Acquisition costs capitalised components Balance sheet Cash flow statement Categories of Technical Accounts Classes of acquisition costs capitalised Classes of acquisition costs Classes of equity Classes of insurance account indemnity insurance Classes of insurance account life insurance Classes of insurance account non-technical (insurance) Classes of insurance liabilities Classes of intangible assets Classes of investments Classes of provisions other Classes of settlement year Classes of technical provisions Consolidated balance sheet Consolidated cash flow statement Consolidated income statement non-technical account Consolidated income statement technical account indemnity insurance Consolidated income statement technical account life insurance Damage insurance and reinsurance Damage year settlement statistics Damage year Duration technical provisions Geographic area insurance contracts Income statement non-technical account Income statement technical account indemnity insurance Income statement technical account life insurance Indemnity insurance components Life insurance and reinsurance Life insurance Notes to the consolidated financial statements - Accounting principles applied to the valuation of assets and liabilities Notes to the consolidated financial statements - Accounting principles for the determination of the result Notes to the consolidated financial statements - Accruals and deferred income Notes to the consolidated financial statements - Accrued income capitalised acquisition cost, previous period: Movement schedule Notes to the consolidated financial statements - Accrued income capitalised acquisition cost: Movement schedule Notes to the consolidated financial statements - Accrued income: Breakdown Notes to the consolidated financial statements - Accrued income: Other accrued income: Specification Notes to the consolidated financial statements - Accrued income Notes to the consolidated financial statements - Acquisition costs capitalised overview, previous period Notes to the consolidated financial statements - Acquisition costs capitalised overview Notes to the consolidated financial statements - Allocated income from investments Notes to the consolidated financial statements - Area insurance contracts Notes to the consolidated financial statements - Assets other: Breakdown Notes to the consolidated financial statements - Assets other Notes to the consolidated financial statements - Benefits for own account Notes to the consolidated financial statements - Change in equalisation reserve Notes to the consolidated financial statements - Change in other technical provisions for own account Notes to the consolidated financial statements - Damage outflow overview disclosure Notes to the consolidated financial statements - Damage outflow overview: Specification Notes to the consolidated financial statements - Damage outflow overview: Specification Notes to the consolidated financial statements - Damages and benefits received central cash: Breakdown Notes to the consolidated financial statements - Damages and benefits received central cash Notes to the consolidated financial statements - Damages for own account Notes to the consolidated financial statements - Deposits of reinsurers Notes to the consolidated financial statements - Earned premiums for own account Notes to the consolidated financial statements - Equity: Financial position: Breakdown Notes to the consolidated financial statements - Equity: Solvency: Breakdown Notes to the consolidated financial statements - Equity Notes to the consolidated financial statements - Income from investments allocated to non-technical account Notes to the consolidated financial statements - Income from investments Notes to the consolidated financial statements - Income other and expenses other Notes to the consolidated financial statements - Income tax expense from ordinary activities Notes to the consolidated financial statements - Indemnity insurance components Notes to the consolidated financial statements - Insurance contracts profit sharing guarantees options Notes to the consolidated financial statements - Intangible assets, previous period: Movement schedule Notes to the consolidated financial statements - Intangible assets: Breakdown Notes to the consolidated financial statements - Intangible assets: Economic life Notes to the consolidated financial statements - Intangible assets: Economic life Notes to the consolidated financial statements - Intangible assets: Movement Notes to the consolidated financial statements - Intangible assets Notes to the consolidated financial statements - Investment expenses Notes to the consolidated financial statements - Investments risk of policy holders savings bank Notes to the consolidated financial statements - Investments, previous period: Movement schedule Notes to the consolidated financial statements - Investments: Breakdown Notes to the consolidated financial statements - Investments: Movement Notes to the consolidated financial statements - Investments Notes to the consolidated financial statements - Liabilities: Breakdown Notes to the consolidated financial statements - Liabilities: Other payables: Specification Notes to the consolidated financial statements - Liabilities Notes to the consolidated financial statements - Liability adequacy test Notes to the consolidated financial statements - Life insurance detailed overview Notes to the consolidated financial statements - Life insurance overview Notes to the consolidated financial statements - Operating expenses Notes to the consolidated financial statements - Other technical expenses for own account, previous period: Breakdown Notes to the consolidated financial statements - Other technical expenses for own account: Breakdown Notes to the consolidated financial statements - Other technical expenses for own account Notes to the consolidated financial statements - Other technical income for own account: Breakdown Notes to the consolidated financial statements - Other technical income for own account Notes to the consolidated financial statements - Participation in investment entities and investment pools Notes to the consolidated financial statements - Profit sharing and discounts: Breakdown Notes to the consolidated financial statements - Profit sharing and discounts Notes to the consolidated financial statements - Provisions, previous period: Movement schedule Notes to the consolidated financial statements - Provisions: Acquisition costs: Progress overview Notes to the consolidated financial statements - Provisions: Actuarial report: Breakdown Notes to the consolidated financial statements - Provisions: Breakdown Notes to the consolidated financial statements - Provisions: Interest rate discount: Progress overview Notes to the consolidated financial statements - Provisions: Movement Notes to the consolidated financial statements - Provisions Notes to the consolidated financial statements - Receivables: Breakdown Notes to the consolidated financial statements - Receivables Notes to the consolidated financial statements - Remainder assets: Other remainder assets: Specification Notes to the consolidated financial statements - Result analysis: Industry group: Specification Notes to the consolidated financial statements - Result analysis: Profit Source: Specification Notes to the consolidated financial statements - Result analysis Notes to the consolidated financial statements - Result from extraordinary items after tax Notes to the consolidated financial statements - Result from investments, previous period: Breakdown Notes to the consolidated financial statements - Result from investments: Breakdown Notes to the consolidated financial statements - Result technical account damage insurance Notes to the consolidated financial statements - Result technical account life insurance Notes to the consolidated financial statements - Settlement statistics disclosure Notes to the consolidated financial statements - Settlement statistics gross, previous period: Specification Notes to the consolidated financial statements - Settlement statistics gross: Specification Notes to the consolidated financial statements - Settlement statistics reinsurance, previous period: Specification Notes to the consolidated financial statements - Settlement statistics reinsurance: Specification Notes to the consolidated financial statements - Share in results of participating interests: Specification Notes to the consolidated financial statements - Subordinated liabilities Notes to the consolidated financial statements - Technical provisions for damages or benefits payable discount rate Notes to the consolidated financial statements - Technical provisions for damages or benefits payable: Breakdown Notes to the consolidated financial statements - Technical provisions for insurance where investments are for risk of policy holders and annual life funds: Breakdown Notes to the consolidated financial statements - Technical provisions for insurance where investments are for risk of policy holders and annual life funds Notes to the consolidated financial statements - Technical provisions life insurance: Breakdown Notes to the consolidated financial statements - Technical provisions other: Breakdown Notes to the consolidated financial statements - Technical provisions, previous period: Movement schedule Notes to the consolidated financial statements - Technical provisions: Breakdown Notes to the consolidated financial statements - Technical provisions: Industry group: Specification Notes to the consolidated financial statements - Technical provisions: Movement Notes to the consolidated financial statements - Technical provisions: Other technical provisions: Specification Notes to the consolidated financial statements - Technical provisions: equalisation reserve, previous period: Movement schedule Notes to the consolidated financial statements - Technical provisions: equalisation reserve: Movement Notes to the consolidated financial statements - Technical provisions Notes to the consolidated financial statements - Unrealised loss on investments Notes to the consolidated financial statements - Unrealised profit on investments Notes to the consolidated financial statements: Other costs: Included costs Notes to the financial statements - Accounting principles applied to the valuation of assets and liabilities Notes to the financial statements - Accounting principles for the determination of the result Notes to the financial statements - Accruals and deferred income Notes to the financial statements - Accrued income capitalised acquisition cost, previous period: Movement schedule Notes to the financial statements - Accrued income capitalised acquisition cost: Movement schedule Notes to the financial statements - Accrued income: Breakdown Notes to the financial statements - Accrued income: Other accrued income: Specification Notes to the financial statements - Accrued income Notes to the financial statements - Acquisition costs capitalised overview, previous period Notes to the financial statements - Acquisition costs capitalised overview Notes to the financial statements - Allocated income from investments Notes to the financial statements - Area insurance contracts Notes to the financial statements - Assets other: Breakdown Notes to the financial statements - Assets other Notes to the financial statements - Benefits for own account Notes to the financial statements - Change in equalisation reserve Notes to the financial statements - Change in other technical provisions for own account Notes to the financial statements - Commissions paid and due Notes to the financial statements - Commissions paid and due Notes to the financial statements - Damage outflow overview disclosure Notes to the financial statements - Damage outflow overview: Specification Notes to the financial statements - Damage outflow overview: Specification Notes to the financial statements - Damages and benefits received central cash: Breakdown Notes to the financial statements - Damages and benefits received central cash Notes to the financial statements - Damages for own account Notes to the financial statements - Deposits of reinsurers Notes to the financial statements - Designated reserve: Movement: Specification Notes to the financial statements - Designated reserve: Specification Notes to the financial statements - Designated reserve Notes to the financial statements - Earned premiums for own account Notes to the financial statements - Equity, previous period: Statement of changes Notes to the