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<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
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  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInLandAndBuildingsOtherCurrentAssetsNoTradePortfolio" name="InvestmentsInLandAndBuildingsOtherCurrentAssetsNoTradePortfolio" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInLandAndBuildingsOtherCurrentAssetsTradePortfolio" name="InvestmentsInLandAndBuildingsOtherCurrentAssetsTradePortfolio" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInLandAndBuildingsOtherDisclosure" name="InvestmentsInLandAndBuildingsOtherDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInLandAndBuildingsOtherNonCurrentAssets" name="InvestmentsInLandAndBuildingsOtherNonCurrentAssets" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInLandAndBuildingsOtherPolicy" name="InvestmentsInLandAndBuildingsOtherPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInLandAndBuildingsPolicy" name="InvestmentsInLandAndBuildingsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInOtherParticipatingInterestsOther" name="InvestmentsInOtherParticipatingInterestsOther" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInOtherParticipatingInterestsOtherDisclosure" name="InvestmentsInOtherParticipatingInterestsOtherDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInOtherParticipatingInterestsOtherPolicy" name="InvestmentsInOtherParticipatingInterestsOtherPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterests" name="InvestmentsInParticipatingInterests" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsInGroupCompanies" name="InvestmentsInParticipatingInterestsInGroupCompanies" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsInGroupCompaniesCreditInstitutions" name="InvestmentsInParticipatingInterestsInGroupCompaniesCreditInstitutions" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsInGroupCompaniesCreditInstitutionsDisclosure" name="InvestmentsInParticipatingInterestsInGroupCompaniesCreditInstitutionsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsInGroupCompaniesCreditInstitutionsPolicy" name="InvestmentsInParticipatingInterestsInGroupCompaniesCreditInstitutionsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsInGroupCompaniesDisclosure" name="InvestmentsInParticipatingInterestsInGroupCompaniesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsInGroupCompaniesOther" name="InvestmentsInParticipatingInterestsInGroupCompaniesOther" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsInGroupCompaniesOtherDisclosure" name="InvestmentsInParticipatingInterestsInGroupCompaniesOtherDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsInGroupCompaniesOtherPolicy" name="InvestmentsInParticipatingInterestsInGroupCompaniesOtherPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsInGroupCompaniesPolicy" name="InvestmentsInParticipatingInterestsInGroupCompaniesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsOther" name="InvestmentsInParticipatingInterestsOther" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsOtherCreditInstitutions" name="InvestmentsInParticipatingInterestsOtherCreditInstitutions" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsOtherCreditInstitutionsDisclosure" name="InvestmentsInParticipatingInterestsOtherCreditInstitutionsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsOtherCreditInstitutionsPolicy" name="InvestmentsInParticipatingInterestsOtherCreditInstitutionsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsOtherDisclosure" name="InvestmentsInParticipatingInterestsOtherDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsInParticipatingInterestsOtherPolicy" name="InvestmentsInParticipatingInterestsOtherPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsOtherAffiliatedCompanies" name="InvestmentsOtherAffiliatedCompanies" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsOtherAffiliatedCompaniesDisclosure" name="InvestmentsOtherAffiliatedCompaniesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsOtherAffiliatedCompaniesPolicy" name="InvestmentsOtherAffiliatedCompaniesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_InvestmentsPolicy" name="InvestmentsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_IrrevocableCommitments" name="IrrevocableCommitments" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_IrrevocableCommitmentsDisclosure" name="IrrevocableCommitmentsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_IrrevocableCommitmentsFromSaleAndRepurchaseTransactions" name="IrrevocableCommitmentsFromSaleAndRepurchaseTransactions" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_IrrevocableCommitmentsFromSaleAndRepurchaseTransactionsDisclosure" name="IrrevocableCommitmentsFromSaleAndRepurchaseTransactionsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_IrrevocableCommitmentsFromSaleAndRepurchaseTransactionsPolicy" name="IrrevocableCommitmentsFromSaleAndRepurchaseTransactionsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_IrrevocableCommitmentsOther" name="IrrevocableCommitmentsOther" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_IrrevocableCommitmentsOtherDisclosure" name="IrrevocableCommitmentsOtherDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_IrrevocableCommitmentsOtherPolicy" name="IrrevocableCommitmentsOtherPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_IrrevocableCommitmentsPolicy" name="IrrevocableCommitmentsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LandAndBuildings" name="LandAndBuildings" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LandAndBuildingsDisclosure" name="LandAndBuildingsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LandAndBuildingsForOwnUse" name="LandAndBuildingsForOwnUse" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LandAndBuildingsForOwnUseDisclosure" name="LandAndBuildingsForOwnUseDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LandAndBuildingsForOwnUsePolicy" name="LandAndBuildingsForOwnUsePolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LandAndBuildingsPolicy" name="LandAndBuildingsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityEquityLastFinancialStatements" name="LegalEntityEquityLastFinancialStatements" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityInterestInShareCapital" name="LegalEntityInterestInShareCapital" nillable="false" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityInterestInShareCapitalEachCompanyAtLeastFifthOfIssuedCapital" name="LegalEntityInterestInShareCapitalEachCompanyAtLeastFifthOfIssuedCapital" nillable="false" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityInterestInShareCapitalEachCompanyFullyLiable" name="LegalEntityInterestInShareCapitalEachCompanyFullyLiable" nillable="false" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityLegalForm" name="LegalEntityLegalForm" nillable="false" substitutionGroup="xbrli:item" type="jenv-codes:legalFormItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityLocation" name="LegalEntityLocation" nillable="false" substitutionGroup="xbrli:item" type="nl-types:string1000ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityLocationEachCompanyAtLeastFifthOfIssuedCapital" name="LegalEntityLocationEachCompanyAtLeastFifthOfIssuedCapital" nillable="false" substitutionGroup="xbrli:item" type="nl-types:string1000ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityLocationEachCompanyFullyLiable" name="LegalEntityLocationEachCompanyFullyLiable" nillable="false" substitutionGroup="xbrli:item" type="nl-types:string1000ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityLocationEachCompanyIncludedInConsolidatedFinancialStatementsAtLeastFifthOfIssuedCapital" name="LegalEntityLocationEachCompanyIncludedInConsolidatedFinancialStatementsAtLeastFifthOfIssuedCapital" nillable="false" substitutionGroup="xbrli:item" type="nl-types:string1000ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityLocationEachCompanyIncludedInConsolidatedFinancialStatementsFullyConsolidated" name="LegalEntityLocationEachCompanyIncludedInConsolidatedFinancialStatementsFullyConsolidated" nillable="false" substitutionGroup="xbrli:item" type="nl-types:string1000ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityLocationEachCompanyIncludedInConsolidatedFinancialStatementsInProportion" name="LegalEntityLocationEachCompanyIncludedInConsolidatedFinancialStatementsInProportion" nillable="false" substitutionGroup="xbrli:item" type="nl-types:string1000ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityLocationEachCompanyWithoutLegalPersonality" name="LegalEntityLocationEachCompanyWithoutLegalPersonality" nillable="false" substitutionGroup="xbrli:item" type="nl-types:string1000ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityNameManagingSupervisoryDirector" name="LegalEntityNameManagingSupervisoryDirector" nillable="false" substitutionGroup="xbrli:item" type="nl-types:string1000ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityRegisteredOffice" name="LegalEntityRegisteredOffice" nillable="false" substitutionGroup="xbrli:item" type="nl-types:string1000ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityResultsLastFinancialStatements" name="LegalEntityResultsLastFinancialStatements" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalEntityResultsLastFinancialStatementsAtLeastFifthOfIssuedCapital" name="LegalEntityResultsLastFinancialStatementsAtLeastFifthOfIssuedCapital" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalReserveContributionInKind" name="LegalReserveContributionInKind" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalReserveCostsIncorporationShareIssue" name="LegalReserveCostsIncorporationShareIssue" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalReserveDeferredResultsFinancialInstruments" name="LegalReserveDeferredResultsFinancialInstruments" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalReserveDevelopment" name="LegalReserveDevelopment" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalReserveLoansProvidedObtainTreasuryShares" name="LegalReserveLoansProvidedObtainTreasuryShares" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalReserveNegativeTranslationShareCapitalIntoEuros" name="LegalReserveNegativeTranslationShareCapitalIntoEuros" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalReserveParticipatingInterests" name="LegalReserveParticipatingInterests" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalReserveTranslationShareCapitalIntoEuros" name="LegalReserveTranslationShareCapitalIntoEuros" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalReserves" name="LegalReserves" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalReservesDisclosure" name="LegalReservesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalReservesPolicy" name="LegalReservesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalStatutoryReserves" name="LegalStatutoryReserves" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalStatutoryReservesDisclosure" name="LegalStatutoryReservesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LegalStatutoryReservesPolicy" name="LegalStatutoryReservesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_Liabilities" name="Liabilities" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesCommittedTo" name="LiabilitiesCommittedTo" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesCommittedToOnBehalfOfGroupCompanies" name="LiabilitiesCommittedToOnBehalfOfGroupCompanies" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesCurrent" name="LiabilitiesCurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesCurrentDisclosure" name="LiabilitiesCurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesCurrentPolicy" name="LiabilitiesCurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesCurrentToWhichTheLegalPersonHasCommittedItselfToEncumberAssetsDisclosure" name="LiabilitiesCurrentToWhichTheLegalPersonHasCommittedItselfToEncumberAssetsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesDisclosure" name="LiabilitiesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesMaturityExceedingFiveYears" name="LiabilitiesMaturityExceedingFiveYears" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesMaturityExceedingOneYear" name="LiabilitiesMaturityExceedingOneYear" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesMaturityInterestRateDescription" name="LiabilitiesMaturityInterestRateDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesMaturityLessThanOneYear" name="LiabilitiesMaturityLessThanOneYear" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesNoncurrent" name="LiabilitiesNoncurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesNoncurrentDisclosure" name="LiabilitiesNoncurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesNoncurrentMaturityDisclosure" name="LiabilitiesNoncurrentMaturityDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesNoncurrentPolicy" name="LiabilitiesNoncurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesNoncurrentToWhichTheLegalPersonHasCommittedItselfToEncumberAssetsDisclosure" name="LiabilitiesNoncurrentToWhichTheLegalPersonHasCommittedItselfToEncumberAssetsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_LiabilitiesPolicy" name="LiabilitiesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_PayablesDirectInsuranceDisclosure" name="PayablesDirectInsuranceDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesDirectInsurancePolicy" name="PayablesDirectInsurancePolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesGroupCompanies" name="PayablesGroupCompanies" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesGroupCompaniesCurrent" name="PayablesGroupCompaniesCurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesGroupCompaniesCurrentDisclosure" name="PayablesGroupCompaniesCurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesGroupCompaniesCurrentPolicy" name="PayablesGroupCompaniesCurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesGroupCompaniesDisclosure" name="PayablesGroupCompaniesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesGroupCompaniesNoncurrent" name="PayablesGroupCompaniesNoncurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesGroupCompaniesNoncurrentDisclosure" name="PayablesGroupCompaniesNoncurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesGroupCompaniesNoncurrentPolicy" name="PayablesGroupCompaniesNoncurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesGroupCompaniesPolicy" name="PayablesGroupCompaniesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesIncomeTaxCurrentPolicy" name="PayablesIncomeTaxCurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOther" name="PayablesOther" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherAffiliatedCompaniesCurrent" name="PayablesOtherAffiliatedCompaniesCurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherAffiliatedCompaniesCurrentDisclosure" name="PayablesOtherAffiliatedCompaniesCurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherAffiliatedCompaniesCurrentPolicy" name="PayablesOtherAffiliatedCompaniesCurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherAffiliatedCompaniesNoncurrent" name="PayablesOtherAffiliatedCompaniesNoncurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherAffiliatedCompaniesNoncurrentDisclosure" name="PayablesOtherAffiliatedCompaniesNoncurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherAffiliatedCompaniesNoncurrentPolicy" name="PayablesOtherAffiliatedCompaniesNoncurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherAffiliatedCompaniesPolicy" name="PayablesOtherAffiliatedCompaniesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherCurrent" name="PayablesOtherCurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherCurrentDisclosure" name="PayablesOtherCurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherCurrentPolicy" name="PayablesOtherCurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherDisclosure" name="PayablesOtherDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherNoncurrent" name="PayablesOtherNoncurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherNoncurrentDisclosure" name="PayablesOtherNoncurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherNoncurrentPolicy" name="PayablesOtherNoncurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesOtherPolicy" name="PayablesOtherPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesReinsurance" name="PayablesReinsurance" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesReinsuranceDisclosure" name="PayablesReinsuranceDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesReinsurancePolicy" name="PayablesReinsurancePolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesShareholdersParticipatingInterests" name="PayablesShareholdersParticipatingInterests" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesShareholdersParticipatingInterestsCurrent" name="PayablesShareholdersParticipatingInterestsCurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesShareholdersParticipatingInterestsCurrentDisclosure" name="PayablesShareholdersParticipatingInterestsCurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesShareholdersParticipatingInterestsCurrentPolicy" name="PayablesShareholdersParticipatingInterestsCurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesShareholdersParticipatingInterestsDisclosure" name="PayablesShareholdersParticipatingInterestsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_PayablesShareholdersParticipatingInterestsNoncurrentDisclosure" name="PayablesShareholdersParticipatingInterestsNoncurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesShareholdersParticipatingInterestsNoncurrentPolicy" name="PayablesShareholdersParticipatingInterestsNoncurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PayablesShareholdersParticipatingInterestsPolicy" name="PayablesShareholdersParticipatingInterestsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PensionCosts" name="PensionCosts" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PensionCostsDisclosure" name="PensionCostsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PensionCostsPolicy" name="PensionCostsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_PensionPayablesCurrent" name="PensionPayablesCurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PensionPayablesCurrentDisclosure" name="PensionPayablesCurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PensionPayablesCurrentPolicy" name="PensionPayablesCurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PensionPayablesDisclosure" name="PensionPayablesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PensionPayablesNoncurrent" name="PensionPayablesNoncurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PensionPayablesNoncurrentDisclosure" name="PensionPayablesNoncurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_PensionPayablesPolicy" name="PensionPayablesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_PlanGoalsMenAndWomenBoardAndSupervisoryBoardDescription" name="PlanGoalsMenAndWomenBoardAndSupervisoryBoardDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PowersProfitCertificatesSimilarRightsDescription" name="PowersProfitCertificatesSimilarRightsDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsEarned" name="PremiumsEarned" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsFromAgreementsWhereInvestmentRiskLiesWithThePartyEntitledToPayment" name="PremiumsFromAgreementsWhereInvestmentRiskLiesWithThePartyEntitledToPayment" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsFromGroupInsurancePolicies" name="PremiumsFromGroupInsurancePolicies" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsFromIndividualInsurancePolicies" name="PremiumsFromIndividualInsurancePolicies" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsGross" name="PremiumsGross" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsGrossDamageInsurance" name="PremiumsGrossDamageInsurance" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsGrossDisclosure" name="PremiumsGrossDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsGrossLifeInsurance" name="PremiumsGrossLifeInsurance" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsGrossPolicy" name="PremiumsGrossPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsNet" name="PremiumsNet" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsNetDisclosure" name="PremiumsNetDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsNetPolicy" name="PremiumsNetPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PremiumsWritten" name="PremiumsWritten" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PrepaymentsIntangibleAssets" name="PrepaymentsIntangibleAssets" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PrepaymentsIntangibleAssetsDisclosure" name="PrepaymentsIntangibleAssetsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PrepaymentsIntangibleAssetsPolicy" name="PrepaymentsIntangibleAssetsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PrepaymentsInventories" name="PrepaymentsInventories" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PrepaymentsInventoriesDisclosure" name="PrepaymentsInventoriesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_PriceListOfStockExchangeSecuritiesExplanation" name="PriceListOfStockExchangeSecuritiesExplanation" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ProfitCertificatesSimilarRightsAmount" name="ProfitCertificatesSimilarRightsAmount" nillable="false" substitutionGroup="xbrli:item" type="nl-types:nonNegativeInteger20ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ProfitCertificatesSimilarRightsDisclosure" name="ProfitCertificatesSimilarRightsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ProfitSharing" name="ProfitSharing" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ProfitSharingAndBonusPaymentsManagingSupervisoryDirector" name="ProfitSharingAndBonusPaymentsManagingSupervisoryDirector" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ProfitSharingAndDiscounts" name="ProfitSharingAndDiscounts" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ProfitSharingAndDiscountsDisclosure" name="ProfitSharingAndDiscountsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ProfitSharingAndDiscountsPolicy" name="ProfitSharingAndDiscountsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ProjectIncomePolicy" name="ProjectIncomePolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipment" name="PropertyPlantEquipment" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentAccumulatedDepreciationImpairments" name="PropertyPlantEquipmentAccumulatedDepreciationImpairments" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentAccumulatedRevaluations" name="PropertyPlantEquipmentAccumulatedRevaluations" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentAdditions" name="PropertyPlantEquipmentAdditions" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentAndInventories" name="PropertyPlantEquipmentAndInventories" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentAndInventoriesDisclosure" name="PropertyPlantEquipmentAndInventoriesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentAndInventoriesPolicy" name="PropertyPlantEquipmentAndInventoriesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentCurrentValueDisclosure" name="PropertyPlantEquipmentCurrentValueDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentDeductionOfTheReinvestmentReserveFromTheAcquisitionOrProductionCostsOfAnAssetDisclosure" name="PropertyPlantEquipmentDeductionOfTheReinvestmentReserveFromTheAcquisitionOrProductionCostsOfAnAssetDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentDepreciation" name="PropertyPlantEquipmentDepreciation" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentDisclosure" name="PropertyPlantEquipmentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentDisposals" name="PropertyPlantEquipmentDisposals" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentDisposalsDepreciation" name="PropertyPlantEquipmentDisposalsDepreciation" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentImpairment" name="PropertyPlantEquipmentImpairment" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentImpairmentReversal" name="PropertyPlantEquipmentImpairmentReversal" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_PropertyPlantEquipmentInterestCapitalisedDuringPeriodDescription" name="PropertyPlantEquipmentInterestCapitalisedDuringPeriodDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_ReasonsGoalsNotMetMenAndWomenBoardAndSupervisoryBoardDescription" name="ReasonsGoalsNotMetMenAndWomenBoardAndSupervisoryBoardDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_RevenuesFromProvidingServicesDisclosure" name="RevenuesFromProvidingServicesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_RevenuesFromSaleOfGoodsDisclosure" name="RevenuesFromSaleOfGoodsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_RightsGrantedExercisePrice" name="RightsGrantedExercisePrice" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetary20ItemType" xbrli:periodType="instant"/>
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  <xs:element abstract="false" id="jenv-bw2-i_RightsGrantedFinancingArrangementDescription" name="RightsGrantedFinancingArrangementDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_RightsGrantedNotYetExercisedDisclosure" name="RightsGrantedNotYetExercisedDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_RightsGrantedNumberOfUnderlyingSharesOfExercisedRights" name="RightsGrantedNumberOfUnderlyingSharesOfExercisedRights" nillable="false" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_RightsGrantedPurchaseOfTreasurySharesOrIssuanceOfNewSharesOnBehalfOfRightsGrantedDisclosure" name="RightsGrantedPurchaseOfTreasurySharesOrIssuanceOfNewSharesOnBehalfOfRightsGrantedDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_RightsGrantedReasonsForGrantingRightsToSupervisoryDirectorsDescription" name="RightsGrantedReasonsForGrantingRightsToSupervisoryDirectorsDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
