<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
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    <link:label id="kvk-abstr_AccountingPrinciplesAssetsLiabilitiesTitle_label_en" xlink:label="kvk-abstr_AccountingPrinciplesAssetsLiabilitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accounting principles applied to the valuation of assets and liabilities</link:label>
    <link:label id="kvk-abstr_AccountingPrinciplesResultTitle_label_en" xlink:label="kvk-abstr_AccountingPrinciplesResultTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accounting principles for the determination of the result</link:label>
    <link:label id="kvk-abstr_AccountingPrinciplesCashflowStatementTitle_label_en" xlink:label="kvk-abstr_AccountingPrinciplesCashflowStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accounting principles: Cash flow statement</link:label>
    <link:label id="kvk-abstr_AccountingPrinciplesStatementComprehensiveIncomeTitle_label_en" xlink:label="kvk-abstr_AccountingPrinciplesStatementComprehensiveIncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accounting principles: Statement of comprehensive income</link:label>
    <link:label id="kvk-abstr_AccountingPrinciplesTitle_label_en" xlink:label="kvk-abstr_AccountingPrinciplesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accounting principles</link:label>
    <link:label id="kvk-abstr_ConsolidatedAccountingPrinciplesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAccountingPrinciplesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accounting principles</link:label>
    <link:label id="kvk-abstr_AccrualsAndDeferredIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_AccrualsAndDeferredIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accruals and deferred income, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedAccrualsAndDeferredIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAccrualsAndDeferredIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accruals and deferred income, disclosure</link:label>
    <link:label id="kvk-abstr_AccrualsAndDeferredIncomeTitle_label_en" xlink:label="kvk-abstr_AccrualsAndDeferredIncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accruals and deferred income</link:label>
    <link:label id="kvk-abstr_ConsolidatedAccrualsAndDeferredIncomeTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAccrualsAndDeferredIncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accruals and deferred income</link:label>
    <link:label id="kvk-abstr_AccruedIncomeBreakdownTitle_label_en" xlink:label="kvk-abstr_AccruedIncomeBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accrued income: Breakdown (insurance)</link:label>
    <link:label id="kvk-abstr_AccruedIncomeAccruedIncomeOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_AccruedIncomeAccruedIncomeOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accrued income: Other accrued income: Specification</link:label>
    <link:label id="kvk-abstr_AccruedIncomeKvkTitle_label_en" xlink:label="kvk-abstr_AccruedIncomeKvkTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accrued income</link:label>
    <link:label id="kvk-abstr_ConsolidatedAccruedIncomeTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAccruedIncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Accrued income</link:label>
    <link:label id="kvk-abstr_AcquisitionCostsCapitalisedOverviewTitle_label_en" xlink:label="kvk-abstr_AcquisitionCostsCapitalisedOverviewTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Acquisition costs capitalised overview (insurance)</link:label>
    <link:label id="kvk-abstr_ConsolidatedAcquisitionCostsCapitalisedOverviewTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAcquisitionCostsCapitalisedOverviewTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Acquisition costs capitalised overview (insurance)</link:label>
    <link:label id="kvk-abstr_ActualExpectedExpensesProspectusBreakdownTitle_label_en" xlink:label="kvk-abstr_ActualExpectedExpensesProspectusBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Actual and expected expenses according to the prospectus: breakdown</link:label>
    <link:label id="kvk-abstr_EntityAddressTitle_label_en" xlink:label="kvk-abstr_EntityAddressTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Address of the legal entity</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeAllocationTitle_label_en" xlink:label="kvk-abstr_SubsidyIncomeAllocationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Allocation of subsidy income</link:label>
    <link:label id="kvk-abstr_DepreciationAmortisationAndChangesValuePropertyPlantEquipmentIntangibleAssetsDisclosureTitle_label_en" xlink:label="kvk-abstr_DepreciationAmortisationAndChangesValuePropertyPlantEquipmentIntangibleAssetsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Amortisation and changes in value of intangible assets and depreciation and changes in value of property, plant and equipment, disclosure</link:label>
    <link:label id="kvk-abstr_DepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsBreakdownTitle_label_en" xlink:label="kvk-abstr_DepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Amortisation of intangible assets and depreciation of property, plant and equipment: Breakdown</link:label>
    <link:label id="kvk-abstr_DepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsDisclosureTitle_label_en" xlink:label="kvk-abstr_DepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Amortisation of intangible assets and depreciation of property, plant and equipment</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeAllocationAmountTitle_label_en" xlink:label="kvk-abstr_SubsidyIncomeAllocationAmountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Amount of allocation of subsidy income</link:label>
    <link:label id="kvk-abstr_AmountOfAssetsLiabilitiesInForeignCurrenciesTitle_label_en" xlink:label="kvk-abstr_AmountOfAssetsLiabilitiesInForeignCurrenciesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Amount of assets and liabilities kept in foreign currencies</link:label>
    <link:label id="kvk-abstr_ConsolidatedAmountOfAssetsLiabilitiesInForeignCurrenciesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAmountOfAssetsLiabilitiesInForeignCurrenciesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Amount of assets and liabilities kept in foreign currencies</link:label>
    <link:label id="kvk-abstr_AmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsTitle_label_en" xlink:label="kvk-abstr_AmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Amount paid to attract participants, in case this exceeds one tenth of a percent of the average managed assets</link:label>
    <link:label id="kvk-abstr_ConsolidatedAmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Amount paid to attract participants, in case this exceeds one tenth of a percent of the average managed assets</link:label>
    <link:label id="kvk-abstr_AnalysisDifferencesBudgettedActualTitle_label_en" xlink:label="kvk-abstr_AnalysisDifferencesBudgettedActualTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Analysis of differences between the budget and actuals</link:label>
    <link:label id="kvk-abstr_ConsolidatedAnalysisDifferencesBudgettedActualTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAnalysisDifferencesBudgettedActualTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Analysis of differences between the budget and actuals</link:label>
    <link:label id="kvk-abstr_NotesAnalysisDifferencesBudgettedActualTitle_label_en" xlink:label="kvk-abstr_NotesAnalysisDifferencesBudgettedActualTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Analysis of differences between the budget and actuals</link:label>
    <link:label id="kvk-abstr_AnnualReportTitle_label_en" xlink:label="kvk-abstr_AnnualReportTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Annual report</link:label>
    <link:label id="kvk-abstr_AppropriationBalanceIncomeExpensesTitle_label_en" xlink:label="kvk-abstr_AppropriationBalanceIncomeExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Appropriation of the balance of income and expenses</link:label>
    <link:label id="kvk-abstr_AppropriationBalanceIncomeExpensesFundraisingTitle_label_en" xlink:label="kvk-abstr_AppropriationBalanceIncomeExpensesFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Appropriation of the blance of income and expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedAppropriationBalanceIncomeExpensesFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAppropriationBalanceIncomeExpensesFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Appropriation of the blance of income and expenses</link:label>
    <link:label id="kvk-abstr_ResultsAppropriationBreakdownTitle_label_en" xlink:label="kvk-abstr_ResultsAppropriationBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Appropriation of the results, breakdown</link:label>
    <link:label id="kvk-abstr_ResultsAppropriationSpecificationTitle_label_en" xlink:label="kvk-abstr_ResultsAppropriationSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Appropriation of the results: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultsAppropriationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultsAppropriationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Appropriation of the results</link:label>
    <link:label id="kvk-abstr_ResultsAppropriationDisclosureTitle_label_en" xlink:label="kvk-abstr_ResultsAppropriationDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Appropriation of the results</link:label>
    <link:label id="kvk-abstr_ResultsAppropriationTitle_label_en" xlink:label="kvk-abstr_ResultsAppropriationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Appropriation of the results</link:label>
    <link:label id="kvk-abstr_ConsolidatedGeographicAreaInsuranceContractsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedGeographicAreaInsuranceContractsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Area insurance contracts</link:label>
    <link:label id="kvk-abstr_GeographicAreaInsuranceContractsTitle_label_en" xlink:label="kvk-abstr_GeographicAreaInsuranceContractsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Area insurance contracts</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedCompositeTransactionsTitle_label_en" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedCompositeTransactionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets and liabilities not recognised in balance sheet: Composite transactions with the legal form of a lease agreement</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets and liabilities not recognised in balance sheet: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_CommitmentsContingenciesNotIncludedInBalanceSheetTitle_label_en" xlink:label="kvk-abstr_CommitmentsContingenciesNotIncludedInBalanceSheetTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets and liabilities not recognised in balance sheet</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseLessorsBreakdownMaturityTitle_label_en" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseLessorsBreakdownMaturityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets and liabilities not recognised in balance sheets: Operating lease commitments for lessors: Breakdown maturity</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseLessorsMaturitySpecificationTitle_label_en" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseLessorsMaturitySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets and liabilities not recognised in balance sheets: Operating lease commitments for lessors: Term specification</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseBreakdownMaturityTitle_label_en" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseBreakdownMaturityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets and liabilities not recognised in balance sheets: Operating lease commitments: Breakdown maturity</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseBreakdownOtherTitle_label_en" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseBreakdownOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets and liabilities not recognised in balance sheets: Operating lease commitments: Breakdown other</link:label>
    <link:label id="kvk-abstr_OperatingLeasesPaymentsDuringPeriodBreakdownTitle_label_en" xlink:label="kvk-abstr_OperatingLeasesPaymentsDuringPeriodBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets and liabilities not recognised in balance sheets: Operating lease commitments: Breakdown</link:label>
    <link:label id="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseMaturitySpecificationTitle_label_en" xlink:label="kvk-abstr_AssetsLiabilitiesNotRecognisedOperatingLeaseMaturitySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets and liabilities not recognised in balance sheets: Operating lease commitments: Term specification</link:label>
    <link:label id="kvk-abstr_ContingentLiabilitiesPaymentsObtainUsageRightsBreakdownMaturityTitle_label_en" xlink:label="kvk-abstr_ContingentLiabilitiesPaymentsObtainUsageRightsBreakdownMaturityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets and liabilities not recognised in balance sheets: Payments to obtain usage rights: Breakdown maturity</link:label>
    <link:label id="kvk-abstr_AssetsNotAtTheDisposalTitle_label_en" xlink:label="kvk-abstr_AssetsNotAtTheDisposalTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets not freely available</link:label>
    <link:label id="kvk-abstr_AssetsOtherBreakdownTitle_label_en" xlink:label="kvk-abstr_AssetsOtherBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets other: Breakdown</link:label>
    <link:label id="kvk-abstr_AssetsTitle_label_en" xlink:label="kvk-abstr_AssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Assets</link:label>
    <link:label id="kvk-abstr_AuditorsFeesBreakdownTitle_label_en" xlink:label="kvk-abstr_AuditorsFeesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Auditor's fees: Breakdown</link:label>
    <link:label id="kvk-abstr_AuditorsFeesDisclosureTitle_label_en" xlink:label="kvk-abstr_AuditorsFeesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Auditor's fees</link:label>
    <link:label id="kvk-abstr_AuditorsFeesTitle_label_en" xlink:label="kvk-abstr_AuditorsFeesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Auditor's fees</link:label>
    <link:label id="kvk-abstr_ConsolidatedAuditorsFeesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAuditorsFeesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Auditor's fees</link:label>
    <link:label id="kvk-abstr_AverageNumberEmployeesSegmentSpecificationTitle_label_en" xlink:label="kvk-abstr_AverageNumberEmployeesSegmentSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Average number of employees per segment: Specification</link:label>
    <link:label id="kvk-abstr_AverageNumberOfEmployeesBreakdownTitle_label_en" xlink:label="kvk-abstr_AverageNumberOfEmployeesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Average number of employees: Breakdown</link:label>
    <link:label id="kvk-abstr_AverageNumberEmployeesDisclosureTitle_label_en" xlink:label="kvk-abstr_AverageNumberEmployeesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Average number of employees</link:label>
    <link:label id="kvk-abstr_AverageNumberEmployeesTitle_label_en" xlink:label="kvk-abstr_AverageNumberEmployeesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Average number of employees</link:label>
    <link:label id="kvk-abstr_ConsolidatedAverageNumberEmployeesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAverageNumberEmployeesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Average number of employees</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancialIncomeExpensesBalanceTitle_label_en" xlink:label="kvk-abstr_ConsolidatedFinancialIncomeExpensesBalanceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Balance financial income and expense</link:label>
    <link:label id="kvk-abstr_FinancialIncomeExpensesBalanceTitle_label_en" xlink:label="kvk-abstr_FinancialIncomeExpensesBalanceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Balance financial income and expense</link:label>
    <link:label id="kvk-abstr_BalanceSheetBeforeAfterAppropriationResultsTitle_label_en" xlink:label="kvk-abstr_BalanceSheetBeforeAfterAppropriationResultsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Balance sheet before or after appropriation of results</link:label>
    <link:label id="kvk-abstr_BalanceSheetCompleteTitle_label_en" xlink:label="kvk-abstr_BalanceSheetCompleteTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Balance sheet complete</link:label>
    <link:label id="kvk-abstr_BalanceSheetTitle_label_en" xlink:label="kvk-abstr_BalanceSheetTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Balance sheet</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureBalanceSheetTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDisclosureBalanceSheetTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Balance sheet</link:label>
    <link:label id="kvk-abstr_SeparateDisclosureBalanceSheetTitle_label_en" xlink:label="kvk-abstr_SeparateDisclosureBalanceSheetTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Balance sheet</link:label>
    <link:label id="kvk-abstr_BondsOtherFixedIncomeSecuritiesDisclosureTitle_label_en" xlink:label="kvk-abstr_BondsOtherFixedIncomeSecuritiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Bonds and other fixed-income securities, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedBondsOtherFixedIncomeSecuritiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedBondsOtherFixedIncomeSecuritiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Bonds and other fixed-income securities, disclosure</link:label>
    <link:label id="kvk-abstr_BondsOtherFixedIncomeSecuritiesExigibilityBreakdownTitle_label_en" xlink:label="kvk-abstr_BondsOtherFixedIncomeSecuritiesExigibilityBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Bonds and other fixed-income securities, exigibility: breakdown</link:label>
    <link:label id="kvk-abstr_BondsOtherFixedIncomeSecuritiesIssuerBreakdownTitle_label_en" xlink:label="kvk-abstr_BondsOtherFixedIncomeSecuritiesIssuerBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Bonds and other fixed-income securities, issuer: breakdown</link:label>
    <link:label id="kvk-abstr_BondsOtherFixedIncomeSecuritiesMovementTitle_label_en" xlink:label="kvk-abstr_BondsOtherFixedIncomeSecuritiesMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Bonds and other fixed-income securities, movement</link:label>
    <link:label id="kvk-abstr_BondsOtherFixedIncomeSecuritiesPublicOfferingBreakdownTitle_label_en" xlink:label="kvk-abstr_BondsOtherFixedIncomeSecuritiesPublicOfferingBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Bonds and other fixed-income securities, public offering: breakdown</link:label>
    <link:label id="kvk-abstr_BondsOtherFixedIncomeSecuritiesTitle_label_en" xlink:label="kvk-abstr_BondsOtherFixedIncomeSecuritiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Bonds and other fixed-income securities</link:label>
    <link:label id="kvk-abstr_InvestmentsBookValueInvestmentMovementTitle_label_en" xlink:label="kvk-abstr_InvestmentsBookValueInvestmentMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Book value investments: movement schedule</link:label>
    <link:label id="kvk-abstr_BookValueInvestmentsTitle_label_en" xlink:label="kvk-abstr_BookValueInvestmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Book value investments</link:label>
    <link:label id="kvk-abstr_ConsolidatedBookValueInvestmentsMovementTitle_label_en" xlink:label="kvk-abstr_ConsolidatedBookValueInvestmentsMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Book value investments</link:label>
    <link:label id="kvk-abstr_BorrowingsFromGovernmentsBanksTitle_label_en" xlink:label="kvk-abstr_BorrowingsFromGovernmentsBanksTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Borrowings from governments and banks</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentBorrowingsFromGovernmentsBanksTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNoncurrentBorrowingsFromGovernmentsBanksTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Borrowings from governments and banks</link:label>
    <link:label id="kvk-abstr_BorrowingsFromGovernmentsCreditInstitutionsBreakdownTitle_label_en" xlink:label="kvk-abstr_BorrowingsFromGovernmentsCreditInstitutionsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Borrowings from governments and credit institutions: Breakdown</link:label>
    <link:label id="kvk-abstr_BorrowingsFromGovernmentsCreditInstitutionsTitle_label_en" xlink:label="kvk-abstr_BorrowingsFromGovernmentsCreditInstitutionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Borrowings from governments and credit institutions</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentBorrowingsFromGovernmentsCreditInstitutionsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNoncurrentBorrowingsFromGovernmentsCreditInstitutionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Borrowings from governments and credit institutions</link:label>
    <link:label id="kvk-abstr_CashFlowStatementBreakdownCpTitle_label_en" xlink:label="kvk-abstr_CashFlowStatementBreakdownCpTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedCashFlowStatementBreakdownCpTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCashFlowStatementBreakdownCpTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Breakdown</link:label>
    <link:label id="kvk-abstr_DiscontinuedOperationsOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_DiscontinuedOperationsOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Business activities that are not continued sustainably: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_CalledUpShareCapitalDisclosureTitle_label_en" xlink:label="kvk-abstr_CalledUpShareCapitalDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Called-up share capital, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedCalledUpShareCapitalDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCalledUpShareCapitalDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Called-up share capital, disclosure</link:label>
    <link:label id="kvk-abstr_CapitalRatioDisclosureTitle_label_en" xlink:label="kvk-abstr_CapitalRatioDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Capital ratio's, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedCapitalRatioDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCapitalRatioDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Capital ratio's, disclosure</link:label>
    <link:label id="kvk-abstr_CapitalRatioBreakdownTitle_label_en" xlink:label="kvk-abstr_CapitalRatioBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Capital ratio's: breakdown</link:label>
    <link:label id="kvk-abstr_CapitalisedAcquisitionCostsMovementTitle_label_en" xlink:label="kvk-abstr_CapitalisedAcquisitionCostsMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Capitalised acquisition costs: movement</link:label>
    <link:label id="kvk-abstr_CapitalisedAcquisitionCostsTitle_label_en" xlink:label="kvk-abstr_CapitalisedAcquisitionCostsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Capitalised acquisition costs</link:label>
    <link:label id="kvk-abstr_ConsolidatedCapitalisedAcquisitionCostsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCapitalisedAcquisitionCostsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Capitalised acquisition costs</link:label>
    <link:label id="kvk-abstr_CapitalisedProductionCostsDisclosureTitle_label_en" xlink:label="kvk-abstr_CapitalisedProductionCostsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Capitalised production costs</link:label>
    <link:label id="kvk-abstr_CapitalisedProductionCostsTitle_label_en" xlink:label="kvk-abstr_CapitalisedProductionCostsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Capitalised production costs</link:label>
    <link:label id="kvk-abstr_ConsolidatedCapitalisedProductionCostsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCapitalisedProductionCostsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Capitalised production costs</link:label>
    <link:label id="kvk-abstr_CashAndCashEquivalentsBreakdownTitle_label_en" xlink:label="kvk-abstr_CashAndCashEquivalentsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash and cash equivalents: Breakdown</link:label>
    <link:label id="kvk-abstr_CashAndCashEquivalentsOtherAmountsTitle_label_en" xlink:label="kvk-abstr_CashAndCashEquivalentsOtherAmountsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash and cash equivalents: Other amounts</link:label>
    <link:label id="kvk-abstr_CashAndCashEquivalentsSpecificationTitle_label_en" xlink:label="kvk-abstr_CashAndCashEquivalentsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash and cash equivalents: Specification</link:label>
    <link:label id="kvk-abstr_CashAndCashEquivalentsDisclosureTitle_label_en" xlink:label="kvk-abstr_CashAndCashEquivalentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash and cash equivalents</link:label>
    <link:label id="kvk-abstr_CashAndCashEquivalentsTitle_label_en" xlink:label="kvk-abstr_CashAndCashEquivalentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash and cash equivalents</link:label>
    <link:label id="kvk-abstr_ConsolidatedCashAndCashEquivalentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCashAndCashEquivalentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash and cash equivalents</link:label>
    <link:label id="kvk-abstr_CashFlowStatementCompleteTitle_label_en" xlink:label="kvk-abstr_CashFlowStatementCompleteTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash flow statement complete</link:label>
    <link:label id="kvk-abstr_CashFlowStatementBreakdownTitle_label_en" xlink:label="kvk-abstr_CashFlowStatementBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash flow statement: Breakdown</link:label>
    <link:label id="kvk-abstr_CashFlowStatementTitle_label_en" xlink:label="kvk-abstr_CashFlowStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash flow statement</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureCashFlowStatementTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDisclosureCashFlowStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash flow statement</link:label>
    <link:label id="kvk-abstr_SeparateDisclosureCashFlowStatementTitle_label_en" xlink:label="kvk-abstr_SeparateDisclosureCashFlowStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash flow statement</link:label>
    <link:label id="kvk-abstr_CashInHandDisclosureTitle_label_en" xlink:label="kvk-abstr_CashInHandDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash in hand, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedCashInHandDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCashInHandDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash in hand, disclosure</link:label>
    <link:label id="kvk-abstr_CashInHandBreakdownTitle_label_en" xlink:label="kvk-abstr_CashInHandBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cash in hand: breakdown</link:label>
    <link:label id="kvk-abstr_CentralGovernmentContributionsTitle_label_en" xlink:label="kvk-abstr_CentralGovernmentContributionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Central government contributions</link:label>
    <link:label id="kvk-abstr_ConsolidatedCentralGovernmentContributionsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCentralGovernmentContributionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Central government contributions</link:label>
    <link:label id="kvk-abstr_ChangeReinsurancePartTechnicalProvisionSpecificationTitle_label_en" xlink:label="kvk-abstr_ChangeReinsurancePartTechnicalProvisionSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in reinsurance part of technical provision: specification</link:label>
    <link:label id="kvk-abstr_ChangeProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:label="kvk-abstr_ChangeProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change provision pension obligations on behalf of participants</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangeProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangeProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change provision pension obligations on behalf of participants</link:label>
    <link:label id="kvk-abstr_ChangesConstructionContractsOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_ChangesConstructionContractsOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in construction contracts: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_ChangesConstructionContractsTitle_label_en" xlink:label="kvk-abstr_ChangesConstructionContractsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in construction contracts</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesConstructionContractsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangesConstructionContractsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in construction contracts</link:label>
    <link:label id="kvk-abstr_ChangesInventoriesWorkInProgressDisclosureTitle_label_en" xlink:label="kvk-abstr_ChangesInventoriesWorkInProgressDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in inventories and work in progress</link:label>
    <link:label id="kvk-abstr_ChangesInventoriesWorkInProgressTitle_label_en" xlink:label="kvk-abstr_ChangesInventoriesWorkInProgressTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in inventories and work in progress</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesInventoriesWorkInProgressTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangesInventoriesWorkInProgressTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in inventories and work in progress</link:label>
    <link:label id="kvk-abstr_ConsolidatedCurrencyExchangeDifferencesChangesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCurrencyExchangeDifferencesChangesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in reserves due to currency exchange differences</link:label>
    <link:label id="kvk-abstr_CurrencyExchangeDifferencesChangesInvestmentFirmTitle_label_en" xlink:label="kvk-abstr_CurrencyExchangeDifferencesChangesInvestmentFirmTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in reserves due to currency exchange differences</link:label>
    <link:label id="kvk-abstr_CurrencyExchangeDifferencesChangesTitle_label_en" xlink:label="kvk-abstr_CurrencyExchangeDifferencesChangesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in reserves due to currency exchange differences</link:label>
    <link:label id="kvk-abstr_ChangesValueInvestmentPropertiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ChangesValueInvestmentPropertiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in the value of investment properties</link:label>
    <link:label id="kvk-abstr_ChangesValueInvestmentPropertiesTitle_label_en" xlink:label="kvk-abstr_ChangesValueInvestmentPropertiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in the value of investment properties</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesValueInvestmentPropertiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangesValueInvestmentPropertiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in the value of investment properties</link:label>
    <link:label id="kvk-abstr_ChangesInValueAssetsNoncurrentTitle_label_en" xlink:label="kvk-abstr_ChangesInValueAssetsNoncurrentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in the value of non-current assets</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesInValueAssetsNoncurrentTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangesInValueAssetsNoncurrentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in the value of non-current assets</link:label>
    <link:label id="kvk-abstr_ChangesValueFinancialAssetsSecuritiesBreakdownTitle_label_en" xlink:label="kvk-abstr_ChangesValueFinancialAssetsSecuritiesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in value of financial assets and of securities: Breakdown</link:label>
    <link:label id="kvk-abstr_ChangesValueFinancialAssetsSecuritiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ChangesValueFinancialAssetsSecuritiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in value of financial assets and of securities</link:label>
    <link:label id="kvk-abstr_ChangesValueFinancialAssetsSecuritiesTitle_label_en" xlink:label="kvk-abstr_ChangesValueFinancialAssetsSecuritiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in value of financial assets and of securities</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesValueFinancialAssetsSecuritiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangesValueFinancialAssetsSecuritiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in value of financial assets and of securities</link:label>
    <link:label id="kvk-abstr_ChangesValueInvestmentPropertiesBreakdownTitle_label_en" xlink:label="kvk-abstr_ChangesValueInvestmentPropertiesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in value of investment properties: Breakdown</link:label>
    <link:label id="kvk-abstr_ChangesInvestmentPropertiesTitle_label_en" xlink:label="kvk-abstr_ChangesInvestmentPropertiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in value of investment properties</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesInvestmentPropertiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangesInvestmentPropertiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in value of investment properties</link:label>
    <link:label id="kvk-abstr_ChangesValueRealEstatePortfolioTitle_label_en" xlink:label="kvk-abstr_ChangesValueRealEstatePortfolioTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in value of real estate portfolio</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesValueRealEstatePortfolioTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangesValueRealEstatePortfolioTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Changes in value of real estate portfolio</link:label>
    <link:label id="kvk-abstr_CommercialActivitiesSpecificationTitle_label_en" xlink:label="kvk-abstr_CommercialActivitiesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Commercial activities: Specification</link:label>
    <link:label id="kvk-abstr_CommissionsPaidAndPayableTitle_label_en" xlink:label="kvk-abstr_CommissionsPaidAndPayableTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Commissions paid and due</link:label>
    <link:label id="kvk-abstr_ConsolidatedCommissionsPaidAndPayableTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCommissionsPaidAndPayableTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Commissions paid and due</link:label>
    <link:label id="kvk-abstr_CommissionsPaidAndPayableDisclosureTitle_label_en" xlink:label="kvk-abstr_CommissionsPaidAndPayableDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Commissions paid, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedCommissionsPaidAndPayableDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCommissionsPaidAndPayableDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Commissions paid, disclosure</link:label>
    <link:label id="kvk-abstr_CommissionsReceivedAndReceivableDisclosureTitle_label_en" xlink:label="kvk-abstr_CommissionsReceivedAndReceivableDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Commissions received, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedCommissionsReceivedAndReceivableDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCommissionsReceivedAndReceivableDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Commissions received, disclosure</link:label>
    <link:label id="kvk-abstr_SeparateFinancialStatementTitle_label_en" xlink:label="kvk-abstr_SeparateFinancialStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Company financial statements</link:label>
    <link:label id="kvk-abstr_ManagementBoardCompositionTitle_label_en" xlink:label="kvk-abstr_ManagementBoardCompositionTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Composition of the board of directors</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsConcentrationCollateralSpecificationTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsConcentrationCollateralSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Concentration of receivables from credit institutions by collateral, specification</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsConcentrationGeographicAreaSpecificationTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsConcentrationGeographicAreaSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Concentration of receivables from credit institutions by geographic area, specification</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersConcentrationCollateralSpecificationTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCustomersConcentrationCollateralSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Concentration of receivables from customers by collateral, specification</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersConcentrationGeographicAreaSpecificationTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCustomersConcentrationGeographicAreaSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Concentration of receivables from customers by geographic area, specification</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersConcentrationIndustrySpecificationTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCustomersConcentrationIndustrySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Concentration of receivables from customers by industry, specification</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersConcentrationSectorSpecificationTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCustomersConcentrationSectorSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Concentration of receivables from customers by sector, specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedBalanceSheetTitle_label_en" xlink:label="kvk-abstr_ConsolidatedBalanceSheetTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Consolidated balance sheet</link:label>
