdue dividend on fixed-term cumulative preferential or similar shares Description of the analysis of economical, environmental and social aspects in the chain Description of the analysis of the differences between the performances achieved and the objectives stipulated Description of the annual accrual of the premium relating to the pension obligations Description of the annual tracking difference Description of the applicable, or estimated, funding position of pension provider Description of the application of the transitional provision for policy change from current cost to historical cost price Description of the applied accounting standards or guidelines Description of the applied actuarial assumptions for the provision pension obligations on behalf of pension fund Description of the applied assumptions for the provision pension obligations on behalf of pension fund Description of the applied calculation method and frequency when determining the fair value of investments Description of the applied taxation method and frequency when determining the fair value of investments Description of the appointment of an administrator during the period Description of the asset management expenses Description of the audit and certification of management systems Description of the availability of the annual report of the other investment entity Description of the average maturity of the operational lease commitments Description of the basis upon which the current value is determined, if the recoverable value is based on the current value Description of the borrowed and lent financial instruments Description of the breakdown of the balance of construction projects Description of the business activities and environmental protection measures with regards to the environmental aspects Description of the business activities with regard to safety, health, education and diversity Description of the business activities with regards human rights Description of the business activities with regards to the economic aspects and financial contributions to society Description of the business activities with regards to the economic aspects and non-financial contributions to society Description of the business activities with regards to the economic aspects Description of the business activities with regards to the environmental aspects Description of the business activities with regards to the social aspects Description of the business purposes for the use of financial instruments Description of the calculation method of other coverage ratios of equity Description of the calculation method of the nominal coverage ratio of equity Description of the categories of stakeholders Description of the change in accounting estimates on future periods Description of the change in accounting estimates on the current period Description of the change in accounting estimates Description of the changes in consolidated interests Description of the changes of the agreements during the period if applicable; and the manner in which the concession agreement is classified Description of the characteristics of the implementing arrangement or similar financing arrangements Description of the choice and the role of dialogues with interested in the reporting process Description of the choices made related to the information to be reported in the policy report Description of the circumstances under which cash flows and / or liabilities may arise Description of the commitments relating to acquisitions of intangible assets Description of the comparison between the total return on investments with the appropriate benchmarks and z-scores Description of the compliance to the Code Pension funds Description of the composition and functioning of the Board of Directors and the Supervisory Board and their committees (eg nomination, remuneration and audit committees Description of the composition of management and the supervisory body of the joint ventures Description of the composition of management Description of the composition of the accountability body Description of the composition of the actual premium Description of the composition of the cost-effective premiums Description of the composition of the investment portfolio of the other investment entity Description of the composition of the investment portfolio Description of the composition of the management of the legal entity Description of the composition of the management of the legal entity Description of the composition of the stakeholders body Description of the composition of the supervisory body Description of the conditional purchase price of the acquisition Description of the conditions for certification and the possibility of expulsion Description of the conditions for conditional lease payments Description of the conditions of the transactions of real estate sold subject to terms and conditions Description of the conducted investment policy Description of the consequences of changes to the plan to discontinue operations Description of the consequences of the difference in the value in use and market value of real estate in exploitation Description of the considerations for inclusion of pension claims Description of the consultations and outcomes related to the dialogue with stakeholders Description of the contribution that the organisation intends to deliver to sustainable development Description of the controls to mitigate the principal risks and uncertainties Description of the core business Description of the corporate social responsibility reporting policy Description of the costs of research and development of intangible assets included in the result for the financial period Description of the counterparties of the derivatives transactions Description of the currency in which receipts or payments are made of issued financial instrument Description of the currency in which receipts or payments are made of obtained financial instrument Description of the degree of subjectivity in valuations Description of the depreciation method that is applied if non-linearly depreciated and the reason why this method is more appropriate. Description of the desired results and the intended improvement of the situation of the target group or of the social purpose Description of the desired results Description of the developments as a result of internal and external quality management Description of the developments in matters for which expectations were stated in the previous management report Description of the developments in the number of participants Description of the developments with or in relation to related parties Description of the difference in the value in use and market value of real estate in exploitation Description of the differences compared to DNB reports due to discounts on pension obligations Description of the differences with the reporting period of the financial report Description of the direction to the pension provider given during the period Description of the discontinued operations Description of the discount rate Description of the disposal of investment properties not valued at fair value Description of the diversity policy with regard to the composition of the management board and the supervisory board Description of the division of tasks and responsibilities within the legal entity Description of the duration of fixed income securities Description of the duration of the pension obligations Description of the economical aspects related to both financial and non-financial indicators Description of the effect of changes in accounting policies on reserves and funds and results Description of the effect of changes in exchange rates after balance sheet date on monetary items in foreign currencies or on the financial statement Description of the effect of not applying going concern basis on reserves and funds and results Description of the effect of the change in accounting policies on individual items Description of the effect of the correction of the material error Description of the effect on the income statement relating to on balance sheet pension claims Description of the efforts made to improve the diversity in the composition of governance bodies Description of the estimate of financial impact of off-balance sheet liabilities Description of the estimate of the fair value of the identifiable assets and liabilities of an acquisition Description of the exemption to prepare the cash flow statement Description of the exercise price or bandwidth of possible exercise prices of issued financial instrument Description of the exercise price or bandwidth of possible exercise prices of obtained financial instrument Description of the existence and content of renewal options, purchase options and escalation clauses Description of the existence of limitations regarding the application of investment properties Description of the expectations of management relating to the main developments of changes in the reserves and provisions Description of the expectations of management relating to the main developments of contract activities Description of the expectations of management relating to the main developments of housing policies Description of the expectations of management relating to the main developments of income and expenses Description of the expectations of management relating to the main developments of other planned investments and projects Description of the expectations of management relating to the main developments Description of the expectations related to future developments and the formulation of new objectives Description of the expected costs of repair of property, plant and equipment Description of the expected developments Description of the expected impact on the results and financial position Description of the expected income Description of the explanation of the expected and actual differences in lag fault Description of the extent in which an insured partner is taken into account in the provision pension obligations on behalf of pension fund Description of the extent in which indexation is taken into account in the different pension arrangements of the provision pension obligations on behalf of pension fund Description of the extent in which is invested in the sponsor Description of the extent in which the other technical provisions is non-current Description of the extent in which the pension accrual of disabled workers are taken into account in the provision pension obligations on behalf of pension fund Description of the extent of compliance with (minimal) required equity Description of the extent of government subsidies Description of the extent of member liability Description of the extent of the lag fault Description of the extent of the significant liquidity risk Description of the extent to which benefits are recurring once or annually Description of the extent to which financial instruments are used Description of the extent to which indirect costs have been taken into account when determining the manufacturing price Description of the extent to which the current value of property, plant and equipment is derived from observable prices or recent market-based transactions or is estimated using other valuation techniques Description of the fact that it is practically impossible to make certain adjustments to the policies of the participating legal person Description of the facts and circumstances that led to not being a going concern Description of the facts and circumstances which lead to reclassifications of real estate in exploitation Description of the fair value of investment properties based on the estimate of an independent and qualified expert Description of the fair value of investment properties not based on the estimate of an independent and qualified expert Description of the feasibility test Description of the features of the agreements with related parties of the fund manager, investment entity or custodian Description of the financial impact of a exceptional item if it has been incorporated into several other items in the profit and loss account Description of the financial instruments designated as hedge instrument for the hedging transaction Description of the financial position and the developments in the financial position during the period Description of the form in which collateral is provided for the total of the debts Description of the functioning of the shareholders' meeting and its main powers and the rights of shareholders and how they can be exercised, as long as this does not immediately follow from the law Description of the funding policy Description of the future expectations concerning the general environmental social financial and economical aspects Description of the goals and policies regarding financial risk management Description of the governance structure and management information systems for the general environmental social financial and economical aspects Description of the governance structure and management of the corporate social responsibility reporting Description of the ground on which circumstance in a participation, for the purpose of exercising significant influence or not, is deviated from the 20% limit of voting rights. Description of the group structure and legal form Description of the hedging of investment risks and subsequent positions Description of the hedging strategy Description of the impact of changes in definitions and measurement methods Description of the impact of discounts on pension obligations Description of the impact of profit retention on the income tax rates Description of the impact of the change in accounting policies on future periods Description of the impact of the potential tax profit or loss as a result of any benefits to shareholders Description of the impact of the reinsurance policy on underwriting risks Description of the impact of the risks stated in the risk report on the solvency considered essential Description of the impact on assets and results of foreign legal persons who are co-owners and part of consolidation Description of the impact on comparative figures when deviating from an annual reporting period Description of the impact on equity and results from reclassifications of real estate in exploitation Description of the impairment of financial assets Description of the impairment of intangible assets Description of the impairment of investment properties Description of the impairment of property, plant and equipment Description of the impairment or reversal of impairment for a cashflow generating unit Description of the impairment or reversal of impairment for an individual asset of importance Description of the impairment or reversal of impairment for an individual asset of importance Description of the implementation agreement Description of the implementation and testing of the formulated policy Description of the implemented measures and monitoring of the compliance with these measures Description of the importance of activities performed by volunteers Description of the important contractual conditions of a financial instrument Description of the important intentions of management and decisions made in the new fiscal year, including the financial translation of these intentions and decisions Description of the improvement in the risk management system with regards to risks and uncertainties Description of the incidental or structural character of the subsidy income Description of the income statement line item where income relating to negative goodwill is recognised Description of the indexation clauses of different pension arrangements in the provision pension obligations on behalf of pension fund Description of the indexation policy Description of the indexation risk relating to the pension obligations Description of the indication of the nature of dependence and of the factors in case of non-fixed interest rate Description of the indication of uncertainties regarding the amount or moment of outflow relating to off-balance sheet liabilities Description of the inherent limitations in the reliability of the data as a result of the methods of measuring, estimating and calculating Description of the integration of the management of economic, environmental and social aspects in the daily activities Description of the interest rate used to determine the fair value of investment properties Description of the internal and external developments in investments and returns on investments Description of the internal and external developments in pensions Description of the internal organisational structure and staffing Description of the international cooperation within the sector Description of the international trade finance and property relations of the organisation Description of the investment policy of the other investment entity Description of the investment property Description of the investment results of the other investment entity Description of the investments in investment entities that are related parties of the fund manager, investment entity or custodian Description of the investments in related parties of the fund manager, investment entity or custodian that encompasses more than ten percent of the capital Description of the involvement of an independent appraiser