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  <xs:element abstract="false" id="jenv-bw2-i_SecuritiesCurrentOtherAdmittedToTradingOnRegulatedMarket" name="SecuritiesCurrentOtherAdmittedToTradingOnRegulatedMarket" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
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  <xs:element abstract="false" id="jenv-bw2-i_SecuritiesOtherNoncurrentDisclosure" name="SecuritiesOtherNoncurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SecuritiesOtherNoncurrentPolicy" name="SecuritiesOtherNoncurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SecuritiesProvidedInLoanOrLending" name="SecuritiesProvidedInLoanOrLending" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_SecuritiesReceivedInLoanOrLending" name="SecuritiesReceivedInLoanOrLending" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_SecuritiesUnavailableCurrentDescription" name="SecuritiesUnavailableCurrentDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SellingExpenses" name="SellingExpenses" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SellingExpensesDisclosure" name="SellingExpensesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SellingExpensesPolicy" name="SellingExpensesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapital" name="ShareCapital" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalContributionInKindDescription" name="ShareCapitalContributionInKindDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalDisclosure" name="ShareCapitalDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalInTheCurrencyOfDenominationWhenDifferentPresentationCurrency" name="ShareCapitalInTheCurrencyOfDenominationWhenDifferentPresentationCurrency" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalInTheCurrencyOfDenominationWhenDifferentPresentationCurrencyDisclosure" name="ShareCapitalInTheCurrencyOfDenominationWhenDifferentPresentationCurrencyDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalInTheCurrencyOfDenominationWhenDifferentPresentationCurrencyExchangeRateUsed" name="ShareCapitalInTheCurrencyOfDenominationWhenDifferentPresentationCurrencyExchangeRateUsed" nillable="false" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalInTheCurrencyOfDenominationWhenDifferentPresentationCurrencyPolicy" name="ShareCapitalInTheCurrencyOfDenominationWhenDifferentPresentationCurrencyPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalIssued" name="ShareCapitalIssued" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalNumberShares" name="ShareCapitalNumberShares" nillable="false" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalNumberSharesDistributionAsDividend" name="ShareCapitalNumberSharesDistributionAsDividend" nillable="false" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalNumberSharesGranting" name="ShareCapitalNumberSharesGranting" nillable="false" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalNumberSharesIssue" name="ShareCapitalNumberSharesIssue" nillable="false" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalNumberSharesMovement" name="ShareCapitalNumberSharesMovement" nillable="false" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalNumberSharesOtherMovements" name="ShareCapitalNumberSharesOtherMovements" nillable="false" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalNumberSharesPurchase" name="ShareCapitalNumberSharesPurchase" nillable="false" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalNumberSharesSale" name="ShareCapitalNumberSharesSale" nillable="false" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalNumberSharesWithdrawal" name="ShareCapitalNumberSharesWithdrawal" nillable="false" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalPaid" name="ShareCapitalPaid" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalPaidCalledUp" name="ShareCapitalPaidCalledUp" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalPaidCalledUpDisclosure" name="ShareCapitalPaidCalledUpDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalPaidCalledUpPolicy" name="ShareCapitalPaidCalledUpPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalPolicy" name="ShareCapitalPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalRegistered" name="ShareCapitalRegistered" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalTreasurySharesHeldByCompanyOrSubsiduryDescription" name="ShareCapitalTreasurySharesHeldByCompanyOrSubsiduryDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalTreasurySharesHeldDescription" name="ShareCapitalTreasurySharesHeldDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalTreasurySharesHeldInHouseDescription" name="ShareCapitalTreasurySharesHeldInHouseDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalTreasurySharesPledgedDescription" name="ShareCapitalTreasurySharesPledgedDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareCapitalTreasurySharesPurchaseSaleDescription