    <link:label id="kvk-abstr_ConsolidatedCashFlowStatementTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCashFlowStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Consolidated cash flow statement</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancialStatementTitle_label_en" xlink:label="kvk-abstr_ConsolidatedFinancialStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Consolidated financial statements</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeStatementTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Consolidated income statement</link:label>
    <link:label id="kvk-abstr_ConsolidatedStatementOfComprehensiveIncomeTitle_label_en" xlink:label="kvk-abstr_ConsolidatedStatementOfComprehensiveIncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Consolidated statement of comprehensive income</link:label>
    <link:label id="kvk-abstr_ConstructionContractsOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_ConstructionContractsOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Construction contracts: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_ConstructionContractsOtherAmountsTitle_label_en" xlink:label="kvk-abstr_ConstructionContractsOtherAmountsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Construction contracts: Other amounts</link:label>
    <link:label id="kvk-abstr_ConstructionContractsSpecificationTitle_label_en" xlink:label="kvk-abstr_ConstructionContractsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Construction contracts: Specification</link:label>
    <link:label id="kvk-abstr_ConstructionContractsObligationPerformingServiceSpecificationTitle_label_en" xlink:label="kvk-abstr_ConstructionContractsObligationPerformingServiceSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Construction contracts: Type of performance obligation: Specification</link:label>
    <link:label id="kvk-abstr_CurrentLiabilitiesConstructionContractsObligationPerformingServiceSpecificationTitle_label_en" xlink:label="kvk-abstr_CurrentLiabilitiesConstructionContractsObligationPerformingServiceSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Construction contracts: Type of performance obligation: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedConstructionContractsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedConstructionContractsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Construction contracts</link:label>
    <link:label id="kvk-abstr_ConstructionContractsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConstructionContractsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Construction contracts</link:label>
    <link:label id="kvk-abstr_ConstructionContractsTitle_label_en" xlink:label="kvk-abstr_ConstructionContractsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Construction contracts</link:label>
    <link:label id="kvk-abstr_ContingentLiabilitiesBreakdownTitle_label_en" xlink:label="kvk-abstr_ContingentLiabilitiesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Contingent liabilities, breakdown</link:label>
    <link:label id="kvk-abstr_ContingentLiabilitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ContingentLiabilitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Contingent liabilities, disclosure</link:label>
    <link:label id="kvk-abstr_ContinuityParagraphBalanceSheetTitle_label_en" xlink:label="kvk-abstr_ContinuityParagraphBalanceSheetTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Continuity paragraph balance sheet</link:label>
    <link:label id="kvk-abstr_ContinuityParagraphStaffingLevelTitle_label_en" xlink:label="kvk-abstr_ContinuityParagraphStaffingLevelTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Continuity paragraph staffing level</link:label>
    <link:label id="kvk-abstr_ContinuityParagraphStateForecastofIncomeandExpensesTitle_label_en" xlink:label="kvk-abstr_ContinuityParagraphStateForecastofIncomeandExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Continuity paragraph state - forecast of income and expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedContinuityParagraphTitle_label_en" xlink:label="kvk-abstr_ConsolidatedContinuityParagraphTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Continuity paragraph</link:label>
    <link:label id="kvk-abstr_ContinuityParagraphTitle_label_en" xlink:label="kvk-abstr_ContinuityParagraphTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Continuity paragraph</link:label>
    <link:label id="kvk-abstr_SeparateContinuityParagraphTitle_label_en" xlink:label="kvk-abstr_SeparateContinuityParagraphTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Continuity paragraph</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostAllocationActivitiesApproachTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCostAllocationActivitiesApproachTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cost allocation activities approach</link:label>
    <link:label id="kvk-abstr_CostAllocationActivitiesTitle_label_en" xlink:label="kvk-abstr_CostAllocationActivitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cost allocation to activities</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostsOutsourcedWorkOtherExternalExpensesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCostsOutsourcedWorkOtherExternalExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cost of outsourced work and other external expenses</link:label>
    <link:label id="kvk-abstr_CostsOutsourcedWorkOtherExternalExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_CostsOutsourcedWorkOtherExternalExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cost of outsourced work and other external expenses</link:label>
    <link:label id="kvk-abstr_CostsOutsourcedWorkOtherExternalExpensesTitle_label_en" xlink:label="kvk-abstr_CostsOutsourcedWorkOtherExternalExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cost of outsourced work and other external expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostOfSalesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCostOfSalesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cost of sales</link:label>
    <link:label id="kvk-abstr_CostOfSalesDisclosureTitle_label_en" xlink:label="kvk-abstr_CostOfSalesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cost of sales</link:label>
    <link:label id="kvk-abstr_CostOfSalesTitle_label_en" xlink:label="kvk-abstr_CostOfSalesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Cost of sales</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostsRawMaterialsConsumablesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCostsRawMaterialsConsumablesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Costs of raw materials and consumables</link:label>
    <link:label id="kvk-abstr_CostsRawMaterialsConsumablesDisclosureTitle_label_en" xlink:label="kvk-abstr_CostsRawMaterialsConsumablesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Costs of raw materials and consumables</link:label>
    <link:label id="kvk-abstr_CostsRawMaterialsConsumablesTitle_label_en" xlink:label="kvk-abstr_CostsRawMaterialsConsumablesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Costs of raw materials and consumables</link:label>
    <link:label id="kvk-abstr_AssetsCurrentTitle_label_en" xlink:label="kvk-abstr_AssetsCurrentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Current assets</link:label>
    <link:label id="kvk-abstr_LiabilitiesRelatingToSecuritiesTransactionsCurrentTitle_label_en" xlink:label="kvk-abstr_LiabilitiesRelatingToSecuritiesTransactionsCurrentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Current liabilities relating to securities transactions</link:label>
    <link:label id="kvk-abstr_LiabilitiesCurrentBreakdownTitle_label_en" xlink:label="kvk-abstr_LiabilitiesCurrentBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Current liabilities: Breakdown</link:label>
    <link:label id="kvk-abstr_CurrentLiabilitiesConstructionContractsOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_CurrentLiabilitiesConstructionContractsOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Current liabilities: Construction contracts: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_CurrentLiabilitiesConstructionContractsOtherAmountsTitle_label_en" xlink:label="kvk-abstr_CurrentLiabilitiesConstructionContractsOtherAmountsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Current liabilities: Construction contracts: Other amounts</link:label>
    <link:label id="kvk-abstr_NotesCurrentLiabilitiesConstructionContractsSpecificationTitle_label_en" xlink:label="kvk-abstr_NotesCurrentLiabilitiesConstructionContractsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Current liabilities: Construction contracts: Specification</link:label>
    <link:label id="kvk-abstr_LiabilitiesCurrentOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_LiabilitiesCurrentOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Current liabilities: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_CurrentLiabilitiesPayablesOtherCurrentSpecificationEducationTitle_label_en" xlink:label="kvk-abstr_CurrentLiabilitiesPayablesOtherCurrentSpecificationEducationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Current liabilities: Other payables: Specification</link:label>
    <link:label id="kvk-abstr_CurrentLiabilitiesPayablesOtherCurrentSpecificationTitle_label_en" xlink:label="kvk-abstr_CurrentLiabilitiesPayablesOtherCurrentSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Current liabilities: Other payables: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedLiabilitiesCurrentTitle_label_en" xlink:label="kvk-abstr_ConsolidatedLiabilitiesCurrentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Current liabilities</link:label>
    <link:label id="kvk-abstr_LiabilitiesCurrentDisclosureTitle_label_en" xlink:label="kvk-abstr_LiabilitiesCurrentDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Current liabilities</link:label>
    <link:label id="kvk-abstr_LiabilitiesCurrentTitle_label_en" xlink:label="kvk-abstr_LiabilitiesCurrentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Current liabilities</link:label>
    <link:label id="kvk-abstr_ConsolidatedCustodianFeesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCustodianFeesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Custodian fees</link:label>
    <link:label id="kvk-abstr_CustodianFeesTitle_label_en" xlink:label="kvk-abstr_CustodianFeesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Custodian fees</link:label>
    <link:label id="kvk-abstr_DBCsDBCHealthCareProductsInProgressBreakdownTitle_label_en" xlink:label="kvk-abstr_DBCsDBCHealthCareProductsInProgressBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">DBCs/DBC health care products in progress: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedDamageOutflowOverviewDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDamageOutflowOverviewDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Damage outflow overview disclosure</link:label>
    <link:label id="kvk-abstr_DamageOutflowOverviewDisclosureTitle_label_en" xlink:label="kvk-abstr_DamageOutflowOverviewDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Damage outflow overview disclosure</link:label>
    <link:label id="kvk-abstr_DamageOutflowOverviewSpecificationTitle_label_en" xlink:label="kvk-abstr_DamageOutflowOverviewSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Damage outflow overview: specification</link:label>
    <link:label id="kvk-abstr_DamagesAndBenefitsReceivedCentralCashBreakdownTitle_label_en" xlink:label="kvk-abstr_DamagesAndBenefitsReceivedCentralCashBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Damages and benefits received central cash: breakdown</link:label>
    <link:label id="kvk-abstr_DebtSecuritiesBreakdownMaturityTitle_label_en" xlink:label="kvk-abstr_DebtSecuritiesBreakdownMaturityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Debt securities, breakdown maturity</link:label>
    <link:label id="kvk-abstr_ConsolidatedDebtSecuritiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDebtSecuritiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Debt securities, disclosure</link:label>
    <link:label id="kvk-abstr_DebtSecuritiesDisclosureTitle_label_en" xlink:label="kvk-abstr_DebtSecuritiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Debt securities, disclosure</link:label>
    <link:label id="kvk-abstr_DebtSecuritiesTitle_label_en" xlink:label="kvk-abstr_DebtSecuritiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Debt securities</link:label>
    <link:label id="kvk-abstr_DescriptionAdditionalRelevantPositionsHousingTitle_label_en" xlink:label="kvk-abstr_DescriptionAdditionalRelevantPositionsHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Declarations of directors and supervisory directors</link:label>
    <link:label id="kvk-abstr_ConsolidatedDecreaseInValueOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDecreaseInValueOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Decrease in value of non-current securities and investments in participating interests, disclosure</link:label>
    <link:label id="kvk-abstr_DecreaseInValueOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_en" xlink:label="kvk-abstr_DecreaseInValueOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Decrease in value of non-current securities and investments in participating interests, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedDecreaseInValueOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDecreaseInValueOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Decrease in value of receivables and provisions for on balance sheet commitments, disclosure</link:label>
    <link:label id="kvk-abstr_DecreaseInValueOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_DecreaseInValueOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Decrease in value of receivables and provisions for on balance sheet commitments, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedDeductedManagementFeesAndOtherFeesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDeductedManagementFeesAndOtherFeesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Deducted management fees and other fees premium pension institutions</link:label>
    <link:label id="kvk-abstr_DeductedManagementFeesAndOtherFeesTitle_label_en" xlink:label="kvk-abstr_DeductedManagementFeesAndOtherFeesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Deducted management fees and other fees</link:label>
    <link:label id="kvk-abstr_ProvisionsDeferredTaxLiabilitiesMovementHousingTitle_label_en" xlink:label="kvk-abstr_ProvisionsDeferredTaxLiabilitiesMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Deferred tax liabilities: Statement of movements</link:label>
    <link:label id="kvk-abstr_ConsolidatedDepositsOfReinsurersTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDepositsOfReinsurersTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Deposits of reinsurers</link:label>
    <link:label id="kvk-abstr_DepositsOfReinsurersTitle_label_en" xlink:label="kvk-abstr_DepositsOfReinsurersTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Deposits of reinsurers</link:label>
    <link:label id="kvk-abstr_ConsolidatedDepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Depreciation of other property, plant and equipment and amortisation of intangible assets</link:label>
    <link:label id="kvk-abstr_DepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_en" xlink:label="kvk-abstr_DepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Depreciation of other property, plant and equipment and amortisation of intangible assets</link:label>
    <link:label id="kvk-abstr_ConsolidatedDepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Depreciation of property, plant and equipment and amortisation of intangible assets</link:label>
    <link:label id="kvk-abstr_DepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_en" xlink:label="kvk-abstr_DepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Depreciation of property, plant and equipment and amortisation of intangible assets</link:label>
    <link:label id="kvk-abstr_ConsolidatedDepreciationRealEstateInvestmentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDepreciationRealEstateInvestmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Depreciation of real estate investments</link:label>
    <link:label id="kvk-abstr_DepreciationRealEstateInvestmentsTitle_label_en" xlink:label="kvk-abstr_DepreciationRealEstateInvestmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Depreciation of real estate investments</link:label>
    <link:label id="kvk-abstr_EquityDesignatedFundSpecificationTitle_label_en" xlink:label="kvk-abstr_EquityDesignatedFundSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Description of designated fund: specification</link:label>
    <link:label id="kvk-abstr_EquityDesignatedReserveSpecificationTitle_label_en" xlink:label="kvk-abstr_EquityDesignatedReserveSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Description of designated reserve: specification</link:label>
    <link:label id="kvk-abstr_DesignatedFundMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_DesignatedFundMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Designated fund: movement: specification</link:label>
    <link:label id="kvk-abstr_DesignatedFundsSpecificationTitle_label_en" xlink:label="kvk-abstr_DesignatedFundsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Designated funds: specification</link:label>
    <link:label id="kvk-abstr_DesignatedFundsTitle_label_en" xlink:label="kvk-abstr_DesignatedFundsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Designated funds</link:label>
    <link:label id="kvk-abstr_DesignatedReserveMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_DesignatedReserveMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Designated reserve: movement: specification</link:label>
    <link:label id="kvk-abstr_DesignatedReserveMovementTitle_label_en" xlink:label="kvk-abstr_DesignatedReserveMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Designated reserve: movement</link:label>
    <link:label id="kvk-abstr_DesignatedReservesSpecificationTitle_label_en" xlink:label="kvk-abstr_DesignatedReservesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Designated reserves: specification</link:label>
    <link:label id="kvk-abstr_DesignatedReservesTitle_label_en" xlink:label="kvk-abstr_DesignatedReservesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Designated reserves</link:label>
    <link:label id="kvk-abstr_DifferencesSeparateConsolidatedFinancialStatementsTitle_label_en" xlink:label="kvk-abstr_DifferencesSeparateConsolidatedFinancialStatementsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Differences between the company and consolidated financial statements</link:label>
    <link:label id="kvk-abstr_DifferencesEquitySeparateConsolidatedFinancialStatementsTitle_label_en" xlink:label="kvk-abstr_DifferencesEquitySeparateConsolidatedFinancialStatementsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Differences in equity between the company and consolidated financial statements</link:label>
    <link:label id="kvk-abstr_DifferencesResultSeparateConsolidatedFinancialStatementsTitle_label_en" xlink:label="kvk-abstr_DifferencesResultSeparateConsolidatedFinancialStatementsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Differences in result between the company and consolidated financial statements</link:label>
    <link:label id="kvk-abstr_DifferencesReservesFundsSeparateConsolidatedFinancialStatementsFundraisingDisclosureTitle_label_en" xlink:label="kvk-abstr_DifferencesReservesFundsSeparateConsolidatedFinancialStatementsFundraisingDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Differences in results and funds between the separate and consolidated financial statements</link:label>
    <link:label id="kvk-abstr_DifferencesReservesFundsSeparateConsolidatedFinancialStatementsFundraisingTitle_label_en" xlink:label="kvk-abstr_DifferencesReservesFundsSeparateConsolidatedFinancialStatementsFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Differences in results and funds between the separate and consolidated financial statements</link:label>
    <link:label id="kvk-abstr_DifferencesEquityAndResultSeparateConsolidatedFinancialStatementsTitle_label_en" xlink:label="kvk-abstr_DifferencesEquityAndResultSeparateConsolidatedFinancialStatementsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Differences in the equity and result between the company and consolidated financial statements</link:label>
    <link:label id="kvk-abstr_ExpensesDirectInvestmentsOtherInvestmentEntitiesTitle_label_en" xlink:label="kvk-abstr_ExpensesDirectInvestmentsOtherInvestmentEntitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Direct investment results</link:label>
    <link:label id="kvk-abstr_ConsolidatedDBCsDBCHealthCareProductsInProgressDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDBCsDBCHealthCareProductsInProgressDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of DBCs/DBC health care products in progress</link:label>
    <link:label id="kvk-abstr_DBCsDBCHealthCareProductsInProgressDisclosureTitle_label_en" xlink:label="kvk-abstr_DBCsDBCHealthCareProductsInProgressDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of DBCs/DBC health care products in progress</link:label>
    <link:label id="kvk-abstr_ConsolidatedPayablesVPLArrangementsReceivedNotYetUtilisedDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPayablesVPLArrangementsReceivedNotYetUtilisedDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of Payables VPL arrangements received but not yet utilised</link:label>
    <link:label id="kvk-abstr_PayablesVPLArrangementsReceivedNotYetUtilisedDisclosureTitle_label_en" xlink:label="kvk-abstr_PayablesVPLArrangementsReceivedNotYetUtilisedDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of Payables VPL arrangements received but not yet utilised</link:label>
    <link:label id="kvk-abstr_AccommodationCostsDisclosureTitle_label_en" xlink:label="kvk-abstr_AccommodationCostsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of accommodation costs</link:label>
    <link:label id="kvk-abstr_ConsolidatedAccommodationCostsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAccommodationCostsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of accommodation costs</link:label>
    <link:label id="kvk-abstr_AccruedIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_AccruedIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of accrued income</link:label>
    <link:label id="kvk-abstr_ActualExpectedExpensesProspectusDisclosureTitle_label_en" xlink:label="kvk-abstr_ActualExpectedExpensesProspectusDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of actual and expected expenses according to the prospectus</link:label>
    <link:label id="kvk-abstr_AllocatedIncomeFromInvestmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_AllocatedIncomeFromInvestmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of allocated income from investments</link:label>
    <link:label id="kvk-abstr_ConsolidatedAllocatedIncomeFromInvestmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAllocatedIncomeFromInvestmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of allocated income from investments</link:label>
    <link:label id="kvk-abstr_AmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsDisclosureTitle_label_en" xlink:label="kvk-abstr_AmountPaidToAttractParticipantsIfThisExceedsOneTenthOfAPercentAverageManagedAssetsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of amount paid to attract participants, in case this exceeds one tenth of a percent of the average managed assets</link:label>
    <link:label id="kvk-abstr_AnalysisDifferenceBudgettedActualDisclosureFundraisingTitle_label_en" xlink:label="kvk-abstr_AnalysisDifferenceBudgettedActualDisclosureFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of analysis of differences between the budget and actuals</link:label>
    <link:label id="kvk-abstr_AnalysisDifferencesBudgettedActualDisclosureTitle_label_en" xlink:label="kvk-abstr_AnalysisDifferencesBudgettedActualDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of analysis of differences between the budget and actuals</link:label>
    <link:label id="kvk-abstr_ConsolidatedAnalysisDifferenceBudgettedActualDisclosureFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAnalysisDifferenceBudgettedActualDisclosureFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of analysis of differences between the budget and actuals</link:label>
    <link:label id="kvk-abstr_AssetsOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_AssetsOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of assets other</link:label>
    <link:label id="kvk-abstr_ConsolidatedAssetsOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAssetsOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of assets other</link:label>
    <link:label id="kvk-abstr_AvailableForMemberPaymentsDisclosureTitle_label_en" xlink:label="kvk-abstr_AvailableForMemberPaymentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of available for member payments</link:label>
    <link:label id="kvk-abstr_ConsolidatedAvailableForMemberPaymentsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAvailableForMemberPaymentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of available for member payments</link:label>
    <link:label id="kvk-abstr_BenefitsForOwnAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_BenefitsForOwnAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of benefits for own account</link:label>
    <link:label id="kvk-abstr_ConsolidatedBenefitsForOwnAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedBenefitsForOwnAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of benefits for own account</link:label>
    <link:label id="kvk-abstr_DisclosureCashFlowStatementBreakdownTitle_label_en" xlink:label="kvk-abstr_DisclosureCashFlowStatementBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of cash flow statement: breakdown</link:label>
    <link:label id="kvk-abstr_CentralGovernmentContributionsDisclosureTitle_label_en" xlink:label="kvk-abstr_CentralGovernmentContributionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of central government contributions</link:label>
    <link:label id="kvk-abstr_ChangeInEqualisationReserveDisclosureTitle_label_en" xlink:label="kvk-abstr_ChangeInEqualisationReserveDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of change in equalisation reserve</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangeInEqualisationReserveDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangeInEqualisationReserveDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of change in equalisation reserve</link:label>
    <link:label id="kvk-abstr_ChangeInOtherTechnicalProvisionsForOwnAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_ChangeInOtherTechnicalProvisionsForOwnAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of change in other technical provisions for own account</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangeInOtherTechnicalProvisionsForOwnAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangeInOtherTechnicalProvisionsForOwnAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of change in other technical provisions for own account</link:label>
    <link:label id="kvk-abstr_ChangeReinsurancePartTechnicalProvisionDisclosureTitle_label_en" xlink:label="kvk-abstr_ChangeReinsurancePartTechnicalProvisionDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of change in reinsurance part of technical provision</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangeReinsurancePartTechnicalProvisionDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangeReinsurancePartTechnicalProvisionDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of change in reinsurance part of technical provision</link:label>
    <link:label id="kvk-abstr_ChangeProvisionPensionObligationsOnBehalfOfPensionFundDisclosureTitle_label_en" xlink:label="kvk-abstr_ChangeProvisionPensionObligationsOnBehalfOfPensionFundDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of change provision pension obligations on behalf of pension fund</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangeProvisionPensionObligationsOnBehalfOfPensionFundDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangeProvisionPensionObligationsOnBehalfOfPensionFundDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of change provision pension obligations on behalf of pension fund</link:label>
    <link:label id="kvk-abstr_ChangesValueRealEstatePortfolioDisclosureTitle_label_en" xlink:label="kvk-abstr_ChangesValueRealEstatePortfolioDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of changes in value of real estate portfolio</link:label>
    <link:label id="kvk-abstr_ContinuityParagraphStaffingLevelDisclosureTitle_label_en" xlink:label="kvk-abstr_ContinuityParagraphStaffingLevelDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of continuity paragraph staffing level</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostAllocationActivitiesFundraisingDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCostAllocationActivitiesFundraisingDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of cost allocation to activities</link:label>
    <link:label id="kvk-abstr_CostAllocationActivitiesFundraisingDisclosureTitle_label_en" xlink:label="kvk-abstr_CostAllocationActivitiesFundraisingDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of cost allocation to activities</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostJointCampaignsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCostJointCampaignsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of cost of joint campaigns</link:label>
    <link:label id="kvk-abstr_CostJointCampaignsDisclosureTitle_label_en" xlink:label="kvk-abstr_CostJointCampaignsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of cost of joint campaigns</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostManagementAccountingDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCostManagementAccountingDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of cost of management and accounting</link:label>
    <link:label id="kvk-abstr_CostManagementAccountingDisclosureTitle_label_en" xlink:label="kvk-abstr_CostManagementAccountingDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of cost of management and accounting</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostOwnFundraisingDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCostOwnFundraisingDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of cost of own fundraising</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostOfSalesNotPurchasedFromMembersDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCostOfSalesNotPurchasedFromMembersDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of cost of sales not purchased from members</link:label>
    <link:label id="kvk-abstr_CostOfSalesNotPurchasedFromMembersDisclosureTitle_label_en" xlink:label="kvk-abstr_CostOfSalesNotPurchasedFromMembersDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of cost of sales not purchased from members</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostThirdPartyCampaignsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCostThirdPartyCampaignsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of cost of third party campaigns</link:label>
    <link:label id="kvk-abstr_CostThirdPartyCampaignsDisclosureTitle_label_en" xlink:label="kvk-abstr_CostThirdPartyCampaignsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of cost of third party campaigns</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostsOwnOfOrganisationDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCostsOwnOfOrganisationDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of costs of own organisation</link:label>
    <link:label id="kvk-abstr_CostsOwnOfOrganisationDisclosureTitle_label_en" xlink:label="kvk-abstr_CostsOwnOfOrganisationDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of costs of own organisation</link:label>
    <link:label id="kvk-abstr_ConsolidatedCostsRawMaterialsConsumablesNotPurchasedFromMembersDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCostsRawMaterialsConsumablesNotPurchasedFromMembersDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of costs of raw materials and consumables not purchased from members</link:label>
    <link:label id="kvk-abstr_CostsRawMaterialsConsumablesNotPurchasedFromMembersDisclosureTitle_label_en" xlink:label="kvk-abstr_CostsRawMaterialsConsumablesNotPurchasedFromMembersDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of costs of raw materials and consumables not purchased from members</link:label>
    <link:label id="kvk-abstr_CurrentLiabilitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_CurrentLiabilitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of current liabilities</link:label>
    <link:label id="kvk-abstr_CustodianFeesDisclosureTitle_label_en" xlink:label="kvk-abstr_CustodianFeesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of custodian fees</link:label>
    <link:label id="kvk-abstr_ConsolidatedDamagesAndBenefitsReceivedCentralCashDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDamagesAndBenefitsReceivedCentralCashDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of damages and benefits received central cash</link:label>
    <link:label id="kvk-abstr_DamagesAndBenefitsReceivedCentralCashDisclosureTitle_label_en" xlink:label="kvk-abstr_DamagesAndBenefitsReceivedCentralCashDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of damages and benefits received central cash</link:label>
    <link:label id="kvk-abstr_ConsolidatedDamagesForOwnAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDamagesForOwnAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of damages for own account</link:label>
    <link:label id="kvk-abstr_DamagesForOwnAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_DamagesForOwnAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of damages for own account</link:label>
    <link:label id="kvk-abstr_DepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsDisclosureTitle_label_en" xlink:label="kvk-abstr_DepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of depreciation of other property, plant and equipment and amortisation of intangible assets</link:label>
    <link:label id="kvk-abstr_DepreciationRealEstateInvestmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_DepreciationRealEstateInvestmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of depreciation of real estate investments</link:label>
    <link:label id="kvk-abstr_DerivativeFinancialInstrumentsDisclosureTitle_label_en" xlink:label="kvk-abstr_DerivativeFinancialInstrumentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of derivative financial instruments</link:label>
    <link:label id="kvk-abstr_ConsolidatedDesignatedFundsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDesignatedFundsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of designated funds</link:label>
    <link:label id="kvk-abstr_DesignatedFundsDisclosureTitle_label_en" xlink:label="kvk-abstr_DesignatedFundsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of designated funds</link:label>
    <link:label id="kvk-abstr_ConsolidatedDesignatedReservesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDesignatedReservesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of designated reserves</link:label>
    <link:label id="kvk-abstr_DesignatedReservesDisclosureTitle_label_en" xlink:label="kvk-abstr_DesignatedReservesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of designated reserves</link:label>
    <link:label id="kvk-abstr_DonorContributionsDisclosureTitle_label_en" xlink:label="kvk-abstr_DonorContributionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of donor contributions</link:label>
    <link:label id="kvk-abstr_ConsolidatedEarnedPremiumsForOwnAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedEarnedPremiumsForOwnAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of earned premiums for own account</link:label>
    <link:label id="kvk-abstr_EarnedPremiumsForOwnAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_EarnedPremiumsForOwnAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of earned premiums for own account</link:label>
    <link:label id="kvk-abstr_EqualisationAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_EqualisationAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of equalisation account</link:label>
    <link:label id="kvk-abstr_EquityAndLiabilitiesOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_EquityAndLiabilitiesOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of equity and liabilities other</link:label>
    <link:label id="kvk-abstr_ConsolidatExceptionalItemsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatExceptionalItemsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of exceptional items</link:label>
    <link:label id="kvk-abstr_ConsolidatExceptionalItemsTitle_label_en" xlink:label="kvk-abstr_ConsolidatExceptionalItemsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of exceptional items</link:label>
    <link:label id="kvk-abstr_ExceptionalItemsDisclosureTitle_label_en" xlink:label="kvk-abstr_ExceptionalItemsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of exceptional items</link:label>
    <link:label id="kvk-abstr_NotesExpensesAllocationFundraisingTitle_label_en" xlink:label="kvk-abstr_NotesExpensesAllocationFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of expenses allocation</link:label>
    <link:label id="kvk-abstr_ExpensesReimbursementsBorrowingLendingFinancialInstrumentsDisclosureTitle_label_en" xlink:label="kvk-abstr_ExpensesReimbursementsBorrowingLendingFinancialInstrumentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of expenses and reimbursements for borrowing and lending of financial instruments</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesFeesIndependentMedicalSpecialistsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedExpensesFeesIndependentMedicalSpecialistsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of expenses fees independent medical specialists</link:label>