Description of the key elements of policies conducted Description of the key features of the management and control system in connection with the company's financial reporting process and of the group whose financial data are included in the financial statements Description of the key terms in the agreements that affect the size, time and certainty of future cash flows Description of the legal structure Description of the liability for the debts of others Description of the liability when outsourcing of the administration of the investment entity Description of the liability when outsourcing of the custody of assets of the investment entity Description of the licensing agreements Description of the line item in the income statement where the amortisation of intangible assets is recognised Description of the line item in the income statement where the amortisation of positive goodwill is justified Description of the line item in the statement of income and expenses where information expenses are recognised Description of the liquidation plan when not a going concern Description of the location of the actual activities Description of the main categories of suppliers classified by preference rankings Description of the main characteristics of pension arrangements Description of the main divisions, branches and participating interests of the corporation Description of the main events or circumstances that led to recognition of impairment loss of material importance Description of the main licensing agreements Description of the main markets and categories of customers in the context of supply chain information Description of the main problems and challenges and impact on business strategy with regards to the general social aspects Description of the main problems and challenges with regards to the general social aspects Description of the main subcontractors if applicable Description of the market rate used in the provision pension obligations on behalf of pension fund Description of the maturity ratios of the pension obligations Description of the measures aimed at the integrity of the advertising policies Description of the measures taken and performance achieved by performance indicators Description of the measures taken to reduce the risks associated with the use of financial instruments Description of the merged or acquired party relating to mergers and acquisitions Description of the method and key assumptions on which the cash flow forecasts are based, if the recoverable value is based on cash flow forecasts Description of the method of appointment of management Description of the method of appointment of the supervisory body Description of the method of determining the discounts on pension obligations Description of the method of determining the market rate for the provision pension obligations on behalf of pension fund Description of the method of determining the other technical provisions Description of the method of implementation of fair competition and pricing Description of the method of indexation of the provision pension obligations on behalf of pension fund Description of the method of processing of gains and/or losses due to dilution for the participating legal entity Description of the method of processing of realized revaluations Description of the method of processing of the merger or acquisition Description of the method of processing the effects of the change in accounting policies Description of the method used for adjusting the balance sheet value to the value from the liability adequacy test Description of the method used for determining the interest addition to the provision for pension obligations Description of the method used to determine the solvency considered essential Description of the methods and significant assumptions used for estimation of the current value of property plant and equipment Description of the methods and significant assumptions used for the valuation on liquidation basis and related significant uncertainties when not a going concern Description of the methods and significant assumptions used in the estimation of the fair value of financial assets and financial obligations Description of the methods of measuring, estimating and calculating Description of the methods used for fundraising Description of the methods, relevant assumptions used in determining the fair value of (use rights in) real estate investments Description of the minimum required balance of the continuity reserve and underlying assumptions Description of the moment at which cash flows and / or liabilities can occur Description of the most important activities of the entity Description of the most important performance indicators Description of the most important products, services and markets Description of the most relevant processes within the organisation Description of the motivation for the market rate used in the provision pension obligations on behalf of pension fund if different from interest rate term structure published by DNB Description of the multiannual overview and trends Description of the names of the directors of a company, association, cooperative, mutual trust or foundation, if they have a special statutory right of control in the legal person Description of the national and international labour aspects Description of the national and/or international chain in which the entity operates Description of the nature and amount of income and expenses recorded on the balance sheet until the date of settlement when not a going concern Description of the nature and amount of significant positive and negative changes in value when not a going concern Description of the nature and extent of expenses paid by the international partnerships spent on fundraising Description of the nature and extent of other important movements of property, plant and equipment Description of the nature and extent of other rights and obligations Description of the nature and extent of possible gains and/or losses due to dilution for the participating legal entity Description of the nature and extent of service obligations or the rights to expected services Description of the nature and extent of the obligations for the purchase or construction of property, plant and equipment Description of the nature and extent of the options for extension or termination Description of the nature and extent of the rights to the use of specific assets Description of the nature and extent of the transferred insurance and investment risks in the provision pension obligations on behalf of pension fund Description of the nature of a financial instrument Description of the nature of an individual asset of importance for which the impairment or reversal of impairment is reported Description of the nature of insurance related receivables or payables of the reinsurance part technical provisions Description of the nature of interests in investment pools Description of the nature of off-balance sheet liabilities Description of the nature of other technical provisions Description of the nature of received government subsidues Description of the nature of result-sharing agreed upon with insurers regarding investment and insurance risks Description of the nature of the contingent assets is not given because it is not feasible Description of the nature of the different pension arrangements in the provision pension obligations on behalf of pension fund Description of the nature of the initial event of the discontinued operations Description of the nature of the risks to be covered Description of the nature of the risks to be hedged Description of the nature of the significant liquidity risk Description of the nature of the subsequent event Description of the nature, amount and important contractual conditions of a financial instrument Description of the number of such shares each of the holders holds a special statutory right of control in the legal person Description of the objective Description of the objectives related to economical environmental and social aspects of business operations and supply chain responsibility Description of the objectives related to the performance indicators Description of the obligations to transfer specific assets at the end of the concession period or the right to receive these assets Description of the off-balance sheet liabilities relating to the fiscal unity Description of the operational risks and uncertainties related to the remuneration policy Description of the operational risks and uncertainties related to the reputation of the entity Description of the operational risks and uncertainties relating to corruption Description of the operational risks and uncertainties relating to internal organisation and administration of the legal entity Description of the operational risks and uncertainties relating to personnel, products and the environment Description of the operational risks and uncertainties relating to vulnerability to fraud Description of the opinion of the accountability body on the actions of management, policies, as well as future policy choices Description of the opinion of the stakeholders body on the actions of management, policies, as well as future policy choices Description of the options for conversion of exchange of issued financial instruments Description of the options for conversion of exchange of obtained financial instruments Description of the options for early settlement of issued financial instruments Description of the options for early settlement of obtained financial instruments Description of the other parties in the joint ventures Description of the outcomes related to the dialogue with stakeholders Description of the outsourcing of the administration of the investment entity Description of the outsourcing of the custody of assets of the investment entity Description of the pension agreement Description of the pension arrangement and regulation Description of the pension management expenses Description of the period where negative goodwill is recognised in income statement Description of the planned expenditure on the objective Description of the policies and methods of the liability adequacy test Description of the policies with regards to the general environmental social financial and economical aspects Description of the policy for hedging of granted share options of share based payments Description of the policy for hedging of rights granted Description of the policy for obtaining basic information Description of the policy on animal welfare and genetic modification Description of the policy on independent assurance of the sustainability reporting Description of the policy regarding communication with stakeholders Description of the policy regarding the extent and purpose of the reserves and funds Description of the policy regarding the prospective use of reserves and funds Description of the policy regarding the ratio of expenses to income of fundraising Description of the policy relating to duration matching Description of the policy relating to outsourcing Description of the policy relating to the coverage ratio Description of the policy that is being conducted in this regard Description of the policy to meet the objective Description of the position of granted not yet exercised options relating to share based payments Description of the possibility of any reimbursement relating to off-balance sheet liabilities Description of the premium percentages and policies relating to the pension obligations Description of the premium policy Description of the presence and operation of the internal risk management system Description of the previous and current asset aggregation as well as the reason for changing the way in which the cash-generating unit is determined Description of the principal risks and uncertainties market demands on product and services of the entity Description of the principal risks and uncertainties related to governance Description of the principal risks and uncertainties related to social developments Description of the principal risks and uncertainties related to sustainability Description of the principal risks and uncertainties related to the dependence of the entity on products and services Description of the principal risks and uncertainties relating to changes in the strategy Description of the principal risks and uncertainties relating to developments in the competitive ability of the entity Description of the principal risks and uncertainties relating to financial reporting Description of the principal risks and uncertainties relating to internal and external laws and regulations Description of the principal risks and uncertainties relating to operating activities Description of the principal risks and uncertainties relating to technological developments Description of the principal risks and uncertainties relating to the financial position of the entity Description of the principal risks and uncertainties relating to the implementation of new information systems Description of the principal risks and uncertainties relating to the strategy of the entity Description of the principles of the valuation of the investment portfolio Description of the process for determining the business strategy Description of the process for the composition of the supervisory board Description of the products and services of the pension fund Description of the profit sharing, guarantees and options included in insurance contracts and the amount recorded in equity Description of the profit sharing, guarantees and options included in insurance contracts and the amount recorded in the technical provisions Description of the progression of the interest rate in case of inconsistent interest rate for remaining maturity Description of the project of construction contracts Description of the purchase of treasury shares by non-listed organisations in which the investment entity has a controlling interest Description of the purchase price of the acquisition Description of the purpose of the legal entity Description of the quality of the activities and the effectiveness and efficiency of the activities Description of the reason and factors that played a significant part in determining that the amortisation term of intangible assets exceeds twenty years Description of the reason for changing the cashflow generating unit Description of the reason for changing the functional currency Description of the reason for changing the presentation currency Description of the reason for deviating from an annual reporting period Description of the reason for the reclassification of a financial asset Description of the reason for transfers between equity and liabilities Description of the reason why the determination of profit retention on the income tax rates is (partially) infeasible Description of the reason why the fair value of investment properties cannot be quantified and the likely range of the fair value Description of the reason why the presentation currency is different from the functional currency Description of the reason why the presentation currency is different from the local currency Description of the reasons for differences in the premiums Description of the recognition of VPL-arrangements in the financial statements Description of the recognition of net-pension arrangements in the financial statements Description of the reconciliation between segmented and aggregated information Description of the recovery plan in case of a reserve deficit Description of the recovery plan that is applicable during the period Description of the reimbursement by third parties for impairment, destroyed or surrendered property, plant and equipment Description of the relationship with laws, regulations and licenses Description of the relative interest in the other investment entity Description of the relevant social aspects Description of the reporting process and method for consolidating data Description of the required coverage ratios and the extent of compliance to these ratios Description of the response of management to the opinion of the accountability body Description of the response of management to the opinion of the stakeholders body Description of the results of the activities Description of the results of the liability adequacy test Description of the review of implementation and outcomes of policy and previously expressed expectations Description of the risk associated with the use of financial instruments Description of the risk policy relating to alternative investments Description of the risks associated with interests in investment pools Description of the risks relating to implementing financial reporting systems Description of the role of definitions Description of the scope of the independent assurance process Description of the scope of the sustainability report Description of the securities of financial instruments provided by the legal entity Description of the segment of the discontinued operations Description of the segment to be reported to which it is individually active, for which an impairment loss, or reversal thereof, is justified which is material Description of the sensitivity of the investments on market developments Description of the significant risks