<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
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    <link:label id="kvk-abstr_ExpiredSubsidyLiabilitiesBreakdownTitle_label_de" xlink:label="kvk-abstr_ExpiredSubsidyLiabilitiesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abgelaufene Subventionsverpflichtungen, Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedSettlementStatisticsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSettlementStatisticsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ablaufstatistik Erläuterung</link:label>
    <link:label id="kvk-abstr_SettlementStatisticsDisclosureTitle_label_de" xlink:label="kvk-abstr_SettlementStatisticsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ablaufstatistik Erläuterung</link:label>
    <link:label id="kvk-abstr_SettlementStatisticsReinsuranceSpecificationTitle_label_de" xlink:label="kvk-abstr_SettlementStatisticsReinsuranceSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ablaufstatistik Rückversicherung: Spezifikation</link:label>
    <link:label id="kvk-abstr_SettlementStatisticsGrossSpecificationTitle_label_de" xlink:label="kvk-abstr_SettlementStatisticsGrossSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ablaufstatistik brutto: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedDepreciationRealEstateInvestmentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDepreciationRealEstateInvestmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abschreibungen auf Immobilieninvestitionen</link:label>
    <link:label id="kvk-abstr_DepreciationRealEstateInvestmentsTitle_label_de" xlink:label="kvk-abstr_DepreciationRealEstateInvestmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abschreibungen auf Immobilieninvestitionen</link:label>
    <link:label id="kvk-abstr_ConsolidatedDepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abschreibungen auf immaterielles und sonstiges Sachanlagevermögen</link:label>
    <link:label id="kvk-abstr_DepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_de" xlink:label="kvk-abstr_DepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abschreibungen auf immaterielles und sonstiges Sachanlagevermögen</link:label>
    <link:label id="kvk-abstr_DepreciationAmortisationAndChangesValuePropertyPlantEquipmentIntangibleAssetsDisclosureTitle_label_de" xlink:label="kvk-abstr_DepreciationAmortisationAndChangesValuePropertyPlantEquipmentIntangibleAssetsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abschreibungen und Wertberichtigungen zu Lasten materieller und immaterieller Sachanlagen, Erläuterung</link:label>
    <link:label id="kvk-abstr_DepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsBreakdownTitle_label_de" xlink:label="kvk-abstr_DepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abschreibungen von immateriellem und Sachanlagevermögen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedDepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abschreibungen von immateriellem und dem Sachanlagevermögen</link:label>
    <link:label id="kvk-abstr_DepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsDisclosureTitle_label_de" xlink:label="kvk-abstr_DepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abschreibungen von immateriellem und dem Sachanlagevermögen</link:label>
    <link:label id="kvk-abstr_DepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_de" xlink:label="kvk-abstr_DepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Abschreibungen von immateriellem und dem Sachanlagevermögen</link:label>
    <link:label id="kvk-abstr_SharePremiumDisclosureNumericBreakdownTitle_label_de" xlink:label="kvk-abstr_SharePremiumDisclosureNumericBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Agio: Numerische Werte</link:label>
    <link:label id="kvk-abstr_SharePremiumDisclosureTitle_label_de" xlink:label="kvk-abstr_SharePremiumDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Agio</link:label>
    <link:label id="kvk-abstr_SharePremiumTitle_label_de" xlink:label="kvk-abstr_SharePremiumTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Agio</link:label>
    <link:label id="kvk-abstr_SharesOtherVariableYieldSecuritiesMovementTitle_label_de" xlink:label="kvk-abstr_SharesOtherVariableYieldSecuritiesMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktien und andere festverzinsliche Wertpapiere, Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedSharesOtherVariableYieldSecuritiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSharesOtherVariableYieldSecuritiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktien und andere nicht-festverzinsliche Wertpapiere</link:label>
    <link:label id="kvk-abstr_SharesOtherVariableYieldSecuritiesTitle_label_de" xlink:label="kvk-abstr_SharesOtherVariableYieldSecuritiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktien und andere nicht-festverzinsliche Wertpapiere</link:label>
    <link:label id="kvk-abstr_InvestmentsInParticipatingInterestsInGroupCompaniesTitle_label_de" xlink:label="kvk-abstr_InvestmentsInParticipatingInterestsInGroupCompaniesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktien, Aktienzertifikate und andere Arten von Beteiligungen in Konzerngesellschaften</link:label>
    <link:label id="kvk-abstr_ShareBasedPaymentsBreakdownTitle_label_de" xlink:label="kvk-abstr_ShareBasedPaymentsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienbasierte Zahlungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ShareBasedPaymentsSpecificationTitle_label_de" xlink:label="kvk-abstr_ShareBasedPaymentsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienbasierte Zahlungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedShareBasedPaymentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedShareBasedPaymentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienbasierte Zahlungen</link:label>
    <link:label id="kvk-abstr_ShareBasedPaymentsDisclosureTitle_label_de" xlink:label="kvk-abstr_ShareBasedPaymentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienbasierte Zahlungen</link:label>
    <link:label id="kvk-abstr_ShareBasedPaymentsTitle_label_de" xlink:label="kvk-abstr_ShareBasedPaymentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienbasierte Zahlungen</link:label>
    <link:label id="kvk-abstr_NotesShareCapitalStatementOfChangesNumberofSharesSpecificationTitle_label_de" xlink:label="kvk-abstr_NotesShareCapitalStatementOfChangesNumberofSharesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienkapital: Mutationsübersicht in Anzahl der Aktien: Spezifikation</link:label>
    <link:label id="kvk-abstr_ShareCapitalStatementOfChangesTitle_label_de" xlink:label="kvk-abstr_ShareCapitalStatementOfChangesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienkapital: Mutationsübersicht</link:label>
    <link:label id="kvk-abstr_ShareCapitalDisclosureNumericBreakdownTitle_label_de" xlink:label="kvk-abstr_ShareCapitalDisclosureNumericBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienkapital: Numerische Werte</link:label>
    <link:label id="kvk-abstr_ShareCapitalOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_ShareCapitalOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienkapital: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ShareCapitalSpecificationTitle_label_de" xlink:label="kvk-abstr_ShareCapitalSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienkapital: Spezifikation</link:label>
    <link:label id="kvk-abstr_ShareCapitalDisclosureTitle_label_de" xlink:label="kvk-abstr_ShareCapitalDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienkapital</link:label>
    <link:label id="kvk-abstr_ShareCapitalTitle_label_de" xlink:label="kvk-abstr_ShareCapitalTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienkapital</link:label>
    <link:label id="kvk-abstr_ConsolidatedShareCertificatesOrSharesHeldInAdministationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedShareCertificatesOrSharesHeldInAdministationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienzertifikate oder verwaltete Aktien</link:label>
    <link:label id="kvk-abstr_NotesShareCertificatesOrSharesHeldInAdministationTitle_label_de" xlink:label="kvk-abstr_NotesShareCertificatesOrSharesHeldInAdministationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienzertifikate oder verwaltete Aktien</link:label>
    <link:label id="kvk-abstr_ShareCertificatesOrSharesHeldInAdministationTitle_label_de" xlink:label="kvk-abstr_ShareCertificatesOrSharesHeldInAdministationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktienzertifikate oder verwaltete Aktien</link:label>
    <link:label id="kvk-abstr_AssetsTitle_label_de" xlink:label="kvk-abstr_AssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktiva</link:label>
    <link:label id="kvk-abstr_ConsolidatedAccruedIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAccruedIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktive Rechnungsabgrenzungsposten, Erläuterung</link:label>
    <link:label id="kvk-abstr_AccruedIncomeBreakdownTitle_label_de" xlink:label="kvk-abstr_AccruedIncomeBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktive Rechnungsabgrenzungsposten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_AccruedIncomeAccruedIncomeOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_AccruedIncomeAccruedIncomeOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktive Rechnungsabgrenzungsposten: Sonstige aktive Rechnungsabgrenzungsposten: Spezifikation</link:label>
    <link:label id="kvk-abstr_AccruedIncomeKvkTitle_label_de" xlink:label="kvk-abstr_AccruedIncomeKvkTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktive Rechnungsabgrenzungsposten</link:label>
    <link:label id="kvk-abstr_ConsolidatedAccruedIncomeTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAccruedIncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktive Rechnungsabgrenzungsposten</link:label>
    <link:label id="kvk-abstr_AcquisitionCostsCapitalisedOverviewTitle_label_de" xlink:label="kvk-abstr_AcquisitionCostsCapitalisedOverviewTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Akquisitionskosten Übersicht (Versicherungen)</link:label>
    <link:label id="kvk-abstr_ConsolidatedAcquisitionCostsCapitalisedOverviewTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAcquisitionCostsCapitalisedOverviewTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Akquisitionskosten Übersicht (Versicherungen)</link:label>
    <link:label id="kvk-abstr_CapitalisedAcquisitionCostsMovementTitle_label_de" xlink:label="kvk-abstr_CapitalisedAcquisitionCostsMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Akquisitionskosten: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_CapitalisedAcquisitionCostsTitle_label_de" xlink:label="kvk-abstr_CapitalisedAcquisitionCostsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Akquisitionskosten</link:label>
    <link:label id="kvk-abstr_ConsolidatedCapitalisedAcquisitionCostsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCapitalisedAcquisitionCostsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Akquisitionskosten</link:label>
    <link:label id="kvk-abstr_CapitalisedProductionCostsTitle_label_de" xlink:label="kvk-abstr_CapitalisedProductionCostsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Produktion für den eigenen Betrieb</link:label>
    <link:label id="kvk-abstr_ConsolidatedCapitalisedProductionCostsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCapitalisedProductionCostsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierte Produktion für den eigenen Betrieb</link:label>
    <link:label id="kvk-abstr_CapitalisedProductionCostsDisclosureTitle_label_de" xlink:label="kvk-abstr_CapitalisedProductionCostsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aktivierter Produktion für den eigenen Betrieb</link:label>
    <link:label id="kvk-abstr_GeneralNotesBreakdownTitle_label_de" xlink:label="kvk-abstr_GeneralNotesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Erläuterung: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_MergersAcquisitionsSpecificationTitle_label_de" xlink:label="kvk-abstr_MergersAcquisitionsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Erläuterung: Fusionen und Übernahmen: Spezifikation</link:label>
    <link:label id="kvk-abstr_GeneralNotesDiscontinuedOperationsOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_GeneralNotesDiscontinuedOperationsOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Erläuterung: Geschäftsaktivitäten, die nicht nachhaltig fortgeführt werden: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_GeneralNotesConsolidationTitle_label_de" xlink:label="kvk-abstr_GeneralNotesConsolidationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Erläuterung: Konsolidierung</link:label>
    <link:label id="kvk-abstr_GeneralNotesGroupStructureSpecificationTitle_label_de" xlink:label="kvk-abstr_GeneralNotesGroupStructureSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Erläuterung: Konzernstruktur: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedGeneralNotesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedGeneralNotesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Erläuterung</link:label>
    <link:label id="kvk-abstr_GeneralNotesTitle_label_de" xlink:label="kvk-abstr_GeneralNotesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Erläuterung</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesShareBasedPaymentsTitle_label_de" xlink:label="kvk-abstr_GeneralAccountingPrinciplesShareBasedPaymentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung: Aktienbasierte Zahlungen</link:label>
    <link:label id="kvk-abstr_PriorPeriodErrorsSpecificationTitle_label_de" xlink:label="kvk-abstr_PriorPeriodErrorsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung: Fehlerbehebung: Spezifikation</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesPriorPeriodErrorsTitle_label_de" xlink:label="kvk-abstr_GeneralAccountingPrinciplesPriorPeriodErrorsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung: Fehlerbehebung</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesFinancialInstrumentsTitle_label_de" xlink:label="kvk-abstr_GeneralAccountingPrinciplesFinancialInstrumentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung: Finanzinstrumente</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesLeasesTitle_label_de" xlink:label="kvk-abstr_GeneralAccountingPrinciplesLeasesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung: Leasingverträge</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesPensionArrangementsTitle_label_de" xlink:label="kvk-abstr_GeneralAccountingPrinciplesPensionArrangementsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung: Rentensysteme</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesExceptionalItemsTitle_label_de" xlink:label="kvk-abstr_GeneralAccountingPrinciplesExceptionalItemsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung: Sonderposten</link:label>
    <link:label id="kvk-abstr_ChangeAccountingPoliciesSpecificationTitle_label_de" xlink:label="kvk-abstr_ChangeAccountingPoliciesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung: Systemänderungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesChangeAccountingPoliciesTitle_label_de" xlink:label="kvk-abstr_GeneralAccountingPrinciplesChangeAccountingPoliciesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung: Systemänderungen</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesForeignCurrencyTranslationTitle_label_de" xlink:label="kvk-abstr_GeneralAccountingPrinciplesForeignCurrencyTranslationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung: Umrechnung von Fremdwährung</link:label>
    <link:label id="kvk-abstr_ChangeAccountingEstimatesSpecificationTitle_label_de" xlink:label="kvk-abstr_ChangeAccountingEstimatesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung: Änderungen der Schätzungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesChangeAccountingEstimatesTitle_label_de" xlink:label="kvk-abstr_GeneralAccountingPrinciplesChangeAccountingEstimatesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung: Änderungen der Schätzungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedGeneralAccountingPrinciplesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedGeneralAccountingPrinciplesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesTitle_label_de" xlink:label="kvk-abstr_GeneralAccountingPrinciplesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung</link:label>
    <link:label id="kvk-abstr_NotesGeneralAccountingPrinciplesTitle_label_de" xlink:label="kvk-abstr_NotesGeneralAccountingPrinciplesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen der Berichterstattung</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsPolicySpecificationTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsPolicySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen für die Berichterstattung: Finanzinstrumente: Spezifikation</link:label>
    <link:label id="kvk-abstr_AccountingPrinciplesSegmentReportingTitle_label_de" xlink:label="kvk-abstr_AccountingPrinciplesSegmentReportingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen für die Berichterstattung: Segmentierte Informationen</link:label>
    <link:label id="kvk-abstr_NotesConsolidatedGeneralAccountingPrinciplesTitle_label_de" xlink:label="kvk-abstr_NotesConsolidatedGeneralAccountingPrinciplesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Grundlagen für die Berichterstattung</link:label>
    <link:label id="kvk-abstr_GeneralNotesMergersAcquisitionsTitle_label_de" xlink:label="kvk-abstr_GeneralNotesMergersAcquisitionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Hinweise: Fusionen und Übernahmen</link:label>
    <link:label id="kvk-abstr_GeneralNotesDiscontinuedOperationsBreakdownTitle_label_de" xlink:label="kvk-abstr_GeneralNotesDiscontinuedOperationsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Hinweise: Geschäftsaktivitäten, die nicht nachhaltig fortgeführt werden: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_DiscontinuedOperationsSpecificationTitle_label_de" xlink:label="kvk-abstr_DiscontinuedOperationsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Hinweise: Geschäftsaktivitäten, die nicht nachhaltig fortgeführt werden: Spezifikation</link:label>
    <link:label id="kvk-abstr_GeneralNotesDiscontinuedOperationsTitle_label_de" xlink:label="kvk-abstr_GeneralNotesDiscontinuedOperationsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Hinweise: Geschäftsaktivitäten, die nicht nachhaltig fortgeführt werden</link:label>
    <link:label id="kvk-abstr_ConsolidatedInterestOneFifthInterestSpecificationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInterestOneFifthInterestSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Hinweise: Konsolidierte Bedeutungen: Mindestens ein fünftes Interesse: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedInterestConsolidatedSpecificationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInterestConsolidatedSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Hinweise: Konsolidierte Bedeutungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_GeneralNotesGoingConcernTitle_label_de" xlink:label="kvk-abstr_GeneralNotesGoingConcernTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Hinweise: Kontinuität</link:label>
    <link:label id="kvk-abstr_GeneralNotesGroupStructureTitle_label_de" xlink:label="kvk-abstr_GeneralNotesGroupStructureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Hinweise: Konzernstruktur</link:label>
    <link:label id="kvk-abstr_GeneralNotesEstimatesTitle_label_de" xlink:label="kvk-abstr_GeneralNotesEstimatesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Hinweise: Schätzungen, Beurteilungen, Annahmen und Unsicherheiten</link:label>
    <link:label id="kvk-abstr_GeneralReserveTitle_label_de" xlink:label="kvk-abstr_GeneralReserveTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Rücklage</link:label>
    <link:label id="kvk-abstr_ConsolidatedGeneralAdministrativeExpensesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedGeneralAdministrativeExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Verwaltungskosten</link:label>
    <link:label id="kvk-abstr_GeneralAdministrativeExpensesTitle_label_de" xlink:label="kvk-abstr_GeneralAdministrativeExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeine Verwaltungskosten</link:label>
    <link:label id="kvk-abstr_GeneralAdministrativeExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_GeneralAdministrativeExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Allgemeinem Verwaltungskosten</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentPropertiesExploitationMovementHousingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentPropertiesExploitationMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Als Finanzinvestition gehaltene Immobilien - Immobilien im Betrieb: Veränderungsrechnung</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentLiabilitiesConsolidatedNoncurrentLiabilitiesPayablesGroupCompaniesMovementHousingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesConsolidatedNoncurrentLiabilitiesPayablesGroupCompaniesMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">An Konzernunternehmen: Fortschrittsübersicht</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesPayablesGroupCompaniesMovementHousingTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesPayablesGroupCompaniesMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">An Konzernunternehmen: Fortschrittsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">An juristische Personen und Unternehmen, die an der juristischen Person beteiligt sind oder an denen die juristische Person beteiligt ist: Änderungsmitteilung</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousingTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">An juristische Personen und Unternehmen, die an der juristischen Person beteiligt sind oder an denen die juristische Person beteiligt ist: Änderungsmitteilung</link:label>
    <link:label id="kvk-abstr_AnalysisDifferencesBudgettedActualTitle_label_de" xlink:label="kvk-abstr_AnalysisDifferencesBudgettedActualTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Analyse der Unterschiede zwischen den Soll- und Ist-Werten</link:label>
    <link:label id="kvk-abstr_ConsolidatedAnalysisDifferencesBudgettedActualTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAnalysisDifferencesBudgettedActualTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Analyse der Unterschiede zwischen den Soll- und Ist-Werten</link:label>
    <link:label id="kvk-abstr_NotesAnalysisDifferencesBudgettedActualTitle_label_de" xlink:label="kvk-abstr_NotesAnalysisDifferencesBudgettedActualTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Analyse der Unterschiede zwischen den Soll- und Ist-Werten</link:label>
    <link:label id="kvk-abstr_OtherLiabilitiesAndAccruedLiabilitiesBreakdownTitle_label_de" xlink:label="kvk-abstr_OtherLiabilitiesAndAccruedLiabilitiesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Andere Verbindlichkeiten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_OtherLiabilitiesAndAccruedLiabilitiesLiabilitiesOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_OtherLiabilitiesAndAccruedLiabilitiesLiabilitiesOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Andere Verbindlichkeiten: Sonstige Schulden: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherLiabilitiesAndAccruedLiabilitiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOtherLiabilitiesAndAccruedLiabilitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Andere Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_OtherLiabilitiesAndAccruedLiabilitiesTitle_label_de" xlink:label="kvk-abstr_OtherLiabilitiesAndAccruedLiabilitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Andere Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_DescriptionAdditionalRelevantPositionsHousingTitle_label_de" xlink:label="kvk-abstr_DescriptionAdditionalRelevantPositionsHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Angaben zu den Nebentätigkeiten von Vorständen und Aufsichtsräten</link:label>
    <link:label id="kvk-abstr_ConsolidatedLiabilityAdequacyTestTitle_label_de" xlink:label="kvk-abstr_ConsolidatedLiabilityAdequacyTestTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Angemessenheitstest</link:label>
    <link:label id="kvk-abstr_LiabilityAdequacyTestTitle_label_de" xlink:label="kvk-abstr_LiabilityAdequacyTestTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Angemessenheitstest</link:label>
    <link:label id="kvk-abstr_AssetsNoncurrentTitle_label_de" xlink:label="kvk-abstr_AssetsNoncurrentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anlagevermögen</link:label>
    <link:label id="kvk-abstr_BondsOtherFixedIncomeSecuritiesPublicOfferingBreakdownTitle_label_de" xlink:label="kvk-abstr_BondsOtherFixedIncomeSecuritiesPublicOfferingBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anleihen und andere festverzinsliche Wertpapiere, Börsennotierung: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_BondsOtherFixedIncomeSecuritiesIssuerBreakdownTitle_label_de" xlink:label="kvk-abstr_BondsOtherFixedIncomeSecuritiesIssuerBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anleihen und andere festverzinsliche Wertpapiere, Emittent: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_BondsOtherFixedIncomeSecuritiesDisclosureTitle_label_de" xlink:label="kvk-abstr_BondsOtherFixedIncomeSecuritiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anleihen und andere festverzinsliche Wertpapiere, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedBondsOtherFixedIncomeSecuritiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedBondsOtherFixedIncomeSecuritiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anleihen und andere festverzinsliche Wertpapiere, Erläuterung</link:label>
    <link:label id="kvk-abstr_BondsOtherFixedIncomeSecuritiesExigibilityBreakdownTitle_label_de" xlink:label="kvk-abstr_BondsOtherFixedIncomeSecuritiesExigibilityBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anleihen und andere festverzinsliche Wertpapiere, Fälligkeit: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_BondsOtherFixedIncomeSecuritiesMovementTitle_label_de" xlink:label="kvk-abstr_BondsOtherFixedIncomeSecuritiesMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anleihen und andere festverzinsliche Wertpapiere, Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_BondsOtherFixedIncomeSecuritiesTitle_label_de" xlink:label="kvk-abstr_BondsOtherFixedIncomeSecuritiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anleihen und andere festverzinsliche Wertpapiere</link:label>
    <link:label id="kvk-abstr_EntityAddressTitle_label_de" xlink:label="kvk-abstr_EntityAddressTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anschrift der juristischen Person</link:label>
    <link:label id="kvk-abstr_ConsolidatedShareInResultsParticipatingInterestsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedShareInResultsParticipatingInterestsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anteil am Ergebnis von Beteiligungen</link:label>
    <link:label id="kvk-abstr_ShareInResultsParticipatingInterestsTitle_label_de" xlink:label="kvk-abstr_ShareInResultsParticipatingInterestsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anteil am Ergebnis von Beteiligungen</link:label>
    <link:label id="kvk-abstr_ShareInResultsParticipatingInterestsSpecificationTitle_label_de" xlink:label="kvk-abstr_ShareInResultsParticipatingInterestsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anteil am Gewinn (Verlust) aus Beteiligungen an verbundenen Unternehmen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncontrollingInterestTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNoncontrollingInterestTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anteil von Dritten</link:label>
    <link:label id="kvk-abstr_NoncontrollingInterestDisclosureTitle_label_de" xlink:label="kvk-abstr_NoncontrollingInterestDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anteil von Dritten</link:label>
    <link:label id="kvk-abstr_TreasurySharesMovementTitle_label_de" xlink:label="kvk-abstr_TreasurySharesMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anteile: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_NumberOfStudentsTitle_label_de" xlink:label="kvk-abstr_NumberOfStudentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Anzahl der Auszubildenden</link:label>
    <link:label id="kvk-abstr_CashFlowStatementBreakdownCpTitle_label_de" xlink:label="kvk-abstr_CashFlowStatementBreakdownCpTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedCashFlowStatementBreakdownCpTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCashFlowStatementBreakdownCpTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionDiscretionaryProfitSharingMovementTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionDiscretionaryProfitSharingMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufstellung der Entwicklung der ermessensabhängigen Gewinnbeteiligungsverpflichtungen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedPaymentsDueToTerminationOfEmploymentTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPaymentsDueToTerminationOfEmploymentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen für Zahlungen nach Entlassung</link:label>
    <link:label id="kvk-abstr_PaymentsDueToTerminationOfEmploymentTitle_label_de" xlink:label="kvk-abstr_PaymentsDueToTerminationOfEmploymentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen für Zahlungen nach Entlassung</link:label>
    <link:label id="kvk-abstr_ConsolidatedEmployeeBenefitsExpensesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedEmployeeBenefitsExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen im Rahmen von Mitarbeitervergütungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_EmployeeBenefitsExpensesBreakdownTitle_label_de" xlink:label="kvk-abstr_EmployeeBenefitsExpensesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen im Rahmen von Mitarbeitervergütungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_EmployeeBenefitsExpensesTitle_label_de" xlink:label="kvk-abstr_EmployeeBenefitsExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen im Rahmen von Mitarbeitervergütungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_EmployeeBenefitsExpensesEmployeeBenefitsExpensesOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_EmployeeBenefitsExpensesEmployeeBenefitsExpensesOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen im Rahmen von Mitarbeitervergütungen: Sonstige Aufwendungen im Rahmen von Mitarbeitervergütugen: Spezifikation</link:label>
    <link:label id="kvk-abstr_NotesEmployeeBenefitsExpensesTitle_label_de" xlink:label="kvk-abstr_NotesEmployeeBenefitsExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen im Rahmen von Mitarbeitervergütungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsManagementCostsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsManagementCostsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen im Zusammenhang mit der Verwaltung von Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_InvestmentsManagementCostsTitle_label_de" xlink:label="kvk-abstr_InvestmentsManagementCostsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen im Zusammenhang mit der Verwaltung von Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeExpensesGroupCompaniesBreakdownTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesGroupCompaniesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen und Erträge aus Beziehungen zu Konzerngesellschaften: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_IncomeExpensesGroupCompaniesBreakdownTitle_label_de" xlink:label="kvk-abstr_IncomeExpensesGroupCompaniesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen und Erträge aus Beziehungen zu Konzerngesellschaften: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_IncomeExpensesGroupCompaniesTitle_label_de" xlink:label="kvk-abstr_IncomeExpensesGroupCompaniesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen und Erträge aus Beziehungen zu Konzerngesellschaften</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeExpensesOtherAffiliatedCompaniesBreakdownTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesOtherAffiliatedCompaniesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen und Erträge aus Beziehungen zu andere verbundene Unternehmen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_IncomeExpensesOtherAffiliatedBreakdownTitle_label_de" xlink:label="kvk-abstr_IncomeExpensesOtherAffiliatedBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen und Erträge aus Beziehungen zu andere verbundene Unternehmen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_IncomeExpensesOtherAffiliatedTitle_label_de" xlink:label="kvk-abstr_IncomeExpensesOtherAffiliatedTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen und Erträge aus Beziehungen zu andere verbundene Unternehmen</link:label>
    <link:label id="kvk-abstr_ExpensesPricesDifferentMarketPricesTitle_label_de" xlink:label="kvk-abstr_ExpensesPricesDifferentMarketPricesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen zu anderen als den Marktpreisen</link:label>
    <link:label id="kvk-abstr_NotesExpensesTitle_label_de" xlink:label="kvk-abstr_NotesExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aufwendungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedRevaluationReserveReleaseTitle_label_de" xlink:label="kvk-abstr_ConsolidatedRevaluationReserveReleaseTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aus der Neubewertung freigegebene Beträge</link:label>
    <link:label id="kvk-abstr_RevaluationReserveReleaseTitle_label_de" xlink:label="kvk-abstr_RevaluationReserveReleaseTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Aus der Neubewertung freigegebene Beträge</link:label>
    <link:label id="kvk-abstr_CostOwnFundraisingPercentageFundraisingTitle_label_de" xlink:label="kvk-abstr_CostOwnFundraisingPercentageFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ausgabenprozentsatz Erträge</link:label>
    <link:label id="kvk-abstr_RightsExercisedSpecificationTitle_label_de" xlink:label="kvk-abstr_RightsExercisedSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ausgeübte Rechte: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedRightsExercisedTitle_label_de" xlink:label="kvk-abstr_ConsolidatedRightsExercisedTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ausgeübte Rechte</link:label>
    <link:label id="kvk-abstr_RightsExercisedTitle_label_de" xlink:label="kvk-abstr_RightsExercisedTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ausgeübte Rechte</link:label>
    <link:label id="kvk-abstr_ConsolidatedEqualisationAccountTitle_label_de" xlink:label="kvk-abstr_ConsolidatedEqualisationAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ausgleichskonto</link:label>
    <link:label id="kvk-abstr_EqualisationAccountTitle_label_de" xlink:label="kvk-abstr_EqualisationAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ausgleichskonto</link:label>
    <link:label id="kvk-abstr_PaymentsDueToTerminationEmploymentSeniorOfficialsWithWithoutEmploymentSpecificationTitle_label_de" xlink:label="kvk-abstr_PaymentsDueToTerminationEmploymentSeniorOfficialsWithWithoutEmploymentSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Auszahlungen an Spitzenfunktionäre aufgrund der Beendigung des Dienstverhältnisses mit oder ohne Beschäftigung: Spezifikation</link:label>
    <link:label id="kvk-abstr_PreferredDividendDeductedFromResultForTheYearTitle_label_de" xlink:label="kvk-abstr_PreferredDividendDeductedFromResultForTheYearTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Auszuschüttende Vorzugsdividende</link:label>
    <link:label id="kvk-abstr_MaterialImpairmentLossCashflowGeneratingUnitSpecificationTitle_label_de" xlink:label="kvk-abstr_MaterialImpairmentLossCashflowGeneratingUnitSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Außergewöhnlichen Wertminderungsverlusts einer geldflussgenerierenden Einheit die von materieller Bedeutung ist: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedMaterialImpairmentLossCashflowGeneratingUnitSpecificationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedMaterialImpairmentLossCashflowGeneratingUnitSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Außergewöhnlichen Wertminderungsverlusts einer geldflussgenerierenden Einheit, die von materieller Bedeutung ist: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedMaterialImpairmentLossIndividualAssetSpecificationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedMaterialImpairmentLossIndividualAssetSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Außergewöhnlichen Wertminderungsverlusts eines einzelnen Aktivpostens (Wirtschaftsgut), der von materieller Bedeutung ist: Spezifikation</link:label>
    <link:label id="kvk-abstr_MaterialImpairmentLossIndividualAssetSpecificationTitle_label_de" xlink:label="kvk-abstr_MaterialImpairmentLossIndividualAssetSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Außergewöhnlichen Wertminderungsverlusts eines einzelnen Aktivpostens (Wirtschaftsgut), der von materieller Bedeutung ist: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedExtraordinaryExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedExtraordinaryExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Außerordentliche Aufwendungen, Erläuterung</link:label>
    <link:label id="kvk-abstr_ExtraordinaryExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_ExtraordinaryExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Außerordentliche Aufwendungen, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedExtraordinaryIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedExtraordinaryIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Außerordentliche Erträge, Erläuterung</link:label>
    <link:label id="kvk-abstr_ExtraordinaryIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_ExtraordinaryIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Außerordentliche Erträge, Erläuterung</link:label>
    <link:label id="kvk-abstr_PeriodStartTitle_label_de" xlink:label="kvk-abstr_PeriodStartTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beginn der Periode</link:label>
    <link:label id="kvk-abstr_ConsolidatedMemberContributionsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedMemberContributionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beiträge von Mitgliedern</link:label>
    <link:label id="kvk-abstr_MemberContributionsTitle_label_de" xlink:label="kvk-abstr_MemberContributionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beiträge von Mitgliedern</link:label>
    <link:label id="kvk-abstr_ConsolidatedDonorContributionsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDonorContributionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beiträge von Spendern</link:label>
    <link:label id="kvk-abstr_DonorContributionsTitle_label_de" xlink:label="kvk-abstr_DonorContributionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beiträge von Spendern</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubsidiesGiftsProvidedTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSubsidiesGiftsProvidedTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bereitgestellte Zuschüsse oder Spenden</link:label>
    <link:label id="kvk-abstr_SubsidiesGiftsProvidedTitle_label_de" xlink:label="kvk-abstr_SubsidiesGiftsProvidedTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bereitgestellte Zuschüsse oder Spenden</link:label>
    <link:label id="kvk-abstr_ReportOfTheCompetentAuthorityEducationTitle_label_de" xlink:label="kvk-abstr_ReportOfTheCompetentAuthorityEducationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bericht der zuständigen Behörde</link:label>
    <link:label id="kvk-abstr_ReportOfTheSupervisoryBodyFundraisingTitle_label_de" xlink:label="kvk-abstr_ReportOfTheSupervisoryBodyFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bericht des Aufsichtsführenden Organs</link:label>
    <link:label id="kvk-abstr_ReportOfTheSupervisoryBoardRotationGridSpecificationTitle_label_de" xlink:label="kvk-abstr_ReportOfTheSupervisoryBoardRotationGridSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bericht des Aufsichtsrats - Rotationsgitter: Spezifikation</link:label>
    <link:label id="kvk-abstr_ReportOfTheSupervisoryBoardSpecificationTitle_label_de" xlink:label="kvk-abstr_ReportOfTheSupervisoryBoardSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bericht des Aufsichtsrats: Spezifikation</link:label>
    <link:label id="kvk-abstr_ReportOfTheSupervisoryBoardTitle_label_de" xlink:label="kvk-abstr_ReportOfTheSupervisoryBoardTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bericht des Aufsichtsrats</link:label>
    <link:label id="kvk-abstr_ReportOfTheSupervisoryBodyTitle_label_de" xlink:label="kvk-abstr_ReportOfTheSupervisoryBodyTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bericht des Aufsichtsrats</link:label>
    <link:label id="kvk-abstr_EquityDesignatedReserveSpecificationTitle_label_de" xlink:label="kvk-abstr_EquityDesignatedReserveSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beschreibung der zweckgebundenen Rücklage durch Vorstand festgestellt: Spezifikation</link:label>
    <link:label id="kvk-abstr_EquityDesignatedFundSpecificationTitle_label_de" xlink:label="kvk-abstr_EquityDesignatedFundSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beschreibung des zweckgebundenen Fonds durch Vorstand festgestellt: Spezifikation</link:label>
    <link:label id="kvk-abstr_AppropriationBalanceIncomeExpensesFundraisingTitle_label_de" xlink:label="kvk-abstr_AppropriationBalanceIncomeExpensesFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bestimmung Saldo Aufwendungen und Erträge</link:label>
    <link:label id="kvk-abstr_AppropriationBalanceIncomeExpensesTitle_label_de" xlink:label="kvk-abstr_AppropriationBalanceIncomeExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bestimmung Saldo Aufwendungen und Erträge</link:label>
    <link:label id="kvk-abstr_ConsolidatedAppropriationBalanceIncomeExpensesFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAppropriationBalanceIncomeExpensesFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bestimmung Saldo Aufwendungen und Erträge</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsInParticipatingInterestsInGroupCompaniesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsInParticipatingInterestsInGroupCompaniesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beteiligungen an Konzerngesellschaften, Erläuterung</link:label>
    <link:label id="kvk-abstr_InvestmentsInParticipatingInterestsInGroupCompaniesDisclosureTitle_label_de" xlink:label="kvk-abstr_InvestmentsInParticipatingInterestsInGroupCompaniesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beteiligungen an Konzerngesellschaften, Erläuterung</link:label>
    <link:label id="kvk-abstr_InvestmentEntitiesInvestmentsPoolsDescriptionTitle_label_de" xlink:label="kvk-abstr_InvestmentEntitiesInvestmentsPoolsDescriptionTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beteiligungen an investmentgesellschaften an Kapitalanlagegemeinschaften</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsBreakdownTitle_label_de" xlink:label="kvk-abstr_ParticipatingInterestsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beteiligungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_ParticipatingInterestsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beteiligungen: Sonstige beteiligungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsOtherMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_ParticipatingInterestsOtherMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Beteiligungen: Sonstige beteiligungen: Verlaufsübersicht: Spezifikation</link:label>