financial statements - Equity: Financial position: Breakdown Notes to the financial statements - Equity: Policyholders productgroup Notes to the financial statements - Equity: Solvency: Breakdown Notes to the financial statements - Equity: Statement of changes Notes to the financial statements - Equity Notes to the financial statements - Income from investments allocated to non-technical account Notes to the financial statements - Income from investments Notes to the financial statements - Income other and expenses other Notes to the financial statements - Income tax expense from ordinary activities Notes to the financial statements - Indemnity insurance components Notes to the financial statements - Insurance contracts profit sharing guarantees options Notes to the financial statements - Intangible assets, previous period: Movement schedule Notes to the financial statements - Intangible assets: Breakdown Notes to the financial statements - Intangible assets: Movement Notes to the financial statements - Intangible assets Notes to the financial statements - Investment expenses Notes to the financial statements - Investments entities investments pools description Notes to the financial statements - Investments risk of policy holders savings bank Notes to the financial statements - Investments, previous period: Movement schedule Notes to the financial statements - Investments: Breakdown Notes to the financial statements - Investments: Movement Notes to the financial statements - Investments Notes to the financial statements - Legal and statutory reserves: Breakdown Notes to the financial statements - Legal and statutory reserves Notes to the financial statements - Liabilities: Breakdown Notes to the financial statements - Liabilities: Other payables: Specification Notes to the financial statements - Liabilities Notes to the financial statements - Liability adequacy test Notes to the financial statements - Life insurance detailed overview Notes to the financial statements - Life insurance overview Notes to the financial statements - Mutation overview discretionary profit sharing, previous period: Movement Notes to the financial statements - Mutation overview discretionary profit sharing: Movement Notes to the financial statements - Operating expenses Notes to the financial statements - Other technical expenses for own account, previous period: Breakdown Notes to the financial statements - Other technical expenses for own account: Breakdown Notes to the financial statements - Other technical expenses for own account Notes to the financial statements - Other technical income for own account: Breakdown Notes to the financial statements - Other technical income for own account Notes to the financial statements - Profit sharing and discounts: Breakdown Notes to the financial statements - Profit sharing and discounts Notes to the financial statements - Provisions, previous period: Movement schedule Notes to the financial statements - Provisions: Acquisition costs: Progress overview Notes to the financial statements - Provisions: Actuarial report: Breakdown Notes to the financial statements - Provisions: Breakdown Notes to the financial statements - Provisions: Interest rate discount: Progress overview Notes to the financial statements - Provisions: Movement Notes to the financial statements - Provisions Notes to the financial statements - Receivables: Breakdown Notes to the financial statements - Receivables Notes to the financial statements - Remainder assets: Other remainder assets: Specification Notes to the financial statements - Result analysis: Industry group: Specification Notes to the financial statements - Result analysis: Profit Source: Specification Notes to the financial statements - Result analysis Notes to the financial statements - Result from extraordinary items after tax Notes to the financial statements - Result from investments, previous period: Breakdown Notes to the financial statements - Result from investments: Breakdown Notes to the financial statements - Result technical account damage insurance Notes to the financial statements - Result technical account life insurance Notes to the financial statements - Settlement statistics disclosure Notes to the financial statements - Settlement statistics gross, previous period: Specification Notes to the financial statements - Settlement statistics gross: Specification Notes to the financial statements - Settlement statistics reinsurance, previous period: Specification Notes to the financial statements - Settlement statistics reinsurance: Specification Notes to the financial statements - Share in results of participating interests: Specification Notes to the financial statements - Subordinated liabilities Notes to the financial statements - Technical provisions for damages or benefits payable discount rate Notes to the financial statements - Technical provisions for damages or benefits payable: Breakdown Notes to the financial statements - Technical provisions for insurance where investments are for risk of policy holders and annual life funds: Breakdown Notes to the financial statements - Technical provisions for insurance where investments are for risk of policy holders and annual life funds Notes to the financial statements - Technical provisions life insurance: Breakdown Notes to the financial statements - Technical provisions other: Breakdown Notes to the financial statements - Technical provisions, previous period: Movement schedule Notes to the financial statements - Technical provisions: Breakdown Notes to the financial statements - Technical provisions: Industry group: Specification Notes to the financial statements - Technical provisions: Movement Notes to the financial statements - Technical provisions: Other technical provisions: Specification Notes to the financial statements - Technical provisions: equalisation reserve, previous period: Movement schedule Notes to the financial statements - Technical provisions: equalisation reserve: Movement Notes to the financial statements - Technical provisions Notes to the financial statements - Unrealised loss on investments Notes to the financial statements - Unrealised profit on investments Notes to the financial statements: Other costs: Included costs Report of the Management Board