    <link:label id="kvk-abstr_ExpensesFeesIndependentMedicalSpecialistsDisclosureTitle_label_en" xlink:label="kvk-abstr_ExpensesFeesIndependentMedicalSpecialistsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of expenses fees independent medical specialists</link:label>
    <link:label id="kvk-abstr_ExpensesNoncommercialActivitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ExpensesNoncommercialActivitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of expenses non-commercial activities</link:label>
    <link:label id="kvk-abstr_ExpensesDirectIndirectInvestmentsOtherInvestmentEntitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ExpensesDirectIndirectInvestmentsOtherInvestmentEntitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of expenses of direct and indirect investments in other investment entities</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesPricesDifferentMarketPricesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedExpensesPricesDifferentMarketPricesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of expenses priced different than market prices</link:label>
    <link:label id="kvk-abstr_ExpensesPricesDifferentMarketPricesDisclosureTitle_label_en" xlink:label="kvk-abstr_ExpensesPricesDifferentMarketPricesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of expenses priced different than market prices</link:label>
    <link:label id="kvk-abstr_ExpensesExceedingTenPercentOfTotalExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_ExpensesExceedingTenPercentOfTotalExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of expenses, exceeding ten percent of total expenses</link:label>
    <link:label id="kvk-abstr_FinancialIncomeExpenseFundraisingTitle_label_en" xlink:label="kvk-abstr_FinancialIncomeExpenseFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of financial income and expenses</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusDisclosureTitle_label_en" xlink:label="kvk-abstr_FinancingDeficitSurplusDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of financing deficit or surplus</link:label>
    <link:label id="kvk-abstr_ForeignCurrencyTranslationReserveDisclosureTitle_label_en" xlink:label="kvk-abstr_ForeignCurrencyTranslationReserveDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of foreign currency translation reserve</link:label>
    <link:label id="kvk-abstr_FoundationCapitalAndReservesDisclosureTitle_label_en" xlink:label="kvk-abstr_FoundationCapitalAndReservesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of foundation capital and reserves</link:label>
    <link:label id="kvk-abstr_ConsolidatedFoundationCapitalDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedFoundationCapitalDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of foundation capital</link:label>
    <link:label id="kvk-abstr_FoundationCapitalDisclosureTitle_label_en" xlink:label="kvk-abstr_FoundationCapitalDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of foundation capital</link:label>
    <link:label id="kvk-abstr_FundraisingExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_FundraisingExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of fundraising expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedGeneralOtherReservesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedGeneralOtherReservesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of general other reserves</link:label>
    <link:label id="kvk-abstr_GeneralOtherReservesDisclosureTitle_label_en" xlink:label="kvk-abstr_GeneralOtherReservesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of general other reserves</link:label>
    <link:label id="kvk-abstr_GeneralReserveDisclosureTitle_label_en" xlink:label="kvk-abstr_GeneralReserveDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of general reserve</link:label>
    <link:label id="kvk-abstr_ConsolidatedGovernmentContributionsAndSubsidiesOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedGovernmentContributionsAndSubsidiesOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of government contributions and subsidies other</link:label>
    <link:label id="kvk-abstr_GovernmentContributionsAndSubsidiesOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_GovernmentContributionsAndSubsidiesOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of government contributions and subsidies other</link:label>
    <link:label id="kvk-abstr_IncomeFromProductServiceDeliveryDisclosureFundraisingTitle_label_en" xlink:label="kvk-abstr_IncomeFromProductServiceDeliveryDisclosureFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income from goods and / or services</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromInvestmentsAllocatedToNonTechnicalAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeFromInvestmentsAllocatedToNonTechnicalAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income from investments allocated to non-technical account</link:label>
    <link:label id="kvk-abstr_IncomeFromInvestmentsAllocatedToNonTechnicalAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeFromInvestmentsAllocatedToNonTechnicalAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income from investments allocated to non-technical account</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromInvestmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeFromInvestmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income from investments</link:label>
    <link:label id="kvk-abstr_IncomeFromInvestmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeFromInvestmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income from investments</link:label>
    <link:label id="kvk-abstr_IncomeInvestmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeInvestmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income from investments</link:label>
    <link:label id="kvk-abstr_IncomeProductServiceDeliveryDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeProductServiceDeliveryDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income from product/service delivery</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromIncomeProductServiceDeliveryDisclosureFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeFromIncomeProductServiceDeliveryDisclosureFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income from the supply of goods and / or services</link:label>
    <link:label id="kvk-abstr_IncomeNoncommercialActivitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeNoncommercialActivitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income non-commercial activities</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeOnThirdPartyContractsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeOnThirdPartyContractsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income on third party contracts</link:label>
    <link:label id="kvk-abstr_IncomeOnThirdPartyContractsDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeOnThirdPartyContractsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income on third party contracts</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeTaxExpenseOrdinaryActivitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeTaxExpenseOrdinaryActivitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income tax expense from ordinary activities</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseOrdinaryActivitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeTaxExpenseOrdinaryActivitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income tax expense from ordinary activities</link:label>
    <link:label id="kvk-abstr_IncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of income</link:label>
    <link:label id="kvk-abstr_IndirectInvestmentsResultsDisclosureTitle_label_en" xlink:label="kvk-abstr_IndirectInvestmentsResultsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of indirect investment results</link:label>
    <link:label id="kvk-abstr_InventoriesProfitAndLossAccountBreakdownTitle_label_en" xlink:label="kvk-abstr_InventoriesProfitAndLossAccountBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of inventories: amounts recognised in profit and loss account: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of investment expenses</link:label>
    <link:label id="kvk-abstr_InvestmentExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_InvestmentExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of investment expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentResultsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentResultsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of investment results</link:label>
    <link:label id="kvk-abstr_InvestmentResultsDisclosureTitle_label_en" xlink:label="kvk-abstr_InvestmentResultsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of investment results</link:label>
    <link:label id="kvk-abstr_InvestmentsLandAndBuildingsDisclosureTitle_label_en" xlink:label="kvk-abstr_InvestmentsLandAndBuildingsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of investments in land and buildings</link:label>
    <link:label id="kvk-abstr_InvestmentsManagementCostsDisclosureTitle_label_en" xlink:label="kvk-abstr_InvestmentsManagementCostsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of investments management costs</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsOnBehalfOfPensionFundDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsOnBehalfOfPensionFundDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of investments on behalf of pension fund</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundDisclosureTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of investments on behalf of pension fund</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsNetPensionArrangementsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsNetPensionArrangementsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of investments: net pension arrangements</link:label>
    <link:label id="kvk-abstr_InvestmentsNetPensionArrangementsDisclosureTitle_label_en" xlink:label="kvk-abstr_InvestmentsNetPensionArrangementsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of investments: net pension arrangements</link:label>
    <link:label id="kvk-abstr_LegalStatutoryReservesDisclosureTitle_label_en" xlink:label="kvk-abstr_LegalStatutoryReservesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of legal and statutory reserves</link:label>
    <link:label id="kvk-abstr_ManagementExpensesBreakdownTitle_label_en" xlink:label="kvk-abstr_ManagementExpensesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of management expenses: Breakdown</link:label>
    <link:label id="kvk-abstr_ManagementExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_ManagementExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of management expenses</link:label>
    <link:label id="kvk-abstr_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsDisclosureTitle_label_en" xlink:label="kvk-abstr_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of managing and supervisory directors and former managing and supervisory directors personal interests in investments</link:label>
    <link:label id="kvk-abstr_MemberContributionsDisclosureTitle_label_en" xlink:label="kvk-abstr_MemberContributionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of member contributions</link:label>
    <link:label id="kvk-abstr_ConsolidatedMemberPaymentsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedMemberPaymentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of member payments</link:label>
    <link:label id="kvk-abstr_MemberPaymentsDisclosureTitle_label_en" xlink:label="kvk-abstr_MemberPaymentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of member payments</link:label>
    <link:label id="kvk-abstr_NetRealisedResultSalesRealEstatePortfolioDisclosureTitle_label_en" xlink:label="kvk-abstr_NetRealisedResultSalesRealEstatePortfolioDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of net realised result from sales of real estate portfolio</link:label>
    <link:label id="kvk-abstr_NetResultExploitationOfRealEstatePortfolioDisclosureTitle_label_en" xlink:label="kvk-abstr_NetResultExploitationOfRealEstatePortfolioDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of net result from exploitation of real estate portfolio</link:label>
    <link:label id="kvk-abstr_NetResultOtherActivitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_NetResultOtherActivitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of net result from other activities</link:label>
    <link:label id="kvk-abstr_NetResultSoldRealEstateInDevelopmentDisclosureTitle_label_en" xlink:label="kvk-abstr_NetResultSoldRealEstateInDevelopmentDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of net result from sold real estate in development</link:label>
    <link:label id="kvk-abstr_NetResultDisclosureTitle_label_en" xlink:label="kvk-abstr_NetResultDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of net result</link:label>
    <link:label id="kvk-abstr_NetValueAssetInvestmentCompanyDisclosureTitle_label_en" xlink:label="kvk-abstr_NetValueAssetInvestmentCompanyDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of net value asset investment company</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of non-current liabilities</link:label>
    <link:label id="kvk-abstr_OngoingCostFactorDisclosureTitle_label_en" xlink:label="kvk-abstr_OngoingCostFactorDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of ongoing cost factor</link:label>
    <link:label id="kvk-abstr_ConsolidatedOperatingIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOperatingIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of operating income</link:label>
    <link:label id="kvk-abstr_OperatingIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_OperatingIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of operating income</link:label>
    <link:label id="kvk-abstr_OtherAssetsOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_OtherAssetsOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of other assets other</link:label>
    <link:label id="kvk-abstr_FinancialInvestmentsOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_FinancialInvestmentsOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of other financial investments</link:label>
    <link:label id="kvk-abstr_ConsolidatedLiabilitiesOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedLiabilitiesOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of other liabilities</link:label>
    <link:label id="kvk-abstr_LiabilitiesOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_LiabilitiesOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of other liabilities</link:label>
    <link:label id="kvk-abstr_ConsolidatedParticipatingInterestsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedParticipatingInterestsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of participating interests</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsDisclosureTitle_label_en" xlink:label="kvk-abstr_ParticipatingInterestsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of participating interests</link:label>
    <link:label id="kvk-abstr_ParticipationsClassifiedAsEquityDisclosureTitle_label_en" xlink:label="kvk-abstr_ParticipationsClassifiedAsEquityDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of participations classified as equity</link:label>
    <link:label id="kvk-abstr_PayablesHedgingTransactionsExchangeRateRiskAssosiatedWithInvestmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_PayablesHedgingTransactionsExchangeRateRiskAssosiatedWithInvestmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of payables from hedging transactions concerning exchange rate risk associated with investments</link:label>
    <link:label id="kvk-abstr_PayablesTransactionsFinancialDerivativesDisclosureTitle_label_en" xlink:label="kvk-abstr_PayablesTransactionsFinancialDerivativesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of payables from transactions with financial derivatives</link:label>
    <link:label id="kvk-abstr_ConsolidatedPensionAdministrationExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPensionAdministrationExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of pension administration expenses</link:label>
    <link:label id="kvk-abstr_PensionBenefitsDisclosureTitle_label_en" xlink:label="kvk-abstr_PensionBenefitsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of pension benefits</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureProfitAndLossAccountTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDisclosureProfitAndLossAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of profit and loss account</link:label>
    <link:label id="kvk-abstr_SeparateDisclosureProfitAndLossAccountTitle_label_en" xlink:label="kvk-abstr_SeparateDisclosureProfitAndLossAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of profit and loss account</link:label>
    <link:label id="kvk-abstr_ConsolidatedProfitSharingAndDiscountsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedProfitSharingAndDiscountsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of profit sharing and discounts</link:label>
    <link:label id="kvk-abstr_ProfitSharingAndDiscountsDisclosureTitle_label_en" xlink:label="kvk-abstr_ProfitSharingAndDiscountsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of profit sharing and discounts</link:label>
    <link:label id="kvk-abstr_SubsidiesGiftsProvidedDisclosureTitle_label_en" xlink:label="kvk-abstr_SubsidiesGiftsProvidedDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of provided subsidies and gifts</link:label>
    <link:label id="kvk-abstr_ConsolidatedProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of provision pension obligations on behalf of participants</link:label>
    <link:label id="kvk-abstr_ProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:label="kvk-abstr_ProvisionPensionObligationsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of provision pension obligations on behalf of participants</link:label>
    <link:label id="kvk-abstr_PurchaseValueDeliveredProductsDisclosureTitle_label_en" xlink:label="kvk-abstr_PurchaseValueDeliveredProductsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of purchase value of supplied products</link:label>
    <link:label id="kvk-abstr_InvestmentsRealizedValueChangesDisclosureTitle_label_en" xlink:label="kvk-abstr_InvestmentsRealizedValueChangesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of realized changes in value investments</link:label>
    <link:label id="kvk-abstr_ReceivablesFinancingDeficitDisclosureTitle_label_en" xlink:label="kvk-abstr_ReceivablesFinancingDeficitDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of receivables from financing deficit</link:label>
    <link:label id="kvk-abstr_ConsolidatedReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of receivables from insurance policies not immediately due from current account</link:label>
    <link:label id="kvk-abstr_ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountDisclosureTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of receivables from insurance policies not immediately due from current account</link:label>
    <link:label id="kvk-abstr_ReceivablesSecuritiesTransactionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ReceivablesSecuritiesTransactionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of receivables from securities transactions</link:label>
    <link:label id="kvk-abstr_ConsolidatedReinsurancePartTechnicalProvisionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedReinsurancePartTechnicalProvisionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of reinsurance part technical provisions</link:label>
    <link:label id="kvk-abstr_ReinsurancePartTechnicalProvisionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ReinsurancePartTechnicalProvisionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of reinsurance part technical provisions</link:label>
    <link:label id="kvk-abstr_RemunerationAdministratorInvestmentEntityDisclosureTitle_label_en" xlink:label="kvk-abstr_RemunerationAdministratorInvestmentEntityDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of remuneration of administrator</link:label>
    <link:label id="kvk-abstr_ConsolidatedReservesAndFundsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedReservesAndFundsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of reserves and funds</link:label>
    <link:label id="kvk-abstr_ReservesAndFundsDisclosureTitle_label_en" xlink:label="kvk-abstr_ReservesAndFundsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of reserves and funds</link:label>
    <link:label id="kvk-abstr_ReservesLimitedSpendingDisclosureTitle_label_en" xlink:label="kvk-abstr_ReservesLimitedSpendingDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of reserves with limited spending</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAfterTaxDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultAfterTaxDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of result after tax</link:label>
    <link:label id="kvk-abstr_ResultAfterTaxDisclosureTitle_label_en" xlink:label="kvk-abstr_ResultAfterTaxDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of result after tax</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAfterTaxExtraordinaryItemsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultAfterTaxExtraordinaryItemsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of result from extraordinary items after tax</link:label>
    <link:label id="kvk-abstr_ResultAfterTaxExtraordinaryItemsDisclosureTitle_label_en" xlink:label="kvk-abstr_ResultAfterTaxExtraordinaryItemsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of result from extraordinary items after tax</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAfterTaxOrdinaryActivitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultAfterTaxOrdinaryActivitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of result from ordinary activities after tax</link:label>
    <link:label id="kvk-abstr_ResultAfterTaxOrdinaryActivitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ResultAfterTaxOrdinaryActivitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of result from ordinary activities after tax</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultBeforeTaxOrdinaryActivitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultBeforeTaxOrdinaryActivitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of result from ordinary activities before tax</link:label>
    <link:label id="kvk-abstr_ResultBeforeTaxOrdinaryActivitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ResultBeforeTaxOrdinaryActivitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of result from ordinary activities before tax</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultTechnicalAccountDamageInsuranceDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultTechnicalAccountDamageInsuranceDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of result technical account damage insurance</link:label>
    <link:label id="kvk-abstr_ResultTechnicalAccountDamageInsuranceDisclosureTitle_label_en" xlink:label="kvk-abstr_ResultTechnicalAccountDamageInsuranceDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of result technical account damage insurance</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultTechnicalAccountLifeInsuranceDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultTechnicalAccountLifeInsuranceDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of result technical account life insurance</link:label>
    <link:label id="kvk-abstr_ResultTechnicalAccountLifeInsuranceDisclosureTitle_label_en" xlink:label="kvk-abstr_ResultTechnicalAccountLifeInsuranceDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of result technical account life insurance</link:label>
    <link:label id="kvk-abstr_ShareCertificatesOrSharesHeldInAdministationDisclosureTitle_label_en" xlink:label="kvk-abstr_ShareCertificatesOrSharesHeldInAdministationDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of share certificates or shares held in administration</link:label>
    <link:label id="kvk-abstr_ConsolidatedShareInResultsParticipatingInterestsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedShareInResultsParticipatingInterestsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of share in results of participating interests</link:label>
    <link:label id="kvk-abstr_SponsoringContributionsDisclosureTitle_label_en" xlink:label="kvk-abstr_SponsoringContributionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of sponsoring contributions</link:label>
    <link:label id="kvk-abstr_ConsolidatedStaffingLevelDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedStaffingLevelDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of staffing level</link:label>
    <link:label id="kvk-abstr_StaffingLevelDisclosureTitle_label_en" xlink:label="kvk-abstr_StaffingLevelDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of staffing level</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeExpensesStatementDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesStatementDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of statement of income and expenses</link:label>
    <link:label id="kvk-abstr_IncomeExpensesStatementDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeExpensesStatementDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of statement of income and expenses</link:label>
    <link:label id="kvk-abstr_SubordinatedLiabilitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_SubordinatedLiabilitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of subordinated liabilities</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubordinatedLoansDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSubordinatedLoansDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of subordinated loans</link:label>
    <link:label id="kvk-abstr_SubordinatedLoansDisclosureTitle_label_en" xlink:label="kvk-abstr_SubordinatedLoansDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of subordinated loans</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubsequentEventsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSubsequentEventsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of subsequent events</link:label>
    <link:label id="kvk-abstr_SubsequentEventsDisclosureTitle_label_en" xlink:label="kvk-abstr_SubsequentEventsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of subsequent events</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_SubsidyIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of subsidy income</link:label>
    <link:label id="kvk-abstr_ConsolidatedTechnicalProvisionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedTechnicalProvisionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of technical provisions</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsDisclosureTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of technical provisions</link:label>
    <link:label id="kvk-abstr_ConsolidatedContinuityReservesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedContinuityReservesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of the continuity reserve</link:label>
    <link:label id="kvk-abstr_ContinuityReservesDisclosureTitle_label_en" xlink:label="kvk-abstr_ContinuityReservesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of the continuity reserve</link:label>
    <link:label id="kvk-abstr_CostAllocationActivitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_CostAllocationActivitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of the cost allocation to activities</link:label>
    <link:label id="kvk-abstr_NonWSWSecuredLoansDisclosureTitle_label_en" xlink:label="kvk-abstr_NonWSWSecuredLoansDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of the financial assets: non WSW secured loans</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureStatementIncomeExpensesFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDisclosureStatementIncomeExpensesFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of the statement of income and expenses</link:label>
    <link:label id="kvk-abstr_DisclosureStatementIncomeExpensesFundraisingTitle_label_en" xlink:label="kvk-abstr_DisclosureStatementIncomeExpensesFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of the statement of income and expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedTransfersOfRightsBalanceDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedTransfersOfRightsBalanceDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of transfers of rights balance</link:label>
    <link:label id="kvk-abstr_TransfersOfRightsBalanceDisclosureTitle_label_en" xlink:label="kvk-abstr_TransfersOfRightsBalanceDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of transfers of rights balance</link:label>
    <link:label id="kvk-abstr_TreasurySharesBreakdownTitle_label_en" xlink:label="kvk-abstr_TreasurySharesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of treasury shares: Breakdown</link:label>
    <link:label id="kvk-abstr_TreasurySharesDisclosureTitle_label_en" xlink:label="kvk-abstr_TreasurySharesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of treasury shares</link:label>
    <link:label id="kvk-abstr_ConsolidatedTuitionCourseTrainingExamFeesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedTuitionCourseTrainingExamFeesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of tuition course training exam fees</link:label>
    <link:label id="kvk-abstr_TuitionCourseTrainingExamFeesDisclosureTitle_label_en" xlink:label="kvk-abstr_TuitionCourseTrainingExamFeesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of tuition course training exam fees</link:label>
    <link:label id="kvk-abstr_ConsolidatedUnrealisedLossOnInvestmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedUnrealisedLossOnInvestmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of unrealised loss on investments</link:label>
    <link:label id="kvk-abstr_UnrealisedLossOnInvestmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_UnrealisedLossOnInvestmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of unrealised loss on investments</link:label>
    <link:label id="kvk-abstr_ConsolidatedUnrealisedProfitOnInvestmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedUnrealisedProfitOnInvestmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of unrealised profit on investments</link:label>
    <link:label id="kvk-abstr_UnrealisedProfitOnInvestmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_UnrealisedProfitOnInvestmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of unrealised profit on investments</link:label>
    <link:label id="kvk-abstr_InvestmentsUnrealizedValueChangesDisclosureTitle_label_en" xlink:label="kvk-abstr_InvestmentsUnrealizedValueChangesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Disclosure of unrealized changes in value investments</link:label>
    <link:label id="kvk-abstr_DiversitySpecificationTitle_label_en" xlink:label="kvk-abstr_DiversitySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Diversity: Specification</link:label>
    <link:label id="kvk-abstr_DocumentEntityInformationTitle_label_en" xlink:label="kvk-abstr_DocumentEntityInformationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Document and entity information</link:label>
    <link:label id="kvk-abstr_DocumentInformationTitle_label_en" xlink:label="kvk-abstr_DocumentInformationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Document information</link:label>
    <link:label id="kvk-abstr_ConsolidatedDonorContributionsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDonorContributionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Donor contribution</link:label>
    <link:label id="kvk-abstr_DonorContributionsTitle_label_en" xlink:label="kvk-abstr_DonorContributionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Donor contributions</link:label>
    <link:label id="kvk-abstr_DurationTitle_label_en" xlink:label="kvk-abstr_DurationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Duration</link:label>
    <link:label id="kvk-abstr_EarningsPerShareOtherAmountsTitle_label_en" xlink:label="kvk-abstr_EarningsPerShareOtherAmountsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Earnings per share: Other amounts</link:label>
    <link:label id="kvk-abstr_EarningsPerShareSpecificationTitle_label_en" xlink:label="kvk-abstr_EarningsPerShareSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Earnings per share: specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedEarningsPerShareTitle_label_en" xlink:label="kvk-abstr_ConsolidatedEarningsPerShareTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Earnings per share</link:label>
    <link:label id="kvk-abstr_EarningsPerShareDisclosureTitle_label_en" xlink:label="kvk-abstr_EarningsPerShareDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Earnings per share</link:label>
    <link:label id="kvk-abstr_EarningsPerShareTitle_label_en" xlink:label="kvk-abstr_EarningsPerShareTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Earnings per share</link:label>
    <link:label id="kvk-abstr_ConsolidatedEmployeeBenefitsAndOtherAdministrativeExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedEmployeeBenefitsAndOtherAdministrativeExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Employee benefits and general administrative expenses</link:label>
    <link:label id="kvk-abstr_EmployeeBenefitsAndOtherAdministrativeExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_EmployeeBenefitsAndOtherAdministrativeExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Employee benefits and general administrative expenses</link:label>
    <link:label id="kvk-abstr_PeriodEndTitle_label_en" xlink:label="kvk-abstr_PeriodEndTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">End of the period</link:label>
    <link:label id="kvk-abstr_EntityInformationTitle_label_en" xlink:label="kvk-abstr_EntityInformationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Entity information</link:label>
    <link:label id="kvk-abstr_ConsolidatedEqualisationAccountTitle_label_en" xlink:label="kvk-abstr_ConsolidatedEqualisationAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equalisation account</link:label>
    <link:label id="kvk-abstr_EqualisationAccountTitle_label_en" xlink:label="kvk-abstr_EqualisationAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equalisation account</link:label>
    <link:label id="kvk-abstr_EqualisationReserveTitle_label_en" xlink:label="kvk-abstr_EqualisationReserveTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equalisation reserve</link:label>
    <link:label id="kvk-abstr_EquityAndLiabilitiesOtherEquityAndLiabilitiesOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_EquityAndLiabilitiesOtherEquityAndLiabilitiesOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity and liabilities other: Equity and liabilities other: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedEquityAndLiabilitiesOtherTitle_label_en" xlink:label="kvk-abstr_ConsolidatedEquityAndLiabilitiesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity and liabilities other</link:label>
    <link:label id="kvk-abstr_EquityAndLiabilitiesOtherTitle_label_en" xlink:label="kvk-abstr_EquityAndLiabilitiesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity and liabilities other</link:label>
    <link:label id="kvk-abstr_EquityAndLiabilitiesTitle_label_en" xlink:label="kvk-abstr_EquityAndLiabilitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity and liabilities</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsLegalFormClassifiedAsEquityTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsLegalFormClassifiedAsEquityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity financial instruments</link:label>
    <link:label id="kvk-abstr_EquitySolvencyBreakdownTitle_label_en" xlink:label="kvk-abstr_EquitySolvencyBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity, solvency: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedEquityFinancialPositionBreakdownInsuranceTitle_label_en" xlink:label="kvk-abstr_ConsolidatedEquityFinancialPositionBreakdownInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity: Financial position: Breakdown</link:label>
    <link:label id="kvk-abstr_EquityFinancialPositionBreakdownInsuranceTitle_label_en" xlink:label="kvk-abstr_EquityFinancialPositionBreakdownInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity: Financial position: Breakdown</link:label>
    <link:label id="kvk-abstr_EquitySpecificationTitle_label_en" xlink:label="kvk-abstr_EquitySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity: Specification</link:label>
    <link:label id="kvk-abstr_EquityStatementOfChangesTitle_label_en" xlink:label="kvk-abstr_EquityStatementOfChangesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity: Statement of changes</link:label>
    <link:label id="kvk-abstr_EquityAdditionalInformationSpecificationTitle_label_en" xlink:label="kvk-abstr_EquityAdditionalInformationSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity: additional information</link:label>
    <link:label id="kvk-abstr_ConsolidatedEquityTitle_label_en" xlink:label="kvk-abstr_ConsolidatedEquityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity</link:label>
    <link:label id="kvk-abstr_EquityDisclosureTitle_label_en" xlink:label="kvk-abstr_EquityDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity</link:label>
    <link:label id="kvk-abstr_EquityTitle_label_en" xlink:label="kvk-abstr_EquityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Equity</link:label>