" name="ShareCapitalTreasurySharesPurchaseSaleDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareInResultsParticipatingInterests" name="ShareInResultsParticipatingInterests" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareInResultsParticipatingInterestsDisclosure" name="ShareInResultsParticipatingInterestsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareInResultsParticipatingInterestsInGroupCompanies" name="ShareInResultsParticipatingInterestsInGroupCompanies" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareInResultsParticipatingInterestsInOtherAffiliatedCompanies" name="ShareInResultsParticipatingInterestsInOtherAffiliatedCompanies" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ShareInResultsParticipatingInterestsPolicy" name="ShareInResultsParticipatingInterestsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SharePremium" name="SharePremium" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_SharePremiumDisclosure" name="SharePremiumDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SharePremiumPolicy" name="SharePremiumPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SharesOtherVariableYieldSecurities" name="SharesOtherVariableYieldSecurities" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_SharesOtherVariableYieldSecuritiesDisclosure" name="SharesOtherVariableYieldSecuritiesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SharesOtherVariableYieldSecuritiesPolicy" name="SharesOtherVariableYieldSecuritiesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecurities" name="SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecurities" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecuritiesCurrentAssetsNoTradePortfolio" name="SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecuritiesCurrentAssetsNoTradePortfolio" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecuritiesCurrentAssetsTradePortfolio" name="SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecuritiesCurrentAssetsTradePortfolio" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecuritiesDisclosure" name="SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecuritiesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecuritiesNonCurrentAssets" name="SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecuritiesNonCurrentAssets" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecuritiesPolicy" name="SharesSecuritiesWithParticipatingRightsAndOtherVariableYieldSecuritiesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SignatureManagingSupervisoryDirectorsDate" name="SignatureManagingSupervisoryDirectorsDate" nillable="false" substitutionGroup="xbrli:item" type="xbrli:dateItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SignatureManagingSupervisoryDirectorsLocation" name="SignatureManagingSupervisoryDirectorsLocation" nillable="false" substitutionGroup="xbrli:item" type="nl-types:string1000ItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SingleLifePremiumsAndRecurringPayments" name="SingleLifePremiumsAndRecurringPayments" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SinglePremiumsFromProfitSharingIncludedInPremiumsGross" name="SinglePremiumsFromProfitSharingIncludedInPremiumsGross" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SocialSecurityContributions" name="SocialSecurityContributions" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SocialSecurityContributionsDisclosure" name="SocialSecurityContributionsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SocialSecurityContributionsPolicy" name="SocialSecurityContributionsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SolvencyAvailableAmount" name="SolvencyAvailableAmount" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_SolvencyConsideredEssentialAmount" name="SolvencyConsideredEssentialAmount" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_SolvencyMinimalRequiredAmount" name="SolvencyMinimalRequiredAmount" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_StatutoryReserves" name="StatutoryReserves" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_StatutoryReservesDisclosure" name="StatutoryReservesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_StatutoryReservesPolicy" name="StatutoryReservesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubordinatedBondsAndOtherFixedIncomeSecuritiesExplanation" name="SubordinatedBondsAndOtherFixedIncomeSecuritiesExplanation" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubordinatedDebtsExplanation" name="SubordinatedDebtsExplanation" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubordinatedLiabilities" name="SubordinatedLiabilities" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubordinatedLiabilitiesCurrentDisclosure" name="SubordinatedLiabilitiesCurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubordinatedLiabilitiesCurrentNatureDescription" name="SubordinatedLiabilitiesCurrentNatureDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubordinatedLiabilitiesCurrentPolicy" name="SubordinatedLiabilitiesCurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubordinatedLiabilitiesDisclosure" name="SubordinatedLiabilitiesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubordinatedLiabilitiesNoncurrentDisclosure" name="SubordinatedLiabilitiesNoncurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubordinatedLiabilitiesNoncurrentNatureDescription" name="SubordinatedLiabilitiesNoncurrentNatureDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubordinatedLiabilitiesNoncurrentPolicy" name="SubordinatedLiabilitiesNoncurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubordinatedLiabilitiesPolicy" name="SubordinatedLiabilitiesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubordinatedReceivablesBondsAndOtherFixedIncomeSecurities" name="SubordinatedReceivablesBondsAndOtherFixedIncomeSecurities" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SubsequentEventsDisclosure" name="SubsequentEventsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SumOfExpenses" name="SumOfExpenses" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_SumOfExpensesDisclosure" name="SumOfExpensesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_TangibleAssetsOther" name="TangibleAssetsOther" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_TangibleAssetsOtherDisclosure" name="TangibleAssetsOtherDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_TangibleAssetsOtherPolicy" name="TangibleAssetsOtherPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_TargetGoalsMenAndWomenBoardAndSupervisoryBoardDescription" name="TargetGoalsMenAndWomenBoardAndSupervisoryBoardDescription" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_TaxesSocialSecurityContributionsPayable" name="TaxesSocialSecurityContributionsPayable" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_TaxesSocialSecurityContributionsPayableCurrent" name="TaxesSocialSecurityContributionsPayableCurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_TaxesSocialSecurityContributionsPayableCurrentDisclosure" name="TaxesSocialSecurityContributionsPayableCurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_TaxesSocialSecurityContributionsPayableCurrentPolicy" name="TaxesSocialSecurityContributionsPayableCurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_TaxesSocialSecurityContributionsPayableDisclosure" name="TaxesSocialSecurityContributionsPayableDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_TaxesSocialSecurityContributionsPayableNoncurrent" name="TaxesSocialSecurityContributionsPayableNoncurrent" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_TaxesSocialSecurityContributionsPayableNoncurrentDisclosure" name="TaxesSocialSecurityContributionsPayableNoncurrentDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_TaxesSocialSecurityContributionsPayableNoncurrentPolicy" name="TaxesSocialSecurityContributionsPayableNoncurrentPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_TaxesSocialSecurityContributionsPayablePolicy" name="TaxesSocialSecurityContributionsPayablePolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_TechnicalProvisions" name="TechnicalProvisions" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_TechnicalProvisionsDisclosure" name="TechnicalProvisionsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_TechnicalProvisionsForDamagesOrBenefitsPayable" name="TechnicalProvisionsForDamagesOrBenefitsPayable" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
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  <xs:element abstract="false" id="jenv-bw2-i_UnrealisedLossOnInvestments" name="UnrealisedLossOnInvestments" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_UnrealisedLossOnInvestmentsDisclosure" name="UnrealisedLossOnInvestmentsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_UnrealisedLossOnInvestmentsPolicy" name="UnrealisedLossOnInvestmentsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_UnrealisedProfitOnInvestments" name="UnrealisedProfitOnInvestments" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_UnrealisedProfitOnInvestmentsDisclosure" name="UnrealisedProfitOnInvestmentsDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_UnrealisedProfitOnInvestmentsPolicy" name="UnrealisedProfitOnInvestmentsPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_ValueChangesFinancialInstrumentsValuedAtFairValuePolicy" name="ValueChangesFinancialInstrumentsValuedAtFairValuePolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_WagesSalaries" name="WagesSalaries" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_WagesSalariesDisclosure" name="WagesSalariesDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_WagesSalariesPolicy" name="WagesSalariesPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_WorkInProgress" name="WorkInProgress" nillable="false" substitutionGroup="xbrli:item" type="nl-types:monetaryNoDecimals20ItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xs:element abstract="false" id="jenv-bw2-i_WorkInProgressDisclosure" name="WorkInProgressDisclosure" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
  <xs:element abstract="false" id="jenv-bw2-i_WorkInProgressPolicy" name="WorkInProgressPolicy" nillable="false" substitutionGroup="xbrli:item" type="nl-types:formattedExplanationItemType" xbrli:periodType="duration"/>
</xs:schema>