    <link:label id="kvk-abstr_AmountOfAssetsLiabilitiesInForeignCurrenciesTitle_label_de" xlink:label="kvk-abstr_AmountOfAssetsLiabilitiesInForeignCurrenciesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Betrag an Aktiva und Passiva in fremden Geldeinheiten</link:label>
    <link:label id="kvk-abstr_ConsolidatedAmountOfAssetsLiabilitiesInForeignCurrenciesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAmountOfAssetsLiabilitiesInForeignCurrenciesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Betrag an Aktiva und Passiva in fremden Geldeinheiten</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeAllocationAmountTitle_label_de" xlink:label="kvk-abstr_SubsidyIncomeAllocationAmountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Betrag der Zuteilung der Einnahme aus Zuschüssen</link:label>
    <link:label id="kvk-abstr_ExploitationSubsidiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ExploitationSubsidiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Betriebliche Subventionen</link:label>
    <link:label id="kvk-abstr_OperatingIncomeBreakdownTitle_label_de" xlink:label="kvk-abstr_OperatingIncomeBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Betriebserlöse: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedOperatingExpensesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOperatingExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Betriebskosten</link:label>
    <link:label id="kvk-abstr_OperatingExpensesTitle_label_de" xlink:label="kvk-abstr_OperatingExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Betriebskosten</link:label>
    <link:label id="kvk-abstr_BalanceSheetBeforeAfterAppropriationResultsTitle_label_de" xlink:label="kvk-abstr_BalanceSheetBeforeAfterAppropriationResultsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bilanz vor oder nach der Gewinnverwendung</link:label>
    <link:label id="kvk-abstr_BalanceSheetTitle_label_de" xlink:label="kvk-abstr_BalanceSheetTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bilanz</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureBalanceSheetTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDisclosureBalanceSheetTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bilanz</link:label>
    <link:label id="kvk-abstr_SeparateDisclosureBalanceSheetTitle_label_de" xlink:label="kvk-abstr_SeparateDisclosureBalanceSheetTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bilanz</link:label>
    <link:label id="kvk-abstr_GrossOperatingResultRatioBreakdownTitle_label_de" xlink:label="kvk-abstr_GrossOperatingResultRatioBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bruttobetriebseinkommen: Aufschlüsselung Verhältniskennzahl</link:label>
    <link:label id="kvk-abstr_NotesGrossOperatingResultTitle_label_de" xlink:label="kvk-abstr_NotesGrossOperatingResultTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bruttobetriebsergebnis</link:label>
    <link:label id="kvk-abstr_ConsolidatedGrossMarginTitle_label_de" xlink:label="kvk-abstr_ConsolidatedGrossMarginTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bruttomarge</link:label>
    <link:label id="kvk-abstr_NotesGrossMarginTitle_label_de" xlink:label="kvk-abstr_NotesGrossMarginTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Bruttomarge</link:label>
    <link:label id="kvk-abstr_InvestmentsBookValueInvestmentMovementTitle_label_de" xlink:label="kvk-abstr_InvestmentsBookValueInvestmentMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Buchwert von Kapitalanlagen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_BookValueInvestmentsTitle_label_de" xlink:label="kvk-abstr_BookValueInvestmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Buchwert von Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedBookValueInvestmentsMovementTitle_label_de" xlink:label="kvk-abstr_ConsolidatedBookValueInvestmentsMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Buchwert von Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_BorrowingsFromGovernmentsCreditInstitutionsBreakdownTitle_label_de" xlink:label="kvk-abstr_BorrowingsFromGovernmentsCreditInstitutionsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen von Behörden und Kreditinstituten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_BorrowingsFromGovernmentsBanksTitle_label_de" xlink:label="kvk-abstr_BorrowingsFromGovernmentsBanksTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen von Behörden und Kreditinstituten</link:label>
    <link:label id="kvk-abstr_BorrowingsFromGovernmentsCreditInstitutionsTitle_label_de" xlink:label="kvk-abstr_BorrowingsFromGovernmentsCreditInstitutionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen von Behörden und Kreditinstituten</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentBorrowingsFromGovernmentsBanksTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNoncurrentBorrowingsFromGovernmentsBanksTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen von Behörden und Kreditinstituten</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentBorrowingsFromGovernmentsCreditInstitutionsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNoncurrentBorrowingsFromGovernmentsCreditInstitutionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen von Behörden und Kreditinstituten</link:label>
    <link:label id="kvk-abstr_ConsolidatedLoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedLoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen, Vorschüsse und Garantien zugunsten von Vorständen und Aufsichtsräten</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsTitle_label_de" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen, Vorschüsse und Garantien zugunsten von Vorständen und Aufsichtsräten</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsBreakdownTitle_label_de" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen, Vorschüsse und Garantien: Zugunsten von Vorständen und Aufsichtsratsmitgliedern: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsSpecificationTitle_label_de" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen, Vorschüssen und Garantien: Zugunsten von Aufsichtsmitgliedern: Spezifikation</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsBreakdownTitle_label_de" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen, Vorschüssen und Garantien: Zugunsten von Aufsichtsratsmitgliedern: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsDisclosureTitle_label_de" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen, Vorschüssen und Garantien: Zugunsten von Vorständen und Aufsichtsräten</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsBreakdownTitle_label_de" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen, Vorschüssen und Garantien: Zugunsten von Vorständen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsSpecificationTitle_label_de" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Darlehen, Vorschüssen und Garantien: Zugunsten von Vorständen: Spezifikation</link:label>
    <link:label id="kvk-abstr_DurationTitle_label_de" xlink:label="kvk-abstr_DurationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Dauer</link:label>
    <link:label id="kvk-abstr_ConsolidatedDepositsOfReinsurersTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDepositsOfReinsurersTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Depots von Rückversicheren</link:label>
    <link:label id="kvk-abstr_DepositsOfReinsurersTitle_label_de" xlink:label="kvk-abstr_DepositsOfReinsurersTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Depots von Rückversicheren</link:label>
    <link:label id="kvk-abstr_ConsolidatedLifeInsuranceDetailedOverviewTitle_label_de" xlink:label="kvk-abstr_ConsolidatedLifeInsuranceDetailedOverviewTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Detaillierte Übersicht Lebensversicherung</link:label>
    <link:label id="kvk-abstr_LifeInsuranceDetailedOverviewTitle_label_de" xlink:label="kvk-abstr_LifeInsuranceDetailedOverviewTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Detaillierte Übersicht Lebensversicherung</link:label>
    <link:label id="kvk-abstr_ConsolidatedGovernmentSubsidiesFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedGovernmentSubsidiesFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Die Erträge aus Zuwendungen der öffentlichen Hand</link:label>
    <link:label id="kvk-abstr_GovernmentSubsidiesFundraisingTitle_label_de" xlink:label="kvk-abstr_GovernmentSubsidiesFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Die Erträge aus Zuwendungen der öffentlichen Hand</link:label>
    <link:label id="kvk-abstr_ExpensesDirectInvestmentsOtherInvestmentEntitiesTitle_label_de" xlink:label="kvk-abstr_ExpensesDirectInvestmentsOtherInvestmentEntitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Direkte Anlageergebnisse</link:label>
    <link:label id="kvk-abstr_DiversitySpecificationTitle_label_de" xlink:label="kvk-abstr_DiversitySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Diversität: Spezifikation</link:label>
    <link:label id="kvk-abstr_AverageNumberEmployeesSegmentSpecificationTitle_label_de" xlink:label="kvk-abstr_AverageNumberEmployeesSegmentSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Durchschnittliche Anzahl der Arbeitnehmer nach Segment: Spezifikation</link:label>
    <link:label id="kvk-abstr_AverageNumberEmployeesTitle_label_de" xlink:label="kvk-abstr_AverageNumberEmployeesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Durchschnittliche Anzahl der Arbeitnehmer</link:label>
    <link:label id="kvk-abstr_ConsolidatedAverageNumberEmployeesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAverageNumberEmployeesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Durchschnittliche Anzahl der Arbeitnehmer</link:label>
    <link:label id="kvk-abstr_AverageNumberOfEmployeesBreakdownTitle_label_de" xlink:label="kvk-abstr_AverageNumberOfEmployeesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Durchschnittlichen Anzahl der Arbeitnehmer: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_AverageNumberEmployeesDisclosureTitle_label_de" xlink:label="kvk-abstr_AverageNumberEmployeesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Durchschnittlichen Anzahl der Arbeitnehmer</link:label>
    <link:label id="kvk-abstr_ConsolidatedTreasurySharesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedTreasurySharesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigene Aktien</link:label>
    <link:label id="kvk-abstr_TreasurySharesTitle_label_de" xlink:label="kvk-abstr_TreasurySharesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigene Aktien</link:label>
    <link:label id="kvk-abstr_EquityAndLiabilitiesTitle_label_de" xlink:label="kvk-abstr_EquityAndLiabilitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigenkapital und Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_EquitySolvencyBreakdownTitle_label_de" xlink:label="kvk-abstr_EquitySolvencyBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigenkapital, Zahlungsfähigkeit: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedEquityFinancialPositionBreakdownInsuranceTitle_label_de" xlink:label="kvk-abstr_ConsolidatedEquityFinancialPositionBreakdownInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigenkapital: Finanzlage: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_EquityFinancialPositionBreakdownInsuranceTitle_label_de" xlink:label="kvk-abstr_EquityFinancialPositionBreakdownInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigenkapital: Finanzlage: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_EquityStatementOfChangesTitle_label_de" xlink:label="kvk-abstr_EquityStatementOfChangesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigenkapital: Mutationsübersicht</link:label>
    <link:label id="kvk-abstr_EquitySpecificationTitle_label_de" xlink:label="kvk-abstr_EquitySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigenkapital: Specifikation</link:label>
    <link:label id="kvk-abstr_EquityAdditionalInformationSpecificationTitle_label_de" xlink:label="kvk-abstr_EquityAdditionalInformationSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigenkapital: Zusätzliche Informationen</link:label>
    <link:label id="kvk-abstr_ConsolidatedEquityTitle_label_de" xlink:label="kvk-abstr_ConsolidatedEquityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigenkapital</link:label>
    <link:label id="kvk-abstr_EquityDisclosureTitle_label_de" xlink:label="kvk-abstr_EquityDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigenkapital</link:label>
    <link:label id="kvk-abstr_EquityTitle_label_de" xlink:label="kvk-abstr_EquityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigenkapital</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsLegalFormClassifiedAsEquityTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsLegalFormClassifiedAsEquityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Eigenkapitalinstrumente</link:label>
    <link:label id="kvk-abstr_RetainedEarningsDisclosureTitle_label_de" xlink:label="kvk-abstr_RetainedEarningsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Einbehaltenen Gewinn (Bilanzgewinn)</link:label>
    <link:label id="kvk-abstr_RetainedEarningsTitle_label_de" xlink:label="kvk-abstr_RetainedEarningsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Einbehaltener Gewinn</link:label>
    <link:label id="kvk-abstr_ConsolidatedPurchaseValueDeliveredProductsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPurchaseValueDeliveredProductsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Einkaufswert von gelieferten Produkten</link:label>
    <link:label id="kvk-abstr_PurchaseValueDeliveredProductsTitle_label_de" xlink:label="kvk-abstr_PurchaseValueDeliveredProductsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Einkaufswert von gelieferten Produkten</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubsidyIncomeTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSubsidyIncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Einnahmen aus Zuschüssen</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeTitle_label_de" xlink:label="kvk-abstr_SubsidyIncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Einnahmen aus Zuschüssen</link:label>
    <link:label id="kvk-abstr_SeparateFinancialStatementTitle_label_de" xlink:label="kvk-abstr_SeparateFinancialStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Einzelabschluss</link:label>
    <link:label id="kvk-abstr_PeriodEndTitle_label_de" xlink:label="kvk-abstr_PeriodEndTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ende der Periode</link:label>
    <link:label id="kvk-abstr_SubsequentEventsSpecificationTitle_label_de" xlink:label="kvk-abstr_SubsequentEventsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ereignissen nach dem Bilanzstichtag: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubsequentEventsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSubsequentEventsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ereignissen nach dem Bilanzstichtag</link:label>
    <link:label id="kvk-abstr_SubsequentEventsTitle_label_de" xlink:label="kvk-abstr_SubsequentEventsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ereignissen nach dem Bilanzstichtag</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAttributableNoncontrollingInterestTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultAttributableNoncontrollingInterestTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnis Anteil von Dritten</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultFromFinancialTransactionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultFromFinancialTransactionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnis aus Finanztransaktionen, Erläuterung</link:label>
    <link:label id="kvk-abstr_ResultFromFinancialTransactionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ResultFromFinancialTransactionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnis aus Finanztransaktionen, Erläuterung</link:label>
    <link:label id="kvk-abstr_ResultFromFinancialTransactionsBreakdownTitle_label_de" xlink:label="kvk-abstr_ResultFromFinancialTransactionsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnis aus Finanztransaktionen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ResultForTheYearTitle_label_de" xlink:label="kvk-abstr_ResultForTheYearTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnis des Geschäftsjahres</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAnalysisSourceOfProfitSpecificationInsuranceTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultAnalysisSourceOfProfitSpecificationInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnisanalyse: Gewinnquelle: Spezifikation</link:label>
    <link:label id="kvk-abstr_ResultAnalysisSourceOfProfitSpecificationInsuranceTitle_label_de" xlink:label="kvk-abstr_ResultAnalysisSourceOfProfitSpecificationInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnisanalyse: Gewinnquelle: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAnalysisIndustrySpecificationInsuranceTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultAnalysisIndustrySpecificationInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnisanalyse: Industriegruppe: Spezifikation</link:label>
    <link:label id="kvk-abstr_ResultAnalysisIndustrySpecificationInsuranceTitle_label_de" xlink:label="kvk-abstr_ResultAnalysisIndustrySpecificationInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnisanalyse: Industriegruppe: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAnalysisTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultAnalysisTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnisanalyse</link:label>
    <link:label id="kvk-abstr_ResultAnalysisTitle_label_de" xlink:label="kvk-abstr_ResultAnalysisTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnisanalyse</link:label>
    <link:label id="kvk-abstr_IncomeStatementNonTechnicalAccountTitle_label_de" xlink:label="kvk-abstr_IncomeStatementNonTechnicalAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnisrechnung nicht-versicherungstechnisches Konto</link:label>
    <link:label id="kvk-abstr_IncomeStatementTechnicalAccountLifeInsuranceTitle_label_de" xlink:label="kvk-abstr_IncomeStatementTechnicalAccountLifeInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnisrechnung versicherungstechnisches Konto Lebensversicherung</link:label>
    <link:label id="kvk-abstr_IncomeStatementTechnicalAccountIndemnityInsuranceTitle_label_de" xlink:label="kvk-abstr_IncomeStatementTechnicalAccountIndemnityInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnisrechnung versicherungstechnisches Konto Schadensversicherung</link:label>
    <link:label id="kvk-abstr_ConsolidatedProfitAndLossAccountTitle_label_de" xlink:label="kvk-abstr_ConsolidatedProfitAndLossAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnisrechnung</link:label>
    <link:label id="kvk-abstr_ProfitAndLossAccountTitle_label_de" xlink:label="kvk-abstr_ProfitAndLossAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Ergebnisrechnung</link:label>
    <link:label id="kvk-abstr_CommissionsReceivedAndReceivableDisclosureTitle_label_de" xlink:label="kvk-abstr_CommissionsReceivedAndReceivableDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erhaltene Provisionen, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedCommissionsReceivedAndReceivableDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCommissionsReceivedAndReceivableDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erhaltene Provisionen, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeOnThirdPartyContractsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeOnThirdPartyContractsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung Erläuterung von Erträgen (aus) Arbeit im Auftrag Dritter</link:label>
    <link:label id="kvk-abstr_IncomeOnThirdPartyContractsDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeOnThirdPartyContractsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung Erläuterung von Erträgen (aus) Arbeit im Auftrag Dritter</link:label>
    <link:label id="kvk-abstr_ConsolidatedDamageOutflowOverviewDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDamageOutflowOverviewDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung Schadensstatistik</link:label>
    <link:label id="kvk-abstr_DamageOutflowOverviewDisclosureTitle_label_de" xlink:label="kvk-abstr_DamageOutflowOverviewDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung Schadensstatistik</link:label>
    <link:label id="kvk-abstr_AccruedIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_AccruedIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung aktive Rechnungsabgrenzungsposten</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostOfSalesNotPurchasedFromMembersDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCostOfSalesNotPurchasedFromMembersDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der Herstellkosten des Umsatzes, nicht bei Mitglieder eingekauft</link:label>
    <link:label id="kvk-abstr_CostOfSalesNotPurchasedFromMembersDisclosureTitle_label_de" xlink:label="kvk-abstr_CostOfSalesNotPurchasedFromMembersDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der Herstellkosten des Umsatzes, nicht bei Mitglieder eingekauft</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesFeesIndependentMedicalSpecialistsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedExpensesFeesIndependentMedicalSpecialistsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der Honorarkosten freiberuflicher Fachärzte</link:label>
    <link:label id="kvk-abstr_ExpensesFeesIndependentMedicalSpecialistsDisclosureTitle_label_de" xlink:label="kvk-abstr_ExpensesFeesIndependentMedicalSpecialistsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der Honorarkosten freiberuflicher Fachärzte</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentResultsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentResultsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der Investitionsergebnisse</link:label>
    <link:label id="kvk-abstr_InvestmentResultsDisclosureTitle_label_de" xlink:label="kvk-abstr_InvestmentResultsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der Investitionsergebnisse</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der Kapitalanlagekosten</link:label>
    <link:label id="kvk-abstr_InvestmentExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_InvestmentExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der Kapitalanlagekosten</link:label>
    <link:label id="kvk-abstr_CustodianFeesDisclosureTitle_label_de" xlink:label="kvk-abstr_CustodianFeesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der Lagerkosten</link:label>
    <link:label id="kvk-abstr_ActualExpectedExpensesProspectusDisclosureTitle_label_de" xlink:label="kvk-abstr_ActualExpectedExpensesProspectusDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der erwarteten und tatsächlichen Kosten nach dem Prospekt</link:label>
    <link:label id="kvk-abstr_IndirectInvestmentsResultsDisclosureTitle_label_de" xlink:label="kvk-abstr_IndirectInvestmentsResultsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der indirekten Kapitalanlageergebnisse</link:label>
    <link:label id="kvk-abstr_AllocatedIncomeFromInvestmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_AllocatedIncomeFromInvestmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der kalkulatorischen Erträge aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedAllocatedIncomeFromInvestmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAllocatedIncomeFromInvestmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der kalkulatorischen Erträge aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_AssetsOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_AssetsOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der sonstigen Aktiva</link:label>
    <link:label id="kvk-abstr_ConsolidatedAssetsOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAssetsOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der sonstigen Aktiva</link:label>
    <link:label id="kvk-abstr_OtherAssetsOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_OtherAssetsOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der sonstigen anderen Aktiva</link:label>
    <link:label id="kvk-abstr_ChangeInOtherTechnicalProvisionsForOwnAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_ChangeInOtherTechnicalProvisionsForOwnAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der Änderungen sonstige versicherungstechnische Rückstellungen eigene Rechnung</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangeInOtherTechnicalProvisionsForOwnAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangeInOtherTechnicalProvisionsForOwnAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung der Änderungen sonstige versicherungstechnische Rückstellungen eigene Rechnung</link:label>
    <link:label id="kvk-abstr_NetResultExploitationOfRealEstatePortfolioDisclosureTitle_label_de" xlink:label="kvk-abstr_NetResultExploitationOfRealEstatePortfolioDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung des Nettoergebnisses aus Verwertung des Immobilienportfolios</link:label>
    <link:label id="kvk-abstr_NetValueAssetInvestmentCompanyDisclosureTitle_label_de" xlink:label="kvk-abstr_NetValueAssetInvestmentCompanyDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung des inneren Werts der Investmentgesellschaft</link:label>
    <link:label id="kvk-abstr_AmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsDisclosureTitle_label_de" xlink:label="kvk-abstr_AmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung des insgesamt bezahlten Betrags an Vergütungen für das Anbringen von Teilnehmern, wenn dieser Betrag höher ist, als ein Zehntel Prozent des durchschnittlich verwalteten Vermögens</link:label>
    <link:label id="kvk-abstr_NetRealisedResultSalesRealEstatePortfolioDisclosureTitle_label_de" xlink:label="kvk-abstr_NetRealisedResultSalesRealEstatePortfolioDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung des realisierten Nettogewinns (aus dem) Verkauf (des) Immobilienportfolios</link:label>
    <link:label id="kvk-abstr_ConsolidatedGovernmentContributionsAndSubsidiesOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedGovernmentContributionsAndSubsidiesOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung sonstiger staatlicher Zuschüsse und Subventionen</link:label>
    <link:label id="kvk-abstr_GovernmentContributionsAndSubsidiesOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_GovernmentContributionsAndSubsidiesOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung sonstiger staatlicher Zuschüsse und Subventionen</link:label>
    <link:label id="kvk-abstr_DepreciationRealEstateInvestmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_DepreciationRealEstateInvestmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Abschreibungen auf Immobilieninvestitionen</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesPricesDifferentMarketPricesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedExpensesPricesDifferentMarketPricesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Aufwendungen zu anderen, als Marktpreisen</link:label>
    <link:label id="kvk-abstr_ExpensesPricesDifferentMarketPricesDisclosureTitle_label_de" xlink:label="kvk-abstr_ExpensesPricesDifferentMarketPricesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Aufwendungen zu anderen, als Marktpreisen</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubsequentEventsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSubsequentEventsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Ereignissen nach dem Bilanzstichtag</link:label>
    <link:label id="kvk-abstr_SubsequentEventsDisclosureTitle_label_de" xlink:label="kvk-abstr_SubsequentEventsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Ereignissen nach dem Bilanzstichtag</link:label>
    <link:label id="kvk-abstr_IncomeFromProductServiceDeliveryDisclosureFundraisingTitle_label_de" xlink:label="kvk-abstr_IncomeFromProductServiceDeliveryDisclosureFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Erträgen als Gegenleistung für Waren und/oder Dienstleistungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromIncomeProductServiceDeliveryDisclosureFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeFromIncomeProductServiceDeliveryDisclosureFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Erträgen als Gegenleistung für die Lieferung von Waren und/oder Dienstleistungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromInvestmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeFromInvestmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Erträgen aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_IncomeFromInvestmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeFromInvestmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Erträgen aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsOnBehalfOfPensionFundDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsOnBehalfOfPensionFundDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Kapitalanlagen auf Risiko Pensionskasse</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundDisclosureTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Kapitalanlagen auf Risiko Pensionskasse</link:label>
    <link:label id="kvk-abstr_InvestmentsLandAndBuildingsDisclosureTitle_label_de" xlink:label="kvk-abstr_InvestmentsLandAndBuildingsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Kapitalanlagen in Betriebgebäude und -grundstücke</link:label>
    <link:label id="kvk-abstr_ExpensesDirectIndirectInvestmentsOtherInvestmentEntitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ExpensesDirectIndirectInvestmentsOtherInvestmentEntitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Kosten die durch direkte oder indirekte Anlagen in anderen Investmentgesellschaften entstehen</link:label>
    <link:label id="kvk-abstr_ExpensesReimbursementsBorrowingLendingFinancialInstrumentsDisclosureTitle_label_de" xlink:label="kvk-abstr_ExpensesReimbursementsBorrowingLendingFinancialInstrumentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Kosten und Vergütungen für die Aufnahme und Ausgabe von Finanzinstrumenten</link:label>
    <link:label id="kvk-abstr_ExpensesExceedingTenPercentOfTotalExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_ExpensesExceedingTenPercentOfTotalExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Kosten, die zehn Prozent der Gesamtkosten übersteigen</link:label>
    <link:label id="kvk-abstr_ConsolidatExceptionalItemsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatExceptionalItemsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Sonderposten</link:label>
    <link:label id="kvk-abstr_ConsolidatExceptionalItemsTitle_label_de" xlink:label="kvk-abstr_ConsolidatExceptionalItemsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Sonderposten</link:label>
    <link:label id="kvk-abstr_ExceptionalItemsDisclosureTitle_label_de" xlink:label="kvk-abstr_ExceptionalItemsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von Sonderposten</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromInvestmentsAllocatedToNonTechnicalAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeFromInvestmentsAllocatedToNonTechnicalAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von nichtversicherungstechnisch zugerechnetem Ertrag aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_IncomeFromInvestmentsAllocatedToNonTechnicalAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeFromInvestmentsAllocatedToNonTechnicalAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von nichtversicherungstechnisch zugerechnetem Ertrag aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedDBCsDBCHealthCareProductsInProgressDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDBCsDBCHealthCareProductsInProgressDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von unfertiger Arbeit im Rahmen von DBD's/DBC-Pflegeprodukten</link:label>
    <link:label id="kvk-abstr_DBCsDBCHealthCareProductsInProgressDisclosureTitle_label_de" xlink:label="kvk-abstr_DBCsDBCHealthCareProductsInProgressDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung von unfertiger Arbeit im Rahmen von DBD's/DBC-Pflegeprodukten</link:label>
    <link:label id="kvk-abstr_DepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsDisclosureTitle_label_de" xlink:label="kvk-abstr_DepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Abschreibungen auf immaterielles und anderes Sachanlagevermögen</link:label>
    <link:label id="kvk-abstr_TreasurySharesBreakdownTitle_label_de" xlink:label="kvk-abstr_TreasurySharesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Anteilen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_TreasurySharesDisclosureTitle_label_de" xlink:label="kvk-abstr_TreasurySharesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Anteilen</link:label>
    <link:label id="kvk-abstr_AccommodationCostsDisclosureTitle_label_de" xlink:label="kvk-abstr_AccommodationCostsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Aufwendungen für Übernachtungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedAccommodationCostsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAccommodationCostsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Aufwendungen für Übernachtungen</link:label>
    <link:label id="kvk-abstr_InvestmentsManagementCostsDisclosureTitle_label_de" xlink:label="kvk-abstr_InvestmentsManagementCostsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Aufwendungen im Zusammenhang mit der Verwaltung von Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_BenefitsForOwnAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_BenefitsForOwnAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Auszahlungen auf eigene Rechnung</link:label>
    <link:label id="kvk-abstr_ConsolidatedBenefitsForOwnAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedBenefitsForOwnAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Auszahlungen auf eigene Rechnung</link:label>
    <link:label id="kvk-abstr_ConsolidatedParticipatingInterestsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedParticipatingInterestsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Beteiligungen</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsDisclosureTitle_label_de" xlink:label="kvk-abstr_ParticipatingInterestsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Beteiligungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostManagementAccountingDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCostManagementAccountingDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Bewirtschaftungs- und Verwaltungskosten</link:label>
    <link:label id="kvk-abstr_CostManagementAccountingDisclosureTitle_label_de" xlink:label="kvk-abstr_CostManagementAccountingDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Bewirtschaftungs- und Verwaltungskosten</link:label>
    <link:label id="kvk-abstr_ReceivablesFinancingDeficitDisclosureTitle_label_de" xlink:label="kvk-abstr_ReceivablesFinancingDeficitDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Forderungen aus Finanzierungsdefizit</link:label>
    <link:label id="kvk-abstr_ReceivablesSecuritiesTransactionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ReceivablesSecuritiesTransactionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Forderungen aus Wertpapiergeschäften</link:label>
    <link:label id="kvk-abstr_ConsolidatedProfitSharingAndDiscountsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedProfitSharingAndDiscountsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Gewinnbeteiligung und Rabatten</link:label>
    <link:label id="kvk-abstr_ProfitSharingAndDiscountsDisclosureTitle_label_de" xlink:label="kvk-abstr_ProfitSharingAndDiscountsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Gewinnbeteiligung und Rabatten</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsNetPensionArrangementsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsNetPensionArrangementsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Kapitalanlagen: Netto-Altersversorgungen</link:label>
    <link:label id="kvk-abstr_InvestmentsNetPensionArrangementsDisclosureTitle_label_de" xlink:label="kvk-abstr_InvestmentsNetPensionArrangementsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Kapitalanlagen: Netto-Altersversorgungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostsRawMaterialsConsumablesNotPurchasedFromMembersDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCostsRawMaterialsConsumablesNotPurchasedFromMembersDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Kosten der Roh- und Hilfsstoffe, die nicht bei Mitgliedern eingekauft wurden</link:label>
    <link:label id="kvk-abstr_CostsRawMaterialsConsumablesNotPurchasedFromMembersDisclosureTitle_label_de" xlink:label="kvk-abstr_CostsRawMaterialsConsumablesNotPurchasedFromMembersDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Kosten der Roh- und Hilfsstoffe, die nicht bei Mitgliedern eingekauft wurden</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostOwnFundraisingDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCostOwnFundraisingDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Kosten der eigenen Mittelbeschaffung</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostsOwnOfOrganisationDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCostsOwnOfOrganisationDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Kosten der eigenen Organisation</link:label>
    <link:label id="kvk-abstr_CostsOwnOfOrganisationDisclosureTitle_label_de" xlink:label="kvk-abstr_CostsOwnOfOrganisationDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Kosten der eigenen Organisation</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostThirdPartyCampaignsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCostThirdPartyCampaignsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Kosten von Aktionen Dritter</link:label>
    <link:label id="kvk-abstr_CostThirdPartyCampaignsDisclosureTitle_label_de" xlink:label="kvk-abstr_CostThirdPartyCampaignsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Kosten von Aktionen Dritter</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostJointCampaignsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCostJointCampaignsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Kosten von gemeinsamen Aktionen</link:label>
    <link:label id="kvk-abstr_CostJointCampaignsDisclosureTitle_label_de" xlink:label="kvk-abstr_CostJointCampaignsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Kosten von gemeinsamen Aktionen</link:label>
    <link:label id="kvk-abstr_ForeignCurrencyTranslationReserveDisclosureTitle_label_de" xlink:label="kvk-abstr_ForeignCurrencyTranslationReserveDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Kursunterschiedrücklagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedMemberPaymentsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedMemberPaymentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Mitgliedsbezahlungen</link:label>
    <link:label id="kvk-abstr_MemberPaymentsDisclosureTitle_label_de" xlink:label="kvk-abstr_MemberPaymentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Mitgliedsbezahlungen</link:label>
    <link:label id="kvk-abstr_FundraisingExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_FundraisingExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Mittelbeschaffungskosten</link:label>
    <link:label id="kvk-abstr_ChangeProvisionPensionObligationsOnBehalfOfPensionFundDisclosureTitle_label_de" xlink:label="kvk-abstr_ChangeProvisionPensionObligationsOnBehalfOfPensionFundDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Mutation Rückstellung Pensionsverpflichtungen auf Risiko der Versicherungsträger</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangeProvisionPensionObligationsOnBehalfOfPensionFundDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangeProvisionPensionObligationsOnBehalfOfPensionFundDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Mutation Rückstellung Pensionsverpflichtungen auf Risiko der Versicherungsträger</link:label>
    <link:label id="kvk-abstr_ChangeReinsurancePartTechnicalProvisionDisclosureTitle_label_de" xlink:label="kvk-abstr_ChangeReinsurancePartTechnicalProvisionDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Mutation Rückversicherungsteil versicherungstechnische Rückstellungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangeReinsurancePartTechnicalProvisionDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangeReinsurancePartTechnicalProvisionDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Mutation Rückversicherungsteil versicherungstechnische Rückstellungen</link:label>
    <link:label id="kvk-abstr_ParticipationsClassifiedAsEquityDisclosureTitle_label_de" xlink:label="kvk-abstr_ParticipationsClassifiedAsEquityDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Partizipationen, die als Eigenkapital ausgewiesen sind</link:label>
    <link:label id="kvk-abstr_PensionBenefitsDisclosureTitle_label_de" xlink:label="kvk-abstr_PensionBenefitsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Pensionszahlungen</link:label>
    <link:label id="kvk-abstr_CentralGovernmentContributionsDisclosureTitle_label_de" xlink:label="kvk-abstr_CentralGovernmentContributionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Reichsbeiträgen</link:label>
    <link:label id="kvk-abstr_ConsolidatedReservesAndFundsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedReservesAndFundsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Rücklagen und Fonds</link:label>
    <link:label id="kvk-abstr_ReservesAndFundsDisclosureTitle_label_de" xlink:label="kvk-abstr_ReservesAndFundsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Rücklagen und Fonds</link:label>
    <link:label id="kvk-abstr_ConsolidatedProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Rückstellung(en) (für) Pensionsverpflichtungen auf Risiko (der) Teilnehmer</link:label>
    <link:label id="kvk-abstr_ProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:label="kvk-abstr_ProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Rückstellung(en) (für) Pensionsverpflichtungen auf Risiko (der) Teilnehmer</link:label>
    <link:label id="kvk-abstr_ConsolidatedDamagesForOwnAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDamagesForOwnAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Schaden auf eigene Rechnung</link:label>
    <link:label id="kvk-abstr_DamagesForOwnAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_DamagesForOwnAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Schaden auf eigene Rechnung</link:label>
    <link:label id="kvk-abstr_ConsolidatedDamagesAndBenefitsReceivedCentralCashDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDamagesAndBenefitsReceivedCentralCashDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Schaden und erhaltene Zuwendungen Beiträge aus zentralen Kassen</link:label>