    <link:label id="kvk-abstr_ExceptionalItemsSpecificationTitle_label_en" xlink:label="kvk-abstr_ExceptionalItemsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Exceptional items: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedExceptionalItemsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedExceptionalItemsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Exceptional items</link:label>
    <link:label id="kvk-abstr_ExceptionalItemsTitle_label_en" xlink:label="kvk-abstr_ExceptionalItemsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Exceptional items</link:label>
    <link:label id="kvk-abstr_ExecutiveSeniorOfficialsFormerSeniorOfficialsRemuneration1700OrLessSpecificationTitle_label_en" xlink:label="kvk-abstr_ExecutiveSeniorOfficialsFormerSeniorOfficialsRemuneration1700OrLessSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Executive senior officials and those who are regarded as executive senior official for another 4 years with a remuneration of € 2,100 or less: Specification</link:label>
    <link:label id="kvk-abstr_ExpenseClaimsPaymentsManagingDirectorsSpecificationTitle_label_en" xlink:label="kvk-abstr_ExpenseClaimsPaymentsManagingDirectorsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expense claims of and payments to managing directors: specification</link:label>
    <link:label id="kvk-abstr_ExpensesReimbursementsBorrowingLendingFinancialInstrumentsBreakdownTitle_label_en" xlink:label="kvk-abstr_ExpensesReimbursementsBorrowingLendingFinancialInstrumentsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses and reimbursements for borrowing and lending of financial instruments: breakdown</link:label>
    <link:label id="kvk-abstr_ExpensesNoncommercialActivitiesSpecificationTitle_label_en" xlink:label="kvk-abstr_ExpensesNoncommercialActivitiesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses non-commercial activities: Specification</link:label>
    <link:label id="kvk-abstr_EmployeeBenefitsExpensesBreakdownTitle_label_en" xlink:label="kvk-abstr_EmployeeBenefitsExpensesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses of employee benefits: Breakdown</link:label>
    <link:label id="kvk-abstr_EmployeeBenefitsExpensesEmployeeBenefitsExpensesOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_EmployeeBenefitsExpensesEmployeeBenefitsExpensesOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses of employee benefits: Other expenses of employee benefits: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedEmployeeBenefitsExpensesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedEmployeeBenefitsExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses of employee benefits: breakdown</link:label>
    <link:label id="kvk-abstr_EmployeeBenefitsExpensesTitle_label_en" xlink:label="kvk-abstr_EmployeeBenefitsExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses of employee benefits: breakdown</link:label>
    <link:label id="kvk-abstr_NotesEmployeeBenefitsExpensesTitle_label_en" xlink:label="kvk-abstr_NotesEmployeeBenefitsExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses of employee benefits</link:label>
    <link:label id="kvk-abstr_ExpensesPricesDifferentMarketPricesTitle_label_en" xlink:label="kvk-abstr_ExpensesPricesDifferentMarketPricesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses priced different than market prices</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesSpentOnObjectivesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedExpensesSpentOnObjectivesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses spent on objectives</link:label>
    <link:label id="kvk-abstr_ExpensesSpentOnObjectivesTitle_label_en" xlink:label="kvk-abstr_ExpensesSpentOnObjectivesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses spent on objectives</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesSpentOnObjectivesPerObjectiveFundraisingSpecificationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedExpensesSpentOnObjectivesPerObjectiveFundraisingSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses spent per objective: Specification</link:label>
    <link:label id="kvk-abstr_ExpensesSpentOnObjectivesPerObjectiveFundraisingSpecificationTitle_label_en" xlink:label="kvk-abstr_ExpensesSpentOnObjectivesPerObjectiveFundraisingSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses spent per objective: Specification</link:label>
    <link:label id="kvk-abstr_ExpensesExceedingTenPercentOfTotalExpensesSpecificationTitle_label_en" xlink:label="kvk-abstr_ExpensesExceedingTenPercentOfTotalExpensesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses, exceeding ten percent of total expenses: specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses</link:label>
    <link:label id="kvk-abstr_ExpensesTitle_label_en" xlink:label="kvk-abstr_ExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses</link:label>
    <link:label id="kvk-abstr_NotesExpensesTitle_label_en" xlink:label="kvk-abstr_NotesExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpirationCapitalPremiumPensionInstitutionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedExpirationCapitalPremiumPensionInstitutionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expiration capital</link:label>
    <link:label id="kvk-abstr_ExpirationCapitalTitle_label_en" xlink:label="kvk-abstr_ExpirationCapitalTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expiration capital</link:label>
    <link:label id="kvk-abstr_ExpiredSubsidyLiabilitiesBreakdownTitle_label_en" xlink:label="kvk-abstr_ExpiredSubsidyLiabilitiesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Expired subsidy liabilities, breakdown</link:label>
    <link:label id="kvk-abstr_ExploitationSubsidiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ExploitationSubsidiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Exploitation subsidies</link:label>
    <link:label id="kvk-abstr_ConsolidatedExtraordinaryExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedExtraordinaryExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Extraordinary expenses, disclosure</link:label>
    <link:label id="kvk-abstr_ExtraordinaryExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_ExtraordinaryExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Extraordinary expenses, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedExtraordinaryIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedExtraordinaryIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Extraordinary income, disclosure</link:label>
    <link:label id="kvk-abstr_ExtraordinaryIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_ExtraordinaryIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Extraordinary income, disclosure</link:label>
    <link:label id="kvk-abstr_NotesFinancialAssetsAccumulatedRevaluationsTitle_label_en" xlink:label="kvk-abstr_NotesFinancialAssetsAccumulatedRevaluationsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets: Accumulated revaluations</link:label>
    <link:label id="kvk-abstr_FinancialAssetsBreakdownTitle_label_en" xlink:label="kvk-abstr_FinancialAssetsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets: Breakdown</link:label>
    <link:label id="kvk-abstr_FinancialAssetsOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_FinancialAssetsOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets: Financial assets: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_FinancialAssetsMovementScheduleTitle_label_en" xlink:label="kvk-abstr_FinancialAssetsMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets: Movement schedule</link:label>
    <link:label id="kvk-abstr_FinancialAssetsFinancialAssetsOtherMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_FinancialAssetsFinancialAssetsOtherMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets: Other financial assets: Movement schedule: Specification</link:label>
    <link:label id="kvk-abstr_FinancialAssetsFinancialAssetsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_FinancialAssetsFinancialAssetsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets: Other financial assets: Specification</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsFullyConsolidatedSpecificationTitle_label_en" xlink:label="kvk-abstr_ParticipatingInterestsFullyConsolidatedSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets: Participating interests: Fully consolidated: Specification</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsFullyLiableSpecificationTitle_label_en" xlink:label="kvk-abstr_ParticipatingInterestsFullyLiableSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets: Participating interests: Fully liable: Specification</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsOneFifthInterestSpecificationTitle_label_en" xlink:label="kvk-abstr_ParticipatingInterestsOneFifthInterestSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets: Participating interests: One-fifth interest at minimum: Specification</link:label>
    <link:label id="kvk-abstr_FinancialAssetsParticipatingInterestsWithoutLegalPersonalitySpecificationTitle_label_en" xlink:label="kvk-abstr_FinancialAssetsParticipatingInterestsWithoutLegalPersonalitySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets: Participating interests: Unincorporated subsidiary: Specification</link:label>
    <link:label id="kvk-abstr_NonWSWSecuredLoansSpecificationTitle_label_en" xlink:label="kvk-abstr_NonWSWSecuredLoansSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets: non WSW secured loans: specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancialAssetsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedFinancialAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets</link:label>
    <link:label id="kvk-abstr_FinancialAssetsDisclosureTitle_label_en" xlink:label="kvk-abstr_FinancialAssetsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets</link:label>
    <link:label id="kvk-abstr_FinancialAssetsTitle_label_en" xlink:label="kvk-abstr_FinancialAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial assets</link:label>
    <link:label id="kvk-abstr_FinancialAssetsInvestmentsInParticipatingInterestsSpecificationInvestmentFirmsTitle_label_en" xlink:label="kvk-abstr_FinancialAssetsInvestmentsInParticipatingInterestsSpecificationInvestmentFirmsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial fixed assets: Investments in participating interests: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancialIncomeExpensesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedFinancialIncomeExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial income and expense</link:label>
    <link:label id="kvk-abstr_FinancialIncomeExpensesTitle_label_en" xlink:label="kvk-abstr_FinancialIncomeExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial income and expense</link:label>
    <link:label id="kvk-abstr_FinancialIncomeExpensesBreakdownTitle_label_en" xlink:label="kvk-abstr_FinancialIncomeExpensesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial income and expenses: Breakdown</link:label>
    <link:label id="kvk-abstr_FinancialIncomeExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_FinancialIncomeExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial income and expenses</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsDerivativeSpecificationTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsDerivativeSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments: Derivative instruments: Specification</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsDescriptionSpecificationTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsDescriptionSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments: Description of financial instruments: Specification</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsHedgeAccountingForeignHedgesTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsHedgeAccountingForeignHedgesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments: Hedge accounting: Hedges in a foreign entity</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsHedgeAccountingHedgesRisksTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsHedgeAccountingHedgesRisksTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments: Hedge accounting: Hedging of risks associated with future sales</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsHedgeAccountingSpecificationTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsHedgeAccountingSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments: Hedge accounting: Specification</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsHedgeAccountingTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsHedgeAccountingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments: Hedge accounting</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsIssuedSpecificationTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsIssuedSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments: Issued: Specification</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsMeasuredAtFairValueSpecificationTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsMeasuredAtFairValueSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments: Measured at fair value: Specification</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsMeasuredAtHigherValueThanFairValueSpecificationTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsMeasuredAtHigherValueThanFairValueSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments: Measured at higher value than fair value: Specification</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsObtainedSpecificationTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsObtainedSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments: Obtained: Specification</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsRiskExposureTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsRiskExposureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments: Risk exposure: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancialInstrumentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedFinancialInstrumentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsDisclosureTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial instruments</link:label>
    <link:label id="kvk-abstr_FinancialStatementTitle_label_en" xlink:label="kvk-abstr_FinancialStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financial statements</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesStageOfAdoptionTitle_label_en" xlink:label="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesStageOfAdoptionTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financing deficit or surplus to be settled in rates, stage of adoption</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesBreakdownTitle_label_en" xlink:label="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financing deficit or surplus to be settled in rates: breakdown</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesMovementTitle_label_en" xlink:label="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financing deficit or surplus to be settled in rates: movement</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancingDeficitSurplusToBeSettledInRatesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedFinancingDeficitSurplusToBeSettledInRatesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financing deficit or surplus to be settled in rates</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesTitle_label_en" xlink:label="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financing deficit or surplus to be settled in rates</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusBreakdownTitle_label_en" xlink:label="kvk-abstr_FinancingDeficitSurplusBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financing deficit or surplus: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancingDeficitSurplusTitle_label_en" xlink:label="kvk-abstr_ConsolidatedFinancingDeficitSurplusTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financing deficit or surplus</link:label>
    <link:label id="kvk-abstr_FinancingDeficitSurplusTitle_label_en" xlink:label="kvk-abstr_FinancingDeficitSurplusTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Financing deficit or surplus</link:label>
    <link:label id="kvk-abstr_ReinvestmentReserveDisclosureTitle_label_en" xlink:label="kvk-abstr_ReinvestmentReserveDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Fiscal reinvestment reserve</link:label>
    <link:label id="kvk-abstr_ReinvestmentReserveTitle_label_en" xlink:label="kvk-abstr_ReinvestmentReserveTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Fiscal reinvestment reserve</link:label>
    <link:label id="kvk-abstr_ForeignCurrencyTranslationReserveOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_ForeignCurrencyTranslationReserveOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Foreign currency translation reserve: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_ForeignCurrencyTranslationReserveTitle_label_en" xlink:label="kvk-abstr_ForeignCurrencyTranslationReserveTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Foreign currency translation reserve</link:label>
    <link:label id="kvk-abstr_FoundationCapitalAndReservesRequiredEquityBreakdownTitle_label_en" xlink:label="kvk-abstr_FoundationCapitalAndReservesRequiredEquityBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Foundation capital and reserves - required equity: breakdown</link:label>
    <link:label id="kvk-abstr_FoundationCapitalAndReservesMovementTitle_label_en" xlink:label="kvk-abstr_FoundationCapitalAndReservesMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Foundation capital and reserves: movement</link:label>
    <link:label id="kvk-abstr_FoundationCapitalAndReservesTitle_label_en" xlink:label="kvk-abstr_FoundationCapitalAndReservesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Foundation capital and reserves</link:label>
    <link:label id="kvk-abstr_FoundationCapitalTitle_label_en" xlink:label="kvk-abstr_FoundationCapitalTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Foundation capital</link:label>
    <link:label id="kvk-abstr_FundsTitle_label_en" xlink:label="kvk-abstr_FundsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Funds</link:label>
    <link:label id="kvk-abstr_ChangeAccountingEstimatesSpecificationTitle_label_en" xlink:label="kvk-abstr_ChangeAccountingEstimatesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Changes in accounting estimates: Specification</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesChangeAccountingEstimatesTitle_label_en" xlink:label="kvk-abstr_GeneralAccountingPrinciplesChangeAccountingEstimatesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Changes in accounting estimates</link:label>
    <link:label id="kvk-abstr_ChangeAccountingPoliciesSpecificationTitle_label_en" xlink:label="kvk-abstr_ChangeAccountingPoliciesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Changes in accounting policies: Specification</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesChangeAccountingPoliciesTitle_label_en" xlink:label="kvk-abstr_GeneralAccountingPrinciplesChangeAccountingPoliciesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Changes in accounting policies</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesExceptionalItemsTitle_label_en" xlink:label="kvk-abstr_GeneralAccountingPrinciplesExceptionalItemsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Exceptional items</link:label>
    <link:label id="kvk-abstr_FinancialInstrumentsPolicySpecificationTitle_label_en" xlink:label="kvk-abstr_FinancialInstrumentsPolicySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Financial instruments: Specification</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesFinancialInstrumentsTitle_label_en" xlink:label="kvk-abstr_GeneralAccountingPrinciplesFinancialInstrumentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Financial instruments</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesForeignCurrencyTranslationTitle_label_en" xlink:label="kvk-abstr_GeneralAccountingPrinciplesForeignCurrencyTranslationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Foreign currency translation</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesLeasesTitle_label_en" xlink:label="kvk-abstr_GeneralAccountingPrinciplesLeasesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Leases</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesPensionArrangementsTitle_label_en" xlink:label="kvk-abstr_GeneralAccountingPrinciplesPensionArrangementsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Pension arrangements</link:label>
    <link:label id="kvk-abstr_PriorPeriodErrorsSpecificationTitle_label_en" xlink:label="kvk-abstr_PriorPeriodErrorsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Prior period errors: Specification</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesPriorPeriodErrorsTitle_label_en" xlink:label="kvk-abstr_GeneralAccountingPrinciplesPriorPeriodErrorsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Prior period errors</link:label>
    <link:label id="kvk-abstr_AccountingPrinciplesSegmentReportingTitle_label_en" xlink:label="kvk-abstr_AccountingPrinciplesSegmentReportingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Segment information</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesShareBasedPaymentsTitle_label_en" xlink:label="kvk-abstr_GeneralAccountingPrinciplesShareBasedPaymentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles: Share based payments</link:label>
    <link:label id="kvk-abstr_ConsolidatedGeneralAccountingPrinciplesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedGeneralAccountingPrinciplesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles</link:label>
    <link:label id="kvk-abstr_GeneralAccountingPrinciplesTitle_label_en" xlink:label="kvk-abstr_GeneralAccountingPrinciplesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles</link:label>
    <link:label id="kvk-abstr_NotesConsolidatedGeneralAccountingPrinciplesTitle_label_en" xlink:label="kvk-abstr_NotesConsolidatedGeneralAccountingPrinciplesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles</link:label>
    <link:label id="kvk-abstr_NotesGeneralAccountingPrinciplesTitle_label_en" xlink:label="kvk-abstr_NotesGeneralAccountingPrinciplesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General accounting principles</link:label>
    <link:label id="kvk-abstr_ConsolidatedGeneralAdministrativeExpensesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedGeneralAdministrativeExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General and administrative expenses</link:label>
    <link:label id="kvk-abstr_GeneralAdministrativeExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_GeneralAdministrativeExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General and administrative expenses</link:label>
    <link:label id="kvk-abstr_GeneralAdministrativeExpensesTitle_label_en" xlink:label="kvk-abstr_GeneralAdministrativeExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General and administrative expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedGeneralBankingRisksReserveDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedGeneralBankingRisksReserveDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General banking risks reserve, disclosure</link:label>
    <link:label id="kvk-abstr_GeneralBankingRisksReserveDisclosureTitle_label_en" xlink:label="kvk-abstr_GeneralBankingRisksReserveDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General banking risks reserve, disclosure</link:label>
    <link:label id="kvk-abstr_GeneralBankingRisksReserveMovementTitle_label_en" xlink:label="kvk-abstr_GeneralBankingRisksReserveMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General banking risks reserve, movement</link:label>
    <link:label id="kvk-abstr_GeneralNotesDiscontinuedOperationsBreakdownTitle_label_en" xlink:label="kvk-abstr_GeneralNotesDiscontinuedOperationsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Business activities that are not continued sustainably: Breakdown</link:label>
    <link:label id="kvk-abstr_GeneralNotesDiscontinuedOperationsOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_GeneralNotesDiscontinuedOperationsOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Business activities that are not continued sustainably: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_DiscontinuedOperationsSpecificationTitle_label_en" xlink:label="kvk-abstr_DiscontinuedOperationsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Business activities that are not continued sustainably: Specification</link:label>
    <link:label id="kvk-abstr_GeneralNotesDiscontinuedOperationsTitle_label_en" xlink:label="kvk-abstr_GeneralNotesDiscontinuedOperationsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Business activities that are not continued sustainably</link:label>
    <link:label id="kvk-abstr_ConsolidatedInterestOneFifthInterestSpecificationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInterestOneFifthInterestSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Consolidated interests: One-fifth interest at minimum: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedInterestConsolidatedSpecificationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInterestConsolidatedSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Consolidated interests: Specification</link:label>
    <link:label id="kvk-abstr_GeneralNotesConsolidationTitle_label_en" xlink:label="kvk-abstr_GeneralNotesConsolidationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Consolidation</link:label>
    <link:label id="kvk-abstr_GeneralNotesEstimatesTitle_label_en" xlink:label="kvk-abstr_GeneralNotesEstimatesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Estimates, judgments, assumptions and uncertainties</link:label>
    <link:label id="kvk-abstr_GeneralNotesGoingConcernTitle_label_en" xlink:label="kvk-abstr_GeneralNotesGoingConcernTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Going concern</link:label>
    <link:label id="kvk-abstr_GeneralNotesGroupStructureSpecificationTitle_label_en" xlink:label="kvk-abstr_GeneralNotesGroupStructureSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Group structure: Specification</link:label>
    <link:label id="kvk-abstr_GeneralNotesGroupStructureTitle_label_en" xlink:label="kvk-abstr_GeneralNotesGroupStructureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Group structure</link:label>
    <link:label id="kvk-abstr_MergersAcquisitionsSpecificationTitle_label_en" xlink:label="kvk-abstr_MergersAcquisitionsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Mergers and acquisitions: Specification</link:label>
    <link:label id="kvk-abstr_GeneralNotesMergersAcquisitionsTitle_label_en" xlink:label="kvk-abstr_GeneralNotesMergersAcquisitionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: Mergers and acquisitions</link:label>
    <link:label id="kvk-abstr_GeneralNotesBreakdownTitle_label_en" xlink:label="kvk-abstr_GeneralNotesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedGeneralNotesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedGeneralNotesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes</link:label>
    <link:label id="kvk-abstr_GeneralNotesTitle_label_en" xlink:label="kvk-abstr_GeneralNotesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General notes</link:label>
    <link:label id="kvk-abstr_GeneralReserveTitle_label_en" xlink:label="kvk-abstr_GeneralReserveTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">General reserve</link:label>
    <link:label id="kvk-abstr_CentralGovernmentExpendituresSpecficationTitle_label_en" xlink:label="kvk-abstr_CentralGovernmentExpendituresSpecficationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Government grants and related expenditures: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedCentralGovernmentExpendituresSpecficationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedCentralGovernmentExpendituresSpecficationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Government grants and related expenditures: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedGovernmentSecuritiesForCentralBankRefinancingDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedGovernmentSecuritiesForCentralBankRefinancingDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Government securities for central bank refinancing, disclosure</link:label>
    <link:label id="kvk-abstr_GovernmentSecuritiesForCentralBankRefinancingDisclosureTitle_label_en" xlink:label="kvk-abstr_GovernmentSecuritiesForCentralBankRefinancingDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Government securities for central bank refinancing, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedGrossMarginTitle_label_en" xlink:label="kvk-abstr_ConsolidatedGrossMarginTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Gross margin</link:label>
    <link:label id="kvk-abstr_NotesGrossMarginTitle_label_en" xlink:label="kvk-abstr_NotesGrossMarginTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Gross margin</link:label>
    <link:label id="kvk-abstr_GrossOperatingResultRatioBreakdownTitle_label_en" xlink:label="kvk-abstr_GrossOperatingResultRatioBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Gross operating result: Ratio breakdown</link:label>
    <link:label id="kvk-abstr_NotesGrossOperatingResultTitle_label_en" xlink:label="kvk-abstr_NotesGrossOperatingResultTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Gross operating result</link:label>
    <link:label id="kvk-abstr_ConsolidatedEquityGroupTitle_label_en" xlink:label="kvk-abstr_ConsolidatedEquityGroupTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Group equity</link:label>
    <link:label id="kvk-abstr_EquityGroupDisclosureTitle_label_en" xlink:label="kvk-abstr_EquityGroupDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Group equity</link:label>
    <link:label id="kvk-abstr_EquityGroupTitle_label_en" xlink:label="kvk-abstr_EquityGroupTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Group equity</link:label>
    <link:label id="kvk-abstr_MaterialImpairmentLossCashflowGeneratingUnitSpecificationTitle_label_en" xlink:label="kvk-abstr_MaterialImpairmentLossCashflowGeneratingUnitSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Impairment loss of cashflow generating unit of material importance: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedMaterialImpairmentLossCashflowGeneratingUnitSpecificationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedMaterialImpairmentLossCashflowGeneratingUnitSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Impairment loss of cashflow generating unit of material importance: specification</link:label>
    <link:label id="kvk-abstr_MaterialImpairmentLossIndividualAssetSpecificationTitle_label_en" xlink:label="kvk-abstr_MaterialImpairmentLossIndividualAssetSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Impairment loss of individual asset of material importance: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedMaterialImpairmentLossIndividualAssetSpecificationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedMaterialImpairmentLossIndividualAssetSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Impairment loss of individual asset of material importance: specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedImpairmentCurrentAssetsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedImpairmentCurrentAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Impairment of current assets</link:label>
    <link:label id="kvk-abstr_ImpairmentCurrentAssetsDisclosureTitle_label_en" xlink:label="kvk-abstr_ImpairmentCurrentAssetsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Impairment of current assets</link:label>
    <link:label id="kvk-abstr_ImpairmentCurrentAssetsTitle_label_en" xlink:label="kvk-abstr_ImpairmentCurrentAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Impairment of current assets</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeExpensesActivitiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesActivitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses by activities</link:label>
    <link:label id="kvk-abstr_IncomeExpensesActivitiesTitle_label_en" xlink:label="kvk-abstr_IncomeExpensesActivitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses by activities</link:label>
    <link:label id="kvk-abstr_IncomeExpensesGroupCompaniesTitle_label_en" xlink:label="kvk-abstr_IncomeExpensesGroupCompaniesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses in proportion to group companies</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeExpensesGroupCompaniesBreakdownTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesGroupCompaniesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses in relation to group companies: Breakdown</link:label>
    <link:label id="kvk-abstr_IncomeExpensesGroupCompaniesBreakdownTitle_label_en" xlink:label="kvk-abstr_IncomeExpensesGroupCompaniesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses in relation to group companies: Breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeExpensesOtherAffiliatedCompaniesBreakdownTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesOtherAffiliatedCompaniesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses in relation to other affiliated companies: Breakdown</link:label>
    <link:label id="kvk-abstr_IncomeExpensesOtherAffiliatedBreakdownTitle_label_en" xlink:label="kvk-abstr_IncomeExpensesOtherAffiliatedBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses in relation to other affiliated companies: Breakdown</link:label>
    <link:label id="kvk-abstr_IncomeExpensesOtherAffiliatedTitle_label_en" xlink:label="kvk-abstr_IncomeExpensesOtherAffiliatedTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses in relation to other affiliated companies</link:label>
    <link:label id="kvk-abstr_IncomeExpensesSegmentationActivitiesSpecificationTitle_label_en" xlink:label="kvk-abstr_IncomeExpensesSegmentationActivitiesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses segmentation by activities: specification</link:label>
    <link:label id="kvk-abstr_IncomeExpensesSegmentationSectorsTitle_label_en" xlink:label="kvk-abstr_IncomeExpensesSegmentationSectorsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses segmentation by sectors</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeExpensesSegmentationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesSegmentationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses segmentation</link:label>
    <link:label id="kvk-abstr_IncomeExpensesSegmentationTitle_label_en" xlink:label="kvk-abstr_IncomeExpensesSegmentationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses segmentation</link:label>
    <link:label id="kvk-abstr_IncomeExpensesStatementTitle_label_en" xlink:label="kvk-abstr_IncomeExpensesStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and expenses statement</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeGiftsFromFundraisingNonprofitTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeGiftsFromFundraisingNonprofitTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and gifts from fundraising</link:label>
    <link:label id="kvk-abstr_IncomeGiftsFromFundraisingNonprofitTitle_label_en" xlink:label="kvk-abstr_IncomeGiftsFromFundraisingNonprofitTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and gifts from fundraising</link:label>
    <link:label id="kvk-abstr_NotesIncomeGiftsFromFundraisingNonprofitTitle_label_en" xlink:label="kvk-abstr_NotesIncomeGiftsFromFundraisingNonprofitTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income and gifts from fundraising</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureIncomeExpensesStatementTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDisclosureIncomeExpensesStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income expenses statement</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeExpensesStatementTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income expenses statement</link:label>
    <link:label id="kvk-abstr_SeparateDisclosureIncomeExpensesStatementTitle_label_en" xlink:label="kvk-abstr_SeparateDisclosureIncomeExpensesStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income expenses statement</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromBusinessFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeFromBusinessFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from business</link:label>
    <link:label id="kvk-abstr_IncomeFromBusinessDisclosureFundraisingTitle_label_en" xlink:label="kvk-abstr_IncomeFromBusinessDisclosureFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from business</link:label>
    <link:label id="kvk-abstr_IncomeFromIndividualsBreakdownTitle_label_en" xlink:label="kvk-abstr_IncomeFromIndividualsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from indivduals</link:label>
    <link:label id="kvk-abstr_IncomeFromIndividualsTitle_label_en" xlink:label="kvk-abstr_IncomeFromIndividualsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from indivduals</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromInvestmentsFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeFromInvestmentsFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from interest and investments</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromInvestmentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeFromInvestmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from investments</link:label>
    <link:label id="kvk-abstr_IncomeFromInvestmentsInvestmentFirmTitle_label_en" xlink:label="kvk-abstr_IncomeFromInvestmentsInvestmentFirmTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from investments</link:label>
    <link:label id="kvk-abstr_LotteriesIncomeDisclosureFundraisingTitle_label_en" xlink:label="kvk-abstr_LotteriesIncomeDisclosureFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from lotteries</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromOtherNonprofitOrganizationsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeFromOtherNonprofitOrganizationsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from other non profit organisations</link:label>