and uncertainties of the past year and their consequences Description of the situation where the exercise of authority of certain bodies of the pension fund is subject to approval of the supervisor during the period Description of the size of the organisation Description of the social aspects of business activities Description of the social aspects of the own operations and business activities Description of the social aspects specifically related to the chain in which the entity operates Description of the social performance of the organisation Description of the special circumstances surrounding and method of processing of additions to property, plant and equipment recognised directly in the statement of income and expense Description of the supervision of the other investment entity Description of the surcharge of pension disbursement expenses in the provision pension obligations on behalf of pension fund Description of the sureties obtained relating to the borrowed and lent financial instruments Description of the sureties received to decrease the counterparty risk Description of the survival rate Description of the sustainability reporting with regards to climate change Description of the sustainability reporting with regards to human rights Description of the sustainability reporting with regards to water rights Description of the system agreed upon with insurers of result-sharing regarding investment and insurance risks Description of the target group of the report Description of the term in office of the members of management Description of the term in office of the members of the supervisory body Description of the terms applicable when an insurance policy expires in the reinsurance part technical provisions Description of the time of the initial event of the discontinued operations Description of the time or time period when the discontinuation of operations will be finalised Description of the timestamp for transfers between equity and liabilities Description of the transaction costs Description of the transactions with related parties of the fund manager, investment entity or custodian that are not at arm's length Description of the transactions with related parties of the fund manager, investment entity or custodian Description of the transfer between equity and liabilities Description of the underlying principle of the data Description of the unexpired risks for discounted cheques and bills of exchange Description of the valuation methods of the provision for pension obligations Description of the vision of the organisation on corporate social responsibility Description of the way in which pension arrangements are insured by pension provider Description of the way the investment policy takes into account the environment, climate, human rights and social relations Description of the year of most recently applied revaluations Description of uncertainties relating to complex allocation systems Description of uncertainties relating to settlement contributions Description of underlying positions held by derivatives Description of underwriting risk for indemnity insurance Description of underwriting risk for life insurance Description of underwriting risk Description of unpaid, due rewards to staff Description of what are the main considerations are for the policy that is being pursued in this regard Description of whether the current value or the value in use is applicable Description of whether the purchase and sale of financial assets are valuated at trade date or at settlement date Description paid, unpaid rewards to the staff Description that the legal person is not a legal owner based on article 2: 366 paragraph 2 of the Civil Code Description whether income and expenses as a result of changes in fair value of financial assets are disposed in the result or in the equity Designated fund (private) Designated fund (public) Designated fund Designated funds Designated reserve (private) Designated reserve (public) Designated reserve Designated reserves Difference in reserves and funds in the separate and consolidated financial statements Diluted earnings per share Direct equity movement as a result of financial instruments Direct investment income received Direct investment properties on behalf of participants Direct investment properties on behalf of pension fund Direct investment results on behalf of participants Direct investment results on behalf of pension fund Direct investment results Direct movement in foundation capital and reserves as a result of a change in accounting policies Direct movement in foundation capital and reserves as a result of exchange differences Direct movement in foundation capital and reserves as a result of financial instruments Direct movement in foundation capital and reserves as a result of impairments Direct movement in foundation capital and reserves as a result of prior period errors Direct movement in foundation capital and reserves as a result of the reversal of impairments Direct movement in reserves and funds as a result of a change in accounting policies Direct movement in reserves and funds as a result of exchange differences Direct movement in reserves and funds as a result of financial instruments Direct movement in reserves and funds as a result of impairments Direct movement in reserves and funds as a result of prior period errors Direct movement in reserves and funds as a result of the reversal of impairments Direct operational expenses (including repairs and maintenance) of investment properties that did not generate rental income during the reporting period Direct operational expenses (including repairs and maintenance) of investment properties that generated rental income during the reporting period Disclosure of Fundraising expenses Disclosure of Income from individuals other Disclosure of accommodation costs Disclosure of additional information in case of deviations from regulations based on specific laws and regulations and subsidy regulations Disclosure of additional information to article 2:395a DCC Disclosure of additions to provisions Disclosure of adjustments of recycle items Disclosure of all aspects of transactions not considered a lease in terms of economic reality Disclosure of allowances paid to attract participants Disclosure of amount per share available for distribution exceeded by the fiscal distribution obligation Disclosure of analysis of differences between the budget and actuals Disclosure of analysis of the main cash flows and financing needs Disclosure of analysis of the main risks and uncertainties Disclosure of asset management expenses on behalf of participants Disclosure of asset management expenses on behalf of pension fund Disclosure of asset management expenses Disclosure of assets that are not financial assets which are accepted on a regulated market or other market for financial instruments Disclosure of attributed economic capital Disclosure of available for member payments Disclosure of balance of transfers of rights Disclosure of borrowings from governments and credit institutions guaranteed by governments Disclosure of borrowings from governments and credit institutions secured by WSW Disclosure of borrowings from governments and credit institutions Disclosure of capital administered in own name but for the account and risk of third parties Disclosure of capital ratio's Disclosure of capitalised acquisition costs Disclosure of capitalised discounts and capitalised negative redemption payments Disclosure of cash and cash equivalents and the cash flow from operating, investing and financing activities attributable to third parties Disclosure of cash flow statement Disclosure of catastrophe provision Disclosure of central government contributions of the Ministry of EZ Disclosure of central government contributions of the Ministry of OCW Disclosure of change in provision for pension obligations on behalf of participants Disclosure of change in provision for pension obligations on behalf of pension fund Disclosure of change in reinsurance part of technical provisions Disclosure of change in value of agricultural stocks Disclosure of changes in accounting estimates Disclosure of changes in construction contracts Disclosure of changes in the grouping of balance sheet items or income expenses statement items Disclosure of changes in the value of investment properties Disclosure of changes in value of financial assets Disclosure of changes made during the financial year in the terms of the rights granted by the company during the financial year Disclosure of commercial and social real estate in exploitation Disclosure of communication expenses Disclosure of composition of cash and cash equivalents Disclosure of compound financial instruments Disclosure of compound transactions and other transactions without transfer of cash and cash equivalents Disclosure of construction contracts Disclosure of construction contracts Disclosure of construction contracts Disclosure of contingent assets Disclosure of contingent individual liabilities of exceptional importance Disclosure of continuity reserve Disclosure of continuity with impact on equity Disclosure of contribution risks riskparagraph to required solvency Disclosure of contributions of central governments Disclosure of contributions of participants Disclosure of contributions received from central cash Disclosure of core capital Disclosure of cost method of inventories Disclosure of cost of joint campaigns Disclosure of cost of sales not purchased from members Disclosure of cost of third-party campaigns Disclosure of costs of direct fundraising Disclosure of costs of investments Disclosure of costs of management and accounting Disclosure of costs of obtaining governments grants Disclosure of costs of outsourced work relating to the administration of the investment entity or custody of the assets of the investment entity Disclosure of costs of outsourced work Disclosure of costs of raw materials and consumables not purchased from members Disclosure of creditors Disclosure of current deferred tax assets Disclosure of current expenses factor of classes of shares Disclosure of current expenses factor of subfunds Disclosure of current expenses factor Disclosure of current finance lease liabilities Disclosure of current liabilities relating to financing surplus Disclosure of current payables to members of the cooperative Disclosure of current receivables from members of the cooperative Disclosure of current subsidy liabilities Disclosure of custodian fees Disclosure of damage outflow overview Disclosure of declared or proposed dividend per share during the financial year Disclosure of decrease in value of deferred tax assets Disclosure of deducted management fees and other fees Disclosure of deductions subject to income tax expense elsewhere Disclosure of deferred tax assets or liabilities at discounted value Disclosure of deferred tax assets Disclosure of deferred tax liabilities Disclosure of deferred tax relating to investments Disclosure of depreciation, amortisation and interest expenses Disclosure of designated fund (private) Disclosure of designated fund (public) Disclosure of designated funds Disclosure of designated reserve (private) Disclosure of designated reserve (public) Disclosure of designated reserves Disclosure of determining of fair value or intrinsic value of the share options relating to the share based payments Disclosure of differences between the cash flow statement and the movement schedules of assets and equity and liabilities Disclosure of differences between the cash flow statement and the movement schedules of assets and reserves and funds and liabilities Disclosure of differences between the movement of balance sheet items according to the cash flow statement compared to difference between the beginning and ending balances Disclosure of differences in the reserves and funds and the result between the separate and consolidated financial statements Disclosure of direct investment properties on behalf of participants Disclosure of direct investment properties on behalf of pension fund Disclosure of direct investment results on behalf of participants Disclosure of direct investment results on behalf of pension fund Disclosure of direct investment results Disclosure of discontinued operations Disclosure of discounting of technical provisions for damages or benefits payable Disclosure of discounts on pension obligations Disclosure of dividend and rental income Disclosure of dividend income Disclosure of donor contributions Disclosure of early retirement and other non-activity schemes Disclosure of earnings per share Disclosure of environmental provision Disclosure of equalisation account Disclosure of equipment and furnishing expenses Disclosure of estimates Disclosure of exceptional items in the cash flow statement Disclosure of exceptional items Disclosure of exchange differences of foreign participating interests Disclosure of expense claims of and payments to managing directors Disclosure of expenses according to the prospectus and actual expenses Disclosure of expenses and reimbursements for borrowing and lending of financial instruments Disclosure of expenses due to mergers and acquisitions Disclosure of expenses for fees of independent medical specialists Disclosure of expenses from non-commercial activities Disclosure of expenses of direct and indirect investments in other investment entities Disclosure of expenses of external employees Disclosure of expenses of purchases and acquisitions Disclosure of expenses of subsidies and contributions Disclosure of expenses recognised at prices significantly different from market prices Disclosure of expenses relating to share based payments Disclosure of expenses spent on objectives Disclosure of expiration capital Disclosure of extraordinary income and expenses Disclosure of fair value information when the report is prepared on historical cost basis Disclosure of fair value of financial assets Disclosure of fair value of financial instruments Disclosure of fair value of investment properties Disclosure of fair value of securities Disclosure of finance lease of property, plant and equipment Disclosure of financial assets recognised at prices significantly different from market prices Disclosure of financial expenses Disclosure of financial income and expenses Disclosure of financial income Disclosure of financial instruments when book value is higher than fair value Disclosure of financing deficit/surplus to be settled in rates Disclosure of fiscal adjustments for prior years relating to income tax Disclosure of fiscal unity for income tax Disclosure of food and hospitality expenses Disclosure of foreign currency exchange rate results Disclosure of foundation capital and reserves Disclosure of foundation capital Disclosure of funds Disclosure of future profit margins of the acquired portfolio Disclosure of gained income Disclosure of general and other reserves Disclosure of general expenses Disclosure of general reserve Disclosure of government levies Disclosure of guarantee contracts Disclosure of guaranteed equity Disclosure of hedge accounting of financial instruments Disclosure of hedging of rights granted Disclosure of historical cost information when the report is prepared on fair value basis Disclosure of housing facilities in exploitation Disclosure of impairment of financial assets Disclosure of impairment of intangible assets Disclosure of impairment of investment properties Disclosure of impairment of non-current assets Disclosure of impairment of property, plant and equipment Disclosure of impairment of securities Disclosure of important differences in income tax rates compared to prior period(s) Disclosure of important subsequent events that impact reserves and funds Disclosure of important subsequent events with an impact on equity Disclosure of income Ministry V&J Disclosure of income WMO Disclosure of income Youth law Disclosure of income availability contributions Education Disclosure of income availability contributions Healthcare Disclosure of income from Education and Research (O&O) Disclosure of income from affiliated nonprofit organizations Disclosure of income from budgeted care services Disclosure of income from business Disclosure of income from care services and social support Disclosure of income from collections Disclosure of income from contributions Disclosure of income from delivery of products or services that cannot be valued reliably Disclosure of income from donations and gifts Disclosure of income from equity funds Disclosure of income from gifts and from fundraising Disclosure of income from individuals Disclosure of income from inheritances Disclosure of income from non-commercial activities Disclosure of income from other care services Disclosure of income from other nonprofit organizations Disclosure of income from own lotteries and contests Disclosure of income from product/service delivery Disclosure of income from realised prices gains and losses Disclosure of income from sale of goods Disclosure of income from sponsoring Disclosure of income from unrealised price gains and losses Disclosure of income health insurance act Disclosure of income legal budget for acceptable