    <link:label id="kvk-abstr_DamagesAndBenefitsReceivedCentralCashDisclosureTitle_label_de" xlink:label="kvk-abstr_DamagesAndBenefitsReceivedCentralCashDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Schaden und erhaltene Zuwendungen Beiträge aus zentralen Kassen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeTaxExpenseOrdinaryActivitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeTaxExpenseOrdinaryActivitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Steuern Ergebnis aus gewöhnlicher Geschäftstätigkeit</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseOrdinaryActivitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeTaxExpenseOrdinaryActivitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Steuern Ergebnis aus gewöhnlicher Geschäftstätigkeit</link:label>
    <link:label id="kvk-abstr_FoundationCapitalAndReservesDisclosureTitle_label_de" xlink:label="kvk-abstr_FoundationCapitalAndReservesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Stiftungskapital und Rücklagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedTuitionCourseTrainingExamFeesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedTuitionCourseTrainingExamFeesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Universitäts-, Kurs-, Unterrichts- und Prüfungsgebühren</link:label>
    <link:label id="kvk-abstr_TuitionCourseTrainingExamFeesDisclosureTitle_label_de" xlink:label="kvk-abstr_TuitionCourseTrainingExamFeesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Universitäts-, Kurs-, Unterrichts- und Prüfungsgebühren</link:label>
    <link:label id="kvk-abstr_PayablesHedgingTransactionsExchangeRateRiskAssosiatedWithInvestmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_PayablesHedgingTransactionsExchangeRateRiskAssosiatedWithInvestmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Verbindlichkeiten, die aus Sicherungsgeschäften im Zusammenhang mit Bezug zu Währungs- und Wechselkursrisiken bei Kapitalanlagen entstehen</link:label>
    <link:label id="kvk-abstr_PayablesTransactionsFinancialDerivativesDisclosureTitle_label_de" xlink:label="kvk-abstr_PayablesTransactionsFinancialDerivativesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Verbindlichkeiten, die durch Vorgänge in Bezug auf Finanzderivate entstehen</link:label>
    <link:label id="kvk-abstr_ManagementExpensesBreakdownTitle_label_de" xlink:label="kvk-abstr_ManagementExpensesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Verwaltungskosten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ManagementExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_ManagementExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Verwaltungskosten</link:label>
    <link:label id="kvk-abstr_InventoriesProfitAndLossAccountBreakdownTitle_label_de" xlink:label="kvk-abstr_InventoriesProfitAndLossAccountBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Vorräten: Beträge, erfasst in der Ergebnisrechnung: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ChangesValueRealEstatePortfolioDisclosureTitle_label_de" xlink:label="kvk-abstr_ChangesValueRealEstatePortfolioDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Wertveränderungen Immobilienportfolio</link:label>
    <link:label id="kvk-abstr_ConsolidatedGeneralOtherReservesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedGeneralOtherReservesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu allgemeinen und sonstigen Rücklagen</link:label>
    <link:label id="kvk-abstr_GeneralOtherReservesDisclosureTitle_label_de" xlink:label="kvk-abstr_GeneralOtherReservesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu allgemeinen und sonstigen Rücklagen</link:label>
    <link:label id="kvk-abstr_DerivativeFinancialInstrumentsDisclosureTitle_label_de" xlink:label="kvk-abstr_DerivativeFinancialInstrumentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu derivativen Finanzinstrumenten</link:label>
    <link:label id="kvk-abstr_ConsolidatedPayablesVPLArrangementsReceivedNotYetUtilisedDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPayablesVPLArrangementsReceivedNotYetUtilisedDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu erhaltenen, aber noch nicht angewandten, Mitteln im Rahmen von Frühverrentung</link:label>
    <link:label id="kvk-abstr_PayablesVPLArrangementsReceivedNotYetUtilisedDisclosureTitle_label_de" xlink:label="kvk-abstr_PayablesVPLArrangementsReceivedNotYetUtilisedDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu erhaltenen, aber noch nicht angewandten, Mitteln im Rahmen von Frühverrentung</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu langfristigen Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubordinatedLoansDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSubordinatedLoansDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu nachrangigen Darlehen</link:label>
    <link:label id="kvk-abstr_SubordinatedLoansDisclosureTitle_label_de" xlink:label="kvk-abstr_SubordinatedLoansDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu nachrangigen Darlehen</link:label>
    <link:label id="kvk-abstr_SubordinatedLiabilitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_SubordinatedLiabilitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu nachrangigen Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountBreakdownTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu nicht direkt aus laufenden Abrechnungen fällige Forderungen aus Versicherungspolicen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu nicht direkt aus laufenden Abrechnungen fällige Forderungen aus Versicherungspolicen</link:label>
    <link:label id="kvk-abstr_ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu nicht direkt aus laufenden Abrechnungen fällige Forderungen aus Versicherungspolicen</link:label>
    <link:label id="kvk-abstr_ConsolidatedUnrealisedProfitOnInvestmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedUnrealisedProfitOnInvestmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu nicht realisiertem Gewinn aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_UnrealisedProfitOnInvestmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_UnrealisedProfitOnInvestmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu nicht realisiertem Gewinn aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_ExpensesNoncommercialActivitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ExpensesNoncommercialActivitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu nicht-kommerzielle Aufwendungen aus Aktivitäten</link:label>
    <link:label id="kvk-abstr_IncomeNoncommercialActivitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeNoncommercialActivitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu nicht-kommerzielle Erträgen aus Aktivitäten</link:label>
    <link:label id="kvk-abstr_InvestmentsUnrealizedValueChangesDisclosureTitle_label_de" xlink:label="kvk-abstr_InvestmentsUnrealizedValueChangesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu nicht-realisierten Wertänderungen aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_InvestmentsRealizedValueChangesDisclosureTitle_label_de" xlink:label="kvk-abstr_InvestmentsRealizedValueChangesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu realisierten Wertänderungen von Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_LegalStatutoryReservesDisclosureTitle_label_de" xlink:label="kvk-abstr_LegalStatutoryReservesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu satzungsmäßigen und gesetzlichen Rücklagen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedOperatingIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOperatingIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu sonstigen Betriebserlösen</link:label>
    <link:label id="kvk-abstr_OperatingIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_OperatingIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu sonstigen Betriebserlösen</link:label>
    <link:label id="kvk-abstr_FinancialInvestmentsOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_FinancialInvestmentsOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu sonstigen Finanzanlagen</link:label>
    <link:label id="kvk-abstr_EquityAndLiabilitiesOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_EquityAndLiabilitiesOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu sonstigen Passiva (Verbindlichkeiten)</link:label>
    <link:label id="kvk-abstr_ConsolidatedLiabilitiesOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedLiabilitiesOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu sonstigen Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_LiabilitiesOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_LiabilitiesOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu sonstigen Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_ConsolidatedEarnedPremiumsForOwnAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedEarnedPremiumsForOwnAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu verdienten Prämien auf eigene Rechnung</link:label>
    <link:label id="kvk-abstr_EarnedPremiumsForOwnAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_EarnedPremiumsForOwnAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu verdienten Prämien auf eigene Rechnung</link:label>
    <link:label id="kvk-abstr_AvailableForMemberPaymentsDisclosureTitle_label_de" xlink:label="kvk-abstr_AvailableForMemberPaymentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu verfügbar für Mitgliedsbezahlungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedAvailableForMemberPaymentsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAvailableForMemberPaymentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu verfügbar für Mitgliedsbezahlungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedTechnicalProvisionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedTechnicalProvisionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu versicherungstechnische Rückstellungen</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsDisclosureTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu versicherungstechnische Rückstellungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedDesignatedFundsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDesignatedFundsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu zweckgebundenen Fonds</link:label>
    <link:label id="kvk-abstr_DesignatedFundsDisclosureTitle_label_de" xlink:label="kvk-abstr_DesignatedFundsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu zweckgebundenen Fonds</link:label>
    <link:label id="kvk-abstr_ConsolidatedDesignatedReservesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDesignatedReservesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu zweckgebundenen Rücklagen</link:label>
    <link:label id="kvk-abstr_DesignatedReservesDisclosureTitle_label_de" xlink:label="kvk-abstr_DesignatedReservesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu zweckgebundenen Rücklagen</link:label>
    <link:label id="kvk-abstr_ChangeInEqualisationReserveDisclosureTitle_label_de" xlink:label="kvk-abstr_ChangeInEqualisationReserveDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Änderung Ausgleichsrückstellung</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangeInEqualisationReserveDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangeInEqualisationReserveDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zu Änderung Ausgleichsrückstellung</link:label>
    <link:label id="kvk-abstr_ConsolidatedShareInResultsParticipatingInterestsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedShareInResultsParticipatingInterestsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Anteil am Ergebnis von Beteiligungen</link:label>
    <link:label id="kvk-abstr_ShareInResultsParticipatingInterestsDisclosureTitle_label_de" xlink:label="kvk-abstr_ShareInResultsParticipatingInterestsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Anteil am Ergebnis von Beteiligungen</link:label>
    <link:label id="kvk-abstr_EqualisationAccountDisclosureTitle_label_de" xlink:label="kvk-abstr_EqualisationAccountDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Ausgleichskonto</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAfterTaxOrdinaryActivitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultAfterTaxOrdinaryActivitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Ergebnis aus gewöhnlicher Geschäftstätigkeit nach Steuern</link:label>
    <link:label id="kvk-abstr_ResultAfterTaxOrdinaryActivitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ResultAfterTaxOrdinaryActivitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Ergebnis aus gewöhnlicher Geschäftstätigkeit nach Steuern</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultBeforeTaxOrdinaryActivitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultBeforeTaxOrdinaryActivitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Ergebnis aus gewöhnlicher Geschäftstätigkeit vor Steuern</link:label>
    <link:label id="kvk-abstr_ResultBeforeTaxOrdinaryActivitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ResultBeforeTaxOrdinaryActivitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Ergebnis aus gewöhnlicher Geschäftstätigkeit vor Steuern</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAfterTaxDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultAfterTaxDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Ergebnis nach Steuern</link:label>
    <link:label id="kvk-abstr_ResultAfterTaxDisclosureTitle_label_de" xlink:label="kvk-abstr_ResultAfterTaxDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Ergebnis nach Steuern</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultTechnicalAccountLifeInsuranceDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultTechnicalAccountLifeInsuranceDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Ergebnis versicherugnstechnisches Konto Lebensversicherung</link:label>
    <link:label id="kvk-abstr_ResultTechnicalAccountLifeInsuranceDisclosureTitle_label_de" xlink:label="kvk-abstr_ResultTechnicalAccountLifeInsuranceDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Ergebnis versicherugnstechnisches Konto Lebensversicherung</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultTechnicalAccountDamageInsuranceDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultTechnicalAccountDamageInsuranceDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Ergebnis versicherugnstechnisches Konto Schadensversicherung</link:label>
    <link:label id="kvk-abstr_ResultTechnicalAccountDamageInsuranceDisclosureTitle_label_de" xlink:label="kvk-abstr_ResultTechnicalAccountDamageInsuranceDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Ergebnis versicherugnstechnisches Konto Schadensversicherung</link:label>
    <link:label id="kvk-abstr_ResultAttributableNoncontrollingInterestDisclosureTitle_label_de" xlink:label="kvk-abstr_ResultAttributableNoncontrollingInterestDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Ergebnis(,) Anteil von Dritten</link:label>
    <link:label id="kvk-abstr_NonWSWSecuredLoansDisclosureTitle_label_de" xlink:label="kvk-abstr_NonWSWSecuredLoansDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Finanzanlagevermögen: nicht vom WSW besicherte oder bebürgte Darelehen</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusDisclosureTitle_label_de" xlink:label="kvk-abstr_FinancingDeficitSurplusDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Finanzierungsdefizit oder -überschuss</link:label>
    <link:label id="kvk-abstr_NotesProvisionsAcquisitionCostsMovementInsuranceTitle_label_de" xlink:label="kvk-abstr_NotesProvisionsAcquisitionCostsMovementInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Jahresabschluss - Rückstellungen: Anschaffungskosten</link:label>
    <link:label id="kvk-abstr_NotesProvisionsInterestRateDiscountMovementInsuranceTitle_label_de" xlink:label="kvk-abstr_NotesProvisionsInterestRateDiscountMovementInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Jahresabschluss - Rückstellungen: Zinsabschlag</link:label>
    <link:label id="kvk-abstr_NotesTitle_label_de" xlink:label="kvk-abstr_NotesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Jahresabschluss</link:label>
    <link:label id="kvk-abstr_IncomeInvestmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeInvestmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Kapitalanlageertrag</link:label>
    <link:label id="kvk-abstr_ContinuityParagraphStaffingLevelDisclosureTitle_label_de" xlink:label="kvk-abstr_ContinuityParagraphStaffingLevelDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Kontinuitätsabschnitt Personalbesetzung</link:label>
    <link:label id="kvk-abstr_ConsolidatedNotesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNotesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Konzernabschluss</link:label>
    <link:label id="kvk-abstr_NetResultOtherActivitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_NetResultOtherActivitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Nettoergebnis sonstige Aktivitäten</link:label>
    <link:label id="kvk-abstr_NetResultSoldRealEstateInDevelopmentDisclosureTitle_label_de" xlink:label="kvk-abstr_NetResultSoldRealEstateInDevelopmentDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Nettoergebnis verkaufte Immobilien in Entwicklung</link:label>
    <link:label id="kvk-abstr_NetResultDisclosureTitle_label_de" xlink:label="kvk-abstr_NetResultDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Nettoergebnis</link:label>
    <link:label id="kvk-abstr_ConsolidatedReinsurancePartTechnicalProvisionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedReinsurancePartTechnicalProvisionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Rückversicherungsteil versicherungstechnische Rückstellungen</link:label>
    <link:label id="kvk-abstr_ReinsurancePartTechnicalProvisionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ReinsurancePartTechnicalProvisionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Rückversicherungsteil versicherungstechnische Rückstellungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeExpensesStatementDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesStatementDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Stand von Aufwendungen und Erträgen</link:label>
    <link:label id="kvk-abstr_IncomeExpensesStatementDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeExpensesStatementDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Stand von Aufwendungen und Erträgen</link:label>
    <link:label id="kvk-abstr_ConsolidatedFoundationCapitalDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedFoundationCapitalDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Stiftungskapital</link:label>
    <link:label id="kvk-abstr_FoundationCapitalDisclosureTitle_label_de" xlink:label="kvk-abstr_FoundationCapitalDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Stiftungskapital</link:label>
    <link:label id="kvk-abstr_TurnoverRatioDisclosureTitle_label_de" xlink:label="kvk-abstr_TurnoverRatioDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Umschlagsfaktor</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureStatementIncomeExpensesFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDisclosureStatementIncomeExpensesFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Zustand von Aufwendungen und Erträgen</link:label>
    <link:label id="kvk-abstr_DisclosureStatementIncomeExpensesFundraisingTitle_label_de" xlink:label="kvk-abstr_DisclosureStatementIncomeExpensesFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum Zustand von Aufwendungen und Erträgen</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAfterTaxExtraordinaryItemsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultAfterTaxExtraordinaryItemsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum außerordentlichen Ergebnis nach Steuern</link:label>
    <link:label id="kvk-abstr_ResultAfterTaxExtraordinaryItemsDisclosureTitle_label_de" xlink:label="kvk-abstr_ResultAfterTaxExtraordinaryItemsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum außerordentlichen Ergebnis nach Steuern</link:label>
    <link:label id="kvk-abstr_NotesConsolidatedProvisionsAcquisitionCostsMovementInsuranceTitle_label_de" xlink:label="kvk-abstr_NotesConsolidatedProvisionsAcquisitionCostsMovementInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum konsolidierten Jahresabschluss - Rückstellungen: Anschaffungskosten</link:label>
    <link:label id="kvk-abstr_NotesConsolidatedProvisionsInterestRateDiscountMovementInsuranceTitle_label_de" xlink:label="kvk-abstr_NotesConsolidatedProvisionsInterestRateDiscountMovementInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum konsolidierten Jahresabschluss - Rückstellungen: Zinsabschlag</link:label>
    <link:label id="kvk-abstr_OngoingCostFactorDisclosureTitle_label_de" xlink:label="kvk-abstr_OngoingCostFactorDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum laufenden Kostenfaktor</link:label>
    <link:label id="kvk-abstr_ConsolidatedUnrealisedLossOnInvestmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedUnrealisedLossOnInvestmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum nicht realisiertem Verlust aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_UnrealisedLossOnInvestmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_UnrealisedLossOnInvestmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zum nicht realisiertem Verlust aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_AnalysisDifferenceBudgettedActualDisclosureFundraisingTitle_label_de" xlink:label="kvk-abstr_AnalysisDifferenceBudgettedActualDisclosureFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Analyse von Unterschieden zwischen den Soll- und Ist-Werten</link:label>
    <link:label id="kvk-abstr_ConsolidatedAnalysisDifferenceBudgettedActualDisclosureFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAnalysisDifferenceBudgettedActualDisclosureFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Analyse von Unterschieden zwischen den Soll- und Ist-Werten</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureProfitAndLossAccountTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDisclosureProfitAndLossAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Ergebnisrechnung</link:label>
    <link:label id="kvk-abstr_SeparateDisclosureProfitAndLossAccountTitle_label_de" xlink:label="kvk-abstr_SeparateDisclosureProfitAndLossAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Ergebnisrechnung</link:label>
    <link:label id="kvk-abstr_StatementOfComprehensiveIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_StatementOfComprehensiveIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Gesamtergebnisrechnung</link:label>
    <link:label id="kvk-abstr_NotesMicroEntitiesTitle_label_de" xlink:label="kvk-abstr_NotesMicroEntitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Jahres-Rechenschaftspflicht</link:label>
    <link:label id="kvk-abstr_DisclosureCashFlowStatementBreakdownTitle_label_de" xlink:label="kvk-abstr_DisclosureCashFlowStatementBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Kapitalflussrechnung: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_DisclosureCashFlowStatementTitle_label_de" xlink:label="kvk-abstr_DisclosureCashFlowStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Kapitalflussrechnung</link:label>
    <link:label id="kvk-abstr_ConsolidatedContinuityReservesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedContinuityReservesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Kontinuitätsreserve</link:label>
    <link:label id="kvk-abstr_ContinuityReservesDisclosureTitle_label_de" xlink:label="kvk-abstr_ContinuityReservesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Kontinuitätsreserve</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostAllocationActivitiesFundraisingDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCostAllocationActivitiesFundraisingDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Kostenstellenrechnung zu Aktivitäten</link:label>
    <link:label id="kvk-abstr_CostAllocationActivitiesFundraisingDisclosureTitle_label_de" xlink:label="kvk-abstr_CostAllocationActivitiesFundraisingDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Kostenstellenrechnung zu Aktivitäten</link:label>
    <link:label id="kvk-abstr_NotesExpensesAllocationFundraisingTitle_label_de" xlink:label="kvk-abstr_NotesExpensesAllocationFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Lastenverteilung</link:label>
    <link:label id="kvk-abstr_ConsolidatedStaffingLevelDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedStaffingLevelDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Personalbesetzung</link:label>
    <link:label id="kvk-abstr_StaffingLevelDisclosureTitle_label_de" xlink:label="kvk-abstr_StaffingLevelDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Personalbesetzung</link:label>
    <link:label id="kvk-abstr_ConsolidatedPensionAdministrationExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPensionAdministrationExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Rentenverwaltungskosten</link:label>
    <link:label id="kvk-abstr_RemunerationAdministratorInvestmentEntityDisclosureTitle_label_de" xlink:label="kvk-abstr_RemunerationAdministratorInvestmentEntityDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Vergütung des Verwalters</link:label>
    <link:label id="kvk-abstr_ConsolidatedTransfersOfRightsBalanceDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedTransfersOfRightsBalanceDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Übertragung von Rechten</link:label>
    <link:label id="kvk-abstr_TransfersOfRightsBalanceDisclosureTitle_label_de" xlink:label="kvk-abstr_TransfersOfRightsBalanceDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläuterung zur Übertragung von Rechten</link:label>
    <link:label id="kvk-abstr_ReservesLimitedSpendingDisclosureTitle_label_de" xlink:label="kvk-abstr_ReservesLimitedSpendingDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläutung von Reserven mit begrenzter Mittelbereitstellung</link:label>
    <link:label id="kvk-abstr_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsDisclosureTitle_label_de" xlink:label="kvk-abstr_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erläutung zu persönlichen Interessen von Vorständen und Aufsichtsräten und ehemaligen Vorständen und Aufsichtsräten an Investitionen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeReceivablesNoncurrentSecuritiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeReceivablesNoncurrentSecuritiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erlös aus Forderungen, die zum Anlagevermögen gehören und aus Wertpapieren</link:label>
    <link:label id="kvk-abstr_IncomeReceivablesNoncurrentSecuritiesTitle_label_de" xlink:label="kvk-abstr_IncomeReceivablesNoncurrentSecuritiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erlös aus Forderungen, die zum Anlagevermögen gehören und aus Wertpapieren</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erlöse</link:label>
    <link:label id="kvk-abstr_IncomeTitle_label_de" xlink:label="kvk-abstr_IncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erlöse</link:label>
    <link:label id="kvk-abstr_IncomeReceivablesNoncurrentSecuritiesDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeReceivablesNoncurrentSecuritiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erlöses aus Forderungen, die zum Anlagevermögen gehören und aus Wertpapieren</link:label>
    <link:label id="kvk-abstr_IncomeProductServiceDeliveryBreakdownTitle_label_de" xlink:label="kvk-abstr_IncomeProductServiceDeliveryBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge als Gegenleistung für die Lieferung von Produkten und/oder Dienstleistungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_IncomeProductServiceDeliveryTitle_label_de" xlink:label="kvk-abstr_IncomeProductServiceDeliveryTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge als Gegenleistung für die Lieferung von Produkten und/oder Dienstleistungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeProductServiceDeliveryTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeProductServiceDeliveryTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge als Gegenleistung für die Lieferung von Produkten</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromInvestmentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeFromInvestmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_IncomeFromInvestmentsInvestmentFirmTitle_label_de" xlink:label="kvk-abstr_IncomeFromInvestmentsInvestmentFirmTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeFromSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge aus Wertpapieren und Beteiligungen, Erläuterung</link:label>
    <link:label id="kvk-abstr_IncomeFromSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeFromSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge aus Wertpapieren und Beteiligungen, Erläuterung</link:label>
    <link:label id="kvk-abstr_IncomeFromSecuritiesAndInvestmentsInParticipatingInterestsOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_IncomeFromSecuritiesAndInvestmentsInParticipatingInterestsOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge aus Wertpapieren und Beteiligungen: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromSaleGoodsGrossProfitFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeFromSaleGoodsGrossProfitFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge aus dem Verkauf von Waren, Bruttogewinn</link:label>
    <link:label id="kvk-abstr_IncomeFromSaleGoodsGrossProfitFundraisingTitle_label_de" xlink:label="kvk-abstr_IncomeFromSaleGoodsGrossProfitFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge aus dem Verkauf von Waren, Bruttogewinn</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromBusinessFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeFromBusinessFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge aus der Wirtschaft</link:label>
    <link:label id="kvk-abstr_IncomeFromBusinessDisclosureFundraisingTitle_label_de" xlink:label="kvk-abstr_IncomeFromBusinessDisclosureFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge aus der Wirtschaft</link:label>
    <link:label id="kvk-abstr_IncomeSpecialPurposeDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeSpecialPurposeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge mit einem besonderen Verwendungszweck, Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_IncomeSpecialPurposeSpecificationTitle_label_de" xlink:label="kvk-abstr_IncomeSpecialPurposeSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge mit einem besonderen Verwendungszweck, Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeExpensesActivitiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesActivitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge und Aufwendungen nach Aktivitäten</link:label>
    <link:label id="kvk-abstr_IncomeExpensesActivitiesTitle_label_de" xlink:label="kvk-abstr_IncomeExpensesActivitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge und Aufwendungen nach Aktivitäten</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeGiftsFromFundraisingNonprofitTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeGiftsFromFundraisingNonprofitTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge und Spenden aus der Mittelbeschaffung</link:label>
    <link:label id="kvk-abstr_IncomeGiftsFromFundraisingNonprofitTitle_label_de" xlink:label="kvk-abstr_IncomeGiftsFromFundraisingNonprofitTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge und Spenden aus der Mittelbeschaffung</link:label>
    <link:label id="kvk-abstr_NotesIncomeGiftsFromFundraisingNonprofitTitle_label_de" xlink:label="kvk-abstr_NotesIncomeGiftsFromFundraisingNonprofitTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge und Spenden aus der Mittelbeschaffung</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromIndividualsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeFromIndividualsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge von Einzelpersonen</link:label>
    <link:label id="kvk-abstr_IncomeFromIndividualsBreakdownTitle_label_de" xlink:label="kvk-abstr_IncomeFromIndividualsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge von Einzelpersonen</link:label>
    <link:label id="kvk-abstr_IncomeFromIndividualsTitle_label_de" xlink:label="kvk-abstr_IncomeFromIndividualsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge von Einzelpersonen</link:label>
    <link:label id="kvk-abstr_ConsolidatedLotteriesIncomeDisclosureFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedLotteriesIncomeDisclosureFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge von Lotterieorganisationen</link:label>
    <link:label id="kvk-abstr_LotteriesIncomeDisclosureFundraisingTitle_label_de" xlink:label="kvk-abstr_LotteriesIncomeDisclosureFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträge von Lotterieorganisationen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromOtherNonprofitOrganizationsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeFromOtherNonprofitOrganizationsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträgen von anderer gemeinnütziger Organisationen</link:label>
    <link:label id="kvk-abstr_IncomeFromOtherNonprofitOrganizationsTitle_label_de" xlink:label="kvk-abstr_IncomeFromOtherNonprofitOrganizationsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträgen von anderer gemeinnütziger Organisationen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromRelatedNonprofitOrganizationsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeFromRelatedNonprofitOrganizationsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträgen von angeschlossenen Organisationen ohne Gewinn</link:label>
    <link:label id="kvk-abstr_IncomeFromRelatedNonprofitOrganizationsTitle_label_de" xlink:label="kvk-abstr_IncomeFromRelatedNonprofitOrganizationsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erträgen von angeschlossenen Organisationen ohne Gewinn</link:label>
    <link:label id="kvk-abstr_ActualExpectedExpensesProspectusBreakdownTitle_label_de" xlink:label="kvk-abstr_ActualExpectedExpensesProspectusBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Erwartete und tatsächliche Kosten gemäß dem Prospekt: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpirationCapitalPremiumPensionInstitutionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedExpirationCapitalPremiumPensionInstitutionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Exspirationskapital</link:label>
    <link:label id="kvk-abstr_ExpirationCapitalTitle_label_de" xlink:label="kvk-abstr_ExpirationCapitalTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Exspirationskapital</link:label>
    <link:label id="kvk-abstr_FinancialAssetsBreakdownTitle_label_de" xlink:label="kvk-abstr_FinancialAssetsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsOneFifthInterestSpecificationTitle_label_de" xlink:label="kvk-abstr_ParticipatingInterestsOneFifthInterestSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen: Beteiligungen: Mindestens ein fünftes Interesse: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancialAssetsParticipatingInterestsWithoutLegalPersonalitySpecificationTitle_label_de" xlink:label="kvk-abstr_FinancialAssetsParticipatingInterestsWithoutLegalPersonalitySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen: Beteiligungen: Tochtergesellschaft ohne eigene Rechtspersönlichkeit: Spezifikation</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsFullyLiableSpecificationTitle_label_de" xlink:label="kvk-abstr_ParticipatingInterestsFullyLiableSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen: Beteiligungen: Voll haftbar: Spezifikation</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsFullyConsolidatedSpecificationTitle_label_de" xlink:label="kvk-abstr_ParticipatingInterestsFullyConsolidatedSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen: Beteiligungen: Vollständig konsolidiert: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancialAssetsOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_FinancialAssetsOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen: Finanzanlagevermögen: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_NotesFinancialAssetsAccumulatedRevaluationsTitle_label_de" xlink:label="kvk-abstr_NotesFinancialAssetsAccumulatedRevaluationsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen: Kumulierte Neubewertungen</link:label>
    <link:label id="kvk-abstr_FinancialAssetsFinancialAssetsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_FinancialAssetsFinancialAssetsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen: Sonstiges Finanzanlagevermögen: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancialAssetsFinancialAssetsOtherMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_FinancialAssetsFinancialAssetsOtherMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen: Sonstiges Finanzanlagevermögen: Verlaufsübersicht: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancialAssetsMovementScheduleTitle_label_de" xlink:label="kvk-abstr_FinancialAssetsMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_NonWSWSecuredLoansSpecificationTitle_label_de" xlink:label="kvk-abstr_NonWSWSecuredLoansSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen: nicht vom WSW besicherte oder bebürgte Darelehen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancialAssetsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedFinancialAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen</link:label>
    <link:label id="kvk-abstr_FinancialAssetsDisclosureTitle_label_de" xlink:label="kvk-abstr_FinancialAssetsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen</link:label>
    <link:label id="kvk-abstr_FinancialAssetsTitle_label_de" xlink:label="kvk-abstr_FinancialAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzanlagevermögen</link:label>
    <link:label id="kvk-abstr_FinancialIncomeExpensesBreakdownTitle_label_de" xlink:label="kvk-abstr_FinancialIncomeExpensesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzerträgen und -aufwendungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancialIncomeExpensesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedFinancialIncomeExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzielle Erlöse und Aufwendungen</link:label>
    <link:label id="kvk-abstr_FinancialIncomeExpensesTitle_label_de" xlink:label="kvk-abstr_FinancialIncomeExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzielle Erlöse und Aufwendungen</link:label>
    <link:label id="kvk-abstr_FinancialIncomeExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_FinancialIncomeExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanziellen Erlösen und Aufwendungen</link:label>
    <link:label id="kvk-abstr_FinancialAssetsInvestmentsInParticipatingInterestsSpecificationInvestmentFirmsTitle_label_de" xlink:label="kvk-abstr_FinancialAssetsInvestmentsInParticipatingInterestsSpecificationInvestmentFirmsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzielles Anlagevermögen: Beteiligungen an Beteiligungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesStageOfAdoptionTitle_label_de" xlink:label="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesStageOfAdoptionTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzierungsdefizit oder -überschuss noch in Tarifen zu verrechnen, Stadium der Feststellung</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesBreakdownTitle_label_de" xlink:label="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzierungsdefizit oder -überschuss noch in Tarifen zu verrechnen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesMovementTitle_label_de" xlink:label="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzierungsdefizit oder -überschuss noch in Tarifen zu verrechnen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancingDeficitSurplusToBeSettledInRatesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedFinancingDeficitSurplusToBeSettledInRatesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzierungsdefizit oder -überschuss noch in Tarifen zu verrechnen</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesTitle_label_de" xlink:label="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzierungsdefizit oder -überschuss noch in Tarifen zu verrechnen</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusBreakdownTitle_label_de" xlink:label="kvk-abstr_FinancingDeficitSurplusBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzierungsdefizit oder -überschuss: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancingDeficitSurplusTitle_label_de" xlink:label="kvk-abstr_ConsolidatedFinancingDeficitSurplusTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzierungsdefizit oder -überschuss</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusTitle_label_de" xlink:label="kvk-abstr_FinancingDeficitSurplusTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzierungsdefizit oder -überschuss</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsDescriptionSpecificationTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsDescriptionSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente: Beschreibung der Finanzinstrumente: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsDerivativeSpecificationTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsDerivativeSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente: Derivative Instrumente: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsMeasuredAtHigherValueThanFairValueSpecificationTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsMeasuredAtHigherValueThanFairValueSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente: Höher bewertet als zum Zeitwert: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsHedgeAccountingHedgesRisksTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsHedgeAccountingHedgesRisksTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente: Sicherungsgeschäfte: Absicherung von Risiken im Zusammenhang mit zukünftigen Verkäufen</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsHedgeAccountingForeignHedgesTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsHedgeAccountingForeignHedgesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente: Sicherungsgeschäfte: Absicherungen in einer ausländischen Einheit</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsHedgeAccountingSpecificationTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsHedgeAccountingSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente: Sicherungsgeschäfte: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsHedgeAccountingTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsHedgeAccountingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente: Sicherungsgeschäfte</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancialInstrumentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedFinancialInstrumentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumente</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsMeasuredAtFairValueSpecificationTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsMeasuredAtFairValueSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumenten: Bewertet zum Zeitwert: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsRiskExposureTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsRiskExposureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumenten: Risikoexposition: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsDisclosureTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstrumenten</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsIssuedSpecificationTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsIssuedSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstruments: Ausgegeben: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsObtainedSpecificationTitle_label_de" xlink:label="kvk-abstr_FinancialInstrumentsObtainedSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Finanzinstruments: Erhaltenen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedGeneralBankingRisksReserveDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedGeneralBankingRisksReserveDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Fonds für allgemeine Bankrisiken, Erläuterung</link:label>