    <link:label id="kvk-abstr_IncomeFromOtherNonprofitOrganizationsTitle_label_en" xlink:label="kvk-abstr_IncomeFromOtherNonprofitOrganizationsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from other non profit organisations</link:label>
    <link:label id="kvk-abstr_IncomeProductServiceDeliveryBreakdownTitle_label_en" xlink:label="kvk-abstr_IncomeProductServiceDeliveryBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from product/service delivery: breakdown</link:label>
    <link:label id="kvk-abstr_IncomeProductServiceDeliveryTitle_label_en" xlink:label="kvk-abstr_IncomeProductServiceDeliveryTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from product/service delivery</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromRelatedNonprofitOrganizationsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeFromRelatedNonprofitOrganizationsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from related non profit organisations</link:label>
    <link:label id="kvk-abstr_IncomeFromRelatedNonprofitOrganizationsTitle_label_en" xlink:label="kvk-abstr_IncomeFromRelatedNonprofitOrganizationsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from related non profit organisations</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromSaleGoodsGrossProfitFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeFromSaleGoodsGrossProfitFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from sale of goods, gross profit</link:label>
    <link:label id="kvk-abstr_IncomeFromSaleGoodsGrossProfitFundraisingTitle_label_en" xlink:label="kvk-abstr_IncomeFromSaleGoodsGrossProfitFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from sale of goods, gross profit</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeFromSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from securities and investments in participating interests, disclosure</link:label>
    <link:label id="kvk-abstr_IncomeFromSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeFromSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from securities and investments in participating interests, disclosure</link:label>
    <link:label id="kvk-abstr_IncomeFromSecuritiesAndInvestmentsInParticipatingInterestsOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_IncomeFromSecuritiesAndInvestmentsInParticipatingInterestsOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income from securities and investments in participating interests: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeFromIndividualsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeFromIndividualsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income income from individuals</link:label>
    <link:label id="kvk-abstr_IncomeNoncommercialActivitiesSpecificationTitle_label_en" xlink:label="kvk-abstr_IncomeNoncommercialActivitiesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income non-commercial activities: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeReceivablesNoncurrentSecuritiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeReceivablesNoncurrentSecuritiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income of non-current receivables and securities</link:label>
    <link:label id="kvk-abstr_IncomeReceivablesNoncurrentSecuritiesDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeReceivablesNoncurrentSecuritiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income of non-current receivables and securities</link:label>
    <link:label id="kvk-abstr_IncomeReceivablesNoncurrentSecuritiesTitle_label_en" xlink:label="kvk-abstr_IncomeReceivablesNoncurrentSecuritiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income of non-current receivables and securities</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeOtherExpensesOtherTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeOtherExpensesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income other and expenses other</link:label>
    <link:label id="kvk-abstr_IncomeOtherExpensesOtherTitle_label_en" xlink:label="kvk-abstr_IncomeOtherExpensesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income other and expenses other</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeProductServiceDeliveryTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeProductServiceDeliveryTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income product/service delivery</link:label>
    <link:label id="kvk-abstr_IncomeStatementNonTechnicalAccountTitle_label_en" xlink:label="kvk-abstr_IncomeStatementNonTechnicalAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income statement non technical account</link:label>
    <link:label id="kvk-abstr_IncomeStatementTechnicalAccountIndemnityInsuranceTitle_label_en" xlink:label="kvk-abstr_IncomeStatementTechnicalAccountIndemnityInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income statement technical account indemnity insurance</link:label>
    <link:label id="kvk-abstr_IncomeStatementTechnicalAccountLifeInsuranceTitle_label_en" xlink:label="kvk-abstr_IncomeStatementTechnicalAccountLifeInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income statement technical account life insurance</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureIncomeStatementTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDisclosureIncomeStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income statement</link:label>
    <link:label id="kvk-abstr_IncomeStatementTitle_label_en" xlink:label="kvk-abstr_IncomeStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income statement</link:label>
    <link:label id="kvk-abstr_SeparateDisclosureIncomeStatementTitle_label_en" xlink:label="kvk-abstr_SeparateDisclosureIncomeStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income statement</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseExtraordinaryItemsDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeTaxExpenseExtraordinaryItemsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income tax expense from extraordinary items, disclosure</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseBreakdownTitle_label_en" xlink:label="kvk-abstr_IncomeTaxExpenseBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income tax expense: Breakdown</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_IncomeTaxExpenseOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income tax expense: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseIncomeTaxExpenseOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_IncomeTaxExpenseIncomeTaxExpenseOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income tax expense: Other income tax expense: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeTaxExpenseTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeTaxExpenseTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income tax expense</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeTaxExpenseDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income tax expense</link:label>
    <link:label id="kvk-abstr_IncomeTaxExpenseTitle_label_en" xlink:label="kvk-abstr_IncomeTaxExpenseTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income tax expense</link:label>
    <link:label id="kvk-abstr_IncomeSpecialPurposeDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeSpecialPurposeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income with a special purpose, disclosure</link:label>
    <link:label id="kvk-abstr_IncomeSpecialPurposeSpecificationTitle_label_en" xlink:label="kvk-abstr_IncomeSpecialPurposeSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income with a special purpose, specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeSpecialPurposeFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeSpecialPurposeFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income with a special purpose</link:label>
    <link:label id="kvk-abstr_IncomeSpecialPurposeFundraisingTitle_label_en" xlink:label="kvk-abstr_IncomeSpecialPurposeFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income with a special purpose</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income</link:label>
    <link:label id="kvk-abstr_IncomeTitle_label_en" xlink:label="kvk-abstr_IncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income</link:label>
    <link:label id="kvk-abstr_ConsolidatedIndemnityInsuranceComponentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIndemnityInsuranceComponentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Indemnity insurance components</link:label>
    <link:label id="kvk-abstr_IndemnityInsuranceComponentsTitle_label_en" xlink:label="kvk-abstr_IndemnityInsuranceComponentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Indemnity insurance components</link:label>
    <link:label id="kvk-abstr_AssetsHeldForIndicationFundraisingTitle_label_en" xlink:label="kvk-abstr_AssetsHeldForIndicationFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Indication assets on balance sheet are held for</link:label>
    <link:label id="kvk-abstr_ConsolidatedAssetsHeldForIndicationFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAssetsHeldForIndicationFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Indication assets on balance sheet are held for</link:label>
    <link:label id="kvk-abstr_BalanceSheetMicroEntitiesIndicationNoAccruedAssetsLiabilitiesAreRecordedTitle_label_en" xlink:label="kvk-abstr_BalanceSheetMicroEntitiesIndicationNoAccruedAssetsLiabilitiesAreRecordedTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Indication that there are no accrued assets and liabilities recorded</link:label>
    <link:label id="kvk-abstr_IndirectInvestmentResultsSpecificationTitle_label_en" xlink:label="kvk-abstr_IndirectInvestmentResultsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Indirect investment results: specification</link:label>
    <link:label id="kvk-abstr_ExpensesIndirectInvestmentsOtherInvestmentEntitiesTitle_label_en" xlink:label="kvk-abstr_ExpensesIndirectInvestmentsOtherInvestmentEntitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Indirect investment results</link:label>
    <link:label id="kvk-abstr_InstantTitle_label_en" xlink:label="kvk-abstr_InstantTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Instant</link:label>
    <link:label id="kvk-abstr_ConsolidatedInsuranceContractsProfitSharingGuaranteesOptionsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInsuranceContractsProfitSharingGuaranteesOptionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Insurance contracts profit sharing guarantees options</link:label>
    <link:label id="kvk-abstr_InsuranceContractsProfitSharingGuaranteesOptionsTitle_label_en" xlink:label="kvk-abstr_InsuranceContractsProfitSharingGuaranteesOptionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Insurance contracts profit sharing guarantees options</link:label>
    <link:label id="kvk-abstr_InsurancePoliciesCurrentAccountSpecificationTitle_label_en" xlink:label="kvk-abstr_InsurancePoliciesCurrentAccountSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Insurance policies: Receivables from insurance policies not immediately due from current account: Specification</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsInternalExternalMovementScheduleTitle_label_en" xlink:label="kvk-abstr_IntangibleAssetsInternalExternalMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Intangible assets: (Non) internal generated: Movement schedule</link:label>
    <link:label id="kvk-abstr_NotesIntangibleAssetsAccumulatedRevaluationsTitle_label_en" xlink:label="kvk-abstr_NotesIntangibleAssetsAccumulatedRevaluationsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Intangible assets: Accumulated revaluations</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsBreakdownTitle_label_en" xlink:label="kvk-abstr_IntangibleAssetsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Intangible assets: Breakdown</link:label>
    <link:label id="kvk-abstr_NotesIntangibleAssetsEconomicLifeTitle_label_en" xlink:label="kvk-abstr_NotesIntangibleAssetsEconomicLifeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Intangible assets: Economic life</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsIndividualAssetOfImportanceSpecificationTitle_label_en" xlink:label="kvk-abstr_IntangibleAssetsIndividualAssetOfImportanceSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Intangible assets: Individual asset of importance for the legal entity: Specification</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsMovementScheduleTitle_label_en" xlink:label="kvk-abstr_IntangibleAssetsMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Intangible assets: Movement schedule</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_IntangibleAssetsOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Intangible assets: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsIntangibleAssetsOtherMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_IntangibleAssetsIntangibleAssetsOtherMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Intangible assets: Other intangible assets: Movement schedule: Specification</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsIntangibleAssetsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_IntangibleAssetsIntangibleAssetsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Intangible assets: Other intangible assets: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedIntangibleAssetsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIntangibleAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Intangible assets</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsDisclosureTitle_label_en" xlink:label="kvk-abstr_IntangibleAssetsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Intangible assets</link:label>
    <link:label id="kvk-abstr_IntangibleAssetsTitle_label_en" xlink:label="kvk-abstr_IntangibleAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Intangible assets</link:label>
    <link:label id="kvk-abstr_ConsolidatedInterestExpensesRelatedExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInterestExpensesRelatedExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Interest expenses and related expenses, disclosure</link:label>
    <link:label id="kvk-abstr_InterestExpensesRelatedExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_InterestExpensesRelatedExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Interest expenses and related expenses, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedInterestIncomeRelatedIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInterestIncomeRelatedIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Interest income and related income, disclosure</link:label>
    <link:label id="kvk-abstr_InterestIncomeRelatedIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_InterestIncomeRelatedIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Interest income and related income, disclosure</link:label>
    <link:label id="kvk-abstr_InvestmentEntityOtherRelativeInterestTitle_label_en" xlink:label="kvk-abstr_InvestmentEntityOtherRelativeInterestTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Interest investment entity</link:label>
    <link:label id="kvk-abstr_InternationalPartnerShipsFundraisingTitle_label_en" xlink:label="kvk-abstr_InternationalPartnerShipsFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">International partnerships</link:label>
    <link:label id="kvk-abstr_InventoriesIncomeStatementBreakdownTitle_label_en" xlink:label="kvk-abstr_InventoriesIncomeStatementBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Inventories: Amounts recognised in income statement: Breakdown</link:label>
    <link:label id="kvk-abstr_InventoriesBreakdownTitle_label_en" xlink:label="kvk-abstr_InventoriesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Inventories: Breakdown</link:label>
    <link:label id="kvk-abstr_InventoriesCurrentValueBreakdownTitle_label_en" xlink:label="kvk-abstr_InventoriesCurrentValueBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Inventories: Current value: Breakdown</link:label>
    <link:label id="kvk-abstr_InventoriesInventoriesOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_InventoriesInventoriesOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Inventories: Other inventories: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedInventoriesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInventoriesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Inventories</link:label>
    <link:label id="kvk-abstr_InventoriesDisclosureTitle_label_en" xlink:label="kvk-abstr_InventoriesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Inventories</link:label>
    <link:label id="kvk-abstr_InventoriesTitle_label_en" xlink:label="kvk-abstr_InventoriesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Inventories</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentPropertiesExploitationMovementHousingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentPropertiesExploitationMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment properties - Properties in operation: Statement of changes</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesExploitationMovementHousingTitle_label_en" xlink:label="kvk-abstr_InvestmentPropertiesExploitationMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment properties - Properties in operation: Statement of changes</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesIncomeStatementBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentPropertiesIncomeStatementBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment properties: Amounts recognised in income statement: Breakdown</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentPropertiesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment properties: Breakdown</link:label>
    <link:label id="kvk-abstr_NotesInvestmentPropertiesEconomicLifeTitle_label_en" xlink:label="kvk-abstr_NotesInvestmentPropertiesEconomicLifeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment properties: Economic life</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesFairValueTitle_label_en" xlink:label="kvk-abstr_InvestmentPropertiesFairValueTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment properties: Fair value</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesMovementScheduleTitle_label_en" xlink:label="kvk-abstr_InvestmentPropertiesMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment properties: Movement schedule</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentPropertiesOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment properties: Other amounts breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentPropertiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentPropertiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment properties</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesDisclosureTitle_label_en" xlink:label="kvk-abstr_InvestmentPropertiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment properties</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesTitle_label_en" xlink:label="kvk-abstr_InvestmentPropertiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment properties</link:label>
    <link:label id="kvk-abstr_InvestmentResultPerCertificateBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentResultPerCertificateBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment result per certificate: breakdown</link:label>
    <link:label id="kvk-abstr_InvestmentResultsCategoriesBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentResultsCategoriesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment results categories: breakdown</link:label>
    <link:label id="kvk-abstr_InvestmentResultsTransactionCostsBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentResultsTransactionCostsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment results: Transaction costs: Breakdown</link:label>
    <link:label id="kvk-abstr_InvestmentResultsAssetManagementExpensesCategoriesBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentResultsAssetManagementExpensesCategoriesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment results: asset management expenses categories: breakdown</link:label>
    <link:label id="kvk-abstr_InvestmentResultsAssetManagementExpensesBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentResultsAssetManagementExpensesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment results: asset management expenses: breakdown</link:label>
    <link:label id="kvk-abstr_InvestmentResultsBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentResultsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment results: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentResultsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentResultsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment results</link:label>
    <link:label id="kvk-abstr_InvestmentResultsTitle_label_en" xlink:label="kvk-abstr_InvestmentResultsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investment results</link:label>
    <link:label id="kvk-abstr_InvestmentsFinancialInstrumentsTitle_label_en" xlink:label="kvk-abstr_InvestmentsFinancialInstrumentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in financial instruments: Breakdown</link:label>
    <link:label id="kvk-abstr_InvestmentsFinancialInstrumentsMovementTitle_label_en" xlink:label="kvk-abstr_InvestmentsFinancialInstrumentsMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in financial instruments: movement schedule</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsFinancialInstrumentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsFinancialInstrumentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in financial instruments</link:label>
    <link:label id="kvk-abstr_InvestmentsFinancialInstrumentsInvestmentFirmTitle_label_en" xlink:label="kvk-abstr_InvestmentsFinancialInstrumentsInvestmentFirmTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in financial instruments</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsGroupCompaniesAndParticipatingInterestsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsGroupCompaniesAndParticipatingInterestsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in group companies and participating interests</link:label>
    <link:label id="kvk-abstr_InvestmentsGroupCompaniesAndParticipatingInterestsInvestmentFirmTitle_label_en" xlink:label="kvk-abstr_InvestmentsGroupCompaniesAndParticipatingInterestsInvestmentFirmTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in group companies and participating interests</link:label>
    <link:label id="kvk-abstr_InvestmentsGroupCompaniesAndParticipatingInterestsTitle_label_en" xlink:label="kvk-abstr_InvestmentsGroupCompaniesAndParticipatingInterestsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in group companies and participating interests</link:label>
    <link:label id="kvk-abstr_InvestmentsInLandAndBuildingsTitle_label_en" xlink:label="kvk-abstr_InvestmentsInLandAndBuildingsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in land and buildings title</link:label>
    <link:label id="kvk-abstr_InvestmentsLandBuildingInvestmentsLandBuildingsOtherSpecificationsTitle_label_en" xlink:label="kvk-abstr_InvestmentsLandBuildingInvestmentsLandBuildingsOtherSpecificationsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in land and buildings: Other investments in land and buildings: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsLandAndBuildingsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsLandAndBuildingsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in land and buildings</link:label>
    <link:label id="kvk-abstr_InvestmentsLandAndBuildingsTitle_label_en" xlink:label="kvk-abstr_InvestmentsLandAndBuildingsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in land and buildings</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsInParticipatingInterestsInGroupCompaniesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsInParticipatingInterestsInGroupCompaniesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in participating interests in group companies, disclosure</link:label>
    <link:label id="kvk-abstr_InvestmentsInParticipatingInterestsInGroupCompaniesDisclosureTitle_label_en" xlink:label="kvk-abstr_InvestmentsInParticipatingInterestsInGroupCompaniesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments in participating interests in group companies, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsManagementCostsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsManagementCostsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments management costs</link:label>
    <link:label id="kvk-abstr_InvestmentsManagementCostsTitle_label_en" xlink:label="kvk-abstr_InvestmentsManagementCostsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments management costs</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfParticipantsFundOtherMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfParticipantsFundOtherMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of participants: Other investments on behalf of participants: Movement schedule: Specification</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfParticipantsFundOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfParticipantsFundOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of participants: Other investments on behalf of participants: Specification</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfParticipantsBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfParticipantsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of participants: breakdown</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfParticipantsMovementTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfParticipantsMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of participants: movement</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of participants</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of participants</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundInvestmentsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundInvestmentsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of pension fund investments: Other investments: Specification</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundReceivablesPayablesBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundReceivablesPayablesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of pension fund receivables and payables: breakdown</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundOtherMovementSpecificationPensionFundsTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundOtherMovementSpecificationPensionFundsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of pension fund: Other investments on behalf of pension fund investment: Movement schedule: Specification</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundOtherSpecificationPensionFundsTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundOtherSpecificationPensionFundsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of pension fund: Other investments on behalf of pension fund investment: Specification</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of pension fund: breakdown</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPensionFundMovementTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPensionFundMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of pension fund: movement</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPremiumPensionInstitutionsMovementScheduleTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPremiumPensionInstitutionsMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of premium pension institutions: Movement schedule</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestementsResultsOnBehalfOfPremiumPensionInstitutionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestementsResultsOnBehalfOfPremiumPensionInstitutionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of premium pension institutions</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsOnBehalfOfPremiumPensionInstitutionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsOnBehalfOfPremiumPensionInstitutionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of premium pension institutions</link:label>
    <link:label id="kvk-abstr_InvestmentsOnBehalfOfPremiumPensionInstitutionsTitle_label_en" xlink:label="kvk-abstr_InvestmentsOnBehalfOfPremiumPensionInstitutionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of premium pension institutions</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestementsResultsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestementsResultsOnBehalfOfParticipantsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments on behalf of risk participants</link:label>
    <link:label id="kvk-abstr_InvestmentsResultsOnBehalfOfParticipantsTitle_label_en" xlink:label="kvk-abstr_InvestmentsResultsOnBehalfOfParticipantsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments results on behalf of participants</link:label>
    <link:label id="kvk-abstr_InvestmentsResultsOnBehalfOfPremiumPensionInstitutionsTitle_label_en" xlink:label="kvk-abstr_InvestmentsResultsOnBehalfOfPremiumPensionInstitutionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments results on behalf of premium pension institutions</link:label>
    <link:label id="kvk-abstr_InvestmentsInGroupCompaniesAndParticipatingInterestsTitle_label_en" xlink:label="kvk-abstr_InvestmentsInGroupCompaniesAndParticipatingInterestsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments, group companies and participating interests</link:label>
    <link:label id="kvk-abstr_InvestmentsBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments: Breakdown</link:label>
    <link:label id="kvk-abstr_InvestmentsMovementTitle_label_en" xlink:label="kvk-abstr_InvestmentsMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments: movement</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments</link:label>
    <link:label id="kvk-abstr_InvestmentsKvkTitle_label_en" xlink:label="kvk-abstr_InvestmentsKvkTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments</link:label>
    <link:label id="kvk-abstr_InvestmentsTitle_label_en" xlink:label="kvk-abstr_InvestmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Investments</link:label>
    <link:label id="kvk-abstr_IrrevocableCommitmentsBreakdownTitle_label_en" xlink:label="kvk-abstr_IrrevocableCommitmentsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Irrevocable commitments, breakdown</link:label>
    <link:label id="kvk-abstr_IrrevocableCommitmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_IrrevocableCommitmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Irrevocable commitments, disclosure</link:label>
    <link:label id="kvk-abstr_LandPositionsAreaMovementTitle_label_en" xlink:label="kvk-abstr_LandPositionsAreaMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Land positions area: Movement schedule</link:label>
    <link:label id="kvk-abstr_LandPositionsMovementTitle_label_en" xlink:label="kvk-abstr_LandPositionsMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Land positions balance sheet value: Movement schedule</link:label>
    <link:label id="kvk-abstr_LandPositionsOtherAmountsTitle_label_en" xlink:label="kvk-abstr_LandPositionsOtherAmountsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Land positions included in the balance sheet</link:label>
    <link:label id="kvk-abstr_ConsolidatedLandPositionsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedLandPositionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Land positions</link:label>
    <link:label id="kvk-abstr_LandPositionsTitle_label_en" xlink:label="kvk-abstr_LandPositionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Land positions</link:label>
    <link:label id="kvk-abstr_SeparateLandPositionsTitle_label_en" xlink:label="kvk-abstr_SeparateLandPositionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Land positions</link:label>
    <link:label id="kvk-abstr_LegalStatutoryReservesTitle_label_en" xlink:label="kvk-abstr_LegalStatutoryReservesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Legal and statutory reserves</link:label>
    <link:label id="kvk-abstr_LegalStatutoryReservesBreakdownTitle_label_en" xlink:label="kvk-abstr_LegalStatutoryReservesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Legal statutory reserves: breakdown</link:label>
    <link:label id="kvk-abstr_LegalStatutoryReservesKvkTitle_label_en" xlink:label="kvk-abstr_LegalStatutoryReservesKvkTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Legal statutory reserves</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentLiabilitiesLiabilitiesFromRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesLiabilitiesFromRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Liabilities arising from real estate sold subject to conditions: Progress overview</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesLiabilitiesFromRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesLiabilitiesFromRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Liabilities arising from real estate sold subject to conditions: Progress overview</link:label>
    <link:label id="kvk-abstr_LiabilitiesBreakdownTitle_label_en" xlink:label="kvk-abstr_LiabilitiesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Liabilities: Breakdown</link:label>
    <link:label id="kvk-abstr_LiabilitiesPayablesOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_LiabilitiesPayablesOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Liabilities: Other payables: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedLiabilitiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedLiabilitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Liabilities</link:label>
    <link:label id="kvk-abstr_LiabilitiesKvkTitle_label_en" xlink:label="kvk-abstr_LiabilitiesKvkTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Liabilities</link:label>
    <link:label id="kvk-abstr_LiabilitiesTitle_label_en" xlink:label="kvk-abstr_LiabilitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Liabilities</link:label>
    <link:label id="kvk-abstr_ConsolidatedLiabilityAdequacyTestTitle_label_en" xlink:label="kvk-abstr_ConsolidatedLiabilityAdequacyTestTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Liability adequacy test</link:label>
    <link:label id="kvk-abstr_LiabilityAdequacyTestTitle_label_en" xlink:label="kvk-abstr_LiabilityAdequacyTestTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Liability adequacy test</link:label>
    <link:label id="kvk-abstr_NotesLicensingAgreementsSpecificationTitle_label_en" xlink:label="kvk-abstr_NotesLicensingAgreementsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Licensing agreements: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedLicensingAgreementsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedLicensingAgreementsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Licensing agreements</link:label>
    <link:label id="kvk-abstr_LicensingAgreementsTitle_label_en" xlink:label="kvk-abstr_LicensingAgreementsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Licensing agreements</link:label>
    <link:label id="kvk-abstr_NotesConsolidatedLicensingAgreementsTitle_label_en" xlink:label="kvk-abstr_NotesConsolidatedLicensingAgreementsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Licensing agreements</link:label>
    <link:label id="kvk-abstr_ConsolidatedLifeInsuranceDetailedOverviewTitle_label_en" xlink:label="kvk-abstr_ConsolidatedLifeInsuranceDetailedOverviewTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Life insurance detailed overview</link:label>
    <link:label id="kvk-abstr_LifeInsuranceDetailedOverviewTitle_label_en" xlink:label="kvk-abstr_LifeInsuranceDetailedOverviewTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Life insurance detailed overview</link:label>
    <link:label id="kvk-abstr_ConsolidatedLifeInsuranceOverviewTitle_label_en" xlink:label="kvk-abstr_ConsolidatedLifeInsuranceOverviewTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Life insurance overview</link:label>
    <link:label id="kvk-abstr_LifeInsuranceOverviewTitle_label_en" xlink:label="kvk-abstr_LifeInsuranceOverviewTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Life insurance overview</link:label>
    <link:label id="kvk-abstr_LiveabilityExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_LiveabilityExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Liveability expenses, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedLiveabilityExpensesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedLiveabilityExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Liveability expenses</link:label>
    <link:label id="kvk-abstr_LiveabilityExpensesTitle_label_en" xlink:label="kvk-abstr_LiveabilityExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Liveability expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedLoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedLoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Loans, advances and guarantees on behalf of managing and supervisory directors</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsTitle_label_en" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Loans, advances and guarantees on behalf of managing and supervisory directors</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsBreakdownTitle_label_en" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Loans, advances and guarantees: On behalf of managing and supervisory directors: Breakdown</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsDisclosureTitle_label_en" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingSupervisoryDirectorsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Loans, advances and guarantees: On behalf of managing and supervisory directors</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsBreakdownTitle_label_en" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Loans, advances and guarantees: On behalf of managing directors: Breakdown</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsSpecificationTitle_label_en" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfManagingDirectorsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Loans, advances and guarantees: On behalf of managing directors: Specification</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsBreakdownTitle_label_en" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Loans, advances and guarantees: On behalf of supervisory directors: Breakdown</link:label>