costs Wlz Disclosure of income on third party contracts Disclosure of income tax recognised directly in equity Disclosure of income with a special purpose Disclosure of indirect investment properties on behalf of participants Disclosure of indirect investment properties on behalf of pension fund Disclosure of indirect investment results on behalf of participants Disclosure of indirect investment results on behalf of pension fund Disclosure of indirect investment results Disclosure of intangible assets recognised at prices significantly different from market prices Disclosure of interest expenses Disclosure of interest income and expenses of financial instruments Disclosure of interest income Disclosure of interest risks Disclosure of international partnerships Disclosure of intramural real estate in exploitation Disclosure of inventories recognised at prices significantly different from market prices Disclosure of investment properties in development Disclosure of investment properties in exploitation Disclosure of investment properties on behalf of participants Disclosure of investment properties on behalf of pension fund Disclosure of investment properties on behalf of premium pension institutions Disclosure of investment properties under development behalf of participants Disclosure of investment properties under development behalf of pension fund Disclosure of investment properties Disclosure of investment result per unit Disclosure of investment results from dividends Disclosure of investment results from interest income Disclosure of investment results from rental income Disclosure of investment results of derivatives Disclosure of investment results of fixed income securities Disclosure of investment results of investment properties Disclosure of investment results of shares Disclosure of investment results on behalf of participants Disclosure of investment results on behalf of participants Disclosure of investment results on behalf of pension fund Disclosure of investment results on behalf of premium pension institutions Disclosure of investment results Disclosure of investments in Dutch state bonds Disclosure of investments in bonds, mortgages, debentures and other fixed or variable interest securities on behalf of participants Disclosure of investments in bonds, mortgages, debentures and other fixed or variable interest securities on behalf of pension fund Disclosure of investments in bonds Disclosure of investments in deposits and such on behalf of participants Disclosure of investments in deposits and such on behalf of pension fund Disclosure of investments in derivatives on behalf of participants Disclosure of investments in derivatives on behalf of pension fund Disclosure of investments in derivatives on behalf of premium pension institutions Disclosure of investments in fixed income securities on behalf of participants Disclosure of investments in fixed income securities on behalf of pension fund Disclosure of investments in fixed income securities on behalf of premium pension institutions Disclosure of investments in listed and non-listed investment institutions that invest in fixed income securities on behalf of participants Disclosure of investments in listed and non-listed investment institutions that invest in fixed income securities on behalf of pension fund Disclosure of investments in listed and non-listed investment institutions that invest in shares on behalf of participants Disclosure of investments in listed and non-listed investment institutions that invest in shares on behalf of pension fund Disclosure of investments in listed shares on behalf of participants Disclosure of investments in listed shares on behalf of pension fund Disclosure of investments in mortgage loans Disclosure of investments in non-listed shares on behalf of participants Disclosure of investments in non-listed shares on behalf of pension fund Disclosure of investments in options and warrants Disclosure of investments in other bonds Disclosure of investments in other investment entities of eighty five percent or more of the capital Disclosure of investments in other real estate Disclosure of investments in precious metals Disclosure of investments in private loans Disclosure of investments in real estate in the Netherlands Disclosure of investments in real estate Disclosure of investments in shares on behalf of participants Disclosure of investments in shares on behalf of pension fund Disclosure of investments in shares on behalf of premium pension institutions Disclosure of investments in shares Disclosure of investments on behalf of participants Disclosure of investments on behalf of pension fund invested in contributing organisations Disclosure of investments on behalf of pension fund Disclosure of investments on behalf of premium pension institutions Disclosure of investments results of other investments Disclosure of joint ventures Disclosure of key figures Disclosure of key ratios Disclosure of legacy income Disclosure of liabilities from real estate sold subject to terms and conditions Disclosure of liability adequacy test Disclosure of liability relating to minimum return guarantee Disclosure of liable equity capital Disclosure of licensing agreements Disclosure of loaned investments on behalf of participants Disclosure of lotteries income Disclosure of maintenance and energy expenses Disclosure of management expenses Disclosure of management fees Disclosure of marketing costs Disclosure of member contributions Disclosure of member payments Disclosure of mergers and acquisitions Disclosure of multi-annual budgets Disclosure of multi-annual overview Disclosure of negative goodwill Disclosure of negative interest expenses Disclosure of negative interest income Disclosure of net asset value of investment entity Disclosure of net investment income Disclosure of net result Disclosure of net revenue by category Disclosure of non-current deferred tax assets Disclosure of non-current finance lease liabilities Disclosure of non-current financial liabilities with the book value higher than fair value Disclosure of non-current payables to members of the cooperative Disclosure of non-current receivables from members of the cooperative Disclosure of non-current subsidy liabilities Disclosure of number of students Disclosure of office related and general expenses Disclosure of one-time entrance and redemption fees Disclosure of operating expenses including depreciation Disclosure of operating leases Disclosure of other asset management expenses Disclosure of other change in other technical provisions for own account Disclosure of other comprehensive income Disclosure of other contracts reinsurance Disclosure of other current liabilities Disclosure of other designated reserves Disclosure of other equity and liabilities Disclosure of other expenses exceeding ten percent of total expenses Disclosure of other expenses of employee benefits Disclosure of other financial assets Disclosure of other government contributions and subsidies Disclosure of other income and expenses within other comprehensive income Disclosure of other income from financial assets and securities Disclosure of other income within other operating income Disclosure of other intangible assets Disclosure of other investments on behalf of participants Disclosure of other investments on behalf of pension fund Disclosure of other investments on behalf of premium pension institutions Disclosure of other investments Disclosure of other liabilites and accrued liabilities Disclosure of other liabilities on behalf of risk participants Disclosure of other liabilities Disclosure of other management expenses Disclosure of other receivables from insurance policies not immediately due from current accounts Disclosure of other receivables from reinsurance part technical provisions Disclosure of other reimbursements Disclosure of other reserves and funds Disclosure of other services within other operating income Disclosure of other subsidy income from central governments Disclosure of other subsidy income Disclosure of parking facilities in exploitation Disclosure of participations (classified as equity) Disclosure of participations (classified as liability) Disclosure of patient and residents dependent expenses Disclosure of payables from hedging transactions concerning the price and exchange rate risk of investments Disclosure of payables from hedging transactions not concerning the price and exchange rate risk of investments Disclosure of payables from transactions with financial derivatives Disclosure of payables relating to VPL arrangements received not yet utilised Disclosure of payables relating to derivatives Disclosure of payables relating to expenses of employee benefits Disclosure of payables relating to pension payments Disclosure of payables relating to vacation days or holiday pay Disclosure of payables relating to value transfers Disclosure of payables to central cash and health care insurance fund Disclosure of payables to healthcare providers Disclosure of payables to members of the cooperative Disclosure of payments of operating leases Disclosure of pension administration expenses Disclosure of pension administrative expenses charged to employers Disclosure of pension benefits Disclosure of pension management expenses Disclosure of pension receivables Disclosure of performance fees of administrator or investment advisor as a percentage of the average net asset value Disclosure of performance fees Disclosure of personal interest in investments Disclosure of portfolios with a negative premium provision Disclosure of premium contributions from employers and employees Disclosure of premium contributions on behalf of participants Disclosure of premium contributions Disclosure of premiums and discounts of treasury shares Disclosure of prior period errors Disclosure of processing of cost deductions of premium pension institutions Disclosure of property, plant and equipment recognised at prices significantly different from market prices Disclosure of proportional consolidation Disclosure of provided subsidies and gifts Disclosure of provision actuarial health insurance Disclosure of provision for aging population Disclosure of provision for disposal obligations Disclosure of provision for insurance of disability risks Disclosure of provision for jubilee benefits Disclosure of provision for legal proceedings Disclosure of provision for major maintenance Disclosure of provision for onerous contracts Disclosure of provision for pension obligations on behalf of pension fund Disclosure of provision for repair costs Disclosure of provision pension obligations on behalf of participants Disclosure of provision pension obligations on behalf of pension fund relating to active participants Disclosure of provision pension obligations on behalf of pension fund relating to inactive participants Disclosure of provision pension obligations on behalf of pension fund relating to other participants Disclosure of provision pension obligations on behalf of pension fund relating to pensioners Disclosure of provision relating to participating interest Disclosure of publicity expenses Disclosure of purchase value of supplied products Disclosure of real estate in development Disclosure of real estate in exploitation Disclosure of real estate sold subject to terms and conditions Disclosure of realised losses on investments Disclosure of realised profits on investments Disclosure of realised revaluation charged to equity Disclosure of receivables from central cash and health care insurance fund Disclosure of receivables from central cash Disclosure of receivables from deferred profit sharing Disclosure of receivables from employers Disclosure of receivables from healthcare providers Disclosure of receivables from insurance policies not immediately due from current accounts Disclosure of receivables from members of the cooperative Disclosure of receivables from participants of pension fund Disclosure of receivables from profit sharing not immediately due Disclosure of receivables from reinsurance Disclosure of receivables from the Ministry of OC&W Disclosure of receivables from value transfers Disclosure of receivables from value transfers Disclosure of receivables on employers Disclosure of receivables on participants Disclosure of receivables relating to financing deficit Disclosure of receivables with a maturity exceeding one year Disclosure of reconciliation between the operating result and the cash flow from operations when applying the direct method Disclosure of regulatory capital Disclosure of reimbursement for investmentsactivities Disclosure of reinsurance part technical provisions Disclosure of reliability transactioncosts premium pension institutions Disclosure of remittances and subsidies paid to international partnerships Disclosure of remittances to related (international) parties Disclosure of remuneration of executive directors and non executive managing directors Disclosure of rental and leasing expenses Disclosure of rental income Disclosure of reserve for discretionary profit sharing Disclosure of reserves and funds Disclosure of reserves with limited spending Disclosure of reserves Disclosure of restructuring provision Disclosure of result analysis Disclosure of result before member payments Disclosure of result Disclosure of retirement benefit plans based on IAS 19R Disclosure of revaluation of property, plant and equipment Disclosure of revaluations of agricultural inventories valued at current value Disclosure of reversal of impairment of financial assets Disclosure of reversal of impairment of intangible assets Disclosure of reversal of impairment of investment properties Disclosure of reversal of impairment of non-current assets Disclosure of reversal of impairment of property, plant and equipment Disclosure of reversal of impairment of securities Disclosure of securitisation and repurchase agreements of financial instruments Disclosure of segment information Disclosure of sensitivity analysis Disclosure of separated investment deposits of collective agreements for risk of policyholders Disclosure of service fees Disclosure of settlement contribution received from the healthcare insurance fund Disclosure of settlement statistics Disclosure of severance payments Disclosure of share based payments Disclosure of share certificates or shares held in administration Disclosure of solvency considered Disclosure of solvency Disclosure of special provisions in the articles of association relating to equity Disclosure of spending percentage Disclosure of sponsoring contributions Disclosure of staffing level of management Disclosure of staffing level of primary staff / teaching staff Disclosure of staffing level of scientific staff Disclosure of staffing level of supporting staff / other employees Disclosure of staffing level Disclosure of statement of comprehensive income Disclosure of students who are financially supported by the Student Financial Support Fund Disclosure of subordinated loans Disclosure of subsidy conditions Disclosure of subsidy income from central governments relating to Ministry of V&J Disclosure of subsidy income from central governments relating to Ministry of VWS Disclosure of subsidy income relating to provinces and municipalities (excluding WMO and Youth law) Disclosure of subsidy income Disclosure of subsidy liabilities Disclosure of sum of transfer taken pension obligations Disclosure of sum of transfer transferred pension obligations Disclosure of supervision expenses Disclosure of tax payables Disclosure of tax receivables Disclosure of taxable basis of the macro control instrument Disclosure of technical provision for discretionary profit sharing obligations Disclosure of temporarily purchased assets with a repurchase agreement Disclosure of temporarily sold assets with a repurchase agreement Disclosure of the activities and financial position Disclosure of the activities performed by volunteers Disclosure of the analysis of the differences between the actual figures and those of the previous financial reporting period Disclosure of the book value of financial instruments Disclosure of the central government contributions relating to the workplace function and medical faculty of UMC's Disclosure of the central government contributions relating to the workplace function Disclosure of the composition of assets according to the standards of the investment policy Disclosure of the continuity section Disclosure of the cost allocation to activities Disclosure of the costs of the own organisation Disclosure of the current status of result-sharing agreed upon with insurers Disclosure of the determination of solvency by board premium pension institutions Disclosure of the extend in which investments on behalf of pension fund are lent out Disclosure of the extent in which balances or future cash flows relating to investments on behalf of pension fund are hedged by derivatives Disclosure of the extent of other investments on behalf of risk participants Disclosure of the fiscal status of the investment entity Disclosure of the impact of hedge instruments on interest-, cashflow-, and liquidity risks Disclosure of the ineffective part of the hedge Disclosure