    <link:label id="kvk-abstr_GeneralBankingRisksReserveDisclosureTitle_label_de" xlink:label="kvk-abstr_GeneralBankingRisksReserveDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Fonds für allgemeine Bankrisiken, Erläuterung</link:label>
    <link:label id="kvk-abstr_GeneralBankingRisksReserveMovementTitle_label_de" xlink:label="kvk-abstr_GeneralBankingRisksReserveMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Fonds für allgemeine Bankrisiken, Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_TradeOtherReceivablesBreakdownTitle_label_de" xlink:label="kvk-abstr_TradeOtherReceivablesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen a. LL und sonstige Forderungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsBreakdownMaturityTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsBreakdownMaturityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen an Kreditinstitute, Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsMovementTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen an Kreditinstitute, Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersBreakdownMaturityTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCustomersBreakdownMaturityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen an Kunden, Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersMovementTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCustomersMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen an Kunden, Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ReceivablesMembersBreakdownTitle_label_de" xlink:label="kvk-abstr_ReceivablesMembersBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen an Mitglieder der Kooperation: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ReceivablesFromBanksReceivablesFromBanksOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromBanksReceivablesFromBanksOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen gegenüber Banken: Sonstige Forderungen Banken: Spezifikation</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen gegenüber Banken</link:label>
    <link:label id="kvk-abstr_ConsolidatedReceivablesFromCreditInstitutionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedReceivablesFromCreditInstitutionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen gegenüber Kreditinstituten, Erläuterung</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen gegenüber Kreditinstituten, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedReceivablesFromCustomersDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedReceivablesFromCustomersDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen gegenüber Kunden, Erläuterung</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersDisclosureTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCustomersDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen gegenüber Kunden, Erläuterung</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCustomersTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen gegenüber Kunden</link:label>
    <link:label id="kvk-abstr_ReceivablesRelatingToSecuritiesTransactionsTitle_label_de" xlink:label="kvk-abstr_ReceivablesRelatingToSecuritiesTransactionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen im Zusammenhang mit Wertpapiertransaktionen</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsIndefiniteBreakdownMaturityTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsIndefiniteBreakdownMaturityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen mit unbestimmter Laufzeit an Kreditinstitute, Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersIndefiniteBreakdownMaturityTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCustomersIndefiniteBreakdownMaturityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen mit unbestimmter Laufzeit an Kunden, Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_ReceivablesAndPrepaymentsBreakdownMaturityTitle_label_de" xlink:label="kvk-abstr_ReceivablesAndPrepaymentsBreakdownMaturityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen und aktive Rechnungsabgrenzungsposten: Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_ReceivablesAndPrepaymentsBreakdownTitle_label_de" xlink:label="kvk-abstr_ReceivablesAndPrepaymentsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen und aktive Rechnungsabgrenzungsposten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ReceivablesAndPrepaymentsReceivablesOtherCurrentSpecificationTitle_label_de" xlink:label="kvk-abstr_ReceivablesAndPrepaymentsReceivablesOtherCurrentSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen und aktive Rechnungsabgrenzungsposten: Kurzfristig Sonstige Forderungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ReceivablesAndPrepaymentsReceivablesOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_ReceivablesAndPrepaymentsReceivablesOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen und aktive Rechnungsabgrenzungsposten: Sonstige Forderungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedReceivablesAndPrepaymentsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedReceivablesAndPrepaymentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen und aktiven Rechnungsabgrenzungsposten</link:label>
    <link:label id="kvk-abstr_ReceivablesAndPrepaymentsDisclosureTitle_label_de" xlink:label="kvk-abstr_ReceivablesAndPrepaymentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen und aktiven Rechnungsabgrenzungsposten</link:label>
    <link:label id="kvk-abstr_ReceivablesReceivablesOtherCurrentSpecificationEducationTitle_label_de" xlink:label="kvk-abstr_ReceivablesReceivablesOtherCurrentSpecificationEducationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen: Andere Sonstige Forderungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ReceivablesReceivablesOtherCurrentSpecificationTitle_label_de" xlink:label="kvk-abstr_ReceivablesReceivablesOtherCurrentSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen: Andere Sonstige Forderungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ReceivablesMaturityBreakdownTitle_label_de" xlink:label="kvk-abstr_ReceivablesMaturityBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen: Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_ReceivablesBreakdownTitle_label_de" xlink:label="kvk-abstr_ReceivablesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ReceivablesReceivablesOtherRelatedPartiesCurrentSpecificationEducationTitle_label_de" xlink:label="kvk-abstr_ReceivablesReceivablesOtherRelatedPartiesCurrentSpecificationEducationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen: Forderungen gegenüber anderen bezogenen Parteien (kurzfristig): Spezifikation</link:label>
    <link:label id="kvk-abstr_TradeReceivablesBreakdownTitle_label_de" xlink:label="kvk-abstr_TradeReceivablesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen: Handelsschuldner: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedRentalReceivablesBreakdownTitle_label_de" xlink:label="kvk-abstr_ConsolidatedRentalReceivablesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen: Mietzahlungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_RentalReceivablesBreakdownTitle_label_de" xlink:label="kvk-abstr_RentalReceivablesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen: Mietzahlungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ReceivablesOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_ReceivablesOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen: Sonstige Forderungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ReceivablesDeferredTaxAssetsTitle_label_de" xlink:label="kvk-abstr_ReceivablesDeferredTaxAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen: latente Steuerforderungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedReceivablesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedReceivablesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen</link:label>
    <link:label id="kvk-abstr_ReceivablesDisclosureTitle_label_de" xlink:label="kvk-abstr_ReceivablesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen</link:label>
    <link:label id="kvk-abstr_ReceivablesTitle_label_de" xlink:label="kvk-abstr_ReceivablesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Forderungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedDecreaseInValueReleaseOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDiclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDecreaseInValueReleaseOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDiclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Freigabe von Wertminderungen von Forderungen und Rückstellungen für unter der Bilanz aufgenomme Verbindlichkeiten, Erläuterung</link:label>
    <link:label id="kvk-abstr_DecreaseInValueReleaseOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDiclosureTitle_label_de" xlink:label="kvk-abstr_DecreaseInValueReleaseOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDiclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Freigabe von Wertminderungen von Forderungen und Rückstellungen für unter der Bilanz aufgenomme Verbindlichkeiten, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedDecreaseInValueReleaseOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDecreaseInValueReleaseOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Freigabe von Wertminderungen von zum Anlagevermögen gehörende Wertpapiere und Beteiligungen, Erläuterung</link:label>
    <link:label id="kvk-abstr_DecreaseInValueReleaseOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_de" xlink:label="kvk-abstr_DecreaseInValueReleaseOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Freigabe von Wertminderungen von zum Anlagevermögen gehörende Wertpapiere und Beteiligungen, Erläuterung</link:label>
    <link:label id="kvk-abstr_RevaluationReserveReleaseDisclosureTitle_label_de" xlink:label="kvk-abstr_RevaluationReserveReleaseDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Freigegebenen Beträgen aus der Neubewertung</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeContinuingIntoNextYearSpecificationTitle_label_de" xlink:label="kvk-abstr_SubsidyIncomeContinuingIntoNextYearSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Förderungen, die nur für den Zweck verwendet werden dürfen, für den die Förderung gewährt wurde, fortlaufend bis zum folgenden Berichtsjahr: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedGeographicAreaInsuranceContractsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedGeographicAreaInsuranceContractsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gebiet Versicherungskontrakte</link:label>
    <link:label id="kvk-abstr_GeographicAreaInsuranceContractsTitle_label_de" xlink:label="kvk-abstr_GeographicAreaInsuranceContractsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gebiet Versicherungskontrakte</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentLiabilitiesGovernmentAndBanksMovementHousingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesGovernmentAndBanksMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gegenüber öffentlichen Haushalten und Banken: Übersicht über die Entwicklung</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesGovernmentAndBanksMovementHousingTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesGovernmentAndBanksMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gegenüber öffentlichen Haushalten und Banken: Übersicht über die Entwicklung</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesSpentOnObjectivesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedExpensesSpentOnObjectivesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Geleistete Aufwendungen für Zielstellungen</link:label>
    <link:label id="kvk-abstr_ExpensesSpentOnObjectivesTitle_label_de" xlink:label="kvk-abstr_ExpensesSpentOnObjectivesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Geleistete Aufwendungen für Zielstellungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesSpentOnObjectivesPerObjectiveFundraisingSpecificationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedExpensesSpentOnObjectivesPerObjectiveFundraisingSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Geleistete Aufwendungen pro Zielstellung: Spezifikation</link:label>
    <link:label id="kvk-abstr_ExpensesSpentOnObjectivesPerObjectiveFundraisingSpecificationTitle_label_de" xlink:label="kvk-abstr_ExpensesSpentOnObjectivesPerObjectiveFundraisingSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Geleistete Aufwendungen pro Zielstellung: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureStatementComprehensiveIncomeTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDisclosureStatementComprehensiveIncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gesamtergebnisrechnung</link:label>
    <link:label id="kvk-abstr_StatementOfComprehensiveIncomeTitle_label_de" xlink:label="kvk-abstr_StatementOfComprehensiveIncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gesamtergebnisrechnung</link:label>
    <link:label id="kvk-abstr_DiscontinuedOperationsOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_DiscontinuedOperationsOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Geschäftsaktivitäten, die nicht nachhaltig fortgeführt werden: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_AnnualReportTitle_label_de" xlink:label="kvk-abstr_AnnualReportTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Geschäftsbericht</link:label>
    <link:label id="kvk-abstr_EarningsPerShareOtherAmountsTitle_label_de" xlink:label="kvk-abstr_EarningsPerShareOtherAmountsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinn je Aktie: Sonstige Beträge</link:label>
    <link:label id="kvk-abstr_EarningsPerShareSpecificationTitle_label_de" xlink:label="kvk-abstr_EarningsPerShareSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinn je Aktie: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedEarningsPerShareTitle_label_de" xlink:label="kvk-abstr_ConsolidatedEarningsPerShareTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinn je Aktie</link:label>
    <link:label id="kvk-abstr_EarningsPerShareDisclosureTitle_label_de" xlink:label="kvk-abstr_EarningsPerShareDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinn je Aktie</link:label>
    <link:label id="kvk-abstr_EarningsPerShareTitle_label_de" xlink:label="kvk-abstr_EarningsPerShareTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinn je Aktie</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureIncomeStatementTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDisclosureIncomeStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinn- und Verlustrechnung</link:label>
    <link:label id="kvk-abstr_IncomeStatementTitle_label_de" xlink:label="kvk-abstr_IncomeStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinn- und Verlustrechnung</link:label>
    <link:label id="kvk-abstr_SeparateDisclosureIncomeStatementTitle_label_de" xlink:label="kvk-abstr_SeparateDisclosureIncomeStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinn- und Verlustrechnung</link:label>
    <link:label id="kvk-abstr_ProfitSharingAndDiscountsBreakdownTitle_label_de" xlink:label="kvk-abstr_ProfitSharingAndDiscountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinnbeteiligung und Rabatte: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedInsuranceContractsProfitSharingGuaranteesOptionsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInsuranceContractsProfitSharingGuaranteesOptionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinnbeteiligung, Garantien und Wahlmöglichkeiten in Versicherungsverträgen</link:label>
    <link:label id="kvk-abstr_InsuranceContractsProfitSharingGuaranteesOptionsTitle_label_de" xlink:label="kvk-abstr_InsuranceContractsProfitSharingGuaranteesOptionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinnbeteiligung, Garantien und Wahlmöglichkeiten in Versicherungsverträgen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeSpecialPurposeFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeSpecialPurposeFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinne mit einem besonderen Verwendungszweck</link:label>
    <link:label id="kvk-abstr_IncomeSpecialPurposeFundraisingTitle_label_de" xlink:label="kvk-abstr_IncomeSpecialPurposeFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinne mit einem besonderen Verwendungszweck</link:label>
    <link:label id="kvk-abstr_ResultsAppropriationSegmentationTitle_label_de" xlink:label="kvk-abstr_ResultsAppropriationSegmentationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinnverwendung Segmentierung</link:label>
    <link:label id="kvk-abstr_ResultsAppropriationBreakdownTitle_label_de" xlink:label="kvk-abstr_ResultsAppropriationBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinnverwendung, Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ResultsAppropriationSpecificationTitle_label_de" xlink:label="kvk-abstr_ResultsAppropriationSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinnverwendung: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultsAppropriationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultsAppropriationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinnverwendung</link:label>
    <link:label id="kvk-abstr_ResultsAppropriationDisclosureTitle_label_de" xlink:label="kvk-abstr_ResultsAppropriationDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinnverwendung</link:label>
    <link:label id="kvk-abstr_ResultsAppropriationTitle_label_de" xlink:label="kvk-abstr_ResultsAppropriationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewinnverwendung</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedSpecificationTitle_label_de" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewährten aber noch nicht ausgeübten Rechte: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedRightsGrantedNotYetExercisedTitle_label_de" xlink:label="kvk-abstr_ConsolidatedRightsGrantedNotYetExercisedTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewährten aber noch nicht ausgeübten Rechten</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedTitle_label_de" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewährten aber noch nicht ausgeübten Rechten</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedBySupervisoryDirectorSpecificationTitle_label_de" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedBySupervisoryDirectorSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewährten noch nicht ausgeübten Rechte: Aufsichtsratsmitgliedern: Spezifikation</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedByEmployeeTitle_label_de" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedByEmployeeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewährten noch nicht ausgeübten Rechte: Mitarbeiter</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedByManagingDirectorSpecificationTitle_label_de" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedByManagingDirectorSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gewährten noch nicht ausgeübten Rechte: Vorstände: Spezifikation</link:label>
    <link:label id="kvk-abstr_CommissionsPaidAndPayableDisclosureTitle_label_de" xlink:label="kvk-abstr_CommissionsPaidAndPayableDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gezahlte Provisionen, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedCommissionsPaidAndPayableDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCommissionsPaidAndPayableDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gezahlte Provisionen, Erläuterung</link:label>
    <link:label id="kvk-abstr_CommissionsPaidAndPayableTitle_label_de" xlink:label="kvk-abstr_CommissionsPaidAndPayableTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gezahlte und fällige Provisionen</link:label>
    <link:label id="kvk-abstr_ConsolidatedCommissionsPaidAndPayableTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCommissionsPaidAndPayableTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Gezahlte und fällige Provisionen</link:label>
    <link:label id="kvk-abstr_LandPositionsMovementTitle_label_de" xlink:label="kvk-abstr_LandPositionsMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundbesitzposten Bilanzwert: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_LandPositionsAreaMovementTitle_label_de" xlink:label="kvk-abstr_LandPositionsAreaMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundbesitzposten Oberfläche: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_LandPositionsOtherAmountsTitle_label_de" xlink:label="kvk-abstr_LandPositionsOtherAmountsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundbesitzposten, in der Bilanz ausgewiesen</link:label>
    <link:label id="kvk-abstr_AccountingPrinciplesCashflowStatementTitle_label_de" xlink:label="kvk-abstr_AccountingPrinciplesCashflowStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundlagen: Kapitalflussrechnung</link:label>
    <link:label id="kvk-abstr_AccountingPrinciplesStatementComprehensiveIncomeTitle_label_de" xlink:label="kvk-abstr_AccountingPrinciplesStatementComprehensiveIncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundlagen: Übersicht Gesamtergebnis</link:label>
    <link:label id="kvk-abstr_AccountingPrinciplesTitle_label_de" xlink:label="kvk-abstr_AccountingPrinciplesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedAccountingPrinciplesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAccountingPrinciplesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedLandPositionsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedLandPositionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundstücke</link:label>
    <link:label id="kvk-abstr_LandPositionsTitle_label_de" xlink:label="kvk-abstr_LandPositionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundstücke</link:label>
    <link:label id="kvk-abstr_SeparateLandPositionsTitle_label_de" xlink:label="kvk-abstr_SeparateLandPositionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundstücke</link:label>
    <link:label id="kvk-abstr_AccountingPrinciplesAssetsLiabilitiesTitle_label_de" xlink:label="kvk-abstr_AccountingPrinciplesAssetsLiabilitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundsätze für die Bewertung von Aktiva und Passiva</link:label>
    <link:label id="kvk-abstr_AccountingPrinciplesResultTitle_label_de" xlink:label="kvk-abstr_AccountingPrinciplesResultTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Grundsätze für die Ermittlung des Ergebnisses</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostOfSalesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCostOfSalesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Herstellkosten des Umsatzes</link:label>
    <link:label id="kvk-abstr_CostOfSalesDisclosureTitle_label_de" xlink:label="kvk-abstr_CostOfSalesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Herstellkosten des Umsatzes</link:label>
    <link:label id="kvk-abstr_CostOfSalesTitle_label_de" xlink:label="kvk-abstr_CostOfSalesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Herstellkosten des Umsatzes</link:label>
    <link:label id="kvk-abstr_BalanceSheetMicroEntitiesIndicationNoAccruedAssetsLiabilitiesAreRecordedTitle_label_de" xlink:label="kvk-abstr_BalanceSheetMicroEntitiesIndicationNoAccruedAssetsLiabilitiesAreRecordedTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Hinweis dass keine aufgelaufenen Vermögenswerte und Schulden vorhanden sind</link:label>
    <link:label id="kvk-abstr_CurrentLiabilitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_CurrentLiabilitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Hinweise zu kurzfristigen Schulden</link:label>
    <link:label id="kvk-abstr_MultiAnnualOverviewKeyFiguresTitle_label_de" xlink:label="kvk-abstr_MultiAnnualOverviewKeyFiguresTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Historische Zusammenfassung - Kennzahlen</link:label>
    <link:label id="kvk-abstr_MultiAnnualOverviewKeyRatiosTitle_label_de" xlink:label="kvk-abstr_MultiAnnualOverviewKeyRatiosTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Historische Zusammenfassung - Leistungskennzahlen</link:label>
    <link:label id="kvk-abstr_MultiAnnualOverviewTitle_label_de" xlink:label="kvk-abstr_MultiAnnualOverviewTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Historische Übersicht</link:label>
    <link:label id="kvk-abstr_AuditorsFeesBreakdownTitle_label_de" xlink:label="kvk-abstr_AuditorsFeesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Honorare des Wirtschaftsprüfers: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_AuditorsFeesTitle_label_de" xlink:label="kvk-abstr_AuditorsFeesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Honorare des Wirtschaftsprüfers</link:label>
    <link:label id="kvk-abstr_ConsolidatedAuditorsFeesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAuditorsFeesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Honorare des Wirtschaftsprüfers</link:label>
    <link:label id="kvk-abstr_AuditorsFeesDisclosureTitle_label_de" xlink:label="kvk-abstr_AuditorsFeesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Honoraren des Wirtschaftsprüfers</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_IntangibleAssetsOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immateriellem Anlagevermögen: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_NotesIntangibleAssetsEconomicLifeTitle_label_de" xlink:label="kvk-abstr_NotesIntangibleAssetsEconomicLifeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immateriellem Anlagevermögen: Wirtschaftliche Nutzungsdauer</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsIndividualAssetOfImportanceSpecificationTitle_label_de" xlink:label="kvk-abstr_IntangibleAssetsIndividualAssetOfImportanceSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immateriellem Anlagevermögen: einzelne Posten des immateriellen Anlagevermögens, das von großer Bedeutung für die juristische Person ist: Spezifikation</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsDisclosureTitle_label_de" xlink:label="kvk-abstr_IntangibleAssetsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immateriellem Anlagevermögen</link:label>
    <link:label id="kvk-abstr_NotesIntangibleAssetsAccumulatedRevaluationsTitle_label_de" xlink:label="kvk-abstr_NotesIntangibleAssetsAccumulatedRevaluationsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immateriellen Anlagevermögen: Kumulierte Neubewertungen</link:label>
    <link:label id="kvk-abstr_NotesPropertyPlantEquipmentEconomicLifeTitle_label_de" xlink:label="kvk-abstr_NotesPropertyPlantEquipmentEconomicLifeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immateriellen Anlagevermögen: Wirtschaftliche Nutzungsdauer</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsInternalExternalMovementScheduleTitle_label_de" xlink:label="kvk-abstr_IntangibleAssetsInternalExternalMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immateriellen Anlagevermögens: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsMovementScheduleTitle_label_de" xlink:label="kvk-abstr_IntangibleAssetsMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immateriellen Anlagevermögens: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsBreakdownTitle_label_de" xlink:label="kvk-abstr_IntangibleAssetsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immaterielles Anlagevermögen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsIntangibleAssetsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_IntangibleAssetsIntangibleAssetsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immaterielles Anlagevermögen: Sonstiges immaterielles Anlagevermögen: Spezifikation</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsIntangibleAssetsOtherMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_IntangibleAssetsIntangibleAssetsOtherMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immaterielles Anlagevermögen: Sonstiges immaterielles Anlagevermögen: Verlaufsübersicht: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedIntangibleAssetsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIntangibleAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immaterielles Anlagevermögen</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsTitle_label_de" xlink:label="kvk-abstr_IntangibleAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immaterielles Anlagevermögen</link:label>
    <link:label id="kvk-abstr_RealEstateExploitationReclassificationsTitle_label_de" xlink:label="kvk-abstr_RealEstateExploitationReclassificationsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilien in Verwertung: Umgliederungen</link:label>
    <link:label id="kvk-abstr_RealEstationExploitationMarketValueTitle_label_de" xlink:label="kvk-abstr_RealEstationExploitationMarketValueTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilien in Verwertung: Zum Marktwert bewertet wurden</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilien unter Auflagen verkauft: Fortschrittsübersicht</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_de" xlink:label="kvk-abstr_InvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilien unter Auflagen verkauft: Fortschrittsübersicht</link:label>
    <link:label id="kvk-abstr_RealEstateForSaleBreakdownHousingTitle_label_de" xlink:label="kvk-abstr_RealEstateForSaleBreakdownHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilien zum Verkauf: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentPropertiesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestitionen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentPropertiesOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestitionen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesIncomeStatementBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentPropertiesIncomeStatementBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestitionen: In der Gewinn- und Verlustrechnung ausgewiesene Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesMovementScheduleTitle_label_de" xlink:label="kvk-abstr_InvestmentPropertiesMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestitionen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_NotesInvestmentPropertiesEconomicLifeTitle_label_de" xlink:label="kvk-abstr_NotesInvestmentPropertiesEconomicLifeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestitionen: Wirtschaftliche Nutzungsdauer</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesFairValueTitle_label_de" xlink:label="kvk-abstr_InvestmentPropertiesFairValueTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestitionen: Zeitwert</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentPropertiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentPropertiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestitionen</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesDisclosureTitle_label_de" xlink:label="kvk-abstr_InvestmentPropertiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestitionen</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesTitle_label_de" xlink:label="kvk-abstr_InvestmentPropertiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestitionen</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentPropertiesRealEstateInDevelopmentForOwnExploitationMemberMovementHousingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentPropertiesRealEstateInDevelopmentForOwnExploitationMemberMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestments - Immobilien in Entwicklung zur Eigennutzung: Entwicklungsübersicht</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesRealEstateInDevelopmentForOwnExploitationMemberMovementHousingTitle_label_de" xlink:label="kvk-abstr_InvestmentPropertiesRealEstateInDevelopmentForOwnExploitationMemberMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immobilieninvestments - Immobilien in Entwicklung zur Eigennutzung: Entwicklungsübersicht</link:label>
    <link:label id="kvk-abstr_AdditionsRealEstateInExploitationBreakdownTitle_label_de" xlink:label="kvk-abstr_AdditionsRealEstateInExploitationBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Immoblilien in Verwertung: Investitionen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_AssetsHeldForIndicationFundraisingTitle_label_de" xlink:label="kvk-abstr_AssetsHeldForIndicationFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Indikation Verwendung von Vermögenswerten in der Bilanz</link:label>
    <link:label id="kvk-abstr_ConsolidatedAssetsHeldForIndicationFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAssetsHeldForIndicationFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Indikation Verwendung von Vermögenswerten in der Bilanz</link:label>
    <link:label id="kvk-abstr_ExpensesIndirectInvestmentsOtherInvestmentEntitiesTitle_label_de" xlink:label="kvk-abstr_ExpensesIndirectInvestmentsOtherInvestmentEntitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Indirekte Anlageergebnisse</link:label>
    <link:label id="kvk-abstr_IndirectInvestmentResultsSpecificationTitle_label_de" xlink:label="kvk-abstr_IndirectInvestmentResultsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Indirekte Kapitalanlageergebnisse: Spezifikation</link:label>
    <link:label id="kvk-abstr_DocumentEntityInformationTitle_label_de" xlink:label="kvk-abstr_DocumentEntityInformationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Informationen über die Berichterstattung und die juristische Person</link:label>
    <link:label id="kvk-abstr_DocumentInformationTitle_label_de" xlink:label="kvk-abstr_DocumentInformationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Informationen über die Berichterstattung</link:label>
    <link:label id="kvk-abstr_EntityInformationTitle_label_de" xlink:label="kvk-abstr_EntityInformationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Informationen über die juristische Person</link:label>
    <link:label id="kvk-abstr_NetValueAssetInvestmentCompanyBreakdownTitle_label_de" xlink:label="kvk-abstr_NetValueAssetInvestmentCompanyBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Innerer Wert der Investmentgesellschaft: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetValueAssetInvestmentCompanyTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNetValueAssetInvestmentCompanyTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Innerer Wert der Investmentgesellschaft</link:label>
    <link:label id="kvk-abstr_NetValueAssetInvestmentCompanyTitle_label_de" xlink:label="kvk-abstr_NetValueAssetInvestmentCompanyTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Innerer Wert der Investmentgesellschaft</link:label>
    <link:label id="kvk-abstr_AmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsTitle_label_de" xlink:label="kvk-abstr_AmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Insgesamt bezahlter Betrag an Vergütungen für das Anbringen von Teilnehmern, wenn dieser Betrag höher ist, als ein Zehntel Prozent des durchschnittlich verwalteten Vermögens</link:label>
    <link:label id="kvk-abstr_ConsolidatedAmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Insgesamt bezahlter Betrag an Vergütungen für das Anbringen von Teilnehmern, wenn dieser Betrag höher ist, als ein Zehntel Prozent des durchschnittlich verwalteten Vermögens</link:label>
    <link:label id="kvk-abstr_InstantTitle_label_de" xlink:label="kvk-abstr_InstantTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Instant</link:label>
    <link:label id="kvk-abstr_InvestmentEntityOtherRelativeInterestTitle_label_de" xlink:label="kvk-abstr_InvestmentEntityOtherRelativeInterestTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Interesse Investmentgesellschaft</link:label>
    <link:label id="kvk-abstr_InternationalPartnerShipsFundraisingTitle_label_de" xlink:label="kvk-abstr_InternationalPartnerShipsFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Internationale Kooperationen</link:label>
    <link:label id="kvk-abstr_InvestmentsTitle_label_de" xlink:label="kvk-abstr_InvestmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Investitionen</link:label>
    <link:label id="kvk-abstr_FinancialStatementTitle_label_de" xlink:label="kvk-abstr_FinancialStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Jahresabschluss</link:label>
    <link:label id="kvk-abstr_FundsTitle_label_de" xlink:label="kvk-abstr_FundsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapital</link:label>
    <link:label id="kvk-abstr_InvestmentResultPerCertificateBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentResultPerCertificateBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnis pro Teilnahmerecht: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ResultFromInvestmentsBreakdownTitle_label_de" xlink:label="kvk-abstr_ResultFromInvestmentsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnis/Kapitalertrag: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultFromInvestmentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedResultFromInvestmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnis/Kapitalertrag</link:label>
    <link:label id="kvk-abstr_InvestmentResultsCategoriesBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentResultsCategoriesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnisse Kategorien: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestementsResultsOnBehalfOfPremiumPensionInstitutionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestementsResultsOnBehalfOfPremiumPensionInstitutionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnisse Prämienrenteneinrichtungen</link:label>
    <link:label id="kvk-abstr_InvestmentsResultsOnBehalfOfPremiumPensionInstitutionsTitle_label_de" xlink:label="kvk-abstr_InvestmentsResultsOnBehalfOfPremiumPensionInstitutionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnisse Prämienrenteneinrichtungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestementsResultsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestementsResultsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnisse Teilnehmer</link:label>
    <link:label id="kvk-abstr_InvestmentsResultsOnBehalfOfParticipantsTitle_label_de" xlink:label="kvk-abstr_InvestmentsResultsOnBehalfOfParticipantsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnisse Teilnehmer</link:label>
    <link:label id="kvk-abstr_InvestmentResultsBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentResultsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnisse: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InvestmentResultsAssetManagementExpensesBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentResultsAssetManagementExpensesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnisse: Kosten der Vermögensverwaltung: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InvestmentResultsAssetManagementExpensesCategoriesBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentResultsAssetManagementExpensesCategoriesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnisse: Kosten der Vermögensverwaltung: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InvestmentResultsTransactionCostsBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentResultsTransactionCostsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnisse: Transaktionskosten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentResultsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentResultsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnisse</link:label>
    <link:label id="kvk-abstr_InvestmentResultsTitle_label_de" xlink:label="kvk-abstr_InvestmentResultsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlageergebnisse</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Pensionskasse: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundReceivablesPayablesBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundReceivablesPayablesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Pensionskasse: Forderungen und Verbindlichkeiten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundInvestmentsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundInvestmentsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Pensionskasse: Sonstige Kapitalanlagen: Spezifikation</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundOtherSpecificationPensionFundsTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundOtherSpecificationPensionFundsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Pensionskasse: Sonstige kapitalanlagen auf Risiko Pensionskasse: Spezifikation</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundOtherMovementSpecificationPensionFundsTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundOtherMovementSpecificationPensionFundsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Pensionskasse: Sonstige kapitalanlagen auf Risiko Pensionskasse: Verlaufsübersicht: Spezifikation</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundMovementTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Pensionskasse: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPremiumPensionInstitutionsMovementScheduleTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPremiumPensionInstitutionsMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Prämienrenteneinrichtungen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsOnBehalfOfPremiumPensionInstitutionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsOnBehalfOfPremiumPensionInstitutionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Prämienrenteneinrichtungen</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPremiumPensionInstitutionsTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPremiumPensionInstitutionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Prämienrenteneinrichtungen</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfParticipantsBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfParticipantsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Teilnehmer: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfParticipantsFundOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfParticipantsFundOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Teilnehmer: Sonstige kapitalanlagen auf Risiko Teilnehmer: Spezifikation</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfParticipantsFundOtherMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfParticipantsFundOtherMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Teilnehmer: Sonstige kapitalanlagen auf Risiko Teilnehmer: Verlaufsübersicht: Spezifikation</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfParticipantsMovementTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfParticipantsMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Teilnehmer: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Teilnehmer</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:label="kvk-abstr_InvestmentsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen auf Risiko Teilnehmer</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsLandAndBuildingsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsLandAndBuildingsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Betriebgebäude und -grundstücke</link:label>