    <link:label id="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsSpecificationTitle_label_en" xlink:label="kvk-abstr_LoansAdvancesGuaranteesOnBehalfOfSupervisoryDirectorsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Loans, advances and guarantees: On behalf of supervisory directors: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedMacroControlInstrumentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedMacroControlInstrumentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Macro management instruments</link:label>
    <link:label id="kvk-abstr_MacroControlInstrumentsTitle_label_en" xlink:label="kvk-abstr_MacroControlInstrumentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Macro management instruments</link:label>
    <link:label id="kvk-abstr_ManagementMaintenanceAndServicesThirdPartiesTitle_label_en" xlink:label="kvk-abstr_ManagementMaintenanceAndServicesThirdPartiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Management and mediation for third parties</link:label>
    <link:label id="kvk-abstr_ConsolidatedManagementExpensesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedManagementExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Management expenses</link:label>
    <link:label id="kvk-abstr_ManagementExpensesTitle_label_en" xlink:label="kvk-abstr_ManagementExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Management expenses</link:label>
    <link:label id="kvk-abstr_ManagementReportBreakdownTitle_label_en" xlink:label="kvk-abstr_ManagementReportBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Management report: breakdown</link:label>
    <link:label id="kvk-abstr_ManagementReportTitle_label_en" xlink:label="kvk-abstr_ManagementReportTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Management report</link:label>
    <link:label id="kvk-abstr_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsControlRightsBreakdownTitle_label_en" xlink:label="kvk-abstr_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsControlRightsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Managing and supervisory directors and former managing and supervisory directors personal interests in investments, control rights: breakdown</link:label>
    <link:label id="kvk-abstr_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsBreakdownTitle_label_en" xlink:label="kvk-abstr_PersonalInterestInInvestmentsManagingSupervisoryDirectorsFormerManagingSupervisoryDirectorsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Managing and supervisory directors and former managing and supervisory directors personal interests in investments: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedPersonalInterestInvestmentsManagingSupervisoryDirectorsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPersonalInterestInvestmentsManagingSupervisoryDirectorsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Managing and supervisory directors and former managing and supervisory directors personal interests in investments</link:label>
    <link:label id="kvk-abstr_PersonalInterestInvestmentsManagingSupervisoryDirectorsTitle_label_en" xlink:label="kvk-abstr_PersonalInterestInvestmentsManagingSupervisoryDirectorsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Managing and supervisory directors and former managing and supervisory directors personal interests in investments</link:label>
    <link:label id="kvk-abstr_InvestmentsMarketValueInvestmentMovementTitle_label_en" xlink:label="kvk-abstr_InvestmentsMarketValueInvestmentMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Market value investments: movement schedule</link:label>
    <link:label id="kvk-abstr_ConsolidatedMarketValueInvestmentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedMarketValueInvestmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Market value investments</link:label>
    <link:label id="kvk-abstr_MarketValueInvestmentsTitle_label_en" xlink:label="kvk-abstr_MarketValueInvestmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Market value investments</link:label>
    <link:label id="kvk-abstr_ConsolidatedMemberContributionsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedMemberContributionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Member contribution</link:label>
    <link:label id="kvk-abstr_MemberContributionsTitle_label_en" xlink:label="kvk-abstr_MemberContributionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Member contributions</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedMovementScheduleTitle_label_en" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Movement of rights granted not yet exercised: Employees</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedMovementByManagingDirectorSpecificationTitle_label_en" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedMovementByManagingDirectorSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Movement of rights granted not yet exercised: Managing directors: Specification</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Movement of rights granted not yet exercised: Specification</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedMovementBySupervisoryDirectorSpecificationTitle_label_en" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedMovementBySupervisoryDirectorSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Movement of rights granted not yet exercised: Supervisory directors: Specification</link:label>
    <link:label id="kvk-abstr_MovementOtherTitle_label_en" xlink:label="kvk-abstr_MovementOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Movement other</link:label>
    <link:label id="kvk-abstr_EquityDesignatedFundMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_EquityDesignatedFundMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Movement schedule of designated fund: Specification</link:label>
    <link:label id="kvk-abstr_EquityDesignatedReserveMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_EquityDesignatedReserveMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Movement schedule of designated reserve: Specification</link:label>
    <link:label id="kvk-abstr_InvestmentsInParticipatingInterestsInGroupCompaniesMovementTitle_label_en" xlink:label="kvk-abstr_InvestmentsInParticipatingInterestsInGroupCompaniesMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Movement schedule of investments in participating interests in group companies</link:label>
    <link:label id="kvk-abstr_NetChangesInEquityMovementScheduleTitle_label_en" xlink:label="kvk-abstr_NetChangesInEquityMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Movement schedule of net changes in equity</link:label>
    <link:label id="kvk-abstr_InvestmentsInParticipatingInterestsOtherMovementTitle_label_en" xlink:label="kvk-abstr_InvestmentsInParticipatingInterestsOtherMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Movement schedule of other investments in participating interests</link:label>
    <link:label id="kvk-abstr_MovementTitle_label_en" xlink:label="kvk-abstr_MovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Movement</link:label>
    <link:label id="kvk-abstr_MultiAnnualOverviewKeyFiguresTitle_label_en" xlink:label="kvk-abstr_MultiAnnualOverviewKeyFiguresTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Multi-annual overview - Key figures</link:label>
    <link:label id="kvk-abstr_MultiAnnualOverviewKeyRatiosTitle_label_en" xlink:label="kvk-abstr_MultiAnnualOverviewKeyRatiosTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Multi-annual overview - Key ratios</link:label>
    <link:label id="kvk-abstr_MultiAnnualOverviewTitle_label_en" xlink:label="kvk-abstr_MultiAnnualOverviewTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Multi-annual overview</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionDiscretionaryProfitSharingMovementTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionDiscretionaryProfitSharingMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Mutation overview discretionary profit sharing: Movement</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetChangesInEquityTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNetChangesInEquityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net changes in equity</link:label>
    <link:label id="kvk-abstr_NetChangesInEquityTitle_label_en" xlink:label="kvk-abstr_NetChangesInEquityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net changes in equity</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetRealisedResultSalesRealEstatePortfolioTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNetRealisedResultSalesRealEstatePortfolioTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net realised result from sales of real estate portfolio</link:label>
    <link:label id="kvk-abstr_NetRealisedResultSalesRealEstatePortfolioTitle_label_en" xlink:label="kvk-abstr_NetRealisedResultSalesRealEstatePortfolioTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net realised result from sales of real estate portfolio</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetResultExploitationOfRealEstatePortfolioTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNetResultExploitationOfRealEstatePortfolioTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net result from exploitation of real estate portfolio</link:label>
    <link:label id="kvk-abstr_NetResultExploitationOfRealEstatePortfolioTitle_label_en" xlink:label="kvk-abstr_NetResultExploitationOfRealEstatePortfolioTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net result from exploitation of real estate portfolio</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetResultOtherActivitiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNetResultOtherActivitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net result from other activities</link:label>
    <link:label id="kvk-abstr_NetResultOtherActivitiesTitle_label_en" xlink:label="kvk-abstr_NetResultOtherActivitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net result from other activities</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetResultSoldRealEstateInDevelopmentTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNetResultSoldRealEstateInDevelopmentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net result from sold real estate in development</link:label>
    <link:label id="kvk-abstr_NetResultSoldRealEstateInDevelopmentTitle_label_en" xlink:label="kvk-abstr_NetResultSoldRealEstateInDevelopmentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net result from sold real estate in development</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetResultTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNetResultTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net result</link:label>
    <link:label id="kvk-abstr_NetRevenueCategoryBreakdownTitle_label_en" xlink:label="kvk-abstr_NetRevenueCategoryBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net revenue: Breakdown</link:label>
    <link:label id="kvk-abstr_NetRevenueRevenuesOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_NetRevenueRevenuesOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net revenue: Revenues from other sources: Specification</link:label>
    <link:label id="kvk-abstr_NetRevenueSegmentedByGeographyTitle_label_en" xlink:label="kvk-abstr_NetRevenueSegmentedByGeographyTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net revenue: Segmented by geography</link:label>
    <link:label id="kvk-abstr_NetRevenueSegmentedByIndustryTitle_label_en" xlink:label="kvk-abstr_NetRevenueSegmentedByIndustryTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net revenue: Segmented by industry</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetRevenueTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNetRevenueTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net revenue</link:label>
    <link:label id="kvk-abstr_NetRevenueTitle_label_en" xlink:label="kvk-abstr_NetRevenueTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net revenue</link:label>
    <link:label id="kvk-abstr_NetValueAssetInvestmentCompanyBreakdownTitle_label_en" xlink:label="kvk-abstr_NetValueAssetInvestmentCompanyBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net value asset investment company: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedNetValueAssetInvestmentCompanyTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNetValueAssetInvestmentCompanyTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net value asset investment company</link:label>
    <link:label id="kvk-abstr_NetValueAssetInvestmentCompanyTitle_label_en" xlink:label="kvk-abstr_NetValueAssetInvestmentCompanyTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net value asset investment company</link:label>
    <link:label id="kvk-abstr_NoncommercialActivitiesSpecificationTitle_label_en" xlink:label="kvk-abstr_NoncommercialActivitiesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-commercial activities: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncontrollingInterestTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNoncontrollingInterestTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-controlling interest</link:label>
    <link:label id="kvk-abstr_NoncontrollingInterestDisclosureTitle_label_en" xlink:label="kvk-abstr_NoncontrollingInterestDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-controlling interest</link:label>
    <link:label id="kvk-abstr_LiabilitiesRelatingToSecuritiesTransactionsNoncurrentTitle_label_en" xlink:label="kvk-abstr_LiabilitiesRelatingToSecuritiesTransactionsNoncurrentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current Liabilities relating to securities transactions</link:label>
    <link:label id="kvk-abstr_AssetsNoncurrentTitle_label_en" xlink:label="kvk-abstr_AssetsNoncurrentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current assets</link:label>
    <link:label id="kvk-abstr_LiabilitiesNoncurrentBreakdownTitle_label_en" xlink:label="kvk-abstr_LiabilitiesNoncurrentBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Breakdown</link:label>
    <link:label id="kvk-abstr_FinanceLeasesMinimalLeasePaymentsMaturityBreakdownTitle_label_en" xlink:label="kvk-abstr_FinanceLeasesMinimalLeasePaymentsMaturityBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Finance lease liabilities: Breakdown maturity</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesDiscountedValueLessorBreakdownTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesDiscountedValueLessorBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Finance lease liabilities: Discounted value for lessors: Breakdown maturity</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesDiscountedValueLessorSpecificationTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesDiscountedValueLessorSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Finance lease liabilities: Discounted value for lessors: Term specification</link:label>
    <link:label id="kvk-abstr_FinanceLeasesMinimalLeasePaymentsDiscountedValueMaturityBreakdownTitle_label_en" xlink:label="kvk-abstr_FinanceLeasesMinimalLeasePaymentsDiscountedValueMaturityBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Finance lease liabilities: Discounted value: Breakdown maturity</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesGrossInvestmentSpecificationTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesGrossInvestmentSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Finance lease liabilities: Gross investment for lessors: Term specification</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesGrossInvestmentTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesFinanceLeaseLiabilitiesGrossInvestmentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Finance lease liabilities: Gross investment for lessors</link:label>
    <link:label id="kvk-abstr_FinanceLeasesMinimalLeasePaymentsMaturitySpecificationTitle_label_en" xlink:label="kvk-abstr_FinanceLeasesMinimalLeasePaymentsMaturitySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Finance lease liabilities: Term specification</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesEffectiveInterestRatesTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesEffectiveInterestRatesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Interest rates</link:label>
    <link:label id="kvk-abstr_LiabilitiesNoncurrentMovementScheduleTitle_label_en" xlink:label="kvk-abstr_LiabilitiesNoncurrentMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Movement schedule</link:label>
    <link:label id="kvk-abstr_NegativeGoodwillMovementScheduleTitle_label_en" xlink:label="kvk-abstr_NegativeGoodwillMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Negative goodwill: Movement schedule</link:label>
    <link:label id="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_LiabilitiesNoncurrentOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesPayablesOtherNoncurrentMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesPayablesOtherNoncurrentMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Other payables: Movement schedule: Specification</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesPayablesOtherNoncurrentSpecificationTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesPayablesOtherNoncurrentSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities: Other payables: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedLiabilitiesNoncurrentTitle_label_en" xlink:label="kvk-abstr_ConsolidatedLiabilitiesNoncurrentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities</link:label>
    <link:label id="kvk-abstr_LiabilitiesNoncurrentDisclosureTitle_label_en" xlink:label="kvk-abstr_LiabilitiesNoncurrentDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities</link:label>
    <link:label id="kvk-abstr_LiabilitiesNoncurrentTitle_label_en" xlink:label="kvk-abstr_LiabilitiesNoncurrentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Non-current liabilities</link:label>
    <link:label id="kvk-abstr_ConsolidatedLotteriesIncomeDisclosureFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedLotteriesIncomeDisclosureFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Notes of income from lottery organization</link:label>
    <link:label id="kvk-abstr_NotesMicroEntitiesTitle_label_en" xlink:label="kvk-abstr_NotesMicroEntitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Notes to the annual report</link:label>
    <link:label id="kvk-abstr_DisclosureCashFlowStatementTitle_label_en" xlink:label="kvk-abstr_DisclosureCashFlowStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Notes to the cash flow statement</link:label>
    <link:label id="kvk-abstr_NotesConsolidatedProvisionsAcquisitionCostsMovementInsuranceTitle_label_en" xlink:label="kvk-abstr_NotesConsolidatedProvisionsAcquisitionCostsMovementInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Provisions: Acquisition costs</link:label>
    <link:label id="kvk-abstr_NotesConsolidatedProvisionsInterestRateDiscountMovementInsuranceTitle_label_en" xlink:label="kvk-abstr_NotesConsolidatedProvisionsInterestRateDiscountMovementInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements - Provisions: Interest rate discount</link:label>
    <link:label id="kvk-abstr_ConsolidatedNotesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNotesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Notes to the consolidated financial statements</link:label>
    <link:label id="kvk-abstr_NotesProvisionsAcquisitionCostsMovementInsuranceTitle_label_en" xlink:label="kvk-abstr_NotesProvisionsAcquisitionCostsMovementInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Provisions: Acquisition costs</link:label>
    <link:label id="kvk-abstr_NotesProvisionsInterestRateDiscountMovementInsuranceTitle_label_en" xlink:label="kvk-abstr_NotesProvisionsInterestRateDiscountMovementInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements - Provisions: Interest rate discount</link:label>
    <link:label id="kvk-abstr_NotesTitle_label_en" xlink:label="kvk-abstr_NotesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Notes to the financial statements</link:label>
    <link:label id="kvk-abstr_StatementOfComprehensiveIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_StatementOfComprehensiveIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Notes to the statement of comprehensive income</link:label>
    <link:label id="kvk-abstr_DerivativeFinancialInstrumentsNotionalAmountBreakdownTitle_label_en" xlink:label="kvk-abstr_DerivativeFinancialInstrumentsNotionalAmountBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Notional amount of derivative financial instruments: Breakdown</link:label>
    <link:label id="kvk-abstr_NumberOfStudentsTitle_label_en" xlink:label="kvk-abstr_NumberOfStudentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Number of students</link:label>
    <link:label id="kvk-abstr_ObligationsOnBehalfOfParticipantsMovementScheduleTitle_label_en" xlink:label="kvk-abstr_ObligationsOnBehalfOfParticipantsMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Obligations on behalf of participants: Movement schedule</link:label>
    <link:label id="kvk-abstr_ConsolidatedObligationsOnBehalfOfParticipantsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedObligationsOnBehalfOfParticipantsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Obligations on behalf of risk participants</link:label>
    <link:label id="kvk-abstr_ObligationsOnBehalfOfParticipantsTitle_label_en" xlink:label="kvk-abstr_ObligationsOnBehalfOfParticipantsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Obligations on behalf of risk participants</link:label>
    <link:label id="kvk-abstr_ConsolidatedOffBalanceSheetCommitmentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOffBalanceSheetCommitmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Off-balance sheet commitments</link:label>
    <link:label id="kvk-abstr_OffBalanceSheetCommitmentsTitle_label_en" xlink:label="kvk-abstr_OffBalanceSheetCommitmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Off-balance sheet commitments</link:label>
    <link:label id="kvk-abstr_OngoingCostFactorSharesSpecificationTitle_label_en" xlink:label="kvk-abstr_OngoingCostFactorSharesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Ongoing cost factor, shares: specification</link:label>
    <link:label id="kvk-abstr_OngoingCostFactorSubfundsSpecificationTitle_label_en" xlink:label="kvk-abstr_OngoingCostFactorSubfundsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Ongoing cost factor, subfunds: specification</link:label>
    <link:label id="kvk-abstr_OngoingCostFactorBreakdownTitle_label_en" xlink:label="kvk-abstr_OngoingCostFactorBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Ongoing cost factor: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedOngoingCostFactorTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOngoingCostFactorTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Ongoing cost factor</link:label>
    <link:label id="kvk-abstr_OngoingCostFactorTitle_label_en" xlink:label="kvk-abstr_OngoingCostFactorTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Ongoing cost factor</link:label>
    <link:label id="kvk-abstr_ConsolidatedOperatingExpensesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOperatingExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Operating expenses</link:label>
    <link:label id="kvk-abstr_OperatingExpensesTitle_label_en" xlink:label="kvk-abstr_OperatingExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Operating expenses</link:label>
    <link:label id="kvk-abstr_OperatingIncomeBreakdownTitle_label_en" xlink:label="kvk-abstr_OperatingIncomeBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Operating income: breakdown</link:label>
    <link:label id="kvk-abstr_AssetsOtherAssetsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_AssetsOtherAssetsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other assets: Other assets: Specification</link:label>
    <link:label id="kvk-abstr_AssetsOtherTitle_label_en" xlink:label="kvk-abstr_AssetsOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other assets</link:label>
    <link:label id="kvk-abstr_ChangesInValueIntangibleAssetsPropertyPlantEquipmentDisclosureTitle_label_en" xlink:label="kvk-abstr_ChangesInValueIntangibleAssetsPropertyPlantEquipmentDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other changes in the value of intangible assets and property, plant and equipment</link:label>
    <link:label id="kvk-abstr_ChangesInValueIntangibleAssetsPropertyPlantEquipmentTitle_label_en" xlink:label="kvk-abstr_ChangesInValueIntangibleAssetsPropertyPlantEquipmentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other changes in the value of intangible assets and property, plant and equipment</link:label>
    <link:label id="kvk-abstr_ConsolidatedChangesInValueIntangibleAssetsPropertyPlantEquipmentTitle_label_en" xlink:label="kvk-abstr_ConsolidatedChangesInValueIntangibleAssetsPropertyPlantEquipmentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other changes in the value of intangible assets and property, plant and equipment</link:label>
    <link:label id="kvk-abstr_ChangesInValueIntangibleAssetsPropertyPlantEquipmentBreakdownTitle_label_en" xlink:label="kvk-abstr_ChangesInValueIntangibleAssetsPropertyPlantEquipmentBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other changes in value of intangible assets and property, plant and equipment: Breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncludedCostProvisionInsuranceTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncludedCostProvisionInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other costs: Included costs</link:label>
    <link:label id="kvk-abstr_IncludedCostProvisionInsuranceTitle_label_en" xlink:label="kvk-abstr_IncludedCostProvisionInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other costs: Included costs</link:label>
    <link:label id="kvk-abstr_DebtSecuritiesDebtSecuritiesOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_DebtSecuritiesDebtSecuritiesOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other debt securities: Other debt securities: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentLiabilitiesPayablesOtherMovementHousingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesPayablesOtherMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other debts: Overview of changes</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesPayablesOtherMovementHousingTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesPayablesOtherMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other debts: Overview of changes</link:label>
    <link:label id="kvk-abstr_ConsolidatedNotesOtherTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNotesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other disclosures</link:label>
    <link:label id="kvk-abstr_NotesOtherTitle_label_en" xlink:label="kvk-abstr_NotesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other disclosures</link:label>
    <link:label id="kvk-abstr_ExpensesOtherBreakdownTitle_label_en" xlink:label="kvk-abstr_ExpensesOtherBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other expenses: Breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedExpensesOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedExpensesOtherTitle_label_en" xlink:label="kvk-abstr_ConsolidatedExpensesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other expenses</link:label>
    <link:label id="kvk-abstr_ExpensesOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_ExpensesOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other expenses</link:label>
    <link:label id="kvk-abstr_ExpensesOtherTitle_label_en" xlink:label="kvk-abstr_ExpensesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other expenses</link:label>
    <link:label id="kvk-abstr_NotesExpensesOtherTitle_label_en" xlink:label="kvk-abstr_NotesExpensesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedFinancialInvestmentsOtherTitle_label_en" xlink:label="kvk-abstr_ConsolidatedFinancialInvestmentsOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other financial investments</link:label>
    <link:label id="kvk-abstr_FinancialInvestmentsOtherKvkTitle_label_en" xlink:label="kvk-abstr_FinancialInvestmentsOtherKvkTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other financial investments</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other income</link:label>
    <link:label id="kvk-abstr_ConsolidatedIncomeOtherTitle_label_en" xlink:label="kvk-abstr_ConsolidatedIncomeOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other income</link:label>
    <link:label id="kvk-abstr_IncomeOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_IncomeOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other income</link:label>
    <link:label id="kvk-abstr_IncomeOtherTitle_label_en" xlink:label="kvk-abstr_IncomeOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other income</link:label>
    <link:label id="kvk-abstr_NotesIncomeOtherTitle_label_en" xlink:label="kvk-abstr_NotesIncomeOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other income</link:label>
    <link:label id="kvk-abstr_InformationOtherTitle_label_en" xlink:label="kvk-abstr_InformationOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other information</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsInParticipatingInterestsOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsInParticipatingInterestsOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other investments in participating interests, disclosure</link:label>
    <link:label id="kvk-abstr_InvestmentsInParticipatingInterestsOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_InvestmentsInParticipatingInterestsOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other investments in participating interests, disclosure</link:label>
    <link:label id="kvk-abstr_InvestmentsInParticipatingInterestsOtherTitle_label_en" xlink:label="kvk-abstr_InvestmentsInParticipatingInterestsOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other investments in participating interests</link:label>
    <link:label id="kvk-abstr_LegalReservesBreakdownTitle_label_en" xlink:label="kvk-abstr_LegalReservesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other legal reserves: Breakdown</link:label>
    <link:label id="kvk-abstr_LegalReservesDisclosureTitle_label_en" xlink:label="kvk-abstr_LegalReservesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other legal reserves</link:label>
    <link:label id="kvk-abstr_LegalReservesTitle_label_en" xlink:label="kvk-abstr_LegalReservesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other legal reserves</link:label>
    <link:label id="kvk-abstr_OtherLiabilitiesAndAccruedLiabilitiesLiabilitiesOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_OtherLiabilitiesAndAccruedLiabilitiesLiabilitiesOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other liabilities and accrued liabilities: Liabilities Other: Specification</link:label>
    <link:label id="kvk-abstr_OtherLiabilitiesAndAccruedLiabilitiesBreakdownTitle_label_en" xlink:label="kvk-abstr_OtherLiabilitiesAndAccruedLiabilitiesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other liabilities and accrued liabilities: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherLiabilitiesAndAccruedLiabilitiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOtherLiabilitiesAndAccruedLiabilitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other liabilities and accrued liabilities</link:label>
    <link:label id="kvk-abstr_OtherLiabilitiesAndAccruedLiabilitiesTitle_label_en" xlink:label="kvk-abstr_OtherLiabilitiesAndAccruedLiabilitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other liabilities and accrued liabilities</link:label>
    <link:label id="kvk-abstr_LiabilitiesOtherBreakdownTitle_label_en" xlink:label="kvk-abstr_LiabilitiesOtherBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other liabilities: Breakdown</link:label>
    <link:label id="kvk-abstr_OtherNotesToTheIncomeExpensesStatementTitle_label_en" xlink:label="kvk-abstr_OtherNotesToTheIncomeExpensesStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other notes to the income expenses statement</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherNotesToTheIncomeStatementTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOtherNotesToTheIncomeStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other notes to the income statement</link:label>
    <link:label id="kvk-abstr_OtherNotesToTheIncomeStatementTitle_label_en" xlink:label="kvk-abstr_OtherNotesToTheIncomeStatementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other notes to the income statement</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherNotesToTheProfitAndLossAccountTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOtherNotesToTheProfitAndLossAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other notes to the profit and loss account</link:label>
    <link:label id="kvk-abstr_OtherNotesToTheProfitAndLossAccountTitle_label_en" xlink:label="kvk-abstr_OtherNotesToTheProfitAndLossAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other notes to the profit and loss account</link:label>
    <link:label id="kvk-abstr_OtherNotesStatementIncomeExpensesTitle_label_en" xlink:label="kvk-abstr_OtherNotesStatementIncomeExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other notes to the statement of income and expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureOtherTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDisclosureOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other notes</link:label>
    <link:label id="kvk-abstr_DisclosureOtherTitle_label_en" xlink:label="kvk-abstr_DisclosureOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other notes</link:label>
    <link:label id="kvk-abstr_OperatingExpensesOtherBreakdownTitle_label_en" xlink:label="kvk-abstr_OperatingExpensesOtherBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other operating expenses: Breakdown</link:label>
    <link:label id="kvk-abstr_OperatingExpensesOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_OperatingExpensesOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other operating expenses: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedOperatingExpensesOtherTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOperatingExpensesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other operating expenses</link:label>
    <link:label id="kvk-abstr_OperatingExpensesOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_OperatingExpensesOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other operating expenses</link:label>
    <link:label id="kvk-abstr_OperatingExpensesOtherTitle_label_en" xlink:label="kvk-abstr_OperatingExpensesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other operating expenses</link:label>
    <link:label id="kvk-abstr_OperatingIncomeOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_OperatingIncomeOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other operating income: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedOperatingIncomeOtherTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOperatingIncomeOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other operating income</link:label>
    <link:label id="kvk-abstr_OperatingIncomeOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_OperatingIncomeOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other operating income</link:label>
    <link:label id="kvk-abstr_OperatingIncomeOtherTitle_label_en" xlink:label="kvk-abstr_OperatingIncomeOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other operating income</link:label>
    <link:label id="kvk-abstr_OrganisationCostsOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_OrganisationCostsOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other organisation costs, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedOrganisationCostsOtherTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOrganisationCostsOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other organisation costs</link:label>
    <link:label id="kvk-abstr_OrganisationCostsOtherTitle_label_en" xlink:label="kvk-abstr_OrganisationCostsOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other organisation costs</link:label>
    <link:label id="kvk-abstr_PayablesCustomersOtherLiabilitiesTitle_label_en" xlink:label="kvk-abstr_PayablesCustomersOtherLiabilitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other payables to customers</link:label>
    <link:label id="kvk-abstr_ConsolidatedPayablesOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPayablesOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other payables, disclosure</link:label>
    <link:label id="kvk-abstr_PayablesOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_PayablesOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other payables, disclosure</link:label>
    <link:label id="kvk-abstr_PayablesOtherPayablesOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_PayablesOtherPayablesOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other payables: Other payables: Specification</link:label>
    <link:label id="kvk-abstr_OtherReceivablesOtherReceivablesSpecificationTitle_label_en" xlink:label="kvk-abstr_OtherReceivablesOtherReceivablesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other receivables: Other receivables: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherReimbursementsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOtherReimbursementsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other reimbursements</link:label>