of the investment of twenty percent or more of the capital in an investment entity Disclosure of the investments of guarantee contracts in an investment trust Disclosure of the level of expenses of the other investment entity related to the average net asset value of the other investment entity Disclosure of the method of determining the fair value of the investments Disclosure of the nature of other investments on behalf of risk participants Disclosure of the profit sharing, guarantees and options included in insurance contracts Disclosure of the purchase of own shares or issuance of new shares on behalf of exercise of rights granted related to own purchased shares Disclosure of the purchase of own shares or issuance of new shares on behalf of rights granted related to new shares issued Disclosure of the purchase of treasury shares or issuance of new shares on behalf of exercising the rights granted Disclosure of the realisable value of inventories Disclosure of the received or expected goods for the execution of assignments Disclosure of the reconciliation of the components of net results used as base for the earnings per share Disclosure of the remuneration of the administrator of the investment entity Disclosure of the repricing or repayment dates and effective interest rates of financial assets and liabilities Disclosure of the valuation of real estate in exploitation carried out by appraiser Disclosure of trade and other receivables Disclosure of transaction costs Disclosure of transfers between equity and liabilities Disclosure of tuition fees, course fees, training fees and exam fees Disclosure of turnover ratio of sub funds Disclosure of turnover ratio Disclosure of unrealised losses on investments Disclosure of unrealised profits on investments Disclosure of value at risk Disclosure of value in use of real estate in exploitation Disclosure of warranty provision Disclosure of work in progress relating to DBC's / DBC-healthcare products Disclosure return fees not benefiting the investment entity Discount rate of technical provisions for damages or benefits payable Discount rate Disposals of bonds and other fixed-income securities Disposals of capitalised acquisition costs Disposals of investment properties Disposals of investments Disposals of shares and other variable-yield securities Disposals, redemptions and divestitures (classified as investing activities) Distributions of share certificates Divestitures of capitalised acquisition costs Divestitures of financial assets Divestitures of intangible assets Divestitures of investments Divestitures of property, plant and equipment Dividend and rental income Dividend expense Dividend from participating interests as part of financial assets Dividend income Dividend payable to holders of preferred shares Dividend payable to holders of shares (classified as equity) Dividend payable to holders of shares Dividends paid (from operating activities) Dividends paid from financing activities Dividends paid to others (from operating activities) Dividends paid to others from financing activities Dividends paid to shareholders of the company and to holders of minority interests (from financing activities) Dividends paid to shareholders of the company and to holders of minority interests (from operating activities) Dividends received (from financing activities) Dividends received (from investing activities) Dividends received (from operating activities) Document relates to an individual entity or a group of entities Donor contributions EBITA EBITDA Early redemption costs (one-time) Economic life (in months) of intangible assets Economic life of investment properties Effect of exchange rate changes on cash and cash equivalents Effective date of the merger or acquisition Effective tax rate Emission costs End of the range of the amortisation rate of intangible assets End of the range of the depreciation rate of investment properties End of the range of the depreciation rate Environmental provision Equalisation account Equipment and furnishing expenses Equity of the related party according to the last available financial statements Exchange differences of financial assets Exchange differences of foreign participating interests Exchange differences of intangible assets Exchange differences of investment properties Exchange differences of property, plant and equipment Exchange differences on capitalised acquisition costs Exchange differences on other technical provisions Exchange differences on provisions Exchange differences on reinsurance part technical provisions Exchange rate changes of non-current liabilities Exercise date of issued financial instrument Exercise date of obtained financial instrument Exercise prices of the rights granted by the company during the financial year Expected realisable value of the number of homes for sale expected to be sold within one year Expenditure capitalized development costs Expenditure relating to the student financial support fund Expense claims of and payments to managing directors Expenses according to the prospectus Expenses and reimbursements for borrowing and lending of financial instruments Expenses for fees of independent medical specialists Expenses for the purchase of land, buildings, machinery, concessions and participations Expenses from non-commercial activities Expenses in connection with the provision and repayment of long-term loans granted by the legal entity Expenses of Education and Research (O&O) of satellite organisations of the medical cluster Expenses of borrowing and lending of financial instruments Expenses of direct investments in other investment entities Expenses of discontinued operations Expenses of employee benefits excluding external employees Expenses of external employees Expenses of faculty tasks relating to income from Education and Research (O&O) Expenses of indirect investments in other investment entities Expenses of purchases and acquisitions Expenses of subsidies and contributions Expenses of the investment result per unit Expenses relating to share based payments Expenses relating to the utilisation of the subsidy income during the reporting period Expenses relating to the utilisation of the subsidy income Expenses spent on objectives Expiration capital risk Expiration date of issued financial instrument Expiration date of obtained financial instrument Expired subsidy liabilities Exploitation subsidies for compensation of costs deducted from costs Exploitation subsidies recorded as operating income Extent of employment (in hours) of managing and supervisory directors Extraordinary income and expenses Extraordinary result (from operating activities) Fair value of investment properties Fees to cover the legal budget for acceptable costs Financial expenses Financial income and expenses Financial income Financial instruments (assets) Financial instruments (equity) Financial instruments (liabilities) Financial instruments listed on a regulated market Financial instruments traded on a regulated market or another market for financial instruments Financial instruments Financing deficit (surplus) to be settled in rates Financing deficit surplus Financing deficit/surplus to be settled in rates included in liabilities relating to financing surplus Financing deficit/surplus to be settled in rates included in receivables relating to financing deficit Financing difference during the period of the financing deficit (surplus) to be settled in rates Food and hospitality expenses Foreign currency exchange rate results Foreword by the board of directors or the executive board Foundation capital and reserves Foundation capital Funding arrangements of retirement benefit plans based on IAS 19R Fundraising expenses percentage Fundraising expenses Funds Future profit margins of the acquired portfolio Future sub-lease payment receivables of finance leases Future sub-lease receivables of operating leases Gained income General and other reserves General expenses General reserve Granted interest rates discounts Gross DBCs and DBC-healthcare products in progress Gross book value of fully depreciated property, plant and equipment that are still in use Gross other technical expenses for own account Gross other technical income for own account Gross profit of income from sale of goods Gross profit-sharing and discounts Gross trade receivables Gross value of goodwill Gross value of negative goodwill Guarantee contracts Guaranteed equity Housing facilities in exploitation Impact of retirement benefit plans based on IAS 19R on the amounts in the financial statements Impact of taxes Impairment loss of individual asset of material importance Impairment of a cashflow generating units Impairment of bonds and other fixed-income securities Impairment of financial assets recorded direct in equity Impairment of financial assets recorded in income statement Impairment of financial assets Impairment of goodwill Impairment of intangible assets by segment Impairment of intangible assets recorded direct in equity Impairment of intangible assets recorded in income statement Impairment of intangible assets Impairment of investment properties recorded direct in equity Impairment of investment properties recorded in income statement Impairment of investment properties Impairment of investment properties Impairment of non-current assets Impairment of property, plant and equipment by segment Impairment of property, plant and equipment recorded direct in equity Impairment of property, plant and equipment recorded in income statement Impairment of property, plant and equipment Impairment of securities recorded direct in equity Impairment of securities recorded in income statement Impairment of securities Impairment of shares and other variable-yield securities Impairments of capitalised acquisition costs Important conditions of financial leases Imposition / amortization of non-current liabilities In control statement of the administrator Income Ministry of V&J Income WMO Income Youth law Income and gifts from fundraising Income availability contributions Education Income availability contributions Healthcare Income from Education and Research (O&O) of satellite organisations of the medical cluster Income from Education and Research (O&O) Income from affiliated nonprofit organizations Income from budgeted care services Income from business Income from care services and social support Income from collections Income from construction contracts classified as income in the income statement Income from contributions Income from donations and gifts Income from equity funds Income from individuals other Income from individuals Income from inheritances Income from non-commercial activities Income from other care services Income from other fundraising organizations Income from other nonprofit organizations Income from own lotteries and contests Income from product/service delivery Income from realised price gains and losses Income from sale of goods Income from sponsoring Income from subscription fees Income from ticket sales Income from unrealised price gains and losses Income health insurance act Income legal budget for acceptable costs Wlz Income legal budget for acceptable costs Income of discontinued operations Income of shares Income of the investment result per unit Income on third party contracts Income tax expense from current financial year Income tax expense from previous financial years Income tax expense including the impact of discontinued operations Income tax expense of discontinued operations Income tax paid (from financing activities) Income tax paid (from investing activities) Income tax paid (from operating activities) Income tax received (from financing activities) Income tax received (from investing activities) Income tax received (from operating activities) Income with a special purpose Increase (decrease) current receivables Increase (decrease) in bankers not immediately payable Increase (decrease) in cash and cash equivalents Increase (decrease) in credits Increase (decrease) in current government securities Increase (decrease) in current liabilities Increase (decrease) in funds entrusted Increase (decrease) in liabilities Increase (decrease) in non-current liabilities Increase (decrease) in operational activities Increase (decrease) in other operational activities Increase (decrease) in provisions Increase (decrease) in securities trading portfolio Increase (decrease) in trade payables Increase (decrease) non-current receivables Increase technical provisions own account Indication if cash and cash equivalents are held for exploitation, held for direct use relating to the objective or held as an investment Indication if financial assets are held for exploitation, held for direct use relating to the objective or held as an investment Indication if intangible assets are held for exploitation, held for direct use relating to the objective or held as an investment Indication if inventories are held for exploitation, held for direct use relating to the objective or held as an investment Indication if property, plant and equipment is held for exploitation, held for direct use relating to the objective or held as an investment Indication if receivables are held for exploitation, held for direct use relating to the objective or held as an investment Indication if securities are held for exploitation, held for direct use relating to the objective or held as an investment Indication of the main activities of the related party Indirect investment properties on behalf of participants Indirect investment properties on behalf of pension fund Indirect investment results on behalf of participants Indirect investment results on behalf of pension fund Indirect investment results Information about governance Information about the financial policy Information about the willingness of hedging risks and uncertainties Information concerning developments with respect to investments and returns Information on management and supervisory body (if present) Information regarding the Arrangement of pledging and borrowing Information regarding the policies on controlling the payments due to termination of the employment Information regarding the policies on handling complaints Initial additions of investment properties Initial additions of real estate in exploitation Intangible assets put up as collateral for debts Intangible assets with limited ownership Intended rounding level in the document Intercompany revenue from other segments by segment Interest and other investment expenses paid Interest expense on other liabilities Interest expenses included in the lease term in case of financial leasing Interest expenses Interest income Interest paid (from financing activities) Interest paid (from investing activities) Interest paid (from operating activities) Interest rate of non-current liabilities Interest received (from financing activities) Interest received (from investing activities) Interest received (from operating activities) Interest repricing date Interest, dividends and rent received Interests in investments entities associated risks description Interests in investments entities nature description Internally generated intangible assets Intramural real estate in exploitation Investment properties on behalf of participants Investment properties on behalf of pension fund Investment properties on behalf of premium pension institutions Investment properties under development on behalf of participants Investment properties under development on behalf of pension fund Investment properties Investment result per unit Investment results from dividends Investment results from interest income Investment results from rental income Investment results of fixed income securities Investment results of investment properties Investment results of net-pension arrangements Investment results of shares Investment results on behalf of participants Investment results on behalf of pension fund Investment results on behalf of premium pension institutions Investments from acquisitions / new consolidations Investments in Dutch state bonds Investments in bonds, mortgages, debentures and other fixed or variable interest securities on behalf of participants Investments in bonds, mortgages, debentures and other fixed or variable interest securities on behalf of pension fund Investments in bonds Investments in deposits and such on behalf of participants Investments in deposits and such on behalf of pension fund Investments in derivatives on behalf of participants Investments in derivatives on behalf of pension fund Investments in derivatives on behalf of premium pension institutions Investments in fixed income securities on behalf of participants Investments in fixed income securities on behalf of pension fund Investments in fixed income securities on behalf of premium pension institutions Investments in listed and non-listed investment institutions that invest in fixed income securities on behalf of participants Investments in listed and non-listed investment institutions that invest in fixed income securities on behalf of pension fund Investments in listed and non-listed investment institutions that invest in shares on behalf of participants Investments in listed and non-listed