    <link:label id="kvk-abstr_InvestmentsLandAndBuildingsTitle_label_de" xlink:label="kvk-abstr_InvestmentsLandAndBuildingsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Betriebgebäude und -grundstücke</link:label>
    <link:label id="kvk-abstr_InvestmentsLandBuildingInvestmentsLandBuildingsOtherSpecificationsTitle_label_de" xlink:label="kvk-abstr_InvestmentsLandBuildingInvestmentsLandBuildingsOtherSpecificationsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Betriebsgebäude und -grundstücke: Sonstige kapitalanlagen in Betriebsgebäude und -grundstücke: Spezifikation</link:label>
    <link:label id="kvk-abstr_InvestmentsFinancialInstrumentsTitle_label_de" xlink:label="kvk-abstr_InvestmentsFinancialInstrumentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Finanzinstrumente: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InvestmentsFinancialInstrumentsMovementTitle_label_de" xlink:label="kvk-abstr_InvestmentsFinancialInstrumentsMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Finanzinstrumente: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsFinancialInstrumentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsFinancialInstrumentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Finanzinstrumente</link:label>
    <link:label id="kvk-abstr_InvestmentsFinancialInstrumentsInvestmentFirmTitle_label_de" xlink:label="kvk-abstr_InvestmentsFinancialInstrumentsInvestmentFirmTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Finanzinstrumente</link:label>
    <link:label id="kvk-abstr_InvestmentsInLandAndBuildingsTitle_label_de" xlink:label="kvk-abstr_InvestmentsInLandAndBuildingsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Grundstücken und Bauten</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsGroupCompaniesAndParticipatingInterestsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsGroupCompaniesAndParticipatingInterestsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Konzerngesellschaften und Beteiligungen</link:label>
    <link:label id="kvk-abstr_InvestmentsGroupCompaniesAndParticipatingInterestsInvestmentFirmTitle_label_de" xlink:label="kvk-abstr_InvestmentsGroupCompaniesAndParticipatingInterestsInvestmentFirmTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Konzerngesellschaften und Beteiligungen</link:label>
    <link:label id="kvk-abstr_InvestmentsGroupCompaniesAndParticipatingInterestsTitle_label_de" xlink:label="kvk-abstr_InvestmentsGroupCompaniesAndParticipatingInterestsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen in Konzerngesellschaften und Beteiligungen</link:label>
    <link:label id="kvk-abstr_InvestmentsInGroupCompaniesAndParticipatingInterestsTitle_label_de" xlink:label="kvk-abstr_InvestmentsInGroupCompaniesAndParticipatingInterestsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen, Konzerngesellschaften und Beteiligungen</link:label>
    <link:label id="kvk-abstr_InvestmentsBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InvestmentsMovementTitle_label_de" xlink:label="kvk-abstr_InvestmentsMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_InvestmentsKvkTitle_label_de" xlink:label="kvk-abstr_InvestmentsKvkTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_CashFlowStatementCompleteTitle_label_de" xlink:label="kvk-abstr_CashFlowStatementCompleteTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalflussrechnung vollständig</link:label>
    <link:label id="kvk-abstr_CashFlowStatementBreakdownTitle_label_de" xlink:label="kvk-abstr_CashFlowStatementBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalflussrechnung: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_CashFlowStatementTitle_label_de" xlink:label="kvk-abstr_CashFlowStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalflussrechnung</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureCashFlowStatementTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDisclosureCashFlowStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalflussrechnung</link:label>
    <link:label id="kvk-abstr_SeparateDisclosureCashFlowStatementTitle_label_de" xlink:label="kvk-abstr_SeparateDisclosureCashFlowStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalflussrechnung</link:label>
    <link:label id="kvk-abstr_CapitalRatioDisclosureTitle_label_de" xlink:label="kvk-abstr_CapitalRatioDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalquoten, Erklärung</link:label>
    <link:label id="kvk-abstr_ConsolidatedCapitalRatioDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCapitalRatioDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalquoten, Erklärung</link:label>
    <link:label id="kvk-abstr_CapitalRatioBreakdownTitle_label_de" xlink:label="kvk-abstr_CapitalRatioBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kapitalquoten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_CashInHandDisclosureTitle_label_de" xlink:label="kvk-abstr_CashInHandDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kassenbestand, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedCashInHandDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCashInHandDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kassenbestand, Erläuterung</link:label>
    <link:label id="kvk-abstr_CashInHandBreakdownTitle_label_de" xlink:label="kvk-abstr_CashInHandBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kassenbestand: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_CommercialActivitiesSpecificationTitle_label_de" xlink:label="kvk-abstr_CommercialActivitiesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kommerzielle Aktivitäten: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedStatementOfComprehensiveIncomeTitle_label_de" xlink:label="kvk-abstr_ConsolidatedStatementOfComprehensiveIncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konsolidierte Gesamtergebnisrechnung</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeStatementTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konsolidierte Gewinn- und Verlustrechnung</link:label>
    <link:label id="kvk-abstr_ConsolidatedCashFlowStatementTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCashFlowStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konsolidierte Kapitalflussrechnung</link:label>
    <link:label id="kvk-abstr_ContinuityParagraphStateForecastofIncomeandExpensesTitle_label_de" xlink:label="kvk-abstr_ContinuityParagraphStateForecastofIncomeandExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kontinuitätsabschnitt - Stand und Schätzungen der Aufwendungen und Erträge</link:label>
    <link:label id="kvk-abstr_ContinuityParagraphBalanceSheetTitle_label_de" xlink:label="kvk-abstr_ContinuityParagraphBalanceSheetTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kontinuitätsabschnitt Bilanz</link:label>
    <link:label id="kvk-abstr_ContinuityParagraphStaffingLevelTitle_label_de" xlink:label="kvk-abstr_ContinuityParagraphStaffingLevelTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kontinuitätsabschnitt Personalbesetzung in FTE</link:label>
    <link:label id="kvk-abstr_ConsolidatedContinuityParagraphTitle_label_de" xlink:label="kvk-abstr_ConsolidatedContinuityParagraphTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kontinuitätsabschnitt</link:label>
    <link:label id="kvk-abstr_ContinuityParagraphTitle_label_de" xlink:label="kvk-abstr_ContinuityParagraphTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kontinuitätsabschnitt</link:label>
    <link:label id="kvk-abstr_SeparateContinuityParagraphTitle_label_de" xlink:label="kvk-abstr_SeparateContinuityParagraphTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kontinuitätsabschnitt</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsConcentrationCollateralSpecificationTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsConcentrationCollateralSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzentrationen von Forderungen an Kreditinstitute nach Sicherheit, Spezifikation</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsConcentrationGeographicAreaSpecificationTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsConcentrationGeographicAreaSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzentrationen von Forderungen an Kreditinstitute nach geografischer Region, Spezifikation</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersConcentrationIndustrySpecificationTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCustomersConcentrationIndustrySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzentrationen von Forderungen an Kunden nach Branche, Spezifikation</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersConcentrationSectorSpecificationTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCustomersConcentrationSectorSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzentrationen von Forderungen an Kunden nach Sektor, Spezifikation</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersConcentrationCollateralSpecificationTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCustomersConcentrationCollateralSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzentrationen von Forderungen an Kunden nach Sicherheit, Spezifikation</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersConcentrationGeographicAreaSpecificationTitle_label_de" xlink:label="kvk-abstr_ReceivablesFromCustomersConcentrationGeographicAreaSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzentrationen von Forderungen an Kunden nach geografischer Region, Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancialStatementTitle_label_de" xlink:label="kvk-abstr_ConsolidatedFinancialStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzernabschluss/konsolidierter Jahresabschluss</link:label>
    <link:label id="kvk-abstr_ConsolidatedBalanceSheetTitle_label_de" xlink:label="kvk-abstr_ConsolidatedBalanceSheetTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzernbilanz</link:label>
    <link:label id="kvk-abstr_ConsolidatedEquityGroupTitle_label_de" xlink:label="kvk-abstr_ConsolidatedEquityGroupTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzerneigenkapital</link:label>
    <link:label id="kvk-abstr_EquityGroupDisclosureTitle_label_de" xlink:label="kvk-abstr_EquityGroupDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzerneigenkapital</link:label>
    <link:label id="kvk-abstr_EquityGroupTitle_label_de" xlink:label="kvk-abstr_EquityGroupTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzerneigenkapital</link:label>
    <link:label id="kvk-abstr_NotesLicensingAgreementsSpecificationTitle_label_de" xlink:label="kvk-abstr_NotesLicensingAgreementsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzessionen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedLicensingAgreementsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedLicensingAgreementsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzessionen</link:label>
    <link:label id="kvk-abstr_LicensingAgreementsTitle_label_de" xlink:label="kvk-abstr_LicensingAgreementsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzessionen</link:label>
    <link:label id="kvk-abstr_NotesConsolidatedLicensingAgreementsTitle_label_de" xlink:label="kvk-abstr_NotesConsolidatedLicensingAgreementsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Konzessionen</link:label>
    <link:label id="kvk-abstr_ConsolidatedPartnershipsFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPartnershipsFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kooperationen</link:label>
    <link:label id="kvk-abstr_PartnershipsFundraisingTitle_label_de" xlink:label="kvk-abstr_PartnershipsFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kooperationen</link:label>
    <link:label id="kvk-abstr_LiveabilityExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_LiveabilityExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten bezüglich Lebensqualität, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedLiveabilityExpensesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedLiveabilityExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten bezüglich Lebensqualität</link:label>
    <link:label id="kvk-abstr_LiveabilityExpensesTitle_label_de" xlink:label="kvk-abstr_LiveabilityExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten bezüglich Lebensqualität</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostsOutsourcedWorkOtherExternalExpensesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCostsOutsourcedWorkOtherExternalExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten der ausgelagerten Arbeit und sonstige externe Aufwendungen</link:label>
    <link:label id="kvk-abstr_CostsOutsourcedWorkOtherExternalExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_CostsOutsourcedWorkOtherExternalExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten der ausgelagerten Arbeit und sonstige externe Aufwendungen</link:label>
    <link:label id="kvk-abstr_CostsOutsourcedWorkOtherExternalExpensesTitle_label_de" xlink:label="kvk-abstr_CostsOutsourcedWorkOtherExternalExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten der ausgelagerten Arbeit und sonstige externe Aufwendungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostsRawMaterialsConsumablesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCostsRawMaterialsConsumablesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten für Roh- und Hilfsstoffe (Klassifikation in Kategorien)</link:label>
    <link:label id="kvk-abstr_CostsRawMaterialsConsumablesDisclosureTitle_label_de" xlink:label="kvk-abstr_CostsRawMaterialsConsumablesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten für Roh- und Hilfsstoffe (Klassifikation in Kategorien)</link:label>
    <link:label id="kvk-abstr_CostsRawMaterialsConsumablesTitle_label_de" xlink:label="kvk-abstr_CostsRawMaterialsConsumablesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten für Roh- und Hilfsstoffe (Klassifikation in Kategorien)</link:label>
    <link:label id="kvk-abstr_ExpensesReimbursementsBorrowingLendingFinancialInstrumentsBreakdownTitle_label_de" xlink:label="kvk-abstr_ExpensesReimbursementsBorrowingLendingFinancialInstrumentsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten und Vergütungen für die Aufnahme und Ausgabe von Finanzinstrumenten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ExpensesExceedingTenPercentOfTotalExpensesSpecificationTitle_label_de" xlink:label="kvk-abstr_ExpensesExceedingTenPercentOfTotalExpensesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten, die zehn Prozent der Gesamtkosten übersteigen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten</link:label>
    <link:label id="kvk-abstr_ExpensesTitle_label_de" xlink:label="kvk-abstr_ExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kosten</link:label>
    <link:label id="kvk-abstr_ConsolidatedReimbursementActivitiesInvestmentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedReimbursementActivitiesInvestmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kostenerstattung von Investitionstätigkeiten</link:label>
    <link:label id="kvk-abstr_ReimbursementActivitiesInvestmentsTitle_label_de" xlink:label="kvk-abstr_ReimbursementActivitiesInvestmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kostenerstattung von Investitionstätigkeiten</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostAllocationActivitiesApproachTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCostAllocationActivitiesApproachTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kostenstellenrechnung zu Aktivitäten</link:label>
    <link:label id="kvk-abstr_CostAllocationActivitiesTitle_label_de" xlink:label="kvk-abstr_CostAllocationActivitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kostenstellenrechnung zu Aktivitäten</link:label>
    <link:label id="kvk-abstr_ForeignCurrencyTranslationReserveOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_ForeignCurrencyTranslationReserveOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kursunterschiedrücklagen: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ForeignCurrencyTranslationReserveTitle_label_de" xlink:label="kvk-abstr_ForeignCurrencyTranslationReserveTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kursunterschiedrücklagen</link:label>
    <link:label id="kvk-abstr_LiabilitiesCurrentBreakdownTitle_label_de" xlink:label="kvk-abstr_LiabilitiesCurrentBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kurzfristige Schulden: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_CurrentLiabilitiesConstructionContractsOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_CurrentLiabilitiesConstructionContractsOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kurzfristige Schulden: Laufenden Projekte: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_CurrentLiabilitiesConstructionContractsOtherAmountsTitle_label_de" xlink:label="kvk-abstr_CurrentLiabilitiesConstructionContractsOtherAmountsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kurzfristige Schulden: Laufenden Projekte: Sonstige Beträge</link:label>
    <link:label id="kvk-abstr_NotesCurrentLiabilitiesConstructionContractsSpecificationTitle_label_de" xlink:label="kvk-abstr_NotesCurrentLiabilitiesConstructionContractsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kurzfristige Schulden: Laufenden Projekte: Spezifikation</link:label>
    <link:label id="kvk-abstr_LiabilitiesCurrentOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_LiabilitiesCurrentOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kurzfristige Schulden: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_CurrentLiabilitiesPayablesOtherCurrentSpecificationEducationTitle_label_de" xlink:label="kvk-abstr_CurrentLiabilitiesPayablesOtherCurrentSpecificationEducationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kurzfristige Schulden: Sonstige Verbindlichkeiten: Spezifikation</link:label>
    <link:label id="kvk-abstr_CurrentLiabilitiesPayablesOtherCurrentSpecificationTitle_label_de" xlink:label="kvk-abstr_CurrentLiabilitiesPayablesOtherCurrentSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kurzfristige Schulden: Sonstige Verbindlichkeiten: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedLiabilitiesCurrentTitle_label_de" xlink:label="kvk-abstr_ConsolidatedLiabilitiesCurrentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kurzfristige Schulden</link:label>
    <link:label id="kvk-abstr_LiabilitiesCurrentTitle_label_de" xlink:label="kvk-abstr_LiabilitiesCurrentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kurzfristige Schulden</link:label>
    <link:label id="kvk-abstr_LiabilitiesCurrentDisclosureTitle_label_de" xlink:label="kvk-abstr_LiabilitiesCurrentDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Kurzfristigen Schulden</link:label>
    <link:label id="kvk-abstr_ConsolidatedCustodianFeesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCustodianFeesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Lagerkosten</link:label>
    <link:label id="kvk-abstr_CustodianFeesTitle_label_de" xlink:label="kvk-abstr_CustodianFeesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Lagerkosten</link:label>
    <link:label id="kvk-abstr_LiabilitiesNoncurrentBreakdownTitle_label_de" xlink:label="kvk-abstr_LiabilitiesNoncurrentBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_FinanceLeasesMinimalLeasePaymentsMaturityBreakdownTitle_label_de" xlink:label="kvk-abstr_FinanceLeasesMinimalLeasePaymentsMaturityBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden: Finanzleasingverbindlichkeiten: Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesDiscountedValueLessorBreakdownTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesDiscountedValueLessorBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden: Finanzleasingverbindlichkeiten: Barwert für Leasingverbindlichkeiten: Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_FinanceLeasesMinimalLeasePaymentsDiscountedValueMaturityBreakdownTitle_label_de" xlink:label="kvk-abstr_FinanceLeasesMinimalLeasePaymentsDiscountedValueMaturityBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden: Finanzleasingverbindlichkeiten: Barwert: Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_FinanceLeasesMinimalLeasePaymentsMaturitySpecificationTitle_label_de" xlink:label="kvk-abstr_FinanceLeasesMinimalLeasePaymentsMaturitySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden: Finanzleasingverbindlichkeiten: Begriffsspezifikation</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesDiscountedValueLessorSpecificationTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesDiscountedValueLessorSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden: Finanzleasingverbindlichkeiten: Bruttoinvestition für Leasingverbindlichkeiten: Begriffsspezifikation</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesGrossInvestmentSpecificationTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesGrossInvestmentSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden: Finanzleasingverbindlichkeiten: Bruttoinvestition für Leasingverbindlichkeiten: Begriffsspezifikation</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesGrossInvestmentTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesGrossInvestmentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden: Finanzleasingverbindlichkeiten: Bruttoinvestition für Leasingverbindlichkeiten</link:label>
    <link:label id="kvk-abstr_NegativeGoodwillMovementScheduleTitle_label_de" xlink:label="kvk-abstr_NegativeGoodwillMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden: Negativer Firmenwert: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesPayablesOtherNoncurrentSpecificationTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesPayablesOtherNoncurrentSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden: Sonstige Verbindlichkeiten: Spezifikation</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesPayablesOtherNoncurrentMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesPayablesOtherNoncurrentMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden: Sonstige Verbindlichkeiten: Verlaufsübersicht: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedLiabilitiesNoncurrentTitle_label_de" xlink:label="kvk-abstr_ConsolidatedLiabilitiesNoncurrentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden</link:label>
    <link:label id="kvk-abstr_LiabilitiesNoncurrentTitle_label_de" xlink:label="kvk-abstr_LiabilitiesNoncurrentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Schulden</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesEffectiveInterestRatesTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesEffectiveInterestRatesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristige Verbindlichkeiten: Zinssatz</link:label>
    <link:label id="kvk-abstr_LiabilitiesNoncurrentMovementScheduleTitle_label_de" xlink:label="kvk-abstr_LiabilitiesNoncurrentMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristigen Schulden: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_LiabilitiesNoncurrentDisclosureTitle_label_de" xlink:label="kvk-abstr_LiabilitiesNoncurrentDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Langfristigen Schulden</link:label>
    <link:label id="kvk-abstr_DBCsDBCHealthCareProductsInProgressBreakdownTitle_label_de" xlink:label="kvk-abstr_DBCsDBCHealthCareProductsInProgressBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufende Arbeiten im Rahmen von DBC/DBC-Pflegeprodukten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConstructionContractsObligationPerformingServiceSpecificationTitle_label_de" xlink:label="kvk-abstr_ConstructionContractsObligationPerformingServiceSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufende Projekte: Art der Leistungsverpflichtung: Spezifikation</link:label>
    <link:label id="kvk-abstr_CurrentLiabilitiesConstructionContractsObligationPerformingServiceSpecificationTitle_label_de" xlink:label="kvk-abstr_CurrentLiabilitiesConstructionContractsObligationPerformingServiceSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufende Projekte: Art der Leistungsverpflichtung: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConstructionContractsOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_ConstructionContractsOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufende Projekte: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConstructionContractsOtherAmountsTitle_label_de" xlink:label="kvk-abstr_ConstructionContractsOtherAmountsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufende Projekte: Sonstige Beträge</link:label>
    <link:label id="kvk-abstr_ConstructionContractsSpecificationTitle_label_de" xlink:label="kvk-abstr_ConstructionContractsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufende Projekte: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedConstructionContractsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedConstructionContractsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufende Projekte</link:label>
    <link:label id="kvk-abstr_ConstructionContractsTitle_label_de" xlink:label="kvk-abstr_ConstructionContractsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufende Projekte</link:label>
    <link:label id="kvk-abstr_ConstructionContractsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConstructionContractsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufenden Projekten</link:label>
    <link:label id="kvk-abstr_OngoingCostFactorSharesSpecificationTitle_label_de" xlink:label="kvk-abstr_OngoingCostFactorSharesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufender Kostenfaktor, Aktien: Spezifikation</link:label>
    <link:label id="kvk-abstr_OngoingCostFactorSubfundsSpecificationTitle_label_de" xlink:label="kvk-abstr_OngoingCostFactorSubfundsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufender Kostenfaktor, Unterfonds: Spezifikation</link:label>
    <link:label id="kvk-abstr_OngoingCostFactorBreakdownTitle_label_de" xlink:label="kvk-abstr_OngoingCostFactorBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufender Kostenfaktor: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedOngoingCostFactorTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOngoingCostFactorTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufender Kostenfaktor</link:label>
    <link:label id="kvk-abstr_OngoingCostFactorTitle_label_de" xlink:label="kvk-abstr_OngoingCostFactorTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Laufender Kostenfaktor</link:label>
    <link:label id="kvk-abstr_ConsolidatedLifeInsuranceOverviewTitle_label_de" xlink:label="kvk-abstr_ConsolidatedLifeInsuranceOverviewTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Lebensversicherung Übersicht</link:label>
    <link:label id="kvk-abstr_LifeInsuranceOverviewTitle_label_de" xlink:label="kvk-abstr_LifeInsuranceOverviewTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Lebensversicherung Übersicht</link:label>
    <link:label id="kvk-abstr_ContingentLiabilitiesBreakdownTitle_label_de" xlink:label="kvk-abstr_ContingentLiabilitiesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Leistungszusagen, Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ContingentLiabilitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ContingentLiabilitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Leistungszusagen, Erläuterung</link:label>
    <link:label id="kvk-abstr_ExecutiveSeniorOfficialsFormerSeniorOfficialsRemuneration1700OrLessSpecificationTitle_label_de" xlink:label="kvk-abstr_ExecutiveSeniorOfficialsFormerSeniorOfficialsRemuneration1700OrLessSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Leitenden Spitzenfunktionären und diejenigen, die für weitere 4 Jahre als Top-Führungskräfte gelten mit einer Vergütung von 2,100 € oder weniger: Spezifikation</link:label>
    <link:label id="kvk-abstr_SeniorOfficialRemuneration1700OrLessAntiCumulationApproachTitle_label_de" xlink:label="kvk-abstr_SeniorOfficialRemuneration1700OrLessAntiCumulationApproachTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Leitender Beamter mit einer Gesamtvergütung von höchstens € 2,100 in Bezug auf den Anti-Kumulations-Ansatz</link:label>
    <link:label id="kvk-abstr_RemunerationOfExecutiveSeniorOfficialsConsideredFourYearsPreviousSpecificationTitle_label_de" xlink:label="kvk-abstr_RemunerationOfExecutiveSeniorOfficialsConsideredFourYearsPreviousSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Leitender Beamter mit einer Gesamtvergütung von mehr als € 2,100, vorangegangener Berichtszeitraum</link:label>
    <link:label id="kvk-abstr_RemunerationOfExecutiveSeniorOfficialsConsideredFourYearsSpecificationTitle_label_de" xlink:label="kvk-abstr_RemunerationOfExecutiveSeniorOfficialsConsideredFourYearsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Leitender Beamter mit einer Gesamtvergütung von mehr als € 2,100</link:label>
    <link:label id="kvk-abstr_CashAndCashEquivalentsBreakdownTitle_label_de" xlink:label="kvk-abstr_CashAndCashEquivalentsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Liquide Mittel: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_CashAndCashEquivalentsTitle_label_de" xlink:label="kvk-abstr_CashAndCashEquivalentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Liquide Mittel</link:label>
    <link:label id="kvk-abstr_ConsolidatedCashAndCashEquivalentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCashAndCashEquivalentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Liquide Mittel</link:label>
    <link:label id="kvk-abstr_CashAndCashEquivalentsDisclosureTitle_label_de" xlink:label="kvk-abstr_CashAndCashEquivalentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Liquiden Mitteln</link:label>
    <link:label id="kvk-abstr_ConsolidatedMacroControlInstrumentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedMacroControlInstrumentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Macro Managementinstrumente</link:label>
    <link:label id="kvk-abstr_MacroControlInstrumentsTitle_label_de" xlink:label="kvk-abstr_MacroControlInstrumentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Macro Managementinstrumente</link:label>
    <link:label id="kvk-abstr_ManagementMaintenanceAndServicesThirdPartiesTitle_label_de" xlink:label="kvk-abstr_ManagementMaintenanceAndServicesThirdPartiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Management und Mediation für Dritte</link:label>
    <link:label id="kvk-abstr_InvestmentsMarketValueInvestmentMovementTitle_label_de" xlink:label="kvk-abstr_InvestmentsMarketValueInvestmentMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Marktwert von Kapitalanlagen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedMarketValueInvestmentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedMarketValueInvestmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Marktwert von Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_MarketValueInvestmentsTitle_label_de" xlink:label="kvk-abstr_MarketValueInvestmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Marktwert von Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedRentalIncomeBreakdownTitle_label_de" xlink:label="kvk-abstr_ConsolidatedRentalIncomeBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Mieteinnahmen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_RentalIncomeBreakdownTitle_label_de" xlink:label="kvk-abstr_RentalIncomeBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Mieteinnahmen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedRentalIncomeTitle_label_de" xlink:label="kvk-abstr_ConsolidatedRentalIncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Mieteinnahmen</link:label>
    <link:label id="kvk-abstr_RentalIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_RentalIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Mieteinnahmen</link:label>
    <link:label id="kvk-abstr_RentalIncomeTitle_label_de" xlink:label="kvk-abstr_RentalIncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Mieteinnahmen</link:label>
    <link:label id="kvk-abstr_ChangeReinsurancePartTechnicalProvisionSpecificationTitle_label_de" xlink:label="kvk-abstr_ChangeReinsurancePartTechnicalProvisionSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Mutation Rückversicherungsteil versicherungstechnische Rückstellungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_SubordinatedLiabilitiesBreakdownMaturityTitle_label_de" xlink:label="kvk-abstr_SubordinatedLiabilitiesBreakdownMaturityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nachrangige Verbindlichkeiten, Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubordinatedLiabilitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSubordinatedLiabilitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nachrangige Verbindlichkeiten, Erläuterung</link:label>
    <link:label id="kvk-abstr_SubordinatedLiabilitiesSpecificationTitle_label_de" xlink:label="kvk-abstr_SubordinatedLiabilitiesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nachrangige Verbindlichkeiten, Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubordinatedLiabilitiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSubordinatedLiabilitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nachrangige Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_SubordinatedLiabilitiesTitle_label_de" xlink:label="kvk-abstr_SubordinatedLiabilitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nachrangige Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetResultExploitationOfRealEstatePortfolioTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNetResultExploitationOfRealEstatePortfolioTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoergebnis aus Verwertung des Immobilienportfolios</link:label>
    <link:label id="kvk-abstr_NetResultExploitationOfRealEstatePortfolioTitle_label_de" xlink:label="kvk-abstr_NetResultExploitationOfRealEstatePortfolioTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoergebnis aus Verwertung des Immobilienportfolios</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetResultOtherActivitiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNetResultOtherActivitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoergebnis sonstige Aktivitäten</link:label>
    <link:label id="kvk-abstr_NetResultOtherActivitiesTitle_label_de" xlink:label="kvk-abstr_NetResultOtherActivitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoergebnis sonstige Aktivitäten</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetResultSoldRealEstateInDevelopmentTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNetResultSoldRealEstateInDevelopmentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoergebnis verkaufte Immobilien in Entwicklung</link:label>
    <link:label id="kvk-abstr_NetResultSoldRealEstateInDevelopmentTitle_label_de" xlink:label="kvk-abstr_NetResultSoldRealEstateInDevelopmentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoergebnis verkaufte Immobilien in Entwicklung</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetResultTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNetResultTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoergebnis</link:label>
    <link:label id="kvk-abstr_ConsolidatedTradeOtherReceivablesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedTradeOtherReceivablesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoforderungen a. LL und sonstige Forderungen</link:label>
    <link:label id="kvk-abstr_TradeOtherReceivablesTitle_label_de" xlink:label="kvk-abstr_TradeOtherReceivablesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoforderungen a. LL und sonstige Forderungen</link:label>
    <link:label id="kvk-abstr_NetRevenueCategoryBreakdownTitle_label_de" xlink:label="kvk-abstr_NetRevenueCategoryBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoumsatz: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_NetRevenueRevenuesOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_NetRevenueRevenuesOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoumsatz: Erlöse aus sonstigen Quellen: Spezifikation</link:label>
    <link:label id="kvk-abstr_NetRevenueSegmentedByIndustryTitle_label_de" xlink:label="kvk-abstr_NetRevenueSegmentedByIndustryTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoumsatz: Segmentierung nach Branchen</link:label>
    <link:label id="kvk-abstr_NetRevenueSegmentedByGeographyTitle_label_de" xlink:label="kvk-abstr_NetRevenueSegmentedByGeographyTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoumsatz: Segmentierung nach geografischem Gebiet</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetRevenueTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNetRevenueTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoumsatz</link:label>
    <link:label id="kvk-abstr_NetRevenueTitle_label_de" xlink:label="kvk-abstr_NetRevenueTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nettoumsatz</link:label>
    <link:label id="kvk-abstr_RevaluationReserveStatementOfChangesTitle_label_de" xlink:label="kvk-abstr_RevaluationReserveStatementOfChangesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Neubewertungsrücklage: Mutationsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedRevaluationReserveTitle_label_de" xlink:label="kvk-abstr_ConsolidatedRevaluationReserveTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Neubewertungsrücklage</link:label>
    <link:label id="kvk-abstr_RevaluationReserveDisclosureTitle_label_de" xlink:label="kvk-abstr_RevaluationReserveDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Neubewertungsrücklage</link:label>
    <link:label id="kvk-abstr_RevaluationReserveTitle_label_de" xlink:label="kvk-abstr_RevaluationReserveTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Neubewertungsrücklage</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseLessorsBreakdownMaturityTitle_label_de" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseLessorsBreakdownMaturityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht in der Bilanz ausgewiesene Aktiva und Verbindlichkeiten: Operative Leasingverbindlichkeiten als einem Jahr Vermieter: Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseLessorsMaturitySpecificationTitle_label_de" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseLessorsMaturitySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht in der Bilanz ausgewiesene Aktiva und Verbindlichkeiten: Operative Leasingverbindlichkeiten als einem Jahr Vermieter: Begriffsspezifikation</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseBreakdownMaturityTitle_label_de" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseBreakdownMaturityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht in der Bilanz ausgewiesene Aktiva und Verbindlichkeiten: Operative Leasingverbindlichkeiten: Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseBreakdownOtherTitle_label_de" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseBreakdownOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht in der Bilanz ausgewiesene Aktiva und Verbindlichkeiten: Operative Leasingverbindlichkeiten: Aufschlüsselung sonstige</link:label>
    <link:label id="kvk-abstr_OperatingLeasesPaymentsDuringPeriodBreakdownTitle_label_de" xlink:label="kvk-abstr_OperatingLeasesPaymentsDuringPeriodBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht in der Bilanz ausgewiesene Aktiva und Verbindlichkeiten: Operative Leasingverbindlichkeiten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseMaturitySpecificationTitle_label_de" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseMaturitySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht in der Bilanz ausgewiesene Aktiva und Verbindlichkeiten: Operative Leasingverbindlichkeiten: Begriffsspezifikation</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht in der Bilanz ausgewiesene Aktiva und Verbindlichkeiten: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedCompositeTransactionsTitle_label_de" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedCompositeTransactionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht in der Bilanz ausgewiesene Aktiva und Verbindlichkeiten: Verbundgeschäfte mit der Rechtsform eines Mietvertrages</link:label>
    <link:label id="kvk-abstr_ContingentLiabilitiesPaymentsObtainUsageRightsBreakdownMaturityTitle_label_de" xlink:label="kvk-abstr_ContingentLiabilitiesPaymentsObtainUsageRightsBreakdownMaturityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht in der Bilanz ausgewiesene Aktiva und Verbindlichkeiten: Zahlungen zur Erlangung von Rechten: Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_CommitmentsContingenciesNotIncludedInBalanceSheetTitle_label_de" xlink:label="kvk-abstr_CommitmentsContingenciesNotIncludedInBalanceSheetTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht in der Bilanz ausgewiesene Aktiva und Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_ConsolidatedOffBalanceSheetCommitmentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOffBalanceSheetCommitmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht in der Bilanz ausgewiesene Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_OffBalanceSheetCommitmentsTitle_label_de" xlink:label="kvk-abstr_OffBalanceSheetCommitmentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht in der Bilanz ausgewiesene Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_NoncommercialActivitiesSpecificationTitle_label_de" xlink:label="kvk-abstr_NoncommercialActivitiesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht-kommerzielle Aktivitäten: Spezifikationen</link:label>
    <link:label id="kvk-abstr_ExpensesNoncommercialActivitiesSpecificationTitle_label_de" xlink:label="kvk-abstr_ExpensesNoncommercialActivitiesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht-kommerzielle Aufwendungen aus Aktivitäten: Spezifikation</link:label>
    <link:label id="kvk-abstr_IncomeNoncommercialActivitiesSpecificationTitle_label_de" xlink:label="kvk-abstr_IncomeNoncommercialActivitiesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht-kommerzielle Aufwendungen aus Aktivitäten: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsUnrealizedValueChangesInvestmentFirmTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsUnrealizedValueChangesInvestmentFirmTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht-realisierte Wertänderungen aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_InvestmentsUnrealizedValueChangesInvestmentFirmTitle_label_de" xlink:label="kvk-abstr_InvestmentsUnrealizedValueChangesInvestmentFirmTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Nicht-realisierte Wertänderungen aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_PurchaseValueDeliveredProductsDisclosureTitle_label_de" xlink:label="kvk-abstr_PurchaseValueDeliveredProductsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung (des) Einkaufwerts von gelieferten Produkten</link:label>
    <link:label id="kvk-abstr_AnalysisDifferencesBudgettedActualDisclosureTitle_label_de" xlink:label="kvk-abstr_AnalysisDifferencesBudgettedActualDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung der Analyse von Unterschieden zwischen den Soll- und Ist-Werten</link:label>
    <link:label id="kvk-abstr_CostAllocationActivitiesDisclosureTitle_label_de" xlink:label="kvk-abstr_CostAllocationActivitiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung der Kostenstellenrechnung zu Aktivitäten</link:label>
    <link:label id="kvk-abstr_GeneralReserveDisclosureTitle_label_de" xlink:label="kvk-abstr_GeneralReserveDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung der allgemeinen Rücklage</link:label>