    <link:label id="kvk-abstr_OtherReimbursementsTitle_label_en" xlink:label="kvk-abstr_OtherReimbursementsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other reimbursements</link:label>
    <link:label id="kvk-abstr_ConsolidatedReservesOtherTitle_label_en" xlink:label="kvk-abstr_ConsolidatedReservesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other reserves</link:label>
    <link:label id="kvk-abstr_ReservesOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_ReservesOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other reserves</link:label>
    <link:label id="kvk-abstr_ReservesOtherTitle_label_en" xlink:label="kvk-abstr_ReservesOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other reserves</link:label>
    <link:label id="kvk-abstr_OtherFiscalReservesDisclosureTitle_label_en" xlink:label="kvk-abstr_OtherFiscalReservesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other tax reserves</link:label>
    <link:label id="kvk-abstr_OtherTechnicalExpensesForOwnAccountBreakdownTitle_label_en" xlink:label="kvk-abstr_OtherTechnicalExpensesForOwnAccountBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other technical expenses for own account: Breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherTechnicalExpensesForOwnAccountTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOtherTechnicalExpensesForOwnAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other technical expenses for own account</link:label>
    <link:label id="kvk-abstr_OtherTechnicalExpensesForOwnAccountTitle_label_en" xlink:label="kvk-abstr_OtherTechnicalExpensesForOwnAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other technical expenses for own account</link:label>
    <link:label id="kvk-abstr_OtherTechnicalIncomeForOwnAccountBreakdownTitle_label_en" xlink:label="kvk-abstr_OtherTechnicalIncomeForOwnAccountBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other technical income for own account: Breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherTechnicalIncomeForOwnAccountTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOtherTechnicalIncomeForOwnAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other technical income for own account</link:label>
    <link:label id="kvk-abstr_OtherTechnicalIncomeForOwnAccountTitle_label_en" xlink:label="kvk-abstr_OtherTechnicalIncomeForOwnAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other technical income for own account</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsOtherTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other technical provisions</link:label>
    <link:label id="kvk-abstr_ConsolidatedOtherAssetsOtherTitle_label_en" xlink:label="kvk-abstr_ConsolidatedOtherAssetsOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other types of other assets</link:label>
    <link:label id="kvk-abstr_OtherAssetsOtherTitle_label_en" xlink:label="kvk-abstr_OtherAssetsOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other types of other assets</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsOtherMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_ParticipatingInterestsOtherMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Participating interests: Other participating interests: Movement schedule: Specification</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_ParticipatingInterestsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Participating interests: Other participating interests: Specification</link:label>
    <link:label id="kvk-abstr_ParticipatingInterestsBreakdownTitle_label_en" xlink:label="kvk-abstr_ParticipatingInterestsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Participating interests: breakdown</link:label>
    <link:label id="kvk-abstr_InvestmentEntitiesInvestmentsPoolsDescriptionTitle_label_en" xlink:label="kvk-abstr_InvestmentEntitiesInvestmentsPoolsDescriptionTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Participation in investment entities and investment pools</link:label>
    <link:label id="kvk-abstr_ConsolidatedPartnershipsFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPartnershipsFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Partnerships</link:label>
    <link:label id="kvk-abstr_PartnershipsFundraisingTitle_label_en" xlink:label="kvk-abstr_PartnershipsFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Partnerships</link:label>
    <link:label id="kvk-abstr_PayablesHedgingTransactionsExchangeRateRiskAssosiatedWithInvestmentsSpecificationTitle_label_en" xlink:label="kvk-abstr_PayablesHedgingTransactionsExchangeRateRiskAssosiatedWithInvestmentsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables from hedging transactions concerning exchange rate risk associated with investments: specification</link:label>
    <link:label id="kvk-abstr_PayablesTransactionsFinancialDerivativesSpecificationTitle_label_en" xlink:label="kvk-abstr_PayablesTransactionsFinancialDerivativesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables from transactions with financial derivatives: specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedPayablesCreditInstitutionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPayablesCreditInstitutionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to credit institutions, disclosure</link:label>
    <link:label id="kvk-abstr_PayablesCreditInstitutionsDisclosureTitle_label_en" xlink:label="kvk-abstr_PayablesCreditInstitutionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to credit institutions, disclosure</link:label>
    <link:label id="kvk-abstr_PayablesCreditInstitutionsPayablesCreditInstitutionsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_PayablesCreditInstitutionsPayablesCreditInstitutionsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to credit institutions: Other payables to credit institutions: Specification</link:label>
    <link:label id="kvk-abstr_PayablesCreditInstitutionsTitle_label_en" xlink:label="kvk-abstr_PayablesCreditInstitutionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to credit institutions</link:label>
    <link:label id="kvk-abstr_PayablesCustomersDepositsTitle_label_en" xlink:label="kvk-abstr_PayablesCustomersDepositsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to customers relating to deposits</link:label>
    <link:label id="kvk-abstr_PayablesCustomersBreakdownMaturityTitle_label_en" xlink:label="kvk-abstr_PayablesCustomersBreakdownMaturityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to customers, breakdown maturity</link:label>
    <link:label id="kvk-abstr_ConsolidatedPayablesCustomersDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPayablesCustomersDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to customers, disclosure</link:label>
    <link:label id="kvk-abstr_PayablesCustomersDisclosureTitle_label_en" xlink:label="kvk-abstr_PayablesCustomersDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to customers, disclosure</link:label>
    <link:label id="kvk-abstr_PayablesCustomersPayablesCustomersDepositsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_PayablesCustomersPayablesCustomersDepositsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to customers: Other payables to customers relating to deposits: Specification</link:label>
    <link:label id="kvk-abstr_PayablesCustomersPayablesCustomersPayablesCustomersOtherOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_PayablesCustomersPayablesCustomersPayablesCustomersOtherOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to customers: Other types of other payables to customers: Specification</link:label>
    <link:label id="kvk-abstr_PayablesCustomersTitle_label_en" xlink:label="kvk-abstr_PayablesCustomersTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to customers</link:label>
    <link:label id="kvk-abstr_PayablesGroupCompaniesAndShareholdersParticipatingInterestsBreakdownTitle_label_en" xlink:label="kvk-abstr_PayablesGroupCompaniesAndShareholdersParticipatingInterestsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to group companies, shareholders and participating interests: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedPayablesGroupCompaniesAndShareholdersParticipatingInterestsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPayablesGroupCompaniesAndShareholdersParticipatingInterestsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to group companies, shareholders and participating interests</link:label>
    <link:label id="kvk-abstr_PayablesGroupCompaniesAndShareholdersParticipatingInterestsTitle_label_en" xlink:label="kvk-abstr_PayablesGroupCompaniesAndShareholdersParticipatingInterestsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to group companies, shareholders and participating interests</link:label>
    <link:label id="kvk-abstr_PayablesMembersBreakdownTitle_label_en" xlink:label="kvk-abstr_PayablesMembersBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payables to members of the cooperative: breakdown</link:label>
    <link:label id="kvk-abstr_PaymentsDueToTerminationEmploymentSeniorOfficialsWithWithoutEmploymentSpecificationTitle_label_en" xlink:label="kvk-abstr_PaymentsDueToTerminationEmploymentSeniorOfficialsWithWithoutEmploymentSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payments due to termination of the employment to senior officials with or without employment: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedPaymentsDueToTerminationOfEmploymentTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPaymentsDueToTerminationOfEmploymentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payments due to termination of the employment</link:label>
    <link:label id="kvk-abstr_PaymentsDueToTerminationOfEmploymentTitle_label_en" xlink:label="kvk-abstr_PaymentsDueToTerminationOfEmploymentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Payments due to termination of the employment</link:label>
    <link:label id="kvk-abstr_PensionAdministrationExpensesBreakdownPensionFundsTitle_label_en" xlink:label="kvk-abstr_PensionAdministrationExpensesBreakdownPensionFundsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Pension administration expenses: Breakdown</link:label>
    <link:label id="kvk-abstr_PensionAdministrationExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_PensionAdministrationExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Pension administration expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedPensionBenefitsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPensionBenefitsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Pension benefits</link:label>
    <link:label id="kvk-abstr_EquityPolicyHoldersProductGroupInsuranceTitle_label_en" xlink:label="kvk-abstr_EquityPolicyHoldersProductGroupInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Policyholders productgroup</link:label>
    <link:label id="kvk-abstr_DerivativeFinancialInstrumentsPositiveFairValueBreakdownTitle_label_en" xlink:label="kvk-abstr_DerivativeFinancialInstrumentsPositiveFairValueBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Positive fair value of derivative financial instruments: Breakdown</link:label>
    <link:label id="kvk-abstr_PreferredDividendDeductedFromResultForTheYearTitle_label_en" xlink:label="kvk-abstr_PreferredDividendDeductedFromResultForTheYearTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Preferred dividend to be distributed</link:label>
    <link:label id="kvk-abstr_PremiumContributionsBreakdownTitle_label_en" xlink:label="kvk-abstr_PremiumContributionsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Premium contributions: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedPremiumContributionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPremiumContributionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Premium contributions</link:label>
    <link:label id="kvk-abstr_PremiumContributionsDisclosureTitle_label_en" xlink:label="kvk-abstr_PremiumContributionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Premium contributions</link:label>
    <link:label id="kvk-abstr_ConsolidatedAccruedIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedAccruedIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Prepayments and accrued income, disclosure</link:label>
    <link:label id="kvk-abstr_PresentationOrderTitle_label_en" xlink:label="kvk-abstr_PresentationOrderTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Presentation order</link:label>
    <link:label id="kvk-abstr_ConsolidatedProfitAndLossAccountTitle_label_en" xlink:label="kvk-abstr_ConsolidatedProfitAndLossAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Profit and loss account</link:label>
    <link:label id="kvk-abstr_ProfitAndLossAccountTitle_label_en" xlink:label="kvk-abstr_ProfitAndLossAccountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Profit and loss account</link:label>
    <link:label id="kvk-abstr_ProfitSharingAndDiscountsBreakdownTitle_label_en" xlink:label="kvk-abstr_ProfitSharingAndDiscountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Profit sharing and discounts: Breakdown</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentTangibleAssetsBookValueFinancialLeaseTitle_label_en" xlink:label="kvk-abstr_PropertyPlantEquipmentTangibleAssetsBookValueFinancialLeaseTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant &amp; equipment: Book value of assets for which a financial lease obligation has been entered into</link:label>
    <link:label id="kvk-abstr_NotesPropertyPlantEquipmentAccumulatedRevaluationsCurrentValueCostPriceModelTitle_label_en" xlink:label="kvk-abstr_NotesPropertyPlantEquipmentAccumulatedRevaluationsCurrentValueCostPriceModelTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant &amp; equipment: Current value: Sum of the revaluations based on the cost price model</link:label>
    <link:label id="kvk-abstr_NotesPropertyPlantEquipmentAccumulatedRevaluationsTitle_label_en" xlink:label="kvk-abstr_NotesPropertyPlantEquipmentAccumulatedRevaluationsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant and equipment: Accumulated revaluations</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentBreakdownTitle_label_en" xlink:label="kvk-abstr_PropertyPlantEquipmentBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant and equipment: Breakdown</link:label>
    <link:label id="kvk-abstr_NotesPropertyPlantEquipmentEconomicLifeTitle_label_en" xlink:label="kvk-abstr_NotesPropertyPlantEquipmentEconomicLifeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant and equipment: Economic life</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentMovementScheduleTitle_label_en" xlink:label="kvk-abstr_PropertyPlantEquipmentMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant and equipment: Movement schedule</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_PropertyPlantEquipmentOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant and equipment: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentTangibleAssetsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_PropertyPlantEquipmentTangibleAssetsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant and equipment: Other intangible assets: Specification</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentPropertyPlantEquipmentOtherMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_PropertyPlantEquipmentPropertyPlantEquipmentOtherMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant and equipment: Other property, plant and equipment: Movement schedule: Specification</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentPropertyPlantEquipmentOtherSpecificationBanksTitle_label_en" xlink:label="kvk-abstr_PropertyPlantEquipmentPropertyPlantEquipmentOtherSpecificationBanksTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant and equipment: Other property, plant and equipment: Specification</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentTangibleAssetsOtherMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_PropertyPlantEquipmentTangibleAssetsOtherMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant and equipment: Other tangible assets: Movement schedule: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedPropertyPlantEquipmentTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPropertyPlantEquipmentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant and equipment</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_label_en" xlink:label="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant and equipment</link:label>
    <link:label id="kvk-abstr_PropertyPlantEquipmentTitle_label_en" xlink:label="kvk-abstr_PropertyPlantEquipmentTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Property, plant and equipment</link:label>
    <link:label id="kvk-abstr_DividendPayableHoldersSharesRecordedAsEquityDisclosureTitle_label_en" xlink:label="kvk-abstr_DividendPayableHoldersSharesRecordedAsEquityDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Proposed amount of dividend payments to holders of equity instruments</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubsidiesGiftsProvidedTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSubsidiesGiftsProvidedTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provided subsidies and gifts</link:label>
    <link:label id="kvk-abstr_SubsidiesGiftsProvidedTitle_label_en" xlink:label="kvk-abstr_SubsidiesGiftsProvidedTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provided subsidies and gifts</link:label>
    <link:label id="kvk-abstr_ProvisionPensionObligationsOnBehalfOfParticipantsMovementTitle_label_en" xlink:label="kvk-abstr_ProvisionPensionObligationsOnBehalfOfParticipantsMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provision pension obligations on behalf of participants: movement</link:label>
    <link:label id="kvk-abstr_ProvisionPensionNumberParticipantsSpecificationTitle_label_en" xlink:label="kvk-abstr_ProvisionPensionNumberParticipantsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provision pension obligations on behalf of pension fund number of participants: Number of other participants: Specification</link:label>
    <link:label id="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundNumberOfParticipantsBreakdownTitle_label_en" xlink:label="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundNumberOfParticipantsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provision pension obligations on behalf of pension fund number of participants: breakdown</link:label>
    <link:label id="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundParticipantsBreakdownTitle_label_en" xlink:label="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundParticipantsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provision pension obligations on behalf of pension fund participants: breakdown</link:label>
    <link:label id="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundMovementTitle_label_en" xlink:label="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provision pension obligations on behalf of pension fund: movement</link:label>
    <link:label id="kvk-abstr_ConsolidatedProvisionPensionObligationsOnBehalfOfPensionFundTitle_label_en" xlink:label="kvk-abstr_ConsolidatedProvisionPensionObligationsOnBehalfOfPensionFundTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provision pension obligations on behalf of pension fund</link:label>
    <link:label id="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundTitle_label_en" xlink:label="kvk-abstr_ProvisionPensionObligationsOnBehalfOfPensionFundTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provision pension obligations on behalf of pension fund</link:label>
    <link:label id="kvk-abstr_ConsolidatedProvisionsPayoutCapacitySpecificationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedProvisionsPayoutCapacitySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provision pension obligations: Payout capacity: Specification</link:label>
    <link:label id="kvk-abstr_ProvisionsPayoutCapacitySpecificationTitle_label_en" xlink:label="kvk-abstr_ProvisionsPayoutCapacitySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provision pension obligations: Payout capacity: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedProvisionsSpreadingCapacitySpecificationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedProvisionsSpreadingCapacitySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provision pension obligations: Spreading capacity: Specification</link:label>
    <link:label id="kvk-abstr_ProvisionsSpreadingCapacitySpecificationTitle_label_en" xlink:label="kvk-abstr_ProvisionsSpreadingCapacitySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provision pension obligations: Spreading capacity: Specification</link:label>
    <link:label id="kvk-abstr_ProvisionsOtherProvisionsOtherMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_ProvisionsOtherProvisionsOtherMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions other: Other provisions: Movement schedule: Specification</link:label>
    <link:label id="kvk-abstr_ProvisionsOtherProvisionsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_ProvisionsOtherProvisionsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions other: Other provisions: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedProvisionsActuarialReportBreakdownInsuranceTitle_label_en" xlink:label="kvk-abstr_ConsolidatedProvisionsActuarialReportBreakdownInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions: Actuarial report: Breakdown</link:label>
    <link:label id="kvk-abstr_ProvisionsActuarialReportBreakdownInsuranceTitle_label_en" xlink:label="kvk-abstr_ProvisionsActuarialReportBreakdownInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions: Actuarial report: Breakdown</link:label>
    <link:label id="kvk-abstr_ProvisionsBreakdownMaturityTitle_label_en" xlink:label="kvk-abstr_ProvisionsBreakdownMaturityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions: Breakdown maturity</link:label>
    <link:label id="kvk-abstr_ProvisionsBreakdownTitle_label_en" xlink:label="kvk-abstr_ProvisionsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions: Breakdown</link:label>
    <link:label id="kvk-abstr_ProvisionsMovementScheduleTitle_label_en" xlink:label="kvk-abstr_ProvisionsMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions: Movement schedule</link:label>
    <link:label id="kvk-abstr_ProvisionsOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_ProvisionsOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_ProvisionsProvisionsOtherMovementSpecificationTitle_label_en" xlink:label="kvk-abstr_ProvisionsProvisionsOtherMovementSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions: Other provisions: Movement schedule: Specification</link:label>
    <link:label id="kvk-abstr_ProvisionsOtherProvisionsMovementHousingTitle_label_en" xlink:label="kvk-abstr_ProvisionsOtherProvisionsMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions: Other provisions: Movement schedule</link:label>
    <link:label id="kvk-abstr_ProvisionsProvisionsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_ProvisionsProvisionsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions: Other provisions: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedProvisionsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedProvisionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions</link:label>
    <link:label id="kvk-abstr_ProvisionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ProvisionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions</link:label>
    <link:label id="kvk-abstr_ProvisionsTitle_label_en" xlink:label="kvk-abstr_ProvisionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Provisions</link:label>
    <link:label id="kvk-abstr_ConsolidatedPurchaseValueDeliveredProductsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedPurchaseValueDeliveredProductsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Purchase value of supplied products</link:label>
    <link:label id="kvk-abstr_PurchaseValueDeliveredProductsTitle_label_en" xlink:label="kvk-abstr_PurchaseValueDeliveredProductsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Purchase value of supplied products</link:label>
    <link:label id="kvk-abstr_RealEstateExploitationReclassificationsTitle_label_en" xlink:label="kvk-abstr_RealEstateExploitationReclassificationsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Real estate exploitation: Reclassifications</link:label>
    <link:label id="kvk-abstr_RealEstateForSaleBreakdownHousingTitle_label_en" xlink:label="kvk-abstr_RealEstateForSaleBreakdownHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Real estate for sale: Breakdown</link:label>
    <link:label id="kvk-abstr_AdditionsRealEstateInExploitationBreakdownTitle_label_en" xlink:label="kvk-abstr_AdditionsRealEstateInExploitationBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Real estate in exploitation: Additions: Breakdown</link:label>
    <link:label id="kvk-abstr_RealEstationExploitationMarketValueTitle_label_en" xlink:label="kvk-abstr_RealEstationExploitationMarketValueTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Real estate in exploitation: Valued at market value</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentPropertiesRealEstateInDevelopmentForOwnExploitationMemberMovementHousingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentPropertiesRealEstateInDevelopmentForOwnExploitationMemberMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Real estate investments - Real estate under development for own exploitation: Development overview</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesRealEstateInDevelopmentForOwnExploitationMemberMovementHousingTitle_label_en" xlink:label="kvk-abstr_InvestmentPropertiesRealEstateInDevelopmentForOwnExploitationMemberMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Real estate investments - Real estate under development for own exploitation: Development overview</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Real estate sold under conditions: Progress overview</link:label>
    <link:label id="kvk-abstr_InvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_en" xlink:label="kvk-abstr_InvestmentPropertiesRealEstateSoldSubjectTermsConditionsMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Real estate sold under conditions: Progress overview</link:label>
    <link:label id="kvk-abstr_InvestmentsRealizedUnrealizedValueChangesBreakdownTitle_label_en" xlink:label="kvk-abstr_InvestmentsRealizedUnrealizedValueChangesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Realized and Unrealized Gains and Losses from investments</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsRealizedUnrealizedValueChangesBreakdownTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsRealizedUnrealizedValueChangesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Realized and unrealized gains and losses from investments</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsRealizedValueChangesInvestmentFirmTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsRealizedValueChangesInvestmentFirmTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Realized changes in value investments</link:label>
    <link:label id="kvk-abstr_InvestmentsRealizedValueChangesInvestmentFirmTitle_label_en" xlink:label="kvk-abstr_InvestmentsRealizedValueChangesInvestmentFirmTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Realized changes in value investments</link:label>
    <link:label id="kvk-abstr_ReceivablesAndPrepaymentsReceivablesOtherCurrentSpecificationTitle_label_en" xlink:label="kvk-abstr_ReceivablesAndPrepaymentsReceivablesOtherCurrentSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables and prepayments: Current other receivables: Specification</link:label>
    <link:label id="kvk-abstr_ReceivablesAndPrepaymentsReceivablesOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_ReceivablesAndPrepaymentsReceivablesOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables and prepayments: Other receivables: Specification</link:label>
    <link:label id="kvk-abstr_ReceivablesAndPrepaymentsBreakdownMaturityTitle_label_en" xlink:label="kvk-abstr_ReceivablesAndPrepaymentsBreakdownMaturityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables and prepayments: breakdown maturity</link:label>
    <link:label id="kvk-abstr_ReceivablesAndPrepaymentsBreakdownTitle_label_en" xlink:label="kvk-abstr_ReceivablesAndPrepaymentsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables and prepayments: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedReceivablesAndPrepaymentsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedReceivablesAndPrepaymentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables and prepayments</link:label>
    <link:label id="kvk-abstr_ReceivablesAndPrepaymentsDisclosureTitle_label_en" xlink:label="kvk-abstr_ReceivablesAndPrepaymentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables and prepayments</link:label>
    <link:label id="kvk-abstr_ReceivablesFromBanksReceivablesFromBanksOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromBanksReceivablesFromBanksOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from banks: Other receivables from banks: Specification</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from banks</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsBreakdownMaturityTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsBreakdownMaturityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from credit institutions, breakdown maturity</link:label>
    <link:label id="kvk-abstr_ConsolidatedReceivablesFromCreditInstitutionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedReceivablesFromCreditInstitutionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from credit institutions, disclosure</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from credit institutions, disclosure</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsMovementTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from credit institutions, movement</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersBreakdownMaturityTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCustomersBreakdownMaturityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from customers, breakdown maturity</link:label>
    <link:label id="kvk-abstr_ConsolidatedReceivablesFromCustomersDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedReceivablesFromCustomersDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from customers, disclosure</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersDisclosureTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCustomersDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from customers, disclosure</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersMovementTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCustomersMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from customers, movement</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCustomersTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from customers</link:label>
    <link:label id="kvk-abstr_ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountBreakdownTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromInsurancePoliciesNotImmediatelyDueFromCurrentAccountBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from insurance policies not immediately due from current account: breakdown</link:label>
    <link:label id="kvk-abstr_ReceivablesMembersBreakdownTitle_label_en" xlink:label="kvk-abstr_ReceivablesMembersBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables from members of the cooperative: breakdown</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCreditInstitutionsIndefiniteBreakdownMaturityTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCreditInstitutionsIndefiniteBreakdownMaturityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables indefinite from credit institutions, breakdown maturity</link:label>
    <link:label id="kvk-abstr_ReceivablesFromCustomersIndefiniteBreakdownMaturityTitle_label_en" xlink:label="kvk-abstr_ReceivablesFromCustomersIndefiniteBreakdownMaturityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables indefinite from customers, breakdown maturity</link:label>
    <link:label id="kvk-abstr_ReceivablesRelatingToSecuritiesTransactionsTitle_label_en" xlink:label="kvk-abstr_ReceivablesRelatingToSecuritiesTransactionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables relating to securities transactions</link:label>
    <link:label id="kvk-abstr_ReceivablesMaturityBreakdownTitle_label_en" xlink:label="kvk-abstr_ReceivablesMaturityBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables: Breakdown maturity</link:label>
    <link:label id="kvk-abstr_ReceivablesBreakdownTitle_label_en" xlink:label="kvk-abstr_ReceivablesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables: Breakdown</link:label>
    <link:label id="kvk-abstr_ReceivablesReceivablesOtherRelatedPartiesCurrentSpecificationEducationTitle_label_en" xlink:label="kvk-abstr_ReceivablesReceivablesOtherRelatedPartiesCurrentSpecificationEducationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables: Current receivables from other related parties: Specification</link:label>
    <link:label id="kvk-abstr_ReceivablesReceivablesOtherCurrentSpecificationEducationTitle_label_en" xlink:label="kvk-abstr_ReceivablesReceivablesOtherCurrentSpecificationEducationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables: Other receivables other: Specification</link:label>
    <link:label id="kvk-abstr_ReceivablesReceivablesOtherCurrentSpecificationTitle_label_en" xlink:label="kvk-abstr_ReceivablesReceivablesOtherCurrentSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables: Other receivables other: Specification</link:label>
    <link:label id="kvk-abstr_ReceivablesOtherDisclosureTitle_label_en" xlink:label="kvk-abstr_ReceivablesOtherDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables: Other receivables: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedRentalReceivablesBreakdownTitle_label_en" xlink:label="kvk-abstr_ConsolidatedRentalReceivablesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables: Rental receivables: Breakdown</link:label>
    <link:label id="kvk-abstr_RentalReceivablesBreakdownTitle_label_en" xlink:label="kvk-abstr_RentalReceivablesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables: Rental receivables: Breakdown</link:label>
    <link:label id="kvk-abstr_TradeReceivablesBreakdownTitle_label_en" xlink:label="kvk-abstr_TradeReceivablesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables: Trade receivables: Breakdown</link:label>
    <link:label id="kvk-abstr_ReceivablesDeferredTaxAssetsTitle_label_en" xlink:label="kvk-abstr_ReceivablesDeferredTaxAssetsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables: deffered tax assets</link:label>
    <link:label id="kvk-abstr_ConsolidatedReceivablesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedReceivablesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables</link:label>
    <link:label id="kvk-abstr_ReceivablesDisclosureTitle_label_en" xlink:label="kvk-abstr_ReceivablesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables</link:label>
    <link:label id="kvk-abstr_ReceivablesTitle_label_en" xlink:label="kvk-abstr_ReceivablesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Receivables</link:label>
    <link:label id="kvk-abstr_ReclassificationTitle_label_en" xlink:label="kvk-abstr_ReclassificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Reclassification</link:label>
    <link:label id="kvk-abstr_ConsolidatedReimbursementActivitiesInvestmentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedReimbursementActivitiesInvestmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Reimbursement activities investments</link:label>
    <link:label id="kvk-abstr_ReimbursementActivitiesInvestmentsTitle_label_en" xlink:label="kvk-abstr_ReimbursementActivitiesInvestmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Reimbursement activities investments</link:label>
    <link:label id="kvk-abstr_ReinsuranceTechnicalProvisionsContractsSpecificationTitle_label_en" xlink:label="kvk-abstr_ReinsuranceTechnicalProvisionsContractsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Reinsurance part technical provisions: Other contracts reinsurance: Specification</link:label>
    <link:label id="kvk-abstr_ReinsuranceTechnicalProvisionsReceivablesSpecificationTitle_label_en" xlink:label="kvk-abstr_ReinsuranceTechnicalProvisionsReceivablesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Reinsurance part technical provisions: Other receivables from reinsurance part technical provisions: Specification</link:label>
    <link:label id="kvk-abstr_ReinsurancePartTechnicalProvisionsBreakdownTitle_label_en" xlink:label="kvk-abstr_ReinsurancePartTechnicalProvisionsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Reinsurance part technical provisions: breakdown</link:label>
    <link:label id="kvk-abstr_ReinsurancePartTechnicalProvisionsMovementTitle_label_en" xlink:label="kvk-abstr_ReinsurancePartTechnicalProvisionsMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Reinsurance part technical provisions: movement</link:label>
    <link:label id="kvk-abstr_GeneralNotesRelatedPartiesFundManagerBreakdownTitle_label_en" xlink:label="kvk-abstr_GeneralNotesRelatedPartiesFundManagerBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Related party transactions fund manager: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedRelatedPartyTransactionsSpecificationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedRelatedPartyTransactionsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Related party transactions: Specification</link:label>
    <link:label id="kvk-abstr_RelatedPartyTransactionsDetailsOfIndividualTransactionsSpecificationTitle_label_en" xlink:label="kvk-abstr_RelatedPartyTransactionsDetailsOfIndividualTransactionsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Related party transactions: Specification</link:label>