investment institutions that invest in shares on behalf of pension fund Investments in listed shares on behalf of participants Investments in listed shares on behalf of pension fund Investments in mortgage loans Investments in non-listed shares on behalf of participants Investments in non-listed shares on behalf of pension fund Investments in options and warrants Investments in other bonds Investments in other real estate Investments in precious metals Investments in private loans Investments in real estate in the Netherlands Investments in real estate Investments in shares on behalf of participants Investments in shares on behalf of pension fund Investments in shares on behalf of premium pension institutions Investments in shares Investments net-pension arrangements Investments on behalf of participants Investments on behalf of pension fund Investments on behalf of premium pension institutions Investments results of derivatives Investments results of other investments Investments results Legacy income Legal form of the related party Liabilities by segment Liabilities from real estate sold subject to terms and conditions Liabilities relating to share based payments Liability relating to minimum return guarantee Liable equity capital Line item in the income statement in which the exceptional item is processed Listed securities Loans, advances and guarantees on behalf of managing directors and former managing directors Loans, advances and guarantees on behalf of supervisory directors and former supervisory directors Losses of the legal entity over the reporting period Lotteries income Maintenance and energy expenses Management expenses and interest expenses paid Management expenses Management fees Market value of investments Marketing costs Maturities of the pledging and borrowing arrangements Member contributions Member payments Method used for determining the extent of services provided during execution of construction contracts Minimal lease payments of finance leases with a maturity exceeding five years Minimal lease payments of finance leases with a maturity exceeding one year and within five years Minimal lease payments of finance leases with a maturity within one year Minimal lease payments of finance leases Minimal lease payments of operating leases during the period Minimal lease payments of operating leases with a maturity exceeding five years for lessors Minimal lease payments of operating leases with a maturity exceeding five years Minimal lease payments of operating leases with a maturity exceeding one year and within five years for lessors Minimal lease payments of operating leases with a maturity exceeding one year and within five years Minimal lease payments of operating leases Minimal lease payments of operational leases with a maturity within one year for lessors Minimal lease payments of operational leases with a maturity within one year Minimal required equity Minimum required core capital ratio Minimum required core capital Minimum required regulatory capital ratio Minimum required regulatory capital Movement current borrowings Movement current debts Movement during the period of capitalised acquisition costs Movement during the period of investment properties Movement during the period of real estate in exploitation Movement during the period of technical provisions Movement in deposits of reinsurers Movement in equity as a result of an increase or decrease in equity of in the managed capital Movement in equity as a result of income from investments Movement in equity as a result of other income Movement in equity as a result of other movements in assets and liabilities Movement in equity as a result of surplus or shortfall in value of investments Movement in equity as a result of taxes Movement in treasury shares Movement non-current borrowings Movement of bonds and other fixed-income securities Movement of financing deficit (surplus) to be settled in rates Movement of foundation capital and reserves Movement of goodwill during the period Movement of investments Movement of negative goodwill during the period Movement of non-current liabilities during the period Movement of obligations on behalf of participants during the period Movement of other technical provisions Movement of provisions Movement of receivables from banks Movement of receivables from customers Movement of reinsurance part technical provisions Movement of reserve for discretionary profit sharing Movement of reserves and funds Movement of revaluation reserve as a result of change in accounting policies Movement of revaluation reserve as a result of realised revaluations through hedged assets and liabilities Movement of revaluation reserve as a result of realised revaluations through the income statement Movement of revaluation reserve as a result of realised revaluations through the other reserves Movement of revaluation reserve as a result of revaluations through hedged assets and liabilities Movement of revaluation reserve as a result of revaluations through the income statement Movement of revaluation reserve as a result of revaluations through the other reserves Movement of revaluation reserve as a result of tax impact of change in accounting policies Movement of revaluation reserve as a result of tax impact of realised revaluations Movement of shares and other variable-yield securities Movement of the designated fund during the period Movement of the designated reserve during the period Movement of the general banking risks reserve Movement of treasury shares Movements investments for the risk of policyholders Name of the merged or acquired entity relating to mergers and acquisitions Negative goodwill Net DBCs and DBC-healthcare products in progress Net asset value of the interest in the other investment entity Net asset value of the investment entity Net asset value per participation right Net cash flows Net investment income Net proceeds of sale of discontinued operations Net result (cashflow) Net result Net revenue by segment Net revenue from third parties by segment Net revenue of income from sale of goods Net trade receivables New borrowings New financing of non-current liabilities Nominal amount before discounting of the technical provisions for damages or benefits payable Nominal coverage ratio of equity Nominal value of minimal lease payments of operating leases Nominal value of the type of shares or certificates that the rights granted not yet exercised by the end of the financial year claim rights provides Non-current debts acquired on takeover Non-current debts disposed of on disposal Non-current deferred tax assets Non-current finance lease liabilities Non-current liabitilities with a maturity exceeding one year within five years Non-current liabitilities with a maturity less than one year Non-current payables to members of the cooperative Non-current receivables from members of the cooperative Non-financial statement Non-listed securities Notional amount of derivative financial instruments Number of EER-students who are financially supported by the Student Financial Support Fund Number of active participants Number of beneficiaries of the remuneration of the employees of the administrator of the investment entity attributable to the investment entity Number of beneficiaries of the remuneration of the employees of the administrator of the investment entity involved with the investment entity Number of beneficiaries of the remuneration of the employees of the administrator of the investment entity Number of homes for sale expected to be sold within one year Number of homes for sale Number of inactive participants Number of non-EER-students who are financially supported by the Student Financial Support Fund Number of other participants Number of other students who are financially supported by the Student Financial Support Fund Number of participants Number of pensioners Number of rights granted not yet exercised at the end of the financial year Number of shares related to the number of rights granted by the company during the financial year Number of students in situations of force majeure who are financially supported by the Student Financial Support Fund Number of students who act as board members of study or student associations recognized by the institution or in student participation who are financially supported by the Student Financial Support Fund Number of students who are financially supported by the Student Financial Support Fund Number of students who have applied for compensation in connection with the Student Financial Support Fund Number of students with regard to exceptional performance in the field of sport or culture who are financially supported by the Student Financial Support Fund Number of students with regard to outgoing scholarships who are financially supported by the Student Financial Support Fund Number of students Number of transactions of real estate sold subject to terms and conditions Number of underlying shares of granted rights not yet exercised Obligations for granting rights on vacation days Obligations for jubilee bonuses Obligations on behalf of risk participants Off-balance sheet commitments relating to payments to obtain usage rights with a maturity exceeding five years Off-balance sheet commitments relating to payments to obtain usage rights with a maturity exceeding one year Off-balance sheet liabilities relating to payments to obtain usage rights Office related and general expenses Office related expenses Old age obligation Operating expenses including depreciation Operating result (used in cash flow statement) Operational expenses Other additions to equity Other additions to provisions Other asset management expenses Other cash flows (from investing activities) Other cash flows (from operating activities) Other cash flows from (used in) investment activities Other cash flows from (used in) pension activities Other cash flows from financing activities Other change in other technical provisions for own account Other changes in provision pension obligations on behalf of participants Other changes in provision pension obligations on behalf of pension fund Other changes in value of non-current liabilities Other changes of the investment result per unit Other comprehensive income Other contracts reinsurance Other current liabilities Other designated reserves Other differences in reserves and funds between the separate and consolidated financial statements Other equity and liabilities Other expense claims of and payments to managing directors Other expenses exceeding ten percent of total expenses Other expenses of employee benefits Other financial assets Other financial instruments Other government contributions and subsidies Other income and expenses within other comprehensive income Other income from financial assets and securities Other income statement line items that have no impact on receipts and payments Other income statement line items with receipts and payments not considered as operating activities Other income within other operating income Other information concerning risk management Other information in the management report Other information regarding quality control Other information relating to automation Other information relating to funding Other information relating to internal and external information supply Other information relating to internal control with regards to processes and procedures Other information relating to marketing and distribution Other intangible assets Other investment Other investments on behalf of participants Other investments on behalf of pension fund Other investments on behalf of premium pension institutions Other investments Other liabilites and accrued liabilities Other liabilities on behalf of risk participants Other liabilities Other management expenses Other movements in intangible assets Other movements in treasury shares Other movements of capitalised acquisition costs Other movements of foundation capital and reserves Other movements of goodwill Other movements of investment properties Other movements of investments Other movements of negative goodwill Other movements of other technical provisions Other movements of own shares Other movements of real estate in exploitation Other movements of receivables from credit institutions Other movements of receivables from customers Other movements of reinsurance part technical provisions Other movements of reserves and funds Other notes to the income expenses statement Other notes to the income statement Other operating expenses paid Other payments from investment activities Other personnel related expenses Other receipts from policyholders Other receivables from insurance policies not immediately due from current accounts Other receivables relating to reinsurance part technical provisions Other reimbursements Other reserves and funds Other services within other operating income Other subsidy income from central governments Other subsidy income Other technical provision Other undefined expenses Other withdrawals from equity Other withdrawals of provisions Outstanding participation rights Paid commissions Paid other expenses Paid other technical expenses Parking facilities in exploitation Part-time rate of employment of managing and supervisory directors Participations (classified as equity) Participations (classified as liability) Patient and residents dependent expenses Payables from hedging transactions concerning the price and exchange rate risk of investments Payables from hedging transactions not concerning the price and exchange rate risk of investments Payables from transactions with financial derivatives Payables relating to VPL arrangements received not yet utilised Payables relating to derivatives Payables relating to expenses of employee benefits Payables relating to income tax Payables relating to pension payments Payables relating to value transfers Payables to central cash and health care insurance fund Payables to central cash Payables to healthcare providers Payables to members of the cooperative Payments (receipts) of financing deficit (surplus) to be settled in rates Payments arising from the investment in non-short-term highly liquid securities Payments for the purchase of participating interests Payments of operating leases during the period Payments related to self made tangible assets Payments relating to installments under operational leasing Payments relating to the management of investments Payments relating to the production process Payments relating to the purchase of goods and services Payments relating to the purchase of treasury shares Payments relating to the reclaiming of value added tax Payments to acquire or redeem entity's shares Payments to employees Pension administration expenses paid Pension administration expenses Pension administrative expenses charged to employers Pension benefits paid Pension benefits Pension investments Pension management expenses per active participant Pension management expenses per pensioner Pension management expenses Pension premiums Pension receivables Percentage of the voting shares obtained in the merger or acquisition Performance fees of administrator or investment advisor as a percentage of the average net asset value Performance fees Period (in months) where negative goodwill is released to benefit the income statement Personal interest in investments of managing and supervisory directors and former managing and supervisory directors as percentage of control rights Personal interest in investments of managing directors and former managing directors as percentage of control rights Personal interest in investments of supervisory directors and former supervisory directors as percentage of control rights Policies of classification and other aspects of the presentation Policy and implementation of the pledging and borrowing arrangement Policy for the method of conversion and the processing of exchange rate differences with respect to transactions in foreign currency Policy of Fundraising expenses Policy of Income from individuals other Policy of Income from individuals Policy of a type of financial instrument Policy of accommodation costs Policy of additions to provisions Policy of allowances paid to attract participants Policy of asset management expenses on behalf of participants Policy of asset management expenses on behalf of pension fund Policy of asset management expenses Policy of available for member payments Policy of balance of transfers of rights Policy of borrowings from governments and credit institutions guaranteed by governments Policy of borrowings from governments and credit institutions secured by WSW Policy of borrowings from governments and credit institutions Policy of capitalised acquisition costs Policy of cash flow statement Policy of catastrophe provision Policy of central government contributions of the Ministry of EZ Policy of central government contributions of the Ministry of OCW Policy of change in provision for pension obligations on behalf of participants Policy of change in provision for pension obligations on behalf of pension fund Policy of change in reinsurance part of technical provisions Policy of change in value of agricultural stocks Policy of changes in construction contracts