    <link:label id="kvk-abstr_ShareCertificatesOrSharesHeldInAdministationDisclosureTitle_label_de" xlink:label="kvk-abstr_ShareCertificatesOrSharesHeldInAdministationDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung von Aktienzertifikaten oder verwalteten Aktien</link:label>
    <link:label id="kvk-abstr_MemberContributionsDisclosureTitle_label_de" xlink:label="kvk-abstr_MemberContributionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung von Beiträgen von Mitgliedern</link:label>
    <link:label id="kvk-abstr_DonorContributionsDisclosureTitle_label_de" xlink:label="kvk-abstr_DonorContributionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung von Beiträgen von Spendern</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_SubsidyIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung von Einnahmen aus Zuschüssen</link:label>
    <link:label id="kvk-abstr_IncomeProductServiceDeliveryDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeProductServiceDeliveryDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung von Erträgen als Gegenleistung für die Lieferung von Produkten und/oder Dienstleistungen</link:label>
    <link:label id="kvk-abstr_IncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung von Erträgen</link:label>
    <link:label id="kvk-abstr_FinancialIncomeExpenseFundraisingTitle_label_de" xlink:label="kvk-abstr_FinancialIncomeExpenseFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung von Finanzerträgen und -aufwendungen</link:label>
    <link:label id="kvk-abstr_SponsoringContributionsDisclosureTitle_label_de" xlink:label="kvk-abstr_SponsoringContributionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung von Sponsorenzahlungen</link:label>
    <link:label id="kvk-abstr_SubsidiesGiftsProvidedDisclosureTitle_label_de" xlink:label="kvk-abstr_SubsidiesGiftsProvidedDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Offenlegung von bereitgestellten Zuschüssen oder Spenden</link:label>
    <link:label id="kvk-abstr_AccrualsAndDeferredIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_AccrualsAndDeferredIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Passive Rechnungsabgrenzungsposten, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedAccrualsAndDeferredIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAccrualsAndDeferredIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Passive Rechnungsabgrenzungsposten, Erläuterung</link:label>
    <link:label id="kvk-abstr_AccrualsAndDeferredIncomeTitle_label_de" xlink:label="kvk-abstr_AccrualsAndDeferredIncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Passive Rechnungsabgrenzungsposten</link:label>
    <link:label id="kvk-abstr_ConsolidatedAccrualsAndDeferredIncomeTitle_label_de" xlink:label="kvk-abstr_ConsolidatedAccrualsAndDeferredIncomeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Passive Rechnungsabgrenzungsposten</link:label>
    <link:label id="kvk-abstr_ProvisionsDeferredTaxLiabilitiesMovementHousingTitle_label_de" xlink:label="kvk-abstr_ProvisionsDeferredTaxLiabilitiesMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Passive latente Steuern: Entwicklung</link:label>
    <link:label id="kvk-abstr_ConsolidatedPensionBenefitsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPensionBenefitsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Pensionszahlungen</link:label>
    <link:label id="kvk-abstr_StaffingLevelSpecificationTitle_label_de" xlink:label="kvk-abstr_StaffingLevelSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Personalbesetzung: Spezifikation</link:label>
    <link:label id="kvk-abstr_StaffingFormationTitle_label_de" xlink:label="kvk-abstr_StaffingFormationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Personalbesetzung</link:label>
    <link:label id="kvk-abstr_StaffingLevelTitle_label_de" xlink:label="kvk-abstr_StaffingLevelTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Personalbesetzung</link:label>
    <link:label id="kvk-abstr_ConsolidatedEmployeeBenefitsAndOtherAdministrativeExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedEmployeeBenefitsAndOtherAdministrativeExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Personalkosten und sonstige Verwaltungskosten</link:label>
    <link:label id="kvk-abstr_EmployeeBenefitsAndOtherAdministrativeExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_EmployeeBenefitsAndOtherAdministrativeExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Personalkosten und sonstige Verwaltungskosten</link:label>
    <link:label id="kvk-abstr_ConsolidatedPersonalInterestInvestmentsManagingSupervisoryDirectorsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPersonalInterestInvestmentsManagingSupervisoryDirectorsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Persönliche Interessen Direktoren und Aufsichtsräte und ehemalige Vorstände und Aufsichtsräte an Investitionen</link:label>
    <link:label id="kvk-abstr_PersonalInterestInvestmentsManagingSupervisoryDirectorsTitle_label_de" xlink:label="kvk-abstr_PersonalInterestInvestmentsManagingSupervisoryDirectorsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Persönliche Interessen Direktoren und Aufsichtsräte und ehemalige Vorstände und Aufsichtsräte an Investitionen</link:label>
    <link:label id="kvk-abstr_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsControlRightsBreakdownTitle_label_de" xlink:label="kvk-abstr_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsControlRightsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Persönliche Interessen Vorstände und Aufsichtsräte und ehemalige Vorstände und Aufsichtsräte an Investitionen, Beherrschungsinteressen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsBreakdownTitle_label_de" xlink:label="kvk-abstr_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Persönliche Interessen Vorstände und Aufsichtsräte und ehemalige Vorstände und Aufsichtsräte an Investitionen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_DerivativeFinancialInstrumentsPositiveFairValueBreakdownTitle_label_de" xlink:label="kvk-abstr_DerivativeFinancialInstrumentsPositiveFairValueBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Positiver Zeitwert von derivativen Finanzinstrumenten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_EquityPolicyHoldersProductGroupInsuranceTitle_label_de" xlink:label="kvk-abstr_EquityPolicyHoldersProductGroupInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Produktgruppe des Versicherungsnehmers</link:label>
    <link:label id="kvk-abstr_ConsolidatedPremiumContributionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPremiumContributionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Prämienbeiträgen</link:label>
    <link:label id="kvk-abstr_PremiumContributionsDisclosureTitle_label_de" xlink:label="kvk-abstr_PremiumContributionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Prämienbeiträgen</link:label>
    <link:label id="kvk-abstr_PremiumContributionsBreakdownTitle_label_de" xlink:label="kvk-abstr_PremiumContributionsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Prämienzahlungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_PresentationOrderTitle_label_de" xlink:label="kvk-abstr_PresentationOrderTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Präsentationsreihenfolge</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsRealizedValueChangesInvestmentFirmTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsRealizedValueChangesInvestmentFirmTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Realisierte Wertänderungen von Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_InvestmentsRealizedValueChangesInvestmentFirmTitle_label_de" xlink:label="kvk-abstr_InvestmentsRealizedValueChangesInvestmentFirmTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Realisierte Wertänderungen von Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsRealizedUnrealizedValueChangesBreakdownTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsRealizedUnrealizedValueChangesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Realisierte und nicht realisierte gewinne und verluste aus kapitalanlagen</link:label>
    <link:label id="kvk-abstr_InvestmentsRealizedUnrealizedValueChangesBreakdownTitle_label_de" xlink:label="kvk-abstr_InvestmentsRealizedUnrealizedValueChangesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Realisierte und nicht realisierte gewinne und verluste aus kapitalanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetRealisedResultSalesRealEstatePortfolioTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNetRealisedResultSalesRealEstatePortfolioTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Realisierter Nettogewinn (aus dem) Verkauf (des) Immobilienportfolios</link:label>
    <link:label id="kvk-abstr_NetRealisedResultSalesRealEstatePortfolioTitle_label_de" xlink:label="kvk-abstr_NetRealisedResultSalesRealEstatePortfolioTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Realisierter Nettogewinn (aus dem) Verkauf (des) Immobilienportfolios</link:label>
    <link:label id="kvk-abstr_LegalStatutoryReservesTitle_label_de" xlink:label="kvk-abstr_LegalStatutoryReservesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rechtliche und gesetzliche Rücklagen</link:label>
    <link:label id="kvk-abstr_CentralGovernmentContributionsTitle_label_de" xlink:label="kvk-abstr_CentralGovernmentContributionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Reichsbeiträge</link:label>
    <link:label id="kvk-abstr_ConsolidatedCentralGovernmentContributionsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCentralGovernmentContributionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Reichsbeiträge</link:label>
    <link:label id="kvk-abstr_PensionAdministrationExpensesBreakdownPensionFundsTitle_label_de" xlink:label="kvk-abstr_PensionAdministrationExpensesBreakdownPensionFundsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rentenverwaltungskosten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_PensionAdministrationExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_PensionAdministrationExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rentenverwaltungskosten</link:label>
    <link:label id="kvk-abstr_ReservesAndFundsStatementOfChangesTitle_label_de" xlink:label="kvk-abstr_ReservesAndFundsStatementOfChangesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Reserven und Fonds, Mutationsübersicht</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_RiskSectionInvestmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Erläuterung zu Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_RiskSectionPensionObligationsDisclosureTitle_label_de" xlink:label="kvk-abstr_RiskSectionPensionObligationsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Erläuterung zu Pensionsverpflichtungen</link:label>
    <link:label id="kvk-abstr_RiskSectionRiskManagementDisclosureTitle_label_de" xlink:label="kvk-abstr_RiskSectionRiskManagementDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Erläuterung zum Risikomanagement</link:label>
    <link:label id="kvk-abstr_RiskSectionIndividualInvestmentAboveFivePercentPensionFundsSpecificationTitle_label_de" xlink:label="kvk-abstr_RiskSectionIndividualInvestmentAboveFivePercentPensionFundsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Individuelle Kapitalanlage größter als fünf Prozent: Spezifikation</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsSharesPortfolioCompositionByIndustrySpecificationTitle_label_de" xlink:label="kvk-abstr_RiskSectionInvestmentsSharesPortfolioCompositionByIndustrySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Zusammensetzung des Aktienportfolios nach Branche: Spezifikation</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsSharesPortfolioCompositionByRegionSpecificationTitle_label_de" xlink:label="kvk-abstr_RiskSectionInvestmentsSharesPortfolioCompositionByRegionSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Zusammensetzung des Aktienportfolios nach Region: Spezifikation</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsSharesPortfolioCompositionByCurrencySpecificationTitle_label_de" xlink:label="kvk-abstr_RiskSectionInvestmentsSharesPortfolioCompositionByCurrencySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Zusammensetzung des Aktienportfolios nach Währung: Spezifikation</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentPropertiesPortfolioCompositionByClassSpecificationTitle_label_de" xlink:label="kvk-abstr_RiskSectionInvestmentPropertiesPortfolioCompositionByClassSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Zusammensetzung des Investmentportfolios von Immobilieninvestitionen nach Kategorie: Spezifikation</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentPropertiesPortfolioCompositionByRegionSpecificationTitle_label_de" xlink:label="kvk-abstr_RiskSectionInvestmentPropertiesPortfolioCompositionByRegionSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Zusammensetzung des Investmentportfolios von Immobilieninvestitionen nach Region: Spezifikation</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentPropertiesPortfolioCompositionByCurrencySpecificationTitle_label_de" xlink:label="kvk-abstr_RiskSectionInvestmentPropertiesPortfolioCompositionByCurrencySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Zusammensetzung des Investmentportfolios von Immobilieninvestitionen nach Währung: Spezifikation</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsFixedIncomeSecuritiesPortfolioCompositionByCreditRatingSpecificationTitle_label_de" xlink:label="kvk-abstr_RiskSectionInvestmentsFixedIncomeSecuritiesPortfolioCompositionByCreditRatingSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Zusammensetzung des festverzinslichen Investmentportfolios nach Bonität: Spezifikation</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsFixedIncomeSecuritiesPortfolioCompositionByDurationSpecificationTitle_label_de" xlink:label="kvk-abstr_RiskSectionInvestmentsFixedIncomeSecuritiesPortfolioCompositionByDurationSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Zusammensetzung des festverzinslichen Investmentportfolios nach Laufzeit: Spezifikation</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsFixedIncomeSecuritiesPortfolioCompositionByCurrencySpecificationTitle_label_de" xlink:label="kvk-abstr_RiskSectionInvestmentsFixedIncomeSecuritiesPortfolioCompositionByCurrencySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt: Zusammensetzung des festverzinslichen Investmentportfolios nach Währung: Spezifikation</link:label>
    <link:label id="kvk-abstr_RiskSectionTitle_label_de" xlink:label="kvk-abstr_RiskSectionTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Risikoabschnitt</link:label>
    <link:label id="kvk-abstr_ReservesLimitedSpendingTitle_label_de" xlink:label="kvk-abstr_ReservesLimitedSpendingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rücklagen mit begrenzter Mittelbereitstellung</link:label>
    <link:label id="kvk-abstr_ReservesAndFundsTitle_label_de" xlink:label="kvk-abstr_ReservesAndFundsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rücklagen und Fonds</link:label>
    <link:label id="kvk-abstr_ReservesTitle_label_de" xlink:label="kvk-abstr_ReservesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rücklagen</link:label>
    <link:label id="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundMovementTitle_label_de" xlink:label="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung Pensionsverpflichtungen auf Risiko der Pensionskasse: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ChangeProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:label="kvk-abstr_ChangeProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung Pensionsverpflichtungen auf Risiko der Teilnehmer</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangeProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangeProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung Pensionsverpflichtungen auf Risiko der Teilnehmer</link:label>
    <link:label id="kvk-abstr_ProvisionPensionNumberParticipantsSpecificationTitle_label_de" xlink:label="kvk-abstr_ProvisionPensionNumberParticipantsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung Pensionsverpflichtungen auf Risko Pensionskasse Anzahl Teilnehmer: Anzahl der anderen Teilnehmer: Spezifikation</link:label>
    <link:label id="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundNumberOfParticipantsBreakdownTitle_label_de" xlink:label="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundNumberOfParticipantsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung Pensionsverpflichtungen auf Risko Pensionskasse Anzahl Teilnehmer: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundParticipantsBreakdownTitle_label_de" xlink:label="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundParticipantsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung Pensionsverpflichtungen auf Risko Pensionskasse Teilnehmer: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ProvisionPensionObligationsOnBehalfOfParticipantsMovementTitle_label_de" xlink:label="kvk-abstr_ProvisionPensionObligationsOnBehalfOfParticipantsMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Pensionsverpflichtungen auf Risiko Teilnehmer: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedProvisionPensionObligationsOnBehalfOfPensionFundTitle_label_de" xlink:label="kvk-abstr_ConsolidatedProvisionPensionObligationsOnBehalfOfPensionFundTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Pensionsverpflichtungen auf Risiko der Pensionskasse</link:label>
    <link:label id="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundTitle_label_de" xlink:label="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellung für Pensionsverpflichtungen auf Risiko der Pensionskasse</link:label>
    <link:label id="kvk-abstr_ConsolidatedProvisionsPayoutCapacitySpecificationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedProvisionsPayoutCapacitySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen für Pensionsverpflichtungen: Auszahlungskapazität: Spezifikation</link:label>
    <link:label id="kvk-abstr_ProvisionsPayoutCapacitySpecificationTitle_label_de" xlink:label="kvk-abstr_ProvisionsPayoutCapacitySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen für Pensionsverpflichtungen: Auszahlungskapazität: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedProvisionsSpreadingCapacitySpecificationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedProvisionsSpreadingCapacitySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen für Pensionsverpflichtungen: Diversifizierungskapital: Spezifikation</link:label>
    <link:label id="kvk-abstr_ProvisionsSpreadingCapacitySpecificationTitle_label_de" xlink:label="kvk-abstr_ProvisionsSpreadingCapacitySpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen für Pensionsverpflichtungen: Diversifizierungskapital: Spezifikation</link:label>
    <link:label id="kvk-abstr_ProvisionsOtherProvisionsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_ProvisionsOtherProvisionsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen sonstige: Sonstige Rückstellungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ProvisionsOtherProvisionsOtherMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_ProvisionsOtherProvisionsOtherMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen sonstige: Sonstige Rückstellungen: Verlaufsübersicht: Spezifikation</link:label>
    <link:label id="kvk-abstr_ProvisionsBreakdownMaturityTitle_label_de" xlink:label="kvk-abstr_ProvisionsBreakdownMaturityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen: Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_ProvisionsBreakdownTitle_label_de" xlink:label="kvk-abstr_ProvisionsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ProvisionsOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_ProvisionsOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ProvisionsProvisionsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_ProvisionsProvisionsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen: Sonstige Rückstellungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ProvisionsProvisionsOtherMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_ProvisionsProvisionsOtherMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen: Sonstige Rückstellungen: Verlaufsübersicht: Spezifikation</link:label>
    <link:label id="kvk-abstr_ProvisionsOtherProvisionsMovementHousingTitle_label_de" xlink:label="kvk-abstr_ProvisionsOtherProvisionsMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen: Sonstige Rückstellungen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ProvisionsMovementScheduleTitle_label_de" xlink:label="kvk-abstr_ProvisionsMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedProvisionsActuarialReportBreakdownInsuranceTitle_label_de" xlink:label="kvk-abstr_ConsolidatedProvisionsActuarialReportBreakdownInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen: Versicherungsmathematischer Bericht: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ProvisionsActuarialReportBreakdownInsuranceTitle_label_de" xlink:label="kvk-abstr_ProvisionsActuarialReportBreakdownInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen: Versicherungsmathematischer Bericht: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedProvisionsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedProvisionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen</link:label>
    <link:label id="kvk-abstr_ProvisionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ProvisionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen</link:label>
    <link:label id="kvk-abstr_ProvisionsTitle_label_de" xlink:label="kvk-abstr_ProvisionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückstellungen</link:label>
    <link:label id="kvk-abstr_ReinsuranceTechnicalProvisionsReceivablesSpecificationTitle_label_de" xlink:label="kvk-abstr_ReinsuranceTechnicalProvisionsReceivablesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückversicherung Teil versicherungstechnische Rückstellungen: Sonstige Forderungen aus Rückdeckungsversicherungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ReinsuranceTechnicalProvisionsContractsSpecificationTitle_label_de" xlink:label="kvk-abstr_ReinsuranceTechnicalProvisionsContractsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückversicherung Teil versicherungstechnische Rückstellungen: Sonstige verträge Rückversicherung: Spezifikation</link:label>
    <link:label id="kvk-abstr_ReinsurancePartTechnicalProvisionsBreakdownTitle_label_de" xlink:label="kvk-abstr_ReinsurancePartTechnicalProvisionsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückversicherungsteil versicherungstechnische Rückstellungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ReinsurancePartTechnicalProvisionsMovementTitle_label_de" xlink:label="kvk-abstr_ReinsurancePartTechnicalProvisionsMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Rückversicherungsteil versicherungstechnische Rückstellungen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentBreakdownTitle_label_de" xlink:label="kvk-abstr_PropertyPlantEquipmentBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentTangibleAssetsBookValueFinancialLeaseTitle_label_de" xlink:label="kvk-abstr_PropertyPlantEquipmentTangibleAssetsBookValueFinancialLeaseTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögen: Buchwert von Vermögenswerten, für die eine finanzielle Leasingverpflichtung eingegangen wurde</link:label>
    <link:label id="kvk-abstr_NotesPropertyPlantEquipmentAccumulatedRevaluationsTitle_label_de" xlink:label="kvk-abstr_NotesPropertyPlantEquipmentAccumulatedRevaluationsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögen: Kumulierte Neubewertungen</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_PropertyPlantEquipmentOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögen: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentPropertyPlantEquipmentOtherMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_PropertyPlantEquipmentPropertyPlantEquipmentOtherMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögen: Sonstige Sachanlagen: Verlaufsübersicht: Spezifikation</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentTangibleAssetsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_PropertyPlantEquipmentTangibleAssetsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögen: Sonstige Vermögensgegenstände des Anlagevermögens: Spezifikation</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentTangibleAssetsOtherMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_PropertyPlantEquipmentTangibleAssetsOtherMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögen: Sonstige Vermögensgegenstände des Anlagevermögens: Verlaufsübersicht: Spezifikation</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentPropertyPlantEquipmentOtherSpecificationBanksTitle_label_de" xlink:label="kvk-abstr_PropertyPlantEquipmentPropertyPlantEquipmentOtherSpecificationBanksTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögen: Sonstiges Sachanlagevermögen: Spezifikation</link:label>
    <link:label id="kvk-abstr_NotesPropertyPlantEquipmentAccumulatedRevaluationsCurrentValueCostPriceModelTitle_label_de" xlink:label="kvk-abstr_NotesPropertyPlantEquipmentAccumulatedRevaluationsCurrentValueCostPriceModelTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögen: Summe der Neubewertungen auf Basis des Anschaffungspreismodells bewertet worden wären</link:label>
    <link:label id="kvk-abstr_ConsolidatedPropertyPlantEquipmentTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPropertyPlantEquipmentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögen</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_label_de" xlink:label="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögen</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentTitle_label_de" xlink:label="kvk-abstr_PropertyPlantEquipmentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögen</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentMovementScheduleTitle_label_de" xlink:label="kvk-abstr_PropertyPlantEquipmentMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sachanlagevermögens: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetChangesInEquityTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNetChangesInEquityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Saldierte Mutationen im Eigenkapital</link:label>
    <link:label id="kvk-abstr_NetChangesInEquityTitle_label_de" xlink:label="kvk-abstr_NetChangesInEquityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Saldierte Mutationen im Eigenkapital</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancialIncomeExpensesBalanceTitle_label_de" xlink:label="kvk-abstr_ConsolidatedFinancialIncomeExpensesBalanceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Saldo der Finanzerträge und -aufwendungen</link:label>
    <link:label id="kvk-abstr_FinancialIncomeExpensesBalanceTitle_label_de" xlink:label="kvk-abstr_FinancialIncomeExpensesBalanceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Saldo der Finanzerträge und -aufwendungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedStatutoryReserveSpecificationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedStatutoryReserveSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Satzungsgemäße Rücklagen: Spezifikation</link:label>
    <link:label id="kvk-abstr_StatutoryReserveSpecificationTitle_label_de" xlink:label="kvk-abstr_StatutoryReserveSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Satzungsgemäße Rücklagen: Spezifikation</link:label>
    <link:label id="kvk-abstr_StatutoryReservesTitle_label_de" xlink:label="kvk-abstr_StatutoryReservesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Satzungsgemäße Rücklagen</link:label>
    <link:label id="kvk-abstr_StatutoryReservesDisclosureTitle_label_de" xlink:label="kvk-abstr_StatutoryReservesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Satzungsgemäßen Rücklagen</link:label>
    <link:label id="kvk-abstr_LegalStatutoryReservesBreakdownTitle_label_de" xlink:label="kvk-abstr_LegalStatutoryReservesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Satzungsmäßige und gesetzliche Rücklage: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_LegalStatutoryReservesKvkTitle_label_de" xlink:label="kvk-abstr_LegalStatutoryReservesKvkTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Satzungsmäßige und gesetzliche Rücklagen</link:label>
    <link:label id="kvk-abstr_DamagesAndBenefitsReceivedCentralCashBreakdownTitle_label_de" xlink:label="kvk-abstr_DamagesAndBenefitsReceivedCentralCashBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schaden und erhaltene Zuwendungen Beiträge aus den zentralen Kassen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_DamageOutflowOverviewSpecificationTitle_label_de" xlink:label="kvk-abstr_DamageOutflowOverviewSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensstatistik: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedIndemnityInsuranceComponentsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIndemnityInsuranceComponentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensversicherung Komponenten</link:label>
    <link:label id="kvk-abstr_IndemnityInsuranceComponentsTitle_label_de" xlink:label="kvk-abstr_IndemnityInsuranceComponentsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schadensversicherung Komponenten</link:label>
    <link:label id="kvk-abstr_ConsolidatedGovernmentSecuritiesForCentralBankRefinancingDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedGovernmentSecuritiesForCentralBankRefinancingDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schatzanleihe, refinanzierbar bei der Zentralbank, Erläuterung</link:label>
    <link:label id="kvk-abstr_GovernmentSecuritiesForCentralBankRefinancingDisclosureTitle_label_de" xlink:label="kvk-abstr_GovernmentSecuritiesForCentralBankRefinancingDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schatzanleihe, refinanzierbar bei der Zentralbank, Erläuterung</link:label>
    <link:label id="kvk-abstr_PayablesCreditInstitutionsPayablesCreditInstitutionsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_PayablesCreditInstitutionsPayablesCreditInstitutionsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schulden bei Kreditinstituten: Sonstige Verbindlichkeiten bei Kreditinstituten: Spezifikation</link:label>
    <link:label id="kvk-abstr_PayablesCustomersPayablesCustomersPayablesCustomersOtherOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_PayablesCustomersPayablesCustomersPayablesCustomersOtherOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schulden bei Kunden: Sonstige Arten von sonstigen Verbindlichkeiten bei Kunden: Spezifikation</link:label>
    <link:label id="kvk-abstr_PayablesCustomersPayablesCustomersDepositsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_PayablesCustomersPayablesCustomersDepositsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schulden bei Kunden: Sonstige Verbindlichkeiten bei Kunden im Zusammenhang mit Einlagen: Spezifikation</link:label>
    <link:label id="kvk-abstr_LiabilitiesBreakdownTitle_label_de" xlink:label="kvk-abstr_LiabilitiesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schulden: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_LiabilitiesPayablesOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_LiabilitiesPayablesOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schulden: Sonstige Verbindlichkeiten: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedDebtSecuritiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDebtSecuritiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schuldtitel, Erläuterung</link:label>
    <link:label id="kvk-abstr_DebtSecuritiesDisclosureTitle_label_de" xlink:label="kvk-abstr_DebtSecuritiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schuldtitel, Erläuterung</link:label>
    <link:label id="kvk-abstr_DebtSecuritiesTitle_label_de" xlink:label="kvk-abstr_DebtSecuritiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schuldtitel</link:label>
    <link:label id="kvk-abstr_DebtSecuritiesBreakdownMaturityTitle_label_de" xlink:label="kvk-abstr_DebtSecuritiesBreakdownMaturityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schuldverschreibungen, Aufschlüsselung nach Fälligkeiten</link:label>
    <link:label id="kvk-abstr_EqualisationReserveTitle_label_de" xlink:label="kvk-abstr_EqualisationReserveTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Schwankungsrückstellung</link:label>
    <link:label id="kvk-abstr_IncomeExpensesSegmentationActivitiesSpecificationTitle_label_de" xlink:label="kvk-abstr_IncomeExpensesSegmentationActivitiesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Segmentierte Aufwendungen und Erträge nach Aktivitäten: Spezifikation</link:label>
    <link:label id="kvk-abstr_IncomeExpensesSegmentationSectorsTitle_label_de" xlink:label="kvk-abstr_IncomeExpensesSegmentationSectorsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Segmentierte Aufwendungen und Erträge nach Sektoren</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeExpensesSegmentationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesSegmentationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Segmentierte Aufwendungen und Erträge</link:label>
    <link:label id="kvk-abstr_IncomeExpensesSegmentationTitle_label_de" xlink:label="kvk-abstr_IncomeExpensesSegmentationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Segmentierte Aufwendungen und Erträge</link:label>
    <link:label id="kvk-abstr_SegmentReportingSpecificationTitle_label_de" xlink:label="kvk-abstr_SegmentReportingSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Segmentierte Informationen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedSegmentReportingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSegmentReportingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Segmentierte Informationen</link:label>
    <link:label id="kvk-abstr_SegmentReportingTitle_label_de" xlink:label="kvk-abstr_SegmentReportingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Segmentierte Informationen</link:label>
    <link:label id="kvk-abstr_SegmentReportingDisclosureTitle_label_de" xlink:label="kvk-abstr_SegmentReportingDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Segmentierten Informationen</link:label>
    <link:label id="kvk-abstr_ExceptionalItemsSpecificationTitle_label_de" xlink:label="kvk-abstr_ExceptionalItemsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonderposten: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedExceptionalItemsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedExceptionalItemsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonderposten</link:label>
    <link:label id="kvk-abstr_ExceptionalItemsTitle_label_de" xlink:label="kvk-abstr_ExceptionalItemsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonderposten</link:label>
    <link:label id="kvk-abstr_AssetsOtherOtherAssetsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_AssetsOtherOtherAssetsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Aktiva: Andere sonstige Aktiva: Spezifikation</link:label>
    <link:label id="kvk-abstr_AssetsOtherAssetsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_AssetsOtherAssetsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Aktiva: Sonstige Aktiva: Spezifikation</link:label>
    <link:label id="kvk-abstr_AssetsOtherTitle_label_de" xlink:label="kvk-abstr_AssetsOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Aktiva</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesOtherTitle_label_de" xlink:label="kvk-abstr_ConsolidatedExpensesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Aufwendungen</link:label>
    <link:label id="kvk-abstr_ExpensesOtherTitle_label_de" xlink:label="kvk-abstr_ExpensesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Aufwendungen</link:label>
    <link:label id="kvk-abstr_NotesExpensesOtherTitle_label_de" xlink:label="kvk-abstr_NotesExpensesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Aufwendungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsInParticipatingInterestsOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInvestmentsInParticipatingInterestsOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Beteiligungen, Erläuterung</link:label>
    <link:label id="kvk-abstr_InvestmentsInParticipatingInterestsOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_InvestmentsInParticipatingInterestsOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Beteiligungen, Erläuterung</link:label>
    <link:label id="kvk-abstr_OperatingExpensesOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_OperatingExpensesOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Betriebsausgaben: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedOperatingIncomeOtherTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOperatingIncomeOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Betriebserlöse</link:label>
    <link:label id="kvk-abstr_OperatingIncomeOtherTitle_label_de" xlink:label="kvk-abstr_OperatingIncomeOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Betriebserlöse</link:label>
    <link:label id="kvk-abstr_AssetsOtherBreakdownTitle_label_de" xlink:label="kvk-abstr_AssetsOtherBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Betriebskosten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_OperatingExpensesOtherBreakdownTitle_label_de" xlink:label="kvk-abstr_OperatingExpensesOtherBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Betriebskosten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedOperatingExpensesOtherTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOperatingExpensesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Betriebskosten</link:label>
    <link:label id="kvk-abstr_OperatingExpensesOtherTitle_label_de" xlink:label="kvk-abstr_OperatingExpensesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Betriebskosten</link:label>
    <link:label id="kvk-abstr_InformationOtherTitle_label_de" xlink:label="kvk-abstr_InformationOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Daten</link:label>
    <link:label id="kvk-abstr_OtherNotesToTheIncomeExpensesStatementTitle_label_de" xlink:label="kvk-abstr_OtherNotesToTheIncomeExpensesStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erläuterung zum Ergebnis aus Aufwendungen und Erträgen</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherNotesToTheProfitAndLossAccountTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOtherNotesToTheProfitAndLossAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erläuterung zur Ergebnisrechnung</link:label>
    <link:label id="kvk-abstr_OtherNotesToTheProfitAndLossAccountTitle_label_de" xlink:label="kvk-abstr_OtherNotesToTheProfitAndLossAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erläuterung zur Ergebnisrechnung</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherNotesToTheIncomeStatementTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOtherNotesToTheIncomeStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erläuterungen zur Gewinn- und Verlustrechnung</link:label>
    <link:label id="kvk-abstr_OtherNotesToTheIncomeStatementTitle_label_de" xlink:label="kvk-abstr_OtherNotesToTheIncomeStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erläuterungen zur Gewinn- und Verlustrechnung</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureOtherTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDisclosureOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erläuterungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedNotesOtherTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNotesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erläuterungen</link:label>
    <link:label id="kvk-abstr_DisclosureOtherTitle_label_de" xlink:label="kvk-abstr_DisclosureOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erläuterungen</link:label>
    <link:label id="kvk-abstr_NotesOtherTitle_label_de" xlink:label="kvk-abstr_NotesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erläuterungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeOtherExpensesOtherTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeOtherExpensesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erträge und sonstige Aufwendungen</link:label>
    <link:label id="kvk-abstr_IncomeOtherExpensesOtherTitle_label_de" xlink:label="kvk-abstr_IncomeOtherExpensesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erträge und sonstige Aufwendungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeOtherTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erträge</link:label>
    <link:label id="kvk-abstr_IncomeOtherTitle_label_de" xlink:label="kvk-abstr_IncomeOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erträge</link:label>
    <link:label id="kvk-abstr_NotesIncomeOtherTitle_label_de" xlink:label="kvk-abstr_NotesIncomeOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Erträge</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancialInvestmentsOtherTitle_label_de" xlink:label="kvk-abstr_ConsolidatedFinancialInvestmentsOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Finanzanlagen</link:label>
    <link:label id="kvk-abstr_FinancialInvestmentsOtherKvkTitle_label_de" xlink:label="kvk-abstr_FinancialInvestmentsOtherKvkTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Finanzanlagen</link:label>
    <link:label id="kvk-abstr_OtherReceivablesOtherReceivablesSpecificationTitle_label_de" xlink:label="kvk-abstr_OtherReceivablesOtherReceivablesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Forderungen: Sonstige Forderungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_InvestmentsInParticipatingInterestsOtherTitle_label_de" xlink:label="kvk-abstr_InvestmentsInParticipatingInterestsOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Investitionen in Beteiligungen</link:label>
    <link:label id="kvk-abstr_ExpensesOtherBreakdownTitle_label_de" xlink:label="kvk-abstr_ExpensesOtherBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Kosten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncludedCostProvisionInsuranceTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncludedCostProvisionInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Kosten: Enthaltene Kosten</link:label>
    <link:label id="kvk-abstr_IncludedCostProvisionInsuranceTitle_label_de" xlink:label="kvk-abstr_IncludedCostProvisionInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Kosten: Enthaltene Kosten</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherReimbursementsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOtherReimbursementsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Kostenerstattungen</link:label>
    <link:label id="kvk-abstr_OtherReimbursementsTitle_label_de" xlink:label="kvk-abstr_OtherReimbursementsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Kostenerstattungen</link:label>
    <link:label id="kvk-abstr_OrganisationCostsOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_OrganisationCostsOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Organisationskosten, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedOrganisationCostsOtherTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOrganisationCostsOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Organisationskosten</link:label>
    <link:label id="kvk-abstr_OrganisationCostsOtherTitle_label_de" xlink:label="kvk-abstr_OrganisationCostsOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Organisationskosten</link:label>
