<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
<xs:schema xmlns:jenv-bw2-lr="http://www.nltaxonomie.nl/nt21/jenv/20261209.a/dictionary/jenv-bw2-linkroles" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xs="http://www.w3.org/2001/XMLSchema" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.nltaxonomie.nl/nt21/jenv/20261209.a/dictionary/jenv-bw2-linkroles">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="jenv-bw2-linkroles-generic-lab-de.xml" xlink:role="http://www.xbrl.org/2008/role/link" xlink:type="simple"/>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="jenv-bw2-linkroles-generic-lab-en.xml" xlink:role="http://www.xbrl.org/2008/role/link" xlink:type="simple"/>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="jenv-bw2-linkroles-generic-lab-fr.xml" xlink:role="http://www.xbrl.org/2008/role/link" xlink:type="simple"/>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="jenv-bw2-linkroles-generic-lab-nl.xml" xlink:role="http://www.xbrl.org/2008/role/link" xlink:type="simple"/>
      <link:roleType id="jenv-bw2-lr_DecreeOnCurrentValue" roleURI="urn:jenv:linkrole:current-value-decree">
        <link:definition>Besluit actuele waarde</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnAdditionalRegulationsForTheManagementReport" roleURI="urn:jenv:linkrole:decree-on-additional-regulations-for-the-management-report">
        <link:definition>Vaststellingsbesluit nadere voorschriften inhoud bestuursverslag</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnArticle10TakeoverDirective" roleURI="urn:jenv:linkrole:decree-on-article-10-takeover-directive">
        <link:definition>Besluit artikel 10 overnamerichtlijn</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsCreditInstitutions" roleURI="urn:jenv:linkrole:decree-on-financial-statements-credit-institutions">
        <link:definition>Besluit jaarrekening banken</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormats" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats">
        <link:definition>Besluit modellen jaarrekening</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelA" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-a">
        <link:definition>Besluit modellen jaarrekening - model A</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelB" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-b">
        <link:definition>Besluit modellen jaarrekening - model B</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelC" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-c">
        <link:definition>Besluit modellen jaarrekening - model C</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelD" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-d">
        <link:definition>Besluit modellen jaarrekening - model D</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelE" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-e">
        <link:definition>Besluit modellen jaarrekening - model E</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelF" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-f">
        <link:definition>Besluit modellen jaarrekening - model F</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelI" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-i">
        <link:definition>Besluit modellen jaarrekening - model I</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelJ" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-j">
        <link:definition>Besluit modellen jaarrekening - model J</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelK" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-k">
        <link:definition>Besluit modellen jaarrekening - model K</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelL" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-l">
        <link:definition>Besluit modellen jaarrekening - model L</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelM" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-m">
        <link:definition>Besluit modellen jaarrekening - model M</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelN" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-n">
        <link:definition>Besluit modellen jaarrekening - model N</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelO" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-o">
        <link:definition>Besluit modellen jaarrekening - model O</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelP" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-p">
        <link:definition>Besluit modellen jaarrekening - model P</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelQ" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-q">
        <link:definition>Besluit modellen jaarrekening - model Q</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelR" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-r">
        <link:definition>Besluit modellen jaarrekening - model R</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnFinancialStatementsFormatsModelS" roleURI="urn:jenv:linkrole:decree-on-financial-statements-formats-model-s">
        <link:definition>Besluit modellen jaarrekening - model S</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnImplementationDisclosureRequirementsCapitalRequirementsDirective" roleURI="urn:jenv:linkrole:decree-on-implementation-disclosure-requirements-capital-requirements-directive">
        <link:definition>Besluit uitvoering publicatieverplichtingen richtlijn kapitaalvereisten</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DecreeOnUniformFiscalValuationPrinciples" roleURI="urn:jenv:linkrole:decree-on-uniform-fiscal-valuation-principles">
        <link:definition>Besluit fiscale waarderingsgrondslagen</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
      <link:roleType id="jenv-bw2-lr_DutchCivilCodeBook2" roleURI="urn:jenv:linkrole:dutch-civil-code-book2">
        <link:definition>Burgerlijk wetboek boek 2</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
</xs:schema>