Policy of changes in the value of financial assets Policy of changes in the value of investment properties Policy of commercial and social real estate in exploitation Policy of construction contracts Policy of continuity reserve Policy of contributions of central governments Policy of contributions of participants Policy of contributions received from central cash Policy of cost of joint campaigns Policy of cost of sales not purchased from members Policy of cost of third-party campaigns Policy of costs of direct fundraising Policy of costs of investments Policy of costs of management and accounting Policy of costs of obtaining governments grants Policy of costs of outsourced work relating to the administration of the investment entity or custody of the assets of the investment entity Policy of costs of outsourced work Policy of costs of raw materials and consumables not purchased from members Policy of creditors Policy of current deferred tax assets Policy of current finance lease liabilities Policy of current liabilities relating to financing surplus Policy of current payables to members of the cooperative Policy of current receivables from members of the cooperative Policy of current subsidy liabilities Policy of current value of agricultural inventories Policy of custodian fees Policy of decrease in value of deferred tax assets Policy of deducted management fees and other fees Policy of deferred tax assets Policy of deferred tax liabilities Policy of designated fund (private) Policy of designated fund (public) Policy of designated funds Policy of designated reserve (private) Policy of designated reserve (public) Policy of designated reserves Policy of direct investment properties on behalf of participants Policy of direct investment properties on behalf of pension fund Policy of direct investment results on behalf of pension fund Policy of direct investment results Policy of direct investments results on behalf of participants Policy of dividend and rental income Policy of donor contributions Policy of earnings per share Policy of environmental provision Policy of equalisation account Policy of equipment and furnishing expenses Policy of exceptional items Policy of expenses and reimbursements for borrowing and lending of financial instruments Policy of expenses for fees of independent medical specialists Policy of expenses from non-commercial activities Policy of expenses of external employees Policy of expenses relating to share based payments Policy of expenses spent on objectives Policy of expiration capital Policy of extraordinary income and expenses Policy of fair value of financial instruments Policy of finance leases Policy of financial expenses Policy of financial income and expenses Policy of financial income Policy of financial instruments Policy of financing deficit/surplus to be settled in rates Policy of food and hospitality expenses Policy of foreign currency translation and the processing of foreign currency translation differences in foreign currency transactions Policy of foreign currency translation and the processing of foreign currency translation differences with regard to business activities abroad Policy of foreign currency translation for the balance sheet Policy of foundation capital and reserves Policy of foundation capital Policy of funds Policy of future profit margins of the acquired portfolio Policy of gained income Policy of general and other reserves Policy of general expenses Policy of general reserve Policy of guarantee contracts Policy of housing facilities in exploitation Policy of impairment of financial assets Policy of impairment of intangible assets Policy of impairment of investment properties Policy of impairment of non-current assets Policy of impairment of property, plant and equipment Policy of impairment of securities Policy of income Ministry V&J Policy of income WMO Policy of income Youth law Policy of income availability contributions Education Policy of income availability contributions Healthcare Policy of income from affiliated nonprofit organizations Policy of income from budgeted care services Policy of income from business Policy of income from care services and social support Policy of income from equity funds Policy of income from gifts and from fundraising Policy of income from non-commercial activities Policy of income from other care services Policy of income from other nonprofit organizations Policy of income from product/service delivery Policy of income health insurance act Policy of income legal budget for acceptable costs Wlz Policy of income on third party contracts Policy of income recognition Policy of indirect investment properties on behalf of participants Policy of indirect investment properties on behalf of pension fund Policy of indirect investment results on behalf of pension fund Policy of indirect investments results on behalf of participants Policy of indirect investments results Policy of intangible assets other Policy of interest expenses Policy of interest income Policy of intramural real estate in exploitation Policy of investment properties in development Policy of investment properties in exploitation Policy of investment properties on behalf of participants Policy of investment properties on behalf of pension fund Policy of investment properties on behalf of premium pension institutions Policy of investment properties under development on behalf of participants Policy of investment properties under development on behalf of pension fund Policy of investment properties Policy of investment results of derivatives Policy of investment results of fixed income securities Policy of investment results of investment properties Policy of investment results of shares Policy of investment results on behalf of pension fund Policy of investment results on behalf of premium pension institutions Policy of investments in Dutch state bonds Policy of investments in bonds, mortgages, debentures and other fixed or variable interest securities on behalf of participants Policy of investments in bonds, mortgages, debentures and other fixed or variable interest securities on behalf of pension fund Policy of investments in bonds Policy of investments in deposits and such on behalf of participants Policy of investments in deposits and such on behalf of pension fund Policy of investments in derivatives on behalf of participants Policy of investments in derivatives on behalf of pension fund Policy of investments in derivatives on behalf of premium pension institutions Policy of investments in fixed income securities on behalf of participants Policy of investments in fixed income securities on behalf of pension fund Policy of investments in fixed income securities on behalf of premium pension institutions Policy of investments in listed and non-listed investment institutions that invest in fixed income securities on behalf of participants Policy of investments in listed and non-listed investment institutions that invest in fixed income securities on behalf of pension fund Policy of investments in listed and non-listed investment institutions that invest in shares on behalf of participants Policy of investments in listed and non-listed investment institutions that invest in shares on behalf of pension fund Policy of investments in listed shares on behalf of participants Policy of investments in listed shares on behalf of pension fund Policy of investments in mortgage loans Policy of investments in non-listed shares on behalf of participants Policy of investments in non-listed shares on behalf of pension fund Policy of investments in options and warrants Policy of investments in other bonds Policy of investments in other real estate Policy of investments in precious metals Policy of investments in private loans Policy of investments in real estate in the Netherlands Policy of investments in real estate Policy of investments in shares on behalf of participants Policy of investments in shares on behalf of pension fund Policy of investments in shares on behalf of premium pension institutions Policy of investments in shares Policy of investments on behalf of participants Policy of investments on behalf of pension fund Policy of investments on behalf of premium pension institutions Policy of investments results from dividends Policy of investments results from interest income Policy of investments results from rental income Policy of investments results of other investments Policy of investments results on behalf of participants Policy of investments results Policy of leases Policy of legacy income Policy of liabilities from real estate sold subject to terms and conditions Policy of liability relating to minimum return guarantee Policy of lotteries income Policy of maintenance and energy expenses Policy of management expenses Policy of management fees Policy of marketing costs Policy of member contributions Policy of member payments Policy of negative goodwill Policy of net result Policy of non-current deferred tax assets Policy of non-current finance lease liabilities Policy of non-current payables to members of the cooperative Policy of non-current receivables from members of the cooperative Policy of non-current subsidy liabilities Policy of operating expenses including depreciation Policy of operating leases Policy of other asset management expenses Policy of other change in other technical provisions for own account Policy of other contracts reinsurance Policy of other current liabilities Policy of other designated reserves Policy of other equity and liabilities Policy of other expenses exceeding ten percent of total expenses Policy of other expenses of employee benefits Policy of other financial assets Policy of other government contributions and subsidies Policy of other income from financial assets and securities Policy of other income within other operating income Policy of other investments on behalf of participants Policy of other investments on behalf of pension fund Policy of other investments on behalf of premium pension institutions Policy of other investments Policy of other liabilites and accrued liabilities Policy of other liabilities on behalf of risk participants Policy of other liabilities Policy of other management expenses Policy of other receivables from insurance policies not immediately due from current accounts Policy of other receivables from reinsurance part technical provisions Policy of other reimbursements Policy of other reserves and funds Policy of other services within other operating income Policy of other subsidy income from central governments Policy of other subsidy income Policy of parking facilities in exploitation Policy of participations (classified as equity) Policy of participations (classified as liability) Policy of patient and residents dependent expenses Policy of payables relating to VPL arrangements received not yet utilised Policy of payables relating to derivatives Policy of payables relating to expenses of employee benefits Policy of payables relating to pension payments Policy of payables relating to vacation days or holiday pay Policy of payables relating to value transfers Policy of payables to central cash health care insurance fund Policy of payables to central cash Policy of payables to central cash Policy of payables to healthcare providers Policy of payables to members of the cooperative Policy of pension administration expenses Policy of pension arrangements Policy of pension benefits Policy of pension management expenses Policy of pension receivables Policy of performance fees Policy of premium contributions from employers and employees Policy of premium contributions on behalf of participants Policy of premium contributions Policy of processing of repair and maintenance costs Policy of provided subsidies and gifts Policy of provision actuarial health insurance Policy of provision for aging population Policy of provision for disposal obligations Policy of provision for insurance of disability risks Policy of provision for jubilee benefits Policy of provision for legal proceedings Policy of provision for major maintenance Policy of provision for onerous contracts Policy of provision for pension obligations on behalf of participants Policy of provision for pension obligations on behalf of pension fund Policy of provision for repair costs Policy of provision relating to participating interest Policy of publicity expenses Policy of purchase value of supplied products Policy of real estate in development Policy of real estate in exploitation Policy of real estate sold subject to terms and conditions Policy of receivables from central cash health care insurance fund Policy of receivables from central cash Policy of receivables from deferred profit sharing Policy of receivables from employers Policy of receivables from healthcare providers Policy of receivables from insurance policies not immediately due from current accounts Policy of receivables from members of the cooperative Policy of receivables from participants of pension fund Policy of receivables from profit sharing not immediately due Policy of receivables from reinsurance Policy of receivables from the Ministry of OC&W Policy of receivables from value transfers Policy of receivables from value transfers Policy of receivables on employers Policy of receivables on participants Policy of receivables relating to financing deficit Policy of reimbursement for investmentsactivities Policy of reinsurance part technical provisions Policy of rental and leasing expenses Policy of rental income Policy of reserve for discretionary profit sharing Policy of reserves and funds Policy of reserves Policy of restructuring provision Policy of result before member payments Policy of result Policy of revenue recognition Policy of reversal of impairment of financial assets Policy of reversal of impairment of intangible assets Policy of reversal of impairment of non-current assets Policy of reversal of impairment of property, plant and equipment Policy of reversal of impairment of securities Policy of segment information Policy of separated investment deposits of collective agreements for risk of policyholders Policy of service fees Policy of settlement contribution received from the healthcare insurance fund Policy of severance payments Policy of share based payments Policy of sponsoring contributions Policy of statement of comprehensive income Policy of subordinated loans Policy of subsidy income from central governments relating to Ministry of V&J Policy of subsidy income from central governments relating to Ministry of VWS Policy of subsidy income relating to provinces and municipalities (excluding WMO and Youth law) Policy of subsidy income Policy of subsidy liabilities Policy of sum of transfer taken pension obligations Policy of sum of transfer transferred pension obligations Policy of supervision expenses Policy of tax payables Policy of tax receivables Policy of technical provision for discretionary profit sharing obligations Policy of the central government contributions relating to the workplace function and medical faculty of UMC's Policy of the central government contributions relating to the workplace function Policy of the cost allocation to activities Policy of the extent of other investments on behalf of risk participants Policy of the nature of other investments on behalf of risk participants Policy of the realisable value of inventories Policy of trade and other receivables Policy of transaction costs Policy of translation for hyperinflation in business operations abroad Policy of tuition fees, course fees, training fees and exam fees Policy of unrealised losses on investments Policy of unrealised losses on investments Policy of unrealised profits on investments Policy of unrealised profits on investments Policy of warranty provision Policy of work in progress relating to DBC's / DBC-healthcare products Policy provision on behalf of risk participants Positive fair value of derivative financial instruments Premium contributions from employers and employees Premium contributions of net-pension arrangements Premium contributions on behalf of participants Premium contributions received Premium contributions Premiums received Prepayments and accrued income with a maturity exceeding one year Presentation currency of the document Price differences of investments Principal amount of issued financial instrument Principal amount of issued financial instrument Principal amount of obtained financial instrument Principal amount of obtained financial instrument Proceeds from borrowings Proceeds from cash resources obtained at acquisition Proceeds from debenture loans Proceeds from debt securities Proceeds from issuing shares Proceeds from mortgage loans Proceeds from other short and long term loans Proceeds from private loans Proceeds from sales of group companies Proceeds from sales of intangible assets Proceeds from sales of investment portfolio Proceeds from sales of non-consolidated entities Proceeds from sales of other financial assets Proceeds from sales of other participating interests Proceeds from sales of property, plant and equipment Proceeds from subordinated borrowings Proceeds of sales of investments in group companies and participating interests