    <link:label id="kvk-abstr_EquityAndLiabilitiesOtherEquityAndLiabilitiesOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_EquityAndLiabilitiesOtherEquityAndLiabilitiesOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Passiva: Sonstige Passiva: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedEquityAndLiabilitiesOtherTitle_label_de" xlink:label="kvk-abstr_ConsolidatedEquityAndLiabilitiesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Passiva</link:label>
    <link:label id="kvk-abstr_EquityAndLiabilitiesOtherTitle_label_de" xlink:label="kvk-abstr_EquityAndLiabilitiesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Passiva</link:label>
    <link:label id="kvk-abstr_ConsolidatedReservesOtherTitle_label_de" xlink:label="kvk-abstr_ConsolidatedReservesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Rücklagen</link:label>
    <link:label id="kvk-abstr_ReservesOtherTitle_label_de" xlink:label="kvk-abstr_ReservesOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Rücklagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentLiabilitiesPayablesOtherMovementHousingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesPayablesOtherMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Schulden: Änderungen im Überblick</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesPayablesOtherMovementHousingTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesPayablesOtherMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Schulden: Änderungen im Überblick</link:label>
    <link:label id="kvk-abstr_DebtSecuritiesDebtSecuritiesOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_DebtSecuritiesDebtSecuritiesOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Schuldtitel: Sonstige Schuldtitel: Spezifikation</link:label>
    <link:label id="kvk-abstr_OtherFiscalReservesDisclosureTitle_label_de" xlink:label="kvk-abstr_OtherFiscalReservesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Steuerrückstellungen</link:label>
    <link:label id="kvk-abstr_PayablesCustomersOtherLiabilitiesTitle_label_de" xlink:label="kvk-abstr_PayablesCustomersOtherLiabilitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Verbindlichkeiten bei Kunden</link:label>
    <link:label id="kvk-abstr_ConsolidatedPayablesOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPayablesOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Verbindlichkeiten, Erläuterung</link:label>
    <link:label id="kvk-abstr_PayablesOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_PayablesOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Verbindlichkeiten, Erläuterung</link:label>
    <link:label id="kvk-abstr_LiabilitiesOtherBreakdownTitle_label_de" xlink:label="kvk-abstr_LiabilitiesOtherBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Verbindlichkeiten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_PayablesOtherPayablesOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_PayablesOtherPayablesOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Verbindlichkeiten: Sonstige Verbindlichkeiten: Spezifikation</link:label>
    <link:label id="kvk-abstr_ChangesInValueIntangibleAssetsPropertyPlantEquipmentTitle_label_de" xlink:label="kvk-abstr_ChangesInValueIntangibleAssetsPropertyPlantEquipmentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Wertänderungen von immateriellen Vermögenswerten und Sachanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesInValueIntangibleAssetsPropertyPlantEquipmentTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangesInValueIntangibleAssetsPropertyPlantEquipmentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige Wertänderungen von immateriellen Vermögenswerten und Sachanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherAssetsOtherTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOtherAssetsOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige andere Aktiva</link:label>
    <link:label id="kvk-abstr_OtherAssetsOtherTitle_label_de" xlink:label="kvk-abstr_OtherAssetsOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige andere Aktiva</link:label>
    <link:label id="kvk-abstr_OperatingIncomeOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_OperatingIncomeOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige betriebliche Erträge: Spezifikation</link:label>
    <link:label id="kvk-abstr_FinancialInvestmentsOtherFinancialInvestmentsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_FinancialInvestmentsOtherFinancialInvestmentsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige finanziellen Kapitalanlagen: Andere finanziellen Kapitalanlagen: Spezifikation</link:label>
    <link:label id="kvk-abstr_LegalReservesBreakdownTitle_label_de" xlink:label="kvk-abstr_LegalReservesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige gesetzliche Rücklagen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_LegalReservesDisclosureTitle_label_de" xlink:label="kvk-abstr_LegalReservesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige gesetzliche Rücklagen</link:label>
    <link:label id="kvk-abstr_LegalReservesTitle_label_de" xlink:label="kvk-abstr_LegalReservesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige gesetzliche Rücklagen</link:label>
    <link:label id="kvk-abstr_OtherTechnicalExpensesForOwnAccountBreakdownTitle_label_de" xlink:label="kvk-abstr_OtherTechnicalExpensesForOwnAccountBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige versicherungstechnische Aufwendungen auf eigene Rechnung: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherTechnicalExpensesForOwnAccountTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOtherTechnicalExpensesForOwnAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige versicherungstechnische Aufwendungen auf eigene Rechnung</link:label>
    <link:label id="kvk-abstr_OtherTechnicalExpensesForOwnAccountTitle_label_de" xlink:label="kvk-abstr_OtherTechnicalExpensesForOwnAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige versicherungstechnische Aufwendungen auf eigene Rechnung</link:label>
    <link:label id="kvk-abstr_OtherTechnicalIncomeForOwnAccountBreakdownTitle_label_de" xlink:label="kvk-abstr_OtherTechnicalIncomeForOwnAccountBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige versicherungstechnische Erträge auf eigene Rechnung: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherTechnicalIncomeForOwnAccountTitle_label_de" xlink:label="kvk-abstr_ConsolidatedOtherTechnicalIncomeForOwnAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige versicherungstechnische Erträge auf eigene Rechnung</link:label>
    <link:label id="kvk-abstr_OtherTechnicalIncomeForOwnAccountTitle_label_de" xlink:label="kvk-abstr_OtherTechnicalIncomeForOwnAccountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige versicherungstechnische Erträge auf eigene Rechnung</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsOtherBreakdownTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsOtherBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige versicherungstechnische Rückstellungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsOtherMovementTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsOtherMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige versicherungstechnische Rückstellungen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsOtherTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstige versicherungstechnische Rückstellungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedExpensesOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstigen Aufwendungen</link:label>
    <link:label id="kvk-abstr_ExpensesOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_ExpensesOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstigen Aufwendungen</link:label>
    <link:label id="kvk-abstr_OperatingIncomeOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_OperatingIncomeOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstigen Betriebserlösen</link:label>
    <link:label id="kvk-abstr_OperatingExpensesOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_OperatingExpensesOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstigen Betriebskosten</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstigen Erträgen</link:label>
    <link:label id="kvk-abstr_IncomeOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstigen Erträgen</link:label>
    <link:label id="kvk-abstr_ReservesOtherDisclosureTitle_label_de" xlink:label="kvk-abstr_ReservesOtherDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstigen Rücklagen</link:label>
    <link:label id="kvk-abstr_ChangesInValueIntangibleAssetsPropertyPlantEquipmentBreakdownTitle_label_de" xlink:label="kvk-abstr_ChangesInValueIntangibleAssetsPropertyPlantEquipmentBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstigen Wertänderungen von immateriellen Vermögenswerten und Sachanlagen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ChangesInValueIntangibleAssetsPropertyPlantEquipmentDisclosureTitle_label_de" xlink:label="kvk-abstr_ChangesInValueIntangibleAssetsPropertyPlantEquipmentDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sonstigen Wertänderungen von immateriellen Vermögenswerten und Sachanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedSponsoringContributionsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSponsoringContributionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sponsorenzahlungen</link:label>
    <link:label id="kvk-abstr_SponsoringContributionsTitle_label_de" xlink:label="kvk-abstr_SponsoringContributionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Sponsorenzahlungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureIncomeExpensesStatementTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDisclosureIncomeExpensesStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stand von Aufwendungen und Erträgen</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeExpensesStatementTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stand von Aufwendungen und Erträgen</link:label>
    <link:label id="kvk-abstr_ConsolidatedStatementIncomeExpensesFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedStatementIncomeExpensesFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stand von Aufwendungen und Erträgen</link:label>
    <link:label id="kvk-abstr_IncomeExpensesStatementTitle_label_de" xlink:label="kvk-abstr_IncomeExpensesStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stand von Aufwendungen und Erträgen</link:label>
    <link:label id="kvk-abstr_SeparateDisclosureIncomeExpensesStatementTitle_label_de" xlink:label="kvk-abstr_SeparateDisclosureIncomeExpensesStatementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stand von Aufwendungen und Erträgen</link:label>
    <link:label id="kvk-abstr_StatementIncomeExpensesFundraisingTitle_label_de" xlink:label="kvk-abstr_StatementIncomeExpensesFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stand von Aufwendungen und Erträgen</link:label>
    <link:label id="kvk-abstr_ReinvestmentReserveDisclosureTitle_label_de" xlink:label="kvk-abstr_ReinvestmentReserveDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Steuer reinvestitionsrücklage</link:label>
    <link:label id="kvk-abstr_ReinvestmentReserveTitle_label_de" xlink:label="kvk-abstr_ReinvestmentReserveTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Steuer reinvestitionsrücklage</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseExtraordinaryItemsDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeTaxExpenseExtraordinaryItemsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Steuern außerordentliches Ergebnis, Erläuterung</link:label>
    <link:label id="kvk-abstr_IncomeTaxNumericalReconciliationSpecificationTitle_label_de" xlink:label="kvk-abstr_IncomeTaxNumericalReconciliationSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Steuern numerische Verbindung: Spezifikation</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseBreakdownTitle_label_de" xlink:label="kvk-abstr_IncomeTaxExpenseBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Steuern: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseIncomeTaxExpenseOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_IncomeTaxExpenseIncomeTaxExpenseOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Steuern: Sonstige Aufwendungen für Ertragssteuern: Spezifikation</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_IncomeTaxExpenseOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Steuern: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeTaxExpenseTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeTaxExpenseTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Steuern</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseDisclosureTitle_label_de" xlink:label="kvk-abstr_IncomeTaxExpenseDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Steuern</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseTitle_label_de" xlink:label="kvk-abstr_IncomeTaxExpenseTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Steuern</link:label>
    <link:label id="kvk-abstr_FoundationCapitalAndReservesRequiredEquityBreakdownTitle_label_de" xlink:label="kvk-abstr_FoundationCapitalAndReservesRequiredEquityBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stiftungskapital und Rücklagen - erforderliches Eigenkapital: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_FoundationCapitalAndReservesMovementTitle_label_de" xlink:label="kvk-abstr_FoundationCapitalAndReservesMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stiftungskapital und Rücklagen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_FoundationCapitalAndReservesTitle_label_de" xlink:label="kvk-abstr_FoundationCapitalAndReservesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stiftungskapital und Rücklagen</link:label>
    <link:label id="kvk-abstr_FoundationCapitalTitle_label_de" xlink:label="kvk-abstr_FoundationCapitalTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Stiftungskapital</link:label>
    <link:label id="kvk-abstr_StudentsFinanciallySupportedByStudentFinancialSupportFundTitle_label_de" xlink:label="kvk-abstr_StudentsFinanciallySupportedByStudentFinancialSupportFundTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Studenten, die finanzielle Unterstützung erhalten, die aus dem Studentenunterstützungsfonds finanziert wird</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeToBeSpendOnIntendedPurposeIncludingSettlementOfAnySurplusSpecificationTitle_label_de" xlink:label="kvk-abstr_SubsidyIncomeToBeSpendOnIntendedPurposeIncludingSettlementOfAnySurplusSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Subventionen, die unter Verrechnung des eventuellen Überschusses vollständig ausgezahlt werden müssen: Spezifikation</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeBreakdownTitle_label_de" xlink:label="kvk-abstr_SubsidyIncomeBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Subventionen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeSpecificationTitle_label_de" xlink:label="kvk-abstr_SubsidyIncomeSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Subventionseinnahmen, Spezifikation</link:label>
    <link:label id="kvk-abstr_SubsidyLiabilitiesNotDistributedFundraisingTitle_label_de" xlink:label="kvk-abstr_SubsidyLiabilitiesNotDistributedFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Subventionsverpflichtungen nicht zur Auszahlung gekommen</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubisidyLiabilitiesFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSubisidyLiabilitiesFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Subventionsverpflichtungen</link:label>
    <link:label id="kvk-abstr_SubisidyLiabilitiesFundraisingTitle_label_de" xlink:label="kvk-abstr_SubisidyLiabilitiesFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Subventionsverpflichtungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedSumOfExpensesLargeTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSumOfExpensesLargeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Summe der Kosten</link:label>
    <link:label id="kvk-abstr_ConsolidatedSumOfExpensesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSumOfExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Summe der Kosten</link:label>
    <link:label id="kvk-abstr_NotesSumOfExpensesTitle_label_de" xlink:label="kvk-abstr_NotesSumOfExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Summe der Kosten</link:label>
    <link:label id="kvk-abstr_SumOfExpensesLargeTitle_label_de" xlink:label="kvk-abstr_SumOfExpensesLargeTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Summe der Kosten</link:label>
    <link:label id="kvk-abstr_SumOfExpensesTitle_label_de" xlink:label="kvk-abstr_SumOfExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Summe der Kosten</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureCashFlowStatementCpTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDisclosureCashFlowStatementCpTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Textuelle Offenlegung</link:label>
    <link:label id="kvk-abstr_DisclosureCashFlowStatementCpTitle_label_de" xlink:label="kvk-abstr_DisclosureCashFlowStatementCpTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Textuelle Offenlegung</link:label>
    <link:label id="kvk-abstr_GeneralNotesRelatedPartiesFundManagerBreakdownTitle_label_de" xlink:label="kvk-abstr_GeneralNotesRelatedPartiesFundManagerBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Transaktionen mit verbundenen Parteien Verwalter (NL: "beheerder"): Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedRelatedPartyTransactionsSpecificationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedRelatedPartyTransactionsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Transaktionen mit verbundenen Parteien: Spezifikation</link:label>
    <link:label id="kvk-abstr_RelatedPartyTransactionsDetailsOfIndividualTransactionsSpecificationTitle_label_de" xlink:label="kvk-abstr_RelatedPartyTransactionsDetailsOfIndividualTransactionsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Transaktionen mit verbundenen Parteien: Spezifikation</link:label>
    <link:label id="kvk-abstr_RelatedPartyTransactionsSpecificationTitle_label_de" xlink:label="kvk-abstr_RelatedPartyTransactionsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Transaktionen mit verbundenen Parteien: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedRelatedPartyTransactionsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedRelatedPartyTransactionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Transaktionen mit verbundenen Parteien</link:label>
    <link:label id="kvk-abstr_RelatedPartyTransactionsTitle_label_de" xlink:label="kvk-abstr_RelatedPartyTransactionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Transaktionen mit verbundenen Parteien</link:label>
    <link:label id="kvk-abstr_ConsolidatedSumOfTransferTransferredPensionObligationsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSumOfTransferTransferredPensionObligationsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Transferbetrag übertragene Pensionsverpflichtungen Prämienrenteneinrichtungen</link:label>
    <link:label id="kvk-abstr_SumOfTransferTransferredPensionObligationsTitle_label_de" xlink:label="kvk-abstr_SumOfTransferTransferredPensionObligationsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Transferbetrag übertragene Pensionsverpflichtungen Prämienrenteneinrichtungen</link:label>
    <link:label id="kvk-abstr_EquityLiabilitiesTransfersSpecificationTitle_label_de" xlink:label="kvk-abstr_EquityLiabilitiesTransfersSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Umbuchungen zwischen Eigen- und Fremdkapital: Spezifikation</link:label>
    <link:label id="kvk-abstr_ReclassificationTitle_label_de" xlink:label="kvk-abstr_ReclassificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Umklassifizierungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedTurnoverRatioTitle_label_de" xlink:label="kvk-abstr_ConsolidatedTurnoverRatioTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Umlauffaktor</link:label>
    <link:label id="kvk-abstr_TurnoverRatioTitle_label_de" xlink:label="kvk-abstr_TurnoverRatioTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Umlauffaktor</link:label>
    <link:label id="kvk-abstr_AssetsCurrentTitle_label_de" xlink:label="kvk-abstr_AssetsCurrentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Umlaufvermögen</link:label>
    <link:label id="kvk-abstr_TurnoverRatioSubfundsSpecificationTitle_label_de" xlink:label="kvk-abstr_TurnoverRatioSubfundsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Umschlagsfaktor, Unterfonds: Spezifikation</link:label>
    <link:label id="kvk-abstr_TurnoverRatioBreakdownTitle_label_de" xlink:label="kvk-abstr_TurnoverRatioBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Umschlagsfaktor: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_DifferencesEquityAndResultSeparateConsolidatedFinancialStatementsTitle_label_de" xlink:label="kvk-abstr_DifferencesEquityAndResultSeparateConsolidatedFinancialStatementsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Unterschiede im Eigenkapital und dem Ergebnis zwischen dem Einzel- und dem Konzernabschluss (konsolidierter Jahresabschluss)</link:label>
    <link:label id="kvk-abstr_DifferencesReservesFundsSeparateConsolidatedFinancialStatementsFundraisingDisclosureTitle_label_de" xlink:label="kvk-abstr_DifferencesReservesFundsSeparateConsolidatedFinancialStatementsFundraisingDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Unterschiede in Rücklagen und Fonds zwischen dem Einzel- und dem Konzernabschluss</link:label>
    <link:label id="kvk-abstr_DifferencesReservesFundsSeparateConsolidatedFinancialStatementsFundraisingTitle_label_de" xlink:label="kvk-abstr_DifferencesReservesFundsSeparateConsolidatedFinancialStatementsFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Unterschiede in Rücklagen und Fonds zwischen dem Einzel- und dem Konzernabschluss</link:label>
    <link:label id="kvk-abstr_DifferencesEquitySeparateConsolidatedFinancialStatementsTitle_label_de" xlink:label="kvk-abstr_DifferencesEquitySeparateConsolidatedFinancialStatementsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Unterschieden im Eigenkapital zwischen dem Einzel- und dem Konzernabschluss</link:label>
    <link:label id="kvk-abstr_DifferencesResultSeparateConsolidatedFinancialStatementsTitle_label_de" xlink:label="kvk-abstr_DifferencesResultSeparateConsolidatedFinancialStatementsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Unterschieden im Ergebnis zwischen dem Einzel- und dem Konzernabschluss</link:label>
    <link:label id="kvk-abstr_DifferencesSeparateConsolidatedFinancialStatementsTitle_label_de" xlink:label="kvk-abstr_DifferencesSeparateConsolidatedFinancialStatementsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Unterschieden zwischen dem Einzel- und dem Konzernabschluss</link:label>
    <link:label id="kvk-abstr_SignatureManagingSupervisoryDirectorsTitle_label_de" xlink:label="kvk-abstr_SignatureManagingSupervisoryDirectorsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Unterzeichnung des Jahresabschlusses</link:label>
    <link:label id="kvk-abstr_SigningDisclosureFinancialStatementsTitle_label_de" xlink:label="kvk-abstr_SigningDisclosureFinancialStatementsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Unterzeichnung des Jahresabschlusses</link:label>
    <link:label id="kvk-abstr_IrrevocableCommitmentsBreakdownTitle_label_de" xlink:label="kvk-abstr_IrrevocableCommitmentsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Unwiderrufliche Zusagen, Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_IrrevocableCommitmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_IrrevocableCommitmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Unwiderrufliche Zusagen, Erläuterung</link:label>
    <link:label id="kvk-abstr_PayablesTransactionsFinancialDerivativesSpecificationTitle_label_de" xlink:label="kvk-abstr_PayablesTransactionsFinancialDerivativesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten aus Vorgängen mit Bezug auf Finanzderivate: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentLiabilitiesLiabilitiesFromRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesLiabilitiesFromRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten aus bedingt veräußerten Immobilien: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesLiabilitiesFromRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_de" xlink:label="kvk-abstr_NoncurrentLiabilitiesLiabilitiesFromRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten aus bedingt veräußerten Immobilien: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_PayablesCreditInstitutionsTitle_label_de" xlink:label="kvk-abstr_PayablesCreditInstitutionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten bei Banken</link:label>
    <link:label id="kvk-abstr_PayablesCustomersDepositsTitle_label_de" xlink:label="kvk-abstr_PayablesCustomersDepositsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten bei Kunden im Zusammenhang mit Einlagen</link:label>
    <link:label id="kvk-abstr_PayablesCustomersTitle_label_de" xlink:label="kvk-abstr_PayablesCustomersTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten bei Kunden</link:label>
    <link:label id="kvk-abstr_ConsolidatedPayablesGroupCompaniesAndShareholdersParticipatingInterestsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPayablesGroupCompaniesAndShareholdersParticipatingInterestsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten gegenüber Konzerngesellschaften, Teilnehmern und anderen Beteiligungen</link:label>
    <link:label id="kvk-abstr_PayablesGroupCompaniesAndShareholdersParticipatingInterestsBreakdownTitle_label_de" xlink:label="kvk-abstr_PayablesGroupCompaniesAndShareholdersParticipatingInterestsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten gegenüber Konzerngesellschaften, Teilnehmern und anderen Beteiligungen</link:label>
    <link:label id="kvk-abstr_PayablesGroupCompaniesAndShareholdersParticipatingInterestsTitle_label_de" xlink:label="kvk-abstr_PayablesGroupCompaniesAndShareholdersParticipatingInterestsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten gegenüber Konzerngesellschaften, Teilnehmern und anderen Beteiligungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedPayablesCreditInstitutionsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPayablesCreditInstitutionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten gegenüber Kreditinstituten, Erläuterung</link:label>
    <link:label id="kvk-abstr_PayablesCreditInstitutionsDisclosureTitle_label_de" xlink:label="kvk-abstr_PayablesCreditInstitutionsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten gegenüber Kreditinstituten, Erläuterung</link:label>
    <link:label id="kvk-abstr_PayablesCustomersBreakdownMaturityTitle_label_de" xlink:label="kvk-abstr_PayablesCustomersBreakdownMaturityTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten gegenüber Kunden, Aufschlüsselung Laufzeit</link:label>
    <link:label id="kvk-abstr_ConsolidatedPayablesCustomersDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedPayablesCustomersDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten gegenüber Kunden, Erläuterung</link:label>
    <link:label id="kvk-abstr_PayablesCustomersDisclosureTitle_label_de" xlink:label="kvk-abstr_PayablesCustomersDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten gegenüber Kunden, Erläuterung</link:label>
    <link:label id="kvk-abstr_PayablesMembersBreakdownTitle_label_de" xlink:label="kvk-abstr_PayablesMembersBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten gegenüber Mitgliedern der Kooperation: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_LiabilitiesRelatingToSecuritiesTransactionsCurrentTitle_label_de" xlink:label="kvk-abstr_LiabilitiesRelatingToSecuritiesTransactionsCurrentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten im Zusammenhang mit Wertpapiertransaktionen (kurzfristig)</link:label>
    <link:label id="kvk-abstr_LiabilitiesRelatingToSecuritiesTransactionsNoncurrentTitle_label_de" xlink:label="kvk-abstr_LiabilitiesRelatingToSecuritiesTransactionsNoncurrentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten im Zusammenhang mit Wertpapiertransaktionen (langfristig)</link:label>
    <link:label id="kvk-abstr_PayablesHedgingTransactionsExchangeRateRiskAssosiatedWithInvestmentsSpecificationTitle_label_de" xlink:label="kvk-abstr_PayablesHedgingTransactionsExchangeRateRiskAssosiatedWithInvestmentsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten, die aus Sicherungsgeschäften im Zusammenhang mit Währungs- und Wechselkursrisiken bei Kapitalanlagen entstehen: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedLiabilitiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedLiabilitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten/Schulden</link:label>
    <link:label id="kvk-abstr_LiabilitiesKvkTitle_label_de" xlink:label="kvk-abstr_LiabilitiesKvkTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten/Schulden</link:label>
    <link:label id="kvk-abstr_LiabilitiesTitle_label_de" xlink:label="kvk-abstr_LiabilitiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verbindlichkeiten</link:label>
    <link:label id="kvk-abstr_RemunerationAdministratorInvestmentEntityEmployeeBreakdownOtherAmountsTitle_label_de" xlink:label="kvk-abstr_RemunerationAdministratorInvestmentEntityEmployeeBreakdownOtherAmountsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung des Angestellten: Aufschlüsselung Sonstige Beträge</link:label>
    <link:label id="kvk-abstr_RemunerationAdministratorInvestmentEntityEmployeeBreakdownTitle_label_de" xlink:label="kvk-abstr_RemunerationAdministratorInvestmentEntityEmployeeBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung des Angestellten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_RemunerationAdministratorInvestmentEntityCarriedInterestPaidTitle_label_de" xlink:label="kvk-abstr_RemunerationAdministratorInvestmentEntityCarriedInterestPaidTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung des Verwalters, bezahlt Carried Interest</link:label>
    <link:label id="kvk-abstr_SeniorOfficialsRemuneration1700OrMoreInstitutionTitle_label_de" xlink:label="kvk-abstr_SeniorOfficialsRemuneration1700OrMoreInstitutionTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung eines leitenden Beamten mit einer Gesamtvergütung von mindestens € 2,100 für die Kumulierung - WNT-Einrichtung</link:label>
    <link:label id="kvk-abstr_SeniorOfficialsRemuneration1700OrMoreAccumulatedPreviousTitle_label_de" xlink:label="kvk-abstr_SeniorOfficialsRemuneration1700OrMoreAccumulatedPreviousTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung eines leitenden Beamten mit einer Gesamtvergütung von mindestens € 2,100 für die Kumulierung - kumuliert: Spezifikation, vorangegangener Berichtszeitrau</link:label>
    <link:label id="kvk-abstr_SeniorOfficialsRemuneration1700OrMoreAccumulatedTitle_label_de" xlink:label="kvk-abstr_SeniorOfficialsRemuneration1700OrMoreAccumulatedTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung eines leitenden Beamten mit einer Gesamtvergütung von mindestens € 2,100 für die Kumulierung - kumuliert</link:label>
    <link:label id="kvk-abstr_RemunerationOfExecutiveSeniorOfficialsWithoutEmploymentUpTo12MonthsSpecificationTitle_label_de" xlink:label="kvk-abstr_RemunerationOfExecutiveSeniorOfficialsWithoutEmploymentUpTo12MonthsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung von Führungskräften ohne Beschäftigung in der Zeit bis einschließlich des 12. Monats: Spezifikation</link:label>
    <link:label id="kvk-abstr_RemunerationOfNonSeniorOfficialsSpecificationTitle_label_de" xlink:label="kvk-abstr_RemunerationOfNonSeniorOfficialsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung von Nicht-Spitzenfunktionären: Spezifikation</link:label>
    <link:label id="kvk-abstr_RemunerationDirectorsBreakdownTitle_label_de" xlink:label="kvk-abstr_RemunerationDirectorsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung von Vorständen und Aufsichtsratsmitgliedern: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_RemunerationDirectorsSpecificationTitle_label_de" xlink:label="kvk-abstr_RemunerationDirectorsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung von Vorständen und Aufsichtsratsmitgliedern: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedRemunerationDirectorsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedRemunerationDirectorsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung von Vorständen und Aufsichtsratsmitgliedern</link:label>
    <link:label id="kvk-abstr_RemunerationDirectorsDisclosureTitle_label_de" xlink:label="kvk-abstr_RemunerationDirectorsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung von Vorständen und Aufsichtsratsmitgliedern</link:label>
    <link:label id="kvk-abstr_RemunerationDirectorsTitle_label_de" xlink:label="kvk-abstr_RemunerationDirectorsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung von Vorständen und Aufsichtsratsmitgliedern</link:label>
    <link:label id="kvk-abstr_RemunerationAdministratorInvestmentEntityManagementBreakdownTitle_label_de" xlink:label="kvk-abstr_RemunerationAdministratorInvestmentEntityManagementBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung von Vorständen und Aufsichtsräten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_RemunerationOfSupervisorySeniorOfficialsSpecificationTitle_label_de" xlink:label="kvk-abstr_RemunerationOfSupervisorySeniorOfficialsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung von aufsichtsführenden Spitzenfunktionären: Spezifikation</link:label>
    <link:label id="kvk-abstr_RemunerationExecutiveNonExecutiveDirectorsBreakdownTitle_label_de" xlink:label="kvk-abstr_RemunerationExecutiveNonExecutiveDirectorsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung von geschäftsführenden Vorständen und nicht-tätigen Vorständen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_RemunerationExecutiveNonExecutiveDirectorsDisclosureTitle_label_de" xlink:label="kvk-abstr_RemunerationExecutiveNonExecutiveDirectorsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung von geschäftsführenden Vorständen und nicht-tätigen Vorständen</link:label>
    <link:label id="kvk-abstr_RemunerationExecutiveSeniorOfficialsWithEmploymentWithoutEmploymentFrom13MonthSpecificationTitle_label_de" xlink:label="kvk-abstr_RemunerationExecutiveSeniorOfficialsWithEmploymentWithoutEmploymentFrom13MonthSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütung von leitenden Angestellten mit Beschäftigung und ohne Beschäftigung ab dem 13. Monat: Spezifikation</link:label>
    <link:label id="kvk-abstr_ExpenseClaimsPaymentsManagingDirectorsSpecificationTitle_label_de" xlink:label="kvk-abstr_ExpenseClaimsPaymentsManagingDirectorsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütungen für und Deklarationen von Vorständen: Spezifikation</link:label>
    <link:label id="kvk-abstr_RemunerationReportTitle_label_de" xlink:label="kvk-abstr_RemunerationReportTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vergütungsbericht</link:label>
    <link:label id="kvk-abstr_SalesToThirdPartiesBreakdownTitle_label_de" xlink:label="kvk-abstr_SalesToThirdPartiesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verkauf an Dritte: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedSalesToThirdPartiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSalesToThirdPartiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verkauf an Dritte</link:label>
    <link:label id="kvk-abstr_SeparateSalesToThirdPartiesTitle_label_de" xlink:label="kvk-abstr_SeparateSalesToThirdPartiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verkauf an Dritte</link:label>
    <link:label id="kvk-abstr_ConsolidatedSellingExpensesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSellingExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verkaufskosten</link:label>
    <link:label id="kvk-abstr_SellingExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_SellingExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verkaufskosten</link:label>
    <link:label id="kvk-abstr_SellingExpensesTitle_label_de" xlink:label="kvk-abstr_SellingExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verkaufskosten</link:label>
    <link:label id="kvk-abstr_HousingFacilitiesOwnerOccupiedForSaleAmountTitle_label_de" xlink:label="kvk-abstr_HousingFacilitiesOwnerOccupiedForSaleAmountTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verkaufte Wohneinheiten unter bestimmten Bedingungen und noch nicht verkaufte (neugebaute) Eigentumswohnungen: Nicht verkaufte Wohneinheiten: Aufschlüsselung Anzahlen</link:label>
    <link:label id="kvk-abstr_HousingFacilitiesOwnerOccupiedForSaleValueTitle_label_de" xlink:label="kvk-abstr_HousingFacilitiesOwnerOccupiedForSaleValueTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verkaufte Wohneinheiten unter bestimmten Bedingungen und noch nicht verkaufte (neugebaute) Eigentumswohnungen: Nicht verkaufte Wohneinheiten: Aufschlüsselung Bilanzwert</link:label>
    <link:label id="kvk-abstr_HousingFacilitiesOwnerOccupiedForSaleDisclosureTitle_label_de" xlink:label="kvk-abstr_HousingFacilitiesOwnerOccupiedForSaleDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verkaufte Wohneinheiten unter bestimmten Bedingungen und noch nicht verkaufte (neugebaute) Eigentumswohnungen: Nicht verkaufte Wohneinheiten</link:label>
    <link:label id="kvk-abstr_SalesRealEstateConditionalBreakdownTitle_label_de" xlink:label="kvk-abstr_SalesRealEstateConditionalBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verkaufte Wohneinheiten unter bestimmten Bedingungen und noch nicht verkaufte (neugebaute) Eigentumswohnungen: Verkaufte Wohneinheiten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_SalesRealEstateConditionalMovementScheduleTitle_label_de" xlink:label="kvk-abstr_SalesRealEstateConditionalMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verkaufte Wohneinheiten unter bestimmten Bedingungen und noch nicht verkaufte (neugebaute) Eigentumswohnungen: Verkaufte Wohneinheiten: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_SalesRealEstateConditionalDisclosureTitle_label_de" xlink:label="kvk-abstr_SalesRealEstateConditionalDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verkaufte Wohneinheiten unter bestimmten Bedingungen und noch nicht verkaufte (neugebaute) Eigentumswohnungen: Verkaufte Wohneinheiten</link:label>
    <link:label id="kvk-abstr_MovementOtherTitle_label_de" xlink:label="kvk-abstr_MovementOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verlauf sonstiger</link:label>
    <link:label id="kvk-abstr_MovementTitle_label_de" xlink:label="kvk-abstr_MovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verlauf</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedMovementBySupervisoryDirectorSpecificationTitle_label_de" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedMovementBySupervisoryDirectorSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verlaufsübersicht der gewährten noch nicht ausgeübten Rechte: Aufsichtsratsmitgliedern: Spezifikation</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedMovementScheduleTitle_label_de" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verlaufsübersicht der gewährten noch nicht ausgeübten Rechte: Mitarbeiter</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verlaufsübersicht der gewährten noch nicht ausgeübten Rechte: Spezifikation</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedMovementByManagingDirectorSpecificationTitle_label_de" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedMovementByManagingDirectorSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verlaufsübersicht der gewährten noch nicht ausgeübten Rechte: Vorstände: Spezifikation</link:label>
    <link:label id="kvk-abstr_EquityDesignatedReserveMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_EquityDesignatedReserveMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verlaufsübersicht der zweckgebundenen Rücklage durch Vorstand festgestellt: Spezifikation</link:label>
    <link:label id="kvk-abstr_EquityDesignatedFundMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_EquityDesignatedFundMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verlaufsübersicht des zweckgebundenen Fonds durch Vorstand festgestellt: Spezifikation</link:label>
    <link:label id="kvk-abstr_NetChangesInEquityMovementScheduleTitle_label_de" xlink:label="kvk-abstr_NetChangesInEquityMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verlaufsübersicht saldierter Mutationen im Eigenkapital</link:label>
    <link:label id="kvk-abstr_InvestmentsInParticipatingInterestsInGroupCompaniesMovementTitle_label_de" xlink:label="kvk-abstr_InvestmentsInParticipatingInterestsInGroupCompaniesMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verlaufsübersicht von Beteiligungen (NL: "deelnemingen") an Konzerngesellschaften</link:label>
    <link:label id="kvk-abstr_InvestmentsInParticipatingInterestsOtherMovementTitle_label_de" xlink:label="kvk-abstr_InvestmentsInParticipatingInterestsOtherMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verlaufsübersicht von sonstigen Beteiligungen</link:label>
    <link:label id="kvk-abstr_AssetsNotAtTheDisposalTitle_label_de" xlink:label="kvk-abstr_AssetsNotAtTheDisposalTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vermögenswerte nicht frei verfügbar</link:label>
    <link:label id="kvk-abstr_ObligationsOnBehalfOfParticipantsMovementScheduleTitle_label_de" xlink:label="kvk-abstr_ObligationsOnBehalfOfParticipantsMovementScheduleTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verpflichtungen auf Risiko Teilnehmer: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedObligationsOnBehalfOfParticipantsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedObligationsOnBehalfOfParticipantsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verpflichtungen für Risikoteilnehmer</link:label>
    <link:label id="kvk-abstr_ObligationsOnBehalfOfParticipantsTitle_label_de" xlink:label="kvk-abstr_ObligationsOnBehalfOfParticipantsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verpflichtungen für Risikoteilnehmer</link:label>
    <link:label id="kvk-abstr_InsurancePoliciesCurrentAccountSpecificationTitle_label_de" xlink:label="kvk-abstr_InsurancePoliciesCurrentAccountSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungspolicen: Nicht direkt aus laufenden Abrechnungen fällige Forderungen aus Versicherungspolicen: Spezifikation</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsLifeInsuranceBreakdownTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsLifeInsuranceBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen Lebensversicherung: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsLifeInsuranceTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsLifeInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen Lebensversicherung</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsProfitSharingAndDiscountsTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsProfitSharingAndDiscountsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen für Gewinnbeteiligungen und Abschläge</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsForInsuranceWhereInvestmentsAreForRiskOfPolicyHoldersAndAnnualLifeFundsBreakdownTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsForInsuranceWhereInvestmentsAreForRiskOfPolicyHoldersAndAnnualLifeFundsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen für Versicherungen, bei denen die Policeninhaber das Investitionsrisiko tragen und für Sparkassen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsForInsuranceWhereInvestmentsAreForRiskOfPolicyHoldersAndAnnualLifeFundsKvkTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsForInsuranceWhereInvestmentsAreForRiskOfPolicyHoldersAndAnnualLifeFundsKvkTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen für Versicherungen, bei denen die Policeninhaber das Investitionsrisiko tragen und für Sparkassen</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsUnearnedPremiumsUnexpiredRisksBreakdownTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsUnearnedPremiumsUnexpiredRisksBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen für nicht verdiente Prämien und latente Risiken: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsUnearnedPremiumsUnexpiredRisksTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsUnearnedPremiumsUnexpiredRisksTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen für nicht verdiente Prämien und latente Risiken</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsForDamagesOrBenefitsPayableDiscountRateTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsForDamagesOrBenefitsPayableDiscountRateTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen vor auszuzahlenden Leistungen oder Schäden (NL: "schaden"), Diskontsatz</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsForDamagesOrBenefitsPayableBreakdownTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsForDamagesOrBenefitsPayableBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen vor auszuzahlenden Leistungen oder Schäden (NL: "schaden"): Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsForDamagesOrBenefitsPayableTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsForDamagesOrBenefitsPayableTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen vor auszuzahlenden Leistungen oder Schäden</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsBreakdownTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsEqualisationReserveMovementTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsEqualisationReserveMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen: Ausgleichsrückstellung: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedTechnicalProvisionIndustrySpecificationInsuranceTitle_label_de" xlink:label="kvk-abstr_ConsolidatedTechnicalProvisionIndustrySpecificationInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen: Industriegruppe: Spezifikation</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionIndustrySpecificationInsuranceTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionIndustrySpecificationInsuranceTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen: Industriegruppe: Spezifikation</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsTechnicalProvisionsOtherSpecificationTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsTechnicalProvisionsOtherSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen: Sonstige versicherungstechnische Rückstellungen: Spezifikation</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsMovementTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_ConsolidatedTechnicalProvisionsKvkTitle_label_de" xlink:label="kvk-abstr_ConsolidatedTechnicalProvisionsKvkTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsKvkTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsKvkTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsTitle_label_de" xlink:label="kvk-abstr_TechnicalProvisionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Versicherungstechnische Rückstellungen</link:label>
    <link:label id="kvk-abstr_ConsolidatedManagementExpensesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedManagementExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verwaltungskosten</link:label>
    <link:label id="kvk-abstr_ManagementExpensesTitle_label_de" xlink:label="kvk-abstr_ManagementExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Verwaltungskosten</link:label>
    <link:label id="kvk-abstr_ChangesConstructionContractsOtherAmountsBreakdownTitle_label_de" xlink:label="kvk-abstr_ChangesConstructionContractsOtherAmountsBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Veränderung der laufenden Projekte: Sonstige Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ChangesInventoriesWorkInProgressTitle_label_de" xlink:label="kvk-abstr_ChangesInventoriesWorkInProgressTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Veränderung des Bestands an fertigen Produkten und unfertiger Arbeit</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesInventoriesWorkInProgressTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangesInventoriesWorkInProgressTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Veränderung des Bestands an fertigen Produkten und unfertiger Arbeit</link:label>
    <link:label id="kvk-abstr_ConsolidatedCurrencyExchangeDifferencesChangesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCurrencyExchangeDifferencesChangesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Veränderungen der Rückstellungen aufgrund von Kursunterschieden</link:label>
    <link:label id="kvk-abstr_CurrencyExchangeDifferencesChangesInvestmentFirmTitle_label_de" xlink:label="kvk-abstr_CurrencyExchangeDifferencesChangesInvestmentFirmTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Veränderungen der Rückstellungen aufgrund von Kursunterschieden</link:label>
    <link:label id="kvk-abstr_CurrencyExchangeDifferencesChangesTitle_label_de" xlink:label="kvk-abstr_CurrencyExchangeDifferencesChangesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Veränderungen der Rückstellungen aufgrund von Kursunterschieden</link:label>
    <link:label id="kvk-abstr_BalanceSheetCompleteTitle_label_de" xlink:label="kvk-abstr_BalanceSheetCompleteTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vollständige Bilanz</link:label>
    <link:label id="kvk-abstr_CalledUpShareCapitalDisclosureTitle_label_de" xlink:label="kvk-abstr_CalledUpShareCapitalDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Von Aktionären beantragte Einzahlungen, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedCalledUpShareCapitalDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCalledUpShareCapitalDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Von Aktionären beantragte Einzahlungen, Erläuterung</link:label>
    <link:label id="kvk-abstr_DividendPayableHoldersSharesRecordedAsEquityDisclosureTitle_label_de" xlink:label="kvk-abstr_DividendPayableHoldersSharesRecordedAsEquityDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vorgeschlagene Höhe der Dividendenzahlungen an Inhaber von Eigenkapitalinstrumenten</link:label>
    <link:label id="kvk-abstr_InventoriesCurrentValueBreakdownTitle_label_de" xlink:label="kvk-abstr_InventoriesCurrentValueBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vorräte: Aktueller Wert: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_InventoriesBreakdownTitle_label_de" xlink:label="kvk-abstr_InventoriesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vorräte: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedInventoriesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInventoriesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vorräte</link:label>
    <link:label id="kvk-abstr_InventoriesDisclosureTitle_label_de" xlink:label="kvk-abstr_InventoriesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vorräte</link:label>
    <link:label id="kvk-abstr_InventoriesTitle_label_de" xlink:label="kvk-abstr_InventoriesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vorräte</link:label>
    <link:label id="kvk-abstr_InventoriesIncomeStatementBreakdownTitle_label_de" xlink:label="kvk-abstr_InventoriesIncomeStatementBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vorräten: In der Gewinn- und Verlustrechnung ausgewiesene Beträge: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ReportOfTheManagementBoardFinancialSupportFundBreakdownOtherTitle_label_de" xlink:label="kvk-abstr_ReportOfTheManagementBoardFinancialSupportFundBreakdownOtherTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vorstandsbericht - Finanzielle Unterstützung gewährt aus dem Studentenunterstützungsfonds: Aufschlüsselung sonstige</link:label>
    <link:label id="kvk-abstr_ManagementReportBreakdownTitle_label_de" xlink:label="kvk-abstr_ManagementReportBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vorstandsbericht: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ManagementReportTitle_label_de" xlink:label="kvk-abstr_ManagementReportTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Vorstandsbericht</link:label>
    <link:label id="kvk-abstr_OtherNotesStatementIncomeExpensesTitle_label_de" xlink:label="kvk-abstr_OtherNotesStatementIncomeExpensesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Weitere Erläuterungen zum Stand von Aufwendungen und Erträgen</link:label>
    <link:label id="kvk-abstr_ConsolidatedImpairmentCurrentAssetsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedImpairmentCurrentAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertminderung des Umlaufvermögens</link:label>
    <link:label id="kvk-abstr_ImpairmentCurrentAssetsDisclosureTitle_label_de" xlink:label="kvk-abstr_ImpairmentCurrentAssetsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertminderung des Umlaufvermögens</link:label>
    <link:label id="kvk-abstr_ImpairmentCurrentAssetsTitle_label_de" xlink:label="kvk-abstr_ImpairmentCurrentAssetsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertminderung des Umlaufvermögens</link:label>
    <link:label id="kvk-abstr_ConsolidatedDecreaseInValueOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDecreaseInValueOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertminderungen von Forderungen und Rückstellungen für unter der Bilanz aufgenomme Verbindlichkeiten, Erläuterung</link:label>
    <link:label id="kvk-abstr_DecreaseInValueOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDisclosureTitle_label_de" xlink:label="kvk-abstr_DecreaseInValueOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertminderungen von Forderungen und Rückstellungen für unter der Bilanz aufgenomme Verbindlichkeiten, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedDecreaseInValueOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDecreaseInValueOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertminderungen von zum Anlagevermögen gehörende Wertpapiere und Beteiligungen, Erläuterung</link:label>
    <link:label id="kvk-abstr_DecreaseInValueOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_de" xlink:label="kvk-abstr_DecreaseInValueOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertminderungen von zum Anlagevermögen gehörende Wertpapiere und Beteiligungen, Erläuterung</link:label>
    <link:label id="kvk-abstr_SecuritiesBankBreakdownTitle_label_de" xlink:label="kvk-abstr_SecuritiesBankBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertpapiere: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedSecuritiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSecuritiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertpapiere</link:label>
    <link:label id="kvk-abstr_SecuritiesDisclosureTitle_label_de" xlink:label="kvk-abstr_SecuritiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertpapiere</link:label>
    <link:label id="kvk-abstr_SecuritiesTitle_label_de" xlink:label="kvk-abstr_SecuritiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertpapiere</link:label>
    <link:label id="kvk-abstr_SecuritiesBreakdownTitle_label_de" xlink:label="kvk-abstr_SecuritiesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertpapieren: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_SecuritiesOtherAmountsTitle_label_de" xlink:label="kvk-abstr_SecuritiesOtherAmountsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertpapieren: Sonstige Beträge</link:label>
    <link:label id="kvk-abstr_SecuritiesFinancingTransactionsTitle_label_de" xlink:label="kvk-abstr_SecuritiesFinancingTransactionsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertpapierfinanzierungsgeschäfte</link:label>
    <link:label id="kvk-abstr_ChangesValueRealEstatePortfolioTitle_label_de" xlink:label="kvk-abstr_ChangesValueRealEstatePortfolioTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen Immobilienportfolio</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesValueRealEstatePortfolioTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangesValueRealEstatePortfolioTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen Immobilienportfolio</link:label>
    <link:label id="kvk-abstr_ChangesValueFinancialAssetsSecuritiesBreakdownTitle_label_de" xlink:label="kvk-abstr_ChangesValueFinancialAssetsSecuritiesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen von Finanzanlagen und von Wertpapieren: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ChangesValueFinancialAssetsSecuritiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ChangesValueFinancialAssetsSecuritiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen von Finanzanlagen und von Wertpapieren</link:label>
    <link:label id="kvk-abstr_ChangesValueFinancialAssetsSecuritiesTitle_label_de" xlink:label="kvk-abstr_ChangesValueFinancialAssetsSecuritiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen von Finanzanlagen und von Wertpapieren</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesValueFinancialAssetsSecuritiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangesValueFinancialAssetsSecuritiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen von Finanzanlagen und von Wertpapieren</link:label>
    <link:label id="kvk-abstr_ChangesValueInvestmentPropertiesBreakdownTitle_label_de" xlink:label="kvk-abstr_ChangesValueInvestmentPropertiesBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen von Immobilieninvestitionen: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ChangesInvestmentPropertiesTitle_label_de" xlink:label="kvk-abstr_ChangesInvestmentPropertiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen von Immobilieninvestitionen</link:label>
    <link:label id="kvk-abstr_ChangesValueInvestmentPropertiesDisclosureTitle_label_de" xlink:label="kvk-abstr_ChangesValueInvestmentPropertiesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen von Immobilieninvestitionen</link:label>
    <link:label id="kvk-abstr_ChangesValueInvestmentPropertiesTitle_label_de" xlink:label="kvk-abstr_ChangesValueInvestmentPropertiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen von Immobilieninvestitionen</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesInvestmentPropertiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangesInvestmentPropertiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen von Immobilieninvestitionen</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesValueInvestmentPropertiesTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangesValueInvestmentPropertiesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Wertänderungen von Immobilieninvestitionen</link:label>
    <link:label id="kvk-abstr_CashAndCashEquivalentsOtherAmountsTitle_label_de" xlink:label="kvk-abstr_CashAndCashEquivalentsOtherAmountsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zahlungsmittel und Zahlungsmitteläquivalente: Sonstige Beträge</link:label>
    <link:label id="kvk-abstr_CashAndCashEquivalentsSpecificationTitle_label_de" xlink:label="kvk-abstr_CashAndCashEquivalentsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zahlungsmittel und Zahlungsmitteläquivalente: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedInterestExpensesRelatedExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInterestExpensesRelatedExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zinsaufwendungen und ähnliche Kosten, Erläuterung</link:label>
    <link:label id="kvk-abstr_InterestExpensesRelatedExpensesDisclosureTitle_label_de" xlink:label="kvk-abstr_InterestExpensesRelatedExpensesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zinsaufwendungen und ähnliche Kosten, Erläuterung</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromInvestmentsFundraisingTitle_label_de" xlink:label="kvk-abstr_ConsolidatedIncomeFromInvestmentsFundraisingTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zinserträge und Erträge aus Kapitalanlagen</link:label>
    <link:label id="kvk-abstr_ConsolidatedInterestIncomeRelatedIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedInterestIncomeRelatedIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zinserträge und ähnliche Erträge, Erläuterung</link:label>
    <link:label id="kvk-abstr_InterestIncomeRelatedIncomeDisclosureTitle_label_de" xlink:label="kvk-abstr_InterestIncomeRelatedIncomeDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zinserträge und ähnliche Erträge, Erläuterung</link:label>
    <link:label id="kvk-abstr_DerivativeFinancialInstrumentsNotionalAmountBreakdownTitle_label_de" xlink:label="kvk-abstr_DerivativeFinancialInstrumentsNotionalAmountBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zugrundeliegender Nominalwert von Derivaten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedDeductedManagementFeesAndOtherFeesDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedDeductedManagementFeesAndOtherFeesDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zurückbehaltene Verwaltungsgebühren und andere Gebühren Prämienrenteneinrichtungen</link:label>
    <link:label id="kvk-abstr_DeductedManagementFeesAndOtherFeesTitle_label_de" xlink:label="kvk-abstr_DeductedManagementFeesAndOtherFeesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zurückbehaltene Verwaltungsgebühren und andere Gebühren</link:label>
    <link:label id="kvk-abstr_ManagementBoardCompositionTitle_label_de" xlink:label="kvk-abstr_ManagementBoardCompositionTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zusammensetzung des Vorstands</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeAnySurplusAddedToLumpSumEducationSpecificationTitle_label_de" xlink:label="kvk-abstr_SubsidyIncomeAnySurplusAddedToLumpSumEducationSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zuschüssen aus denen ein eventueller Überschuss dem Pauschalbetrag hinzugefügt wird: Spezifikation</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeAllocationTitle_label_de" xlink:label="kvk-abstr_SubsidyIncomeAllocationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zuteilung des Zuschusses</link:label>
    <link:label id="kvk-abstr_CentralGovernmentExpendituresSpecficationTitle_label_de" xlink:label="kvk-abstr_CentralGovernmentExpendituresSpecficationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zuwendungen der öffentlichen Hand und damit verbundene Ausgaben: Spezifikation</link:label>
    <link:label id="kvk-abstr_ConsolidatedCentralGovernmentExpendituresSpecficationTitle_label_de" xlink:label="kvk-abstr_ConsolidatedCentralGovernmentExpendituresSpecficationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zuwendungen der öffentlichen Hand und damit verbundene Ausgaben: Spezifikation</link:label>
    <link:label id="kvk-abstr_DesignatedFundsSpecificationTitle_label_de" xlink:label="kvk-abstr_DesignatedFundsSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundene Fonds: Spezifikation</link:label>
    <link:label id="kvk-abstr_DesignatedFundsTitle_label_de" xlink:label="kvk-abstr_DesignatedFundsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundene Fonds</link:label>
    <link:label id="kvk-abstr_DesignatedReserveMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_DesignatedReserveMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundene Rücklage: Verlaufsübersicht: Spezifikation</link:label>
    <link:label id="kvk-abstr_DesignatedReserveMovementTitle_label_de" xlink:label="kvk-abstr_DesignatedReserveMovementTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundene Rücklage: Verlaufsübersicht</link:label>
    <link:label id="kvk-abstr_DesignatedReservesSpecificationTitle_label_de" xlink:label="kvk-abstr_DesignatedReservesSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundene Rücklagen: Spezifikation</link:label>
    <link:label id="kvk-abstr_DesignatedReservesTitle_label_de" xlink:label="kvk-abstr_DesignatedReservesTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundene Rücklagen</link:label>
    <link:label id="kvk-abstr_DesignatedFundMovementSpecificationTitle_label_de" xlink:label="kvk-abstr_DesignatedFundMovementSpecificationTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Zweckgebundener Fonds: Verlaufsübersicht: Spezifikation</link:label>
    <link:label id="kvk-abstr_ChangesInventoriesWorkInProgressDisclosureTitle_label_de" xlink:label="kvk-abstr_ChangesInventoriesWorkInProgressDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Änderung des Bestands an fertigen Produkten und unfertiger Arbeit</link:label>
    <link:label id="kvk-abstr_ChangesConstructionContractsTitle_label_de" xlink:label="kvk-abstr_ChangesConstructionContractsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Änderung in laufenden Projekten im Auftrag von Dritten</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesConstructionContractsTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangesConstructionContractsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Änderung in laufenden Projekten im Auftrag von Dritten</link:label>
    <link:label id="kvk-abstr_ChangesInValueAssetsNoncurrentTitle_label_de" xlink:label="kvk-abstr_ChangesInValueAssetsNoncurrentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Änderungen des Werts des Anlagevermögens</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesInValueAssetsNoncurrentTitle_label_de" xlink:label="kvk-abstr_ConsolidatedChangesInValueAssetsNoncurrentTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Änderungen des Werts des Anlagevermögens</link:label>
    <link:label id="kvk-abstr_TransfersOfRightsBalanceBreakdownTitle_label_de" xlink:label="kvk-abstr_TransfersOfRightsBalanceBreakdownTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Übertragungen von Rechten: Aufschlüsselung</link:label>
    <link:label id="kvk-abstr_ConsolidatedSumOfTransferTakenPensionObligationsDisclosureTitle_label_de" xlink:label="kvk-abstr_ConsolidatedSumOfTransferTakenPensionObligationsDisclosureTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Überweisungssumme der übernommenen Pensionsverpflichtungen</link:label>
    <link:label id="kvk-abstr_SumOfTransferTakenPensionObligationsTitle_label_de" xlink:label="kvk-abstr_SumOfTransferTakenPensionObligationsTitle_label_de" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="de">Überweisungssumme der übernommenen Pensionsverpflichtungen</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccommodationCostsDisclosureTitle_loc" xlink:to="kvk-abstr_AccommodationCostsDisclosureTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccountingPrinciplesAssetsLiabilitiesTitle_loc" xlink:to="kvk-abstr_AccountingPrinciplesAssetsLiabilitiesTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccountingPrinciplesCashflowStatementTitle_loc" xlink:to="kvk-abstr_AccountingPrinciplesCashflowStatementTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccountingPrinciplesResultTitle_loc" xlink:to="kvk-abstr_AccountingPrinciplesResultTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccountingPrinciplesSegmentReportingTitle_loc" xlink:to="kvk-abstr_AccountingPrinciplesSegmentReportingTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccountingPrinciplesStatementComprehensiveIncomeTitle_loc" xlink:to="kvk-abstr_AccountingPrinciplesStatementComprehensiveIncomeTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccountingPrinciplesTitle_loc" xlink:to="kvk-abstr_AccountingPrinciplesTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccrualsAndDeferredIncomeDisclosureTitle_loc" xlink:to="kvk-abstr_AccrualsAndDeferredIncomeDisclosureTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccrualsAndDeferredIncomeTitle_loc" xlink:to="kvk-abstr_AccrualsAndDeferredIncomeTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccruedIncomeAccruedIncomeOtherSpecificationTitle_loc" xlink:to="kvk-abstr_AccruedIncomeAccruedIncomeOtherSpecificationTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccruedIncomeBreakdownTitle_loc" xlink:to="kvk-abstr_AccruedIncomeBreakdownTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccruedIncomeDisclosureTitle_loc" xlink:to="kvk-abstr_AccruedIncomeDisclosureTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccruedIncomeKvkTitle_loc" xlink:to="kvk-abstr_AccruedIncomeKvkTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AcquisitionCostsCapitalisedOverviewTitle_loc" xlink:to="kvk-abstr_AcquisitionCostsCapitalisedOverviewTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_ActualExpectedExpensesProspectusBreakdownTitle_loc" xlink:to="kvk-abstr_ActualExpectedExpensesProspectusBreakdownTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_ActualExpectedExpensesProspectusDisclosureTitle_loc" xlink:to="kvk-abstr_ActualExpectedExpensesProspectusDisclosureTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AdditionsRealEstateInExploitationBreakdownTitle_loc" xlink:to="kvk-abstr_AdditionsRealEstateInExploitationBreakdownTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AllocatedIncomeFromInvestmentsDisclosureTitle_loc" xlink:to="kvk-abstr_AllocatedIncomeFromInvestmentsDisclosureTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AmountOfAssetsLiabilitiesInForeignCurrenciesTitle_loc" xlink:to="kvk-abstr_AmountOfAssetsLiabilitiesInForeignCurrenciesTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsDisclosureTitle_loc" xlink:to="kvk-abstr_AmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsDisclosureTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsTitle_loc" xlink:to="kvk-abstr_AmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AnalysisDifferenceBudgettedActualDisclosureFundraisingTitle_loc" xlink:to="kvk-abstr_AnalysisDifferenceBudgettedActualDisclosureFundraisingTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AnalysisDifferencesBudgettedActualDisclosureTitle_loc" xlink:to="kvk-abstr_AnalysisDifferencesBudgettedActualDisclosureTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AnalysisDifferencesBudgettedActualTitle_loc" xlink:to="kvk-abstr_AnalysisDifferencesBudgettedActualTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AnnualReportTitle_loc" xlink:to="kvk-abstr_AnnualReportTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AppropriationBalanceIncomeExpensesFundraisingTitle_loc" xlink:to="kvk-abstr_AppropriationBalanceIncomeExpensesFundraisingTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AppropriationBalanceIncomeExpensesTitle_loc" xlink:to="kvk-abstr_AppropriationBalanceIncomeExpensesTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsCurrentTitle_loc" xlink:to="kvk-abstr_AssetsCurrentTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsHeldForIndicationFundraisingTitle_loc" xlink:to="kvk-abstr_AssetsHeldForIndicationFundraisingTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsLiabilitiesNotRecognisedCompositeTransactionsTitle_loc" xlink:to="kvk-abstr_AssetsLiabilitiesNotRecognisedCompositeTransactionsTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseBreakdownMaturityTitle_loc" xlink:to="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseBreakdownMaturityTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseBreakdownOtherTitle_loc" xlink:to="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseBreakdownOtherTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseLessorsBreakdownMaturityTitle_loc" xlink:to="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseLessorsBreakdownMaturityTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseLessorsMaturitySpecificationTitle_loc" xlink:to="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseLessorsMaturitySpecificationTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseMaturitySpecificationTitle_loc" xlink:to="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseMaturitySpecificationTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsLiabilitiesNotRecognisedOtherAmountsBreakdownTitle_loc" xlink:to="kvk-abstr_AssetsLiabilitiesNotRecognisedOtherAmountsBreakdownTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsNoncurrentTitle_loc" xlink:to="kvk-abstr_AssetsNoncurrentTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsNotAtTheDisposalTitle_loc" xlink:to="kvk-abstr_AssetsNotAtTheDisposalTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsOtherAssetsOtherSpecificationTitle_loc" xlink:to="kvk-abstr_AssetsOtherAssetsOtherSpecificationTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsOtherBreakdownTitle_loc" xlink:to="kvk-abstr_AssetsOtherBreakdownTitle_label_de" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AssetsOtherDisclosureTitle_loc" xlink:to="kvk-abstr_AssetsOtherDisclosureTitle_label_de" xlink:type="arc"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedExtraordinaryIncomeDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedExtraordinaryIncomeDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedFinancialStatementTitle" xlink:label="kvk-abstr_ConsolidatedFinancialStatementTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedFinancingDeficitSurplusTitle" xlink:label="kvk-abstr_ConsolidatedFinancingDeficitSurplusTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedFinancingDeficitSurplusToBeSettledInRatesTitle" xlink:label="kvk-abstr_ConsolidatedFinancingDeficitSurplusToBeSettledInRatesTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedFoundationCapitalDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedFoundationCapitalDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedIncomeFromIncomeProductServiceDeliveryDisclosureFundraisingTitle" xlink:label="kvk-abstr_ConsolidatedIncomeFromIncomeProductServiceDeliveryDisclosureFundraisingTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedIncomeFromInvestmentsAllocatedToNonTechnicalAccountDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedIncomeFromInvestmentsAllocatedToNonTechnicalAccountDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedIncomeFromRelatedNonprofitOrganizationsTitle" xlink:label="kvk-abstr_ConsolidatedIncomeFromRelatedNonprofitOrganizationsTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedIncomeFromSaleGoodsGrossProfitFundraisingTitle" xlink:label="kvk-abstr_ConsolidatedIncomeFromSaleGoodsGrossProfitFundraisingTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedIncomeFromSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedIncomeFromSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedIncomeSpecialPurposeFundraisingTitle" xlink:label="kvk-abstr_ConsolidatedIncomeSpecialPurposeFundraisingTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedIncomeTaxExpenseOrdinaryActivitiesDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedIncomeTaxExpenseOrdinaryActivitiesDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedIncomeTaxExpenseTitle" xlink:label="kvk-abstr_ConsolidatedIncomeTaxExpenseTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedIndemnityInsuranceComponentsTitle" xlink:label="kvk-abstr_ConsolidatedIndemnityInsuranceComponentsTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedInterestOneFifthInterestSpecificationTitle" xlink:label="kvk-abstr_ConsolidatedInterestOneFifthInterestSpecificationTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedNoncurrentBorrowingsFromGovernmentsBanksTitle" xlink:label="kvk-abstr_ConsolidatedNoncurrentBorrowingsFromGovernmentsBanksTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedNoncurrentLiabilitiesGovernmentAndBanksMovementHousingTitle" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesGovernmentAndBanksMovementHousingTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedNoncurrentLiabilitiesLiabilitiesFromRealEstateSoldSubjectTermsConditionsMovementHousingTitle" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesLiabilitiesFromRealEstateSoldSubjectTermsConditionsMovementHousingTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedNoncurrentLiabilitiesPayablesOtherMovementHousingTitle" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesPayablesOtherMovementHousingTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousingTitle" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousingTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedNotesOtherTitle" xlink:label="kvk-abstr_ConsolidatedNotesOtherTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedNotesTitle" xlink:label="kvk-abstr_ConsolidatedNotesTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedObligationsOnBehalfOfParticipantsTitle" xlink:label="kvk-abstr_ConsolidatedObligationsOnBehalfOfParticipantsTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOffBalanceSheetCommitmentsTitle" xlink:label="kvk-abstr_ConsolidatedOffBalanceSheetCommitmentsTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOngoingCostFactorTitle" xlink:label="kvk-abstr_ConsolidatedOngoingCostFactorTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOperatingExpensesOtherTitle" xlink:label="kvk-abstr_ConsolidatedOperatingExpensesOtherTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOperatingExpensesTitle" xlink:label="kvk-abstr_ConsolidatedOperatingExpensesTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOperatingIncomeDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedOperatingIncomeDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOperatingIncomeOtherTitle" xlink:label="kvk-abstr_ConsolidatedOperatingIncomeOtherTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOrganisationCostsOtherTitle" xlink:label="kvk-abstr_ConsolidatedOrganisationCostsOtherTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOtherAssetsOtherTitle" xlink:label="kvk-abstr_ConsolidatedOtherAssetsOtherTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOtherLiabilitiesAndAccruedLiabilitiesTitle" xlink:label="kvk-abstr_ConsolidatedOtherLiabilitiesAndAccruedLiabilitiesTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOtherNotesToTheIncomeStatementTitle" xlink:label="kvk-abstr_ConsolidatedOtherNotesToTheIncomeStatementTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOtherNotesToTheProfitAndLossAccountTitle" xlink:label="kvk-abstr_ConsolidatedOtherNotesToTheProfitAndLossAccountTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOtherReimbursementsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedOtherReimbursementsDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOtherTechnicalExpensesForOwnAccountTitle" xlink:label="kvk-abstr_ConsolidatedOtherTechnicalExpensesForOwnAccountTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOtherTechnicalIncomeForOwnAccountTitle" xlink:label="kvk-abstr_ConsolidatedOtherTechnicalIncomeForOwnAccountTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedPayablesCustomersDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedPayablesCustomersDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedPayablesVPLArrangementsReceivedNotYetUtilisedDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedPayablesVPLArrangementsReceivedNotYetUtilisedDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedPaymentsDueToTerminationOfEmploymentTitle" xlink:label="kvk-abstr_ConsolidatedPaymentsDueToTerminationOfEmploymentTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedPensionBenefitsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedPensionBenefitsDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedPremiumContributionsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedPremiumContributionsDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedProfitSharingAndDiscountsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedProfitSharingAndDiscountsDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedPropertyPlantEquipmentTitle" xlink:label="kvk-abstr_ConsolidatedPropertyPlantEquipmentTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedProvisionPensionObligationsOnBehalfOfPensionFundTitle" xlink:label="kvk-abstr_ConsolidatedProvisionPensionObligationsOnBehalfOfPensionFundTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedProvisionsActuarialReportBreakdownInsuranceTitle" xlink:label="kvk-abstr_ConsolidatedProvisionsActuarialReportBreakdownInsuranceTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedProvisionsPayoutCapacitySpecificationTitle" xlink:label="kvk-abstr_ConsolidatedProvisionsPayoutCapacitySpecificationTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedProvisionsSpreadingCapacitySpecificationTitle" xlink:label="kvk-abstr_ConsolidatedProvisionsSpreadingCapacitySpecificationTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedPurchaseValueDeliveredProductsTitle" xlink:label="kvk-abstr_ConsolidatedPurchaseValueDeliveredProductsTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedReceivablesAndPrepaymentsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedReceivablesAndPrepaymentsDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedReceivablesFromCreditInstitutionsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedReceivablesFromCreditInstitutionsDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedReceivablesFromCustomersDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedReceivablesFromCustomersDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedReceivablesTitle" xlink:label="kvk-abstr_ConsolidatedReceivablesTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedReimbursementActivitiesInvestmentsTitle" xlink:label="kvk-abstr_ConsolidatedReimbursementActivitiesInvestmentsTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedReinsurancePartTechnicalProvisionsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedReinsurancePartTechnicalProvisionsDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedRelatedPartyTransactionsSpecificationTitle" xlink:label="kvk-abstr_ConsolidatedRelatedPartyTransactionsSpecificationTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedRelatedPartyTransactionsTitle" xlink:label="kvk-abstr_ConsolidatedRelatedPartyTransactionsTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedRemunerationDirectorsTitle" xlink:label="kvk-abstr_ConsolidatedRemunerationDirectorsTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedRentalIncomeBreakdownTitle" xlink:label="kvk-abstr_ConsolidatedRentalIncomeBreakdownTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedReservesOtherTitle" xlink:label="kvk-abstr_ConsolidatedReservesOtherTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedResultAfterTaxDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedResultAfterTaxDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedResultAfterTaxExtraordinaryItemsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedResultAfterTaxExtraordinaryItemsDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedResultAnalysisIndustrySpecificationInsuranceTitle" xlink:label="kvk-abstr_ConsolidatedResultAnalysisIndustrySpecificationInsuranceTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedResultAnalysisSourceOfProfitSpecificationInsuranceTitle" xlink:label="kvk-abstr_ConsolidatedResultAnalysisSourceOfProfitSpecificationInsuranceTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedResultAnalysisTitle" xlink:label="kvk-abstr_ConsolidatedResultAnalysisTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedResultFromFinancialTransactionsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedResultFromFinancialTransactionsDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedResultTechnicalAccountDamageInsuranceDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedResultTechnicalAccountDamageInsuranceDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedTreasurySharesTitle" xlink:label="kvk-abstr_ConsolidatedTreasurySharesTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedTuitionCourseTrainingExamFeesDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedTuitionCourseTrainingExamFeesDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedTurnoverRatioTitle" xlink:label="kvk-abstr_ConsolidatedTurnoverRatioTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedUnrealisedLossOnInvestmentsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedUnrealisedLossOnInvestmentsDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConstructionContractsDisclosureTitle" xlink:label="kvk-abstr_ConstructionContractsDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NetValueAssetInvestmentCompanyDisclosureTitle" xlink:label="kvk-abstr_NetValueAssetInvestmentCompanyDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NetValueAssetInvestmentCompanyTitle" xlink:label="kvk-abstr_NetValueAssetInvestmentCompanyTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NonWSWSecuredLoansDisclosureTitle" xlink:label="kvk-abstr_NonWSWSecuredLoansDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NonWSWSecuredLoansSpecificationTitle" xlink:label="kvk-abstr_NonWSWSecuredLoansSpecificationTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NoncommercialActivitiesSpecificationTitle" xlink:label="kvk-abstr_NoncommercialActivitiesSpecificationTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NoncontrollingInterestDisclosureTitle" xlink:label="kvk-abstr_NoncontrollingInterestDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NoncurrentLiabilitiesDisclosureTitle" xlink:label="kvk-abstr_NoncurrentLiabilitiesDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NoncurrentLiabilitiesEffectiveInterestRatesTitle" xlink:label="kvk-abstr_NoncurrentLiabilitiesEffectiveInterestRatesTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesDiscountedValueLessorBreakdownTitle" xlink:label="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesDiscountedValueLessorBreakdownTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesDiscountedValueLessorSpecificationTitle" xlink:label="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesDiscountedValueLessorSpecificationTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesGrossInvestmentSpecificationTitle" xlink:label="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesGrossInvestmentSpecificationTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesGrossInvestmentTitle" xlink:label="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesGrossInvestmentTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NoncurrentLiabilitiesGovernmentAndBanksMovementHousingTitle" xlink:label="kvk-abstr_NoncurrentLiabilitiesGovernmentAndBanksMovementHousingTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NoncurrentLiabilitiesLiabilitiesFromRealEstateSoldSubjectTermsConditionsMovementHousingTitle" xlink:label="kvk-abstr_NoncurrentLiabilitiesLiabilitiesFromRealEstateSoldSubjectTermsConditionsMovementHousingTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NotesConsolidatedProvisionsAcquisitionCostsMovementInsuranceTitle" xlink:label="kvk-abstr_NotesConsolidatedProvisionsAcquisitionCostsMovementInsuranceTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_NotesConsolidatedProvisionsInterestRateDiscountMovementInsuranceTitle" xlink:label="kvk-abstr_NotesConsolidatedProvisionsInterestRateDiscountMovementInsuranceTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_PayablesVPLArrangementsReceivedNotYetUtilisedDisclosureTitle" xlink:label="kvk-abstr_PayablesVPLArrangementsReceivedNotYetUtilisedDisclosureTitle_loc" xlink:type="locator"/>
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