Proceeds of sales of land and buildings and of shares Proceeds of sales of other investments Procurements of investments Profit sharing and discount paid Project income Provided subsidies and gifts Provision actuarial health insurance Provision bad debts on trade receivables Provision for DBCs and DBC-healthcare products in progress Provision for aging population Provision for disposal obligations Provision for insurance of disability risks Provision for legal proceedings Provision for longevity risk Provision for major maintenance Provision for movement to be recorded for significant collective insurance contracts Provision for onerous contracts Provision for pension obligations net-pension arrangements Provision for pension obligations on behalf of participants Provision for pension obligations on behalf of pension fund Provision for repair costs Provision on behalf of risk participants Provision participating interests Provision participating interests Provision pension obligations on behalf of pension fund relating to active participants Provision pension obligations on behalf of pension fund relating to inactive participants Provision pension obligations on behalf of pension fund relating to other participants Provision pension obligations on behalf of pension fund relating to pensioners Provisions by segment Provisions relating to share based payments Provisions, maturity exceeding five years Provisions, maturity within one year Publicity expenses Purchase of group companies Purchase of intangible assets Purchase of investment portfolio Purchase of investments in group companies and participating interests Purchase of investments in land and buildings and in shares Purchase of investments Purchase of non-consolidated entities Purchase of other financial assets Purchase of other investments Purchase of other participating interests Purchase of participating interests and partnerships Purchase of property, plant and equipment Purchase value of delivered products Rate of consolidation of the related party Rate of participation in the related party Rate of the total transaction volume performed through related parties of the fund manager, investment entity or custodian Real estate in development Real estate in exploitation Real estate sold subject to terms and conditions Realisable value of inventories Realised differences in value Realised losses on investments Realised profits on investments Realised revaluation charged to equity Reason and factors that played a significant part in determining that the amortisation term of goodwill is more than 20 years Receipts after write-offs of receivables from banks Receipts after write-offs of receivables from customers Receipts arising from the investment in non-short-term highly liquid securities Receipts from royalties, commissions and such Receipts from sub-lease payments on operating leases Receipts in connection with the provision and repayment of long-term loans granted by the legal entity Receipts of customers Receipts relating to investments Receipts relating to the payment of value added tax Receivables and payables classified as cash and cash equivalents on behalf of pension fund Receivables and payables classified as investments on behalf of pension fund Receivables and payables classified as payables on behalf of pension fund Receivables and payables classified as receivables on behalf of pension fund Receivables and prepayments Receivables from central cash and health care insurance fund Receivables from central cash Receivables from deferred profit sharing Receivables from employers Receivables from healthcare providers Receivables from insurance policies not immediately due from current accounts Receivables from members of the cooperative Receivables from participants of pension fund Receivables from profit sharing not immediately due Receivables from reinsurance Receivables from the Ministry of OC&W Receivables from value transfers Receivables from value transfers Receivables on employers Receivables on participants PPI Receivables relating to financing deficit Receivables relating to income tax Received other income Received other technical income Reclassifications of real estate in exploitation from and to real estate sold subject to terms and conditions Redemption premiums Redemptions of investments Registered office of the related party Regular remuneration of the employees of the administrator of the investment entity Reimbursement for borrowing and lending of financial instruments Reimbursement investementactivities Reinsurance part technical provisions Reinsurance premiums paid Reinsured part of other technical income for own account Reinsured part of profit sharing and discounts Reinsured part of the other technical expenses for own account Reinsurer benefits received Reissued or issued treasury shares Relative interest in the other investment entity Release from foundation capital and reserves Release from other technical provisions Release from provision Release from reinsurance part technical provisions Release from reserves and funds Release of negative goodwill to benefit the income statement Release of receivables from banks due to changes in value Release of receivables from customers due to changes in value Release of the general banking risks reserve Release to benefit the income statement of negative goodwill that is not future related Remaining life of an individual intangible asset of importance (in months) Remaining term of the rights granted by the company during the financial year Remittances and subsidies paid to international partnerships Remittances to related (international) parties Remuneration of executive directors and non executive managing directors Remuneration of executive managing directors Remuneration of managing and supervisory directors Remuneration of non-executive managing directors Remuneration of the administrator of the investment entity Remuneration of the employees of the administrator of the investment entity attributable to the investment entity Remuneration of the employees of the administrator of the investment entity involved with the investment entity Remuneration of the employees of the administrator of the investment entity Remuneration of the key employees of the administrator of the investment entity Remuneration of the management of the administrator of the investment entity Remuneration of the other employees of the administrator of the investment entity Rental and leasing expenses Rental income from investment properties Rental income Repayment date of issued financial instrument Repayment date of non-current liabilities Repayment date of obtained financial instrument Repayments of borrowings Repayments of debt securities Repayments of non-current liabilities Repayments of subordinated borrowings Report of the supervisory body Reporting period different than annual (Y/N) Representation expenses Required equity by Pensions Act Required interest, gross Required interest, reinsurance Reserve for discretionary profit sharing Reserves and funds in the consolidated financial statements Reserves and funds in the separate financial statements Reserves and funds Reserves Residual value of lease objects of finance leases Restructuring provision Result before member payments Result before tax of discontinued operations Result before taxes including the impact of discontinued operations Result for the year by segment Result from changes in fair value of investment properties Result from changes in the market value of real estate in exploitation Result from derivative financial instruments Result from foreign exchange Result from investments Result from other financial transactions Result from securities Result of continued operations Result of discontinued operations Result of sale of intangible assets Result of sale of property, plant and equipment Result of the related party according to the last available financial statements Result Revaluation of agricultural inventories valued at current value charged to revaluation reserve Revaluation of agricultural inventories valued at current value Revaluation of property, plant and equipment Revaluations of assets recognised in foundation capital and reserves Revaluations of assets recognised in reserves and funds Revaluations of capitalised acquisition costs Revaluations of investments Revaluations of puttable financial instruments Revaluations of shares and other variable-yield securities Revenue from the sale of intangible assets, unless accounted for as net sales Revenue of the related party according to the last available financial statements Revenues from dividends Revenues from interest Revenues from other sources Revenues from providing services Revenues from royalties Revenues from the sale of goods Revenues Reversal of additions to equity through revaluation reserve Reversal of additions to provisions through revaluation reserve Reversal of impairment of a cashflow generating units Reversal of impairment of bonds and other fixed-income securities Reversal of impairment of financial assets recorded direct in equity Reversal of impairment of financial assets recorded in income statement Reversal of impairment of financial assets Reversal of impairment of financial assets Reversal of impairment of intangible assets recorded direct in equity Reversal of impairment of intangible assets recorded in income statement Reversal of impairment of intangible assets Reversal of impairment of investment properties recorded direct in equity Reversal of impairment of investment properties recorded in income statement Reversal of impairment of investment properties Reversal of impairment of non-current assets Reversal of impairment of property, plant and equipment recorded direct in equity Reversal of impairment of property, plant and equipment recorded in income statement Reversal of impairment of property, plant and equipment Reversal of impairment of securities recorded direct in equity Reversal of impairment of securities recorded in income statement Reversal of impairment of securities Reversal of impairment of shares and other variable-yield securities Reversal of impairments of capitalised acquisition costs Reversal of write down of inventories Revisions of decision for profit sharing of equity Revisions of decision for profit sharing of provisions Risks associated to retirement benefit plans based on IAS 19R Sales and repayments of investments Sales of investments Sales of investments Sales related expenses Segment information, income from other segments Segment information, income from third parties Segment information, income Separated investment deposits of collective agreements for risk of policyholders Service fees Settlement contribution received from the healthcare insurance fund Settlement result, gross Settlement result, reinsurance Severally liable for the liabilities of the related party (Y/N) Severance payments Share based payments included in wages and salaries Share based payments Share capital fiscally not recognised Share in result of participating interests as part of financial assets Share premium not recognised fiscal Shares certificate issued Shares held in administration Similar amount of issued derivative financial instrument Similar amount of obtained derivative financial instrument Smoothed premium Solvency requirements information Spending percentage of expenses Spending percentage of income Sponsoring contributions Staffing level of management Staffing level of primary staff / teaching staff Staffing level of scientific staff Staffing level of supporting staff / other employees Staffing level Stage of adoption of financing deficit/surplus to be settled in rates Start of the range of the amortisation rate of intangible assets Start of the range of the depreciation rate of investment properties Start of the range of the depreciation rate of property, plant and equipment Statement on (semi) annual financial reporting Sub fund portfolio circulation factor Subsequent events in the management report Subsequent expenditures of investment properties Subsequent expenditures of real estate in exploitation Subsidies provided including subsidy liabilities not distributed Subsidies provided Subsidy income from KNAW (Royal Academy of Sciences) Subsidy income from NWO (Dutch Organisation for Scientific Research) Subsidy income from central governments relating to Ministry of V&J Subsidy income from central governments relating to Ministry of VWS Subsidy income from central governments Subsidy income from companies Subsidy income from governments Subsidy income from international organisations Subsidy income from national governments Subsidy income from other governments Subsidy income from other national governments Subsidy income from other non-profit organisations Subsidy income from other private organisations Subsidy income from private organisations Subsidy income from the European Union Subsidy income received before the reporting period Subsidy income received during reporting period Subsidy income received up to and including the reporting period Subsidy income relating to provinces and municipalities (excluding WMO and Youth law) Subsidy income, settlements not yet approved by subsidy provider Subsidy income Subsidy liabilities not distributed Sum of transfer taken pension obligations Sum of transfer transferred pension obligations Summary of the actuarial report Summary of the budget for the next financial year Summary of the sustainability report Supervisory expenses Tax payables Tax receivables Taxable basis of the macro control instrument Technical provision for discretionary profit sharing obligations Technical provisions benefits payable life insurance Technical provisions life insurance other Technical provisions unearned premiums life insurance The conditional purchase price of the acquisition The cumulative fair value change of hedge instruments The cumulative fair value change of the effective part of the hedge The cumulative fair value change of the ineffective part of the hedge recorded through income statement The cumulative fair value change of the ineffective part of the hedge The description of the chosen processing method of realized revaluations of agricultural stocks valued at current value The direct change of gain or loss of cash flow hedge in equity The extent of other investments on behalf of risk participants The fair value of the financial instruments designated as hedge instrument for the hedging transaction The nature of other investments on behalf of risk participants The purchase price of the acquisition The transfer from equity and included in the first determination of the acquisition price or other book value of the asset or liability in a hedged expected transaction The transfer from equity is removed to the profit and loss account Toelichting op provision on behalf of risk participants Trade and other receivables Transaction costs as a percentage of the average invested assets Transaction costs Transfers of foundation capital and reserves Transfers of real estate in exploitation from and to inventories or real estate for own use Transfers of real estate under development Transfers of reserves and funds Transfers of rights paid Transfers of rights received Transfers to and from inventories and real estate for personal use Travel expenses abroad Travel expenses inland Tuition fees, course fees, training fees and exam fees Turnover ratio Type of financial instrument Type of shares or certificates that the rights granted not yet exercised by the end of the financial year claim rights provides Types and extent of the pledging and borrowing arrangements Understanding of costs asset management and transaction costs Unearned interest income of finance leases Unprocessed share of the loss of participation interests during the financial year Unrealised differences in value Unrealised losses on investments Unrealised profits on investments Usage of provisions Usage of reinsurance part technical provisions Usage of reinsurance part technical provisions Usefull life (in months) of property, plant and equipment Value developments of investments Value in use of real estate in exploitation Variable remuneration of the employees of the administrator of the investment entity Warranty provision Weighted average number of diluted shares Weighted average number of ordinary shares Withdrawals from continuity reserve Withdrawals from designated funds Withdrawals from designated reserves Withdrawals from equity Withdrawals from other reserves Withdrawals from provisions due to profit sharing allocated to technical provisions Withdrawals from revaluation reserve Withdrawals from the designated fund Withdrawals from the designated reserve Withdrawals of foundation capital and reserves Withdrawals of legal and statutory reserves Withdrawals of provisions Withdrawals of reserves and funds Withdrawn treasury shares Write down of inventories Write-off of goodwill due to disposals Write-off of negative goodwill due to disposals Write-offs of receivables from banks Write-offs of receivables from customers Yielded interest of other technical provisions Yielded interest of provisions Yielded interest of reinsurance part technical provisions