    <link:label id="kvk-abstr_RelatedPartyTransactionsSpecificationTitle_label_en" xlink:label="kvk-abstr_RelatedPartyTransactionsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Related party transactions: specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedRelatedPartyTransactionsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedRelatedPartyTransactionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Related party transactions</link:label>
    <link:label id="kvk-abstr_RelatedPartyTransactionsTitle_label_en" xlink:label="kvk-abstr_RelatedPartyTransactionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Related party transactions</link:label>
    <link:label id="kvk-abstr_ConsolidatedRevaluationReserveReleaseTitle_label_en" xlink:label="kvk-abstr_ConsolidatedRevaluationReserveReleaseTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Release from the revaluation reserve</link:label>
    <link:label id="kvk-abstr_RevaluationReserveReleaseDisclosureTitle_label_en" xlink:label="kvk-abstr_RevaluationReserveReleaseDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Release from the revaluation reserve</link:label>
    <link:label id="kvk-abstr_RevaluationReserveReleaseTitle_label_en" xlink:label="kvk-abstr_RevaluationReserveReleaseTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Release from the revaluation reserve</link:label>
    <link:label id="kvk-abstr_ConsolidatedDecreaseInValueReleaseOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDecreaseInValueReleaseOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Release of decrease in value of non-current securities and investments in participating interests, disclosure</link:label>
    <link:label id="kvk-abstr_DecreaseInValueReleaseOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_en" xlink:label="kvk-abstr_DecreaseInValueReleaseOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Release of decrease in value of non-current securities and investments in participating interests, disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedDecreaseInValueReleaseOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDiclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDecreaseInValueReleaseOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDiclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Release of decrease in value of receivables and provisions for on balance sheet commitments, disclosure</link:label>
    <link:label id="kvk-abstr_DecreaseInValueReleaseOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDiclosureTitle_label_en" xlink:label="kvk-abstr_DecreaseInValueReleaseOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDiclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Release of decrease in value of receivables and provisions for on balance sheet commitments, disclosure</link:label>
    <link:label id="kvk-abstr_AssetsOtherOtherAssetsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_AssetsOtherOtherAssetsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remainder assets: Other remainder assets: Specification</link:label>
    <link:label id="kvk-abstr_FinancialInvestmentsOtherFinancialInvestmentsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_FinancialInvestmentsOtherFinancialInvestmentsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remainder financial investments: Other financial investments: Specification</link:label>
    <link:label id="kvk-abstr_SeniorOfficialsRemuneration1700OrMoreAccumulatedPreviousTitle_label_en" xlink:label="kvk-abstr_SeniorOfficialsRemuneration1700OrMoreAccumulatedPreviousTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of a senior official with a total remuneration of € 2,100 or more concerning anti cumulation - Cumulated: Specification, previous period</link:label>
    <link:label id="kvk-abstr_SeniorOfficialsRemuneration1700OrMoreAccumulatedTitle_label_en" xlink:label="kvk-abstr_SeniorOfficialsRemuneration1700OrMoreAccumulatedTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of a senior official with a total remuneration of € 2,100 or more concerning anti cumulation - Cumulated</link:label>
    <link:label id="kvk-abstr_SeniorOfficialsRemuneration1700OrMoreInstitutionTitle_label_en" xlink:label="kvk-abstr_SeniorOfficialsRemuneration1700OrMoreInstitutionTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of a senior official with a total remuneration of € 2,100 or more concerning anti cumulation - WNT institution</link:label>
    <link:label id="kvk-abstr_RemunerationAdministratorInvestmentEntityCarriedInterestPaidTitle_label_en" xlink:label="kvk-abstr_RemunerationAdministratorInvestmentEntityCarriedInterestPaidTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of administrator, carried interest paid</link:label>
    <link:label id="kvk-abstr_RemunerationAdministratorInvestmentEntityEmployeeBreakdownOtherAmountsTitle_label_en" xlink:label="kvk-abstr_RemunerationAdministratorInvestmentEntityEmployeeBreakdownOtherAmountsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of employee: Breakdown other amounts</link:label>
    <link:label id="kvk-abstr_RemunerationAdministratorInvestmentEntityEmployeeBreakdownTitle_label_en" xlink:label="kvk-abstr_RemunerationAdministratorInvestmentEntityEmployeeBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of employee: breakdown</link:label>
    <link:label id="kvk-abstr_RemunerationExecutiveNonExecutiveDirectorsBreakdownTitle_label_en" xlink:label="kvk-abstr_RemunerationExecutiveNonExecutiveDirectorsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of executive directors and non-executive managing directors: Breakdown</link:label>
    <link:label id="kvk-abstr_RemunerationExecutiveNonExecutiveDirectorsDisclosureTitle_label_en" xlink:label="kvk-abstr_RemunerationExecutiveNonExecutiveDirectorsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of executive directors and non-executive managing directors</link:label>
    <link:label id="kvk-abstr_RemunerationExecutiveSeniorOfficialsWithEmploymentWithoutEmploymentFrom13MonthSpecificationTitle_label_en" xlink:label="kvk-abstr_RemunerationExecutiveSeniorOfficialsWithEmploymentWithoutEmploymentFrom13MonthSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of executive senior officials with employment and without employment from the 13th month: Specification</link:label>
    <link:label id="kvk-abstr_RemunerationOfExecutiveSeniorOfficialsWithoutEmploymentUpTo12MonthsSpecificationTitle_label_en" xlink:label="kvk-abstr_RemunerationOfExecutiveSeniorOfficialsWithoutEmploymentUpTo12MonthsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of executive senior officials without employment in the period up to and including the 12th month: Specification</link:label>
    <link:label id="kvk-abstr_RemunerationAdministratorInvestmentEntityManagementBreakdownTitle_label_en" xlink:label="kvk-abstr_RemunerationAdministratorInvestmentEntityManagementBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of management: breakdown</link:label>
    <link:label id="kvk-abstr_RemunerationDirectorsBreakdownTitle_label_en" xlink:label="kvk-abstr_RemunerationDirectorsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of managing and supervisory directors: Breakdown</link:label>
    <link:label id="kvk-abstr_RemunerationDirectorsSpecificationTitle_label_en" xlink:label="kvk-abstr_RemunerationDirectorsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of managing and supervisory directors: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedRemunerationDirectorsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedRemunerationDirectorsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of managing and supervisory directors</link:label>
    <link:label id="kvk-abstr_RemunerationDirectorsDisclosureTitle_label_en" xlink:label="kvk-abstr_RemunerationDirectorsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of managing and supervisory directors</link:label>
    <link:label id="kvk-abstr_RemunerationDirectorsTitle_label_en" xlink:label="kvk-abstr_RemunerationDirectorsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of managing and supervisory directors</link:label>
    <link:label id="kvk-abstr_RemunerationOfNonSeniorOfficialsSpecificationTitle_label_en" xlink:label="kvk-abstr_RemunerationOfNonSeniorOfficialsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of non-senior officials: Specification</link:label>
    <link:label id="kvk-abstr_RemunerationOfSupervisorySeniorOfficialsSpecificationTitle_label_en" xlink:label="kvk-abstr_RemunerationOfSupervisorySeniorOfficialsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration of supervisory senior officials: Specification</link:label>
    <link:label id="kvk-abstr_RemunerationReportTitle_label_en" xlink:label="kvk-abstr_RemunerationReportTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Remuneration report</link:label>
    <link:label id="kvk-abstr_ConsolidatedRentalIncomeBreakdownTitle_label_en" xlink:label="kvk-abstr_ConsolidatedRentalIncomeBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rental income: Breakdown</link:label>
    <link:label id="kvk-abstr_RentalIncomeBreakdownTitle_label_en" xlink:label="kvk-abstr_RentalIncomeBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rental income: Breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedRentalIncomeTitle_label_en" xlink:label="kvk-abstr_ConsolidatedRentalIncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rental income</link:label>
    <link:label id="kvk-abstr_RentalIncomeDisclosureTitle_label_en" xlink:label="kvk-abstr_RentalIncomeDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rental income</link:label>
    <link:label id="kvk-abstr_RentalIncomeTitle_label_en" xlink:label="kvk-abstr_RentalIncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rental income</link:label>
    <link:label id="kvk-abstr_ReportOfTheManagementBoardFinancialSupportFundBreakdownOtherTitle_label_en" xlink:label="kvk-abstr_ReportOfTheManagementBoardFinancialSupportFundBreakdownOtherTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Report of the Management Board - Student support fund: Breakdown other</link:label>
    <link:label id="kvk-abstr_ReportOfTheSupervisoryBoardRotationGridSpecificationTitle_label_en" xlink:label="kvk-abstr_ReportOfTheSupervisoryBoardRotationGridSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Report of the Supervisory Board - Rotation grid: Specification</link:label>
    <link:label id="kvk-abstr_ReportOfTheSupervisoryBoardSpecificationTitle_label_en" xlink:label="kvk-abstr_ReportOfTheSupervisoryBoardSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Report of the Supervisory Board: Specification</link:label>
    <link:label id="kvk-abstr_ReportOfTheSupervisoryBoardTitle_label_en" xlink:label="kvk-abstr_ReportOfTheSupervisoryBoardTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Report of the Supervisory Board</link:label>
    <link:label id="kvk-abstr_ReportOfTheSupervisoryBodyFundraisingTitle_label_en" xlink:label="kvk-abstr_ReportOfTheSupervisoryBodyFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Report of the Supervisory Body</link:label>
    <link:label id="kvk-abstr_ReportOfTheSupervisoryBodyTitle_label_en" xlink:label="kvk-abstr_ReportOfTheSupervisoryBodyTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Report of the Supervisory Body</link:label>
    <link:label id="kvk-abstr_ReportOfTheCompetentAuthorityEducationTitle_label_en" xlink:label="kvk-abstr_ReportOfTheCompetentAuthorityEducationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Report of the competent authority</link:label>
    <link:label id="kvk-abstr_ReservesAndFundsStatementOfChangesTitle_label_en" xlink:label="kvk-abstr_ReservesAndFundsStatementOfChangesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Reserves and funds, statement of changes</link:label>
    <link:label id="kvk-abstr_ReservesAndFundsTitle_label_en" xlink:label="kvk-abstr_ReservesAndFundsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Reserves and funds</link:label>
    <link:label id="kvk-abstr_ReservesLimitedSpendingTitle_label_en" xlink:label="kvk-abstr_ReservesLimitedSpendingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Reserves with limited spending</link:label>
    <link:label id="kvk-abstr_ReservesTitle_label_en" xlink:label="kvk-abstr_ReservesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Reserves</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAnalysisIndustrySpecificationInsuranceTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultAnalysisIndustrySpecificationInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result analysis: Industry group: Specification</link:label>
    <link:label id="kvk-abstr_ResultAnalysisIndustrySpecificationInsuranceTitle_label_en" xlink:label="kvk-abstr_ResultAnalysisIndustrySpecificationInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result analysis: Industry group: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAnalysisSourceOfProfitSpecificationInsuranceTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultAnalysisSourceOfProfitSpecificationInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result analysis: Profit Source: Specification</link:label>
    <link:label id="kvk-abstr_ResultAnalysisSourceOfProfitSpecificationInsuranceTitle_label_en" xlink:label="kvk-abstr_ResultAnalysisSourceOfProfitSpecificationInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result analysis: Profit Source: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAnalysisTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultAnalysisTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result analysis</link:label>
    <link:label id="kvk-abstr_ResultAnalysisTitle_label_en" xlink:label="kvk-abstr_ResultAnalysisTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result analysis</link:label>
    <link:label id="kvk-abstr_ResultsAppropriationSegmentationTitle_label_en" xlink:label="kvk-abstr_ResultsAppropriationSegmentationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result appropriation segmentation</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultAttributableNoncontrollingInterestTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultAttributableNoncontrollingInterestTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result attributable to non-controlling interest</link:label>
    <link:label id="kvk-abstr_ResultAttributableNoncontrollingInterestDisclosureTitle_label_en" xlink:label="kvk-abstr_ResultAttributableNoncontrollingInterestDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result attributable to non-controlling interest</link:label>
    <link:label id="kvk-abstr_ResultForTheYearTitle_label_en" xlink:label="kvk-abstr_ResultForTheYearTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result for the year</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultFromFinancialTransactionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultFromFinancialTransactionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result from financial transactions, disclosure</link:label>
    <link:label id="kvk-abstr_ResultFromFinancialTransactionsDisclosureTitle_label_en" xlink:label="kvk-abstr_ResultFromFinancialTransactionsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result from financial transactions, disclosure</link:label>
    <link:label id="kvk-abstr_ResultFromFinancialTransactionsBreakdownTitle_label_en" xlink:label="kvk-abstr_ResultFromFinancialTransactionsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result from financial transactions: Breakdown</link:label>
    <link:label id="kvk-abstr_ResultFromInvestmentsBreakdownTitle_label_en" xlink:label="kvk-abstr_ResultFromInvestmentsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result from investments: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedResultFromInvestmentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedResultFromInvestmentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Result from investments</link:label>
    <link:label id="kvk-abstr_RevaluationReserveStatementOfChangesTitle_label_en" xlink:label="kvk-abstr_RevaluationReserveStatementOfChangesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Revaluation reserve: Statement of changes</link:label>
    <link:label id="kvk-abstr_ConsolidatedRevaluationReserveTitle_label_en" xlink:label="kvk-abstr_ConsolidatedRevaluationReserveTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Revaluation reserve</link:label>
    <link:label id="kvk-abstr_RevaluationReserveDisclosureTitle_label_en" xlink:label="kvk-abstr_RevaluationReserveDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Revaluation reserve</link:label>
    <link:label id="kvk-abstr_RevaluationReserveTitle_label_en" xlink:label="kvk-abstr_RevaluationReserveTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Revaluation reserve</link:label>
    <link:label id="kvk-abstr_RightsExercisedSpecificationTitle_label_en" xlink:label="kvk-abstr_RightsExercisedSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rights exercised: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedRightsExercisedTitle_label_en" xlink:label="kvk-abstr_ConsolidatedRightsExercisedTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rights exercised</link:label>
    <link:label id="kvk-abstr_RightsExercisedTitle_label_en" xlink:label="kvk-abstr_RightsExercisedTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rights exercised</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedByEmployeeTitle_label_en" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedByEmployeeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rights granted not yet exercised: Employees</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedByManagingDirectorSpecificationTitle_label_en" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedByManagingDirectorSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rights granted not yet exercised: Managing directors: Specification</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedSpecificationTitle_label_en" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rights granted not yet exercised: Specification</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedBySupervisoryDirectorSpecificationTitle_label_en" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedBySupervisoryDirectorSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rights granted not yet exercised: Supervisory directors: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedRightsGrantedNotYetExercisedTitle_label_en" xlink:label="kvk-abstr_ConsolidatedRightsGrantedNotYetExercisedTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rights granted not yet exercised</link:label>
    <link:label id="kvk-abstr_RightsGrantedNotYetExercisedTitle_label_en" xlink:label="kvk-abstr_RightsGrantedNotYetExercisedTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Rights granted not yet exercised</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsDisclosureTitle_label_en" xlink:label="kvk-abstr_RiskSectionInvestmentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Disclosure of investments</link:label>
    <link:label id="kvk-abstr_RiskSectionPensionObligationsDisclosureTitle_label_en" xlink:label="kvk-abstr_RiskSectionPensionObligationsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Disclosure of pension obligations</link:label>
    <link:label id="kvk-abstr_RiskSectionRiskManagementDisclosureTitle_label_en" xlink:label="kvk-abstr_RiskSectionRiskManagementDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Disclosure of risk management</link:label>
    <link:label id="kvk-abstr_RiskSectionIndividualInvestmentAboveFivePercentPensionFundsSpecificationTitle_label_en" xlink:label="kvk-abstr_RiskSectionIndividualInvestmentAboveFivePercentPensionFundsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Individual investment above five percent: specification</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentPropertiesPortfolioCompositionByClassSpecificationTitle_label_en" xlink:label="kvk-abstr_RiskSectionInvestmentPropertiesPortfolioCompositionByClassSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Investment properties portfolio composition by class: specification</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentPropertiesPortfolioCompositionByCurrencySpecificationTitle_label_en" xlink:label="kvk-abstr_RiskSectionInvestmentPropertiesPortfolioCompositionByCurrencySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Investment properties portfolio composition by currency: specification</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentPropertiesPortfolioCompositionByRegionSpecificationTitle_label_en" xlink:label="kvk-abstr_RiskSectionInvestmentPropertiesPortfolioCompositionByRegionSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Investment properties portfolio composition by region: specification</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsFixedIncomeSecuritiesPortfolioCompositionByCreditRatingSpecificationTitle_label_en" xlink:label="kvk-abstr_RiskSectionInvestmentsFixedIncomeSecuritiesPortfolioCompositionByCreditRatingSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Investments fixed income securities portfolio composition by credit rating: specification</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsFixedIncomeSecuritiesPortfolioCompositionByCurrencySpecificationTitle_label_en" xlink:label="kvk-abstr_RiskSectionInvestmentsFixedIncomeSecuritiesPortfolioCompositionByCurrencySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Investments fixed income securities portfolio composition by currency: specification</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsFixedIncomeSecuritiesPortfolioCompositionByDurationSpecificationTitle_label_en" xlink:label="kvk-abstr_RiskSectionInvestmentsFixedIncomeSecuritiesPortfolioCompositionByDurationSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Investments fixed income securities portfolio composition by duration: specification</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsSharesPortfolioCompositionByCurrencySpecificationTitle_label_en" xlink:label="kvk-abstr_RiskSectionInvestmentsSharesPortfolioCompositionByCurrencySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Investments shares portfolio composition by currency: specification</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsSharesPortfolioCompositionByIndustrySpecificationTitle_label_en" xlink:label="kvk-abstr_RiskSectionInvestmentsSharesPortfolioCompositionByIndustrySpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Investments shares portfolio composition by industry: specification</link:label>
    <link:label id="kvk-abstr_RiskSectionInvestmentsSharesPortfolioCompositionByRegionSpecificationTitle_label_en" xlink:label="kvk-abstr_RiskSectionInvestmentsSharesPortfolioCompositionByRegionSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section: Investments shares portfolio composition by region: specification</link:label>
    <link:label id="kvk-abstr_RiskSectionTitle_label_en" xlink:label="kvk-abstr_RiskSectionTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Risk section</link:label>
    <link:label id="kvk-abstr_HousingFacilitiesOwnerOccupiedForSaleValueTitle_label_en" xlink:label="kvk-abstr_HousingFacilitiesOwnerOccupiedForSaleValueTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities not sold: Breakdown balance sheet value</link:label>
    <link:label id="kvk-abstr_HousingFacilitiesOwnerOccupiedForSaleAmountTitle_label_en" xlink:label="kvk-abstr_HousingFacilitiesOwnerOccupiedForSaleAmountTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities not sold: Breakdown numbers</link:label>
    <link:label id="kvk-abstr_HousingFacilitiesOwnerOccupiedForSaleDisclosureTitle_label_en" xlink:label="kvk-abstr_HousingFacilitiesOwnerOccupiedForSaleDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities not sold</link:label>
    <link:label id="kvk-abstr_SalesRealEstateConditionalBreakdownTitle_label_en" xlink:label="kvk-abstr_SalesRealEstateConditionalBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities sold: Breakdown</link:label>
    <link:label id="kvk-abstr_SalesRealEstateConditionalMovementScheduleTitle_label_en" xlink:label="kvk-abstr_SalesRealEstateConditionalMovementScheduleTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities sold: Movement schedule</link:label>
    <link:label id="kvk-abstr_SalesRealEstateConditionalDisclosureTitle_label_en" xlink:label="kvk-abstr_SalesRealEstateConditionalDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sales of housing facilities under conditions and not yet sold owner-occupied facilities: Sales of housing facilities sold</link:label>
    <link:label id="kvk-abstr_SalesToThirdPartiesBreakdownTitle_label_en" xlink:label="kvk-abstr_SalesToThirdPartiesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sales to third parties: Breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedSalesToThirdPartiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSalesToThirdPartiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sales to third parties</link:label>
    <link:label id="kvk-abstr_SeparateSalesToThirdPartiesTitle_label_en" xlink:label="kvk-abstr_SeparateSalesToThirdPartiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sales to third parties</link:label>
    <link:label id="kvk-abstr_SecuritiesFinancingTransactionsTitle_label_en" xlink:label="kvk-abstr_SecuritiesFinancingTransactionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Securities financing transactions</link:label>
    <link:label id="kvk-abstr_SecuritiesBreakdownTitle_label_en" xlink:label="kvk-abstr_SecuritiesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Securities: Breakdown</link:label>
    <link:label id="kvk-abstr_SecuritiesOtherAmountsTitle_label_en" xlink:label="kvk-abstr_SecuritiesOtherAmountsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Securities: Other amounts</link:label>
    <link:label id="kvk-abstr_SecuritiesBankBreakdownTitle_label_en" xlink:label="kvk-abstr_SecuritiesBankBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Securities: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedSecuritiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSecuritiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Securities</link:label>
    <link:label id="kvk-abstr_SecuritiesDisclosureTitle_label_en" xlink:label="kvk-abstr_SecuritiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Securities</link:label>
    <link:label id="kvk-abstr_SecuritiesTitle_label_en" xlink:label="kvk-abstr_SecuritiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Securities</link:label>
    <link:label id="kvk-abstr_ConsolidatedSegmentReportingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSegmentReportingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Segment information</link:label>
    <link:label id="kvk-abstr_SegmentReportingDisclosureTitle_label_en" xlink:label="kvk-abstr_SegmentReportingDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Segment information</link:label>
    <link:label id="kvk-abstr_SegmentReportingTitle_label_en" xlink:label="kvk-abstr_SegmentReportingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Segment information</link:label>
    <link:label id="kvk-abstr_SegmentReportingSpecificationTitle_label_en" xlink:label="kvk-abstr_SegmentReportingSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Segment reporting: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedSellingExpensesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSellingExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Selling expenses</link:label>
    <link:label id="kvk-abstr_SellingExpensesDisclosureTitle_label_en" xlink:label="kvk-abstr_SellingExpensesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Selling expenses</link:label>
    <link:label id="kvk-abstr_SellingExpensesTitle_label_en" xlink:label="kvk-abstr_SellingExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Selling expenses</link:label>
    <link:label id="kvk-abstr_RemunerationOfExecutiveSeniorOfficialsConsideredFourYearsPreviousSpecificationTitle_label_en" xlink:label="kvk-abstr_RemunerationOfExecutiveSeniorOfficialsConsideredFourYearsPreviousSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Senior official with a total remuneration of more than € 2,100, previous period</link:label>
    <link:label id="kvk-abstr_RemunerationOfExecutiveSeniorOfficialsConsideredFourYearsSpecificationTitle_label_en" xlink:label="kvk-abstr_RemunerationOfExecutiveSeniorOfficialsConsideredFourYearsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Senior official with a total remuneration of more than € 2,100</link:label>
    <link:label id="kvk-abstr_SeniorOfficialRemuneration1700OrLessAntiCumulationApproachTitle_label_en" xlink:label="kvk-abstr_SeniorOfficialRemuneration1700OrLessAntiCumulationApproachTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Senior official with a total remuneration of € 2,100 or less in respect to the anti cumulation approach</link:label>
    <link:label id="kvk-abstr_ConsolidatedSettlementStatisticsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSettlementStatisticsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Settlement statistics disclosure</link:label>
    <link:label id="kvk-abstr_SettlementStatisticsDisclosureTitle_label_en" xlink:label="kvk-abstr_SettlementStatisticsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Settlement statistics disclosure</link:label>
    <link:label id="kvk-abstr_SettlementStatisticsGrossSpecificationTitle_label_en" xlink:label="kvk-abstr_SettlementStatisticsGrossSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Settlement statistics gross: specification</link:label>
    <link:label id="kvk-abstr_SettlementStatisticsReinsuranceSpecificationTitle_label_en" xlink:label="kvk-abstr_SettlementStatisticsReinsuranceSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Settlement statistics reinsurance: specification</link:label>
    <link:label id="kvk-abstr_ShareBasedPaymentsBreakdownTitle_label_en" xlink:label="kvk-abstr_ShareBasedPaymentsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share based payments: Breakdown</link:label>
    <link:label id="kvk-abstr_ShareBasedPaymentsSpecificationTitle_label_en" xlink:label="kvk-abstr_ShareBasedPaymentsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share based payments: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedShareBasedPaymentsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedShareBasedPaymentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share based payments</link:label>
    <link:label id="kvk-abstr_ShareBasedPaymentsDisclosureTitle_label_en" xlink:label="kvk-abstr_ShareBasedPaymentsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share based payments</link:label>
    <link:label id="kvk-abstr_ShareBasedPaymentsTitle_label_en" xlink:label="kvk-abstr_ShareBasedPaymentsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share based payments</link:label>
    <link:label id="kvk-abstr_ShareCapitalDisclosureNumericBreakdownTitle_label_en" xlink:label="kvk-abstr_ShareCapitalDisclosureNumericBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share capital: Numeric breakdown</link:label>
    <link:label id="kvk-abstr_ShareCapitalOtherAmountsBreakdownTitle_label_en" xlink:label="kvk-abstr_ShareCapitalOtherAmountsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share capital: Other amounts: Breakdown</link:label>
    <link:label id="kvk-abstr_ShareCapitalSpecificationTitle_label_en" xlink:label="kvk-abstr_ShareCapitalSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share capital: Specification</link:label>
    <link:label id="kvk-abstr_NotesShareCapitalStatementOfChangesNumberofSharesSpecificationTitle_label_en" xlink:label="kvk-abstr_NotesShareCapitalStatementOfChangesNumberofSharesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share capital: Statement of changes in number of shares: specification</link:label>
    <link:label id="kvk-abstr_ShareCapitalStatementOfChangesTitle_label_en" xlink:label="kvk-abstr_ShareCapitalStatementOfChangesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share capital: Statement of changes</link:label>
    <link:label id="kvk-abstr_ShareCapitalDisclosureTitle_label_en" xlink:label="kvk-abstr_ShareCapitalDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share capital</link:label>
    <link:label id="kvk-abstr_ShareCapitalTitle_label_en" xlink:label="kvk-abstr_ShareCapitalTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share capital</link:label>
    <link:label id="kvk-abstr_ConsolidatedShareCertificatesOrSharesHeldInAdministationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedShareCertificatesOrSharesHeldInAdministationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share certificates or shares held in administration</link:label>
    <link:label id="kvk-abstr_NotesShareCertificatesOrSharesHeldInAdministationTitle_label_en" xlink:label="kvk-abstr_NotesShareCertificatesOrSharesHeldInAdministationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share certificates or shares held in administration</link:label>
    <link:label id="kvk-abstr_ShareCertificatesOrSharesHeldInAdministationTitle_label_en" xlink:label="kvk-abstr_ShareCertificatesOrSharesHeldInAdministationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share certificates or shares held in administration</link:label>
    <link:label id="kvk-abstr_ShareInResultsParticipatingInterestsSpecificationTitle_label_en" xlink:label="kvk-abstr_ShareInResultsParticipatingInterestsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share in results of participating interests: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedShareInResultsParticipatingInterestsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedShareInResultsParticipatingInterestsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share in results of participating interests</link:label>
    <link:label id="kvk-abstr_ShareInResultsParticipatingInterestsDisclosureTitle_label_en" xlink:label="kvk-abstr_ShareInResultsParticipatingInterestsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share in results of participating interests</link:label>
    <link:label id="kvk-abstr_ShareInResultsParticipatingInterestsTitle_label_en" xlink:label="kvk-abstr_ShareInResultsParticipatingInterestsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share in results of participating interests</link:label>
    <link:label id="kvk-abstr_SharePremiumDisclosureNumericBreakdownTitle_label_en" xlink:label="kvk-abstr_SharePremiumDisclosureNumericBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share premium: Numeric breakdown</link:label>
    <link:label id="kvk-abstr_SharePremiumDisclosureTitle_label_en" xlink:label="kvk-abstr_SharePremiumDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share premium</link:label>
    <link:label id="kvk-abstr_SharePremiumTitle_label_en" xlink:label="kvk-abstr_SharePremiumTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Share premium</link:label>
    <link:label id="kvk-abstr_SharesOtherVariableYieldSecuritiesMovementTitle_label_en" xlink:label="kvk-abstr_SharesOtherVariableYieldSecuritiesMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Shares and other variable-yield securities, movement</link:label>
    <link:label id="kvk-abstr_ConsolidatedSharesOtherVariableYieldSecuritiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSharesOtherVariableYieldSecuritiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Shares and other variable-yield securities</link:label>
    <link:label id="kvk-abstr_SharesOtherVariableYieldSecuritiesTitle_label_en" xlink:label="kvk-abstr_SharesOtherVariableYieldSecuritiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Shares and other variable-yield securities</link:label>
    <link:label id="kvk-abstr_InvestmentsInParticipatingInterestsInGroupCompaniesTitle_label_en" xlink:label="kvk-abstr_InvestmentsInParticipatingInterestsInGroupCompaniesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Shares, certificates of shares and other types of participating interests in group companies</link:label>
    <link:label id="kvk-abstr_SignatureManagingSupervisoryDirectorsTitle_label_en" xlink:label="kvk-abstr_SignatureManagingSupervisoryDirectorsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Signing of the financial statements</link:label>
    <link:label id="kvk-abstr_SigningDisclosureFinancialStatementsTitle_label_en" xlink:label="kvk-abstr_SigningDisclosureFinancialStatementsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Signing of the financial statements</link:label>
    <link:label id="kvk-abstr_CostOwnFundraisingPercentageFundraisingTitle_label_en" xlink:label="kvk-abstr_CostOwnFundraisingPercentageFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Spending percentage of income</link:label>
    <link:label id="kvk-abstr_ConsolidatedSponsoringContributionsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSponsoringContributionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sponsoring contributions</link:label>
    <link:label id="kvk-abstr_SponsoringContributionsTitle_label_en" xlink:label="kvk-abstr_SponsoringContributionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sponsoring contributions</link:label>
    <link:label id="kvk-abstr_StaffingFormationTitle_label_en" xlink:label="kvk-abstr_StaffingFormationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Staffing formation</link:label>
    <link:label id="kvk-abstr_StaffingLevelSpecificationTitle_label_en" xlink:label="kvk-abstr_StaffingLevelSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Staffing level: specification</link:label>
    <link:label id="kvk-abstr_StaffingLevelTitle_label_en" xlink:label="kvk-abstr_StaffingLevelTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Staffing level</link:label>
    <link:label id="kvk-abstr_PeriodStartTitle_label_en" xlink:label="kvk-abstr_PeriodStartTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Start of the period</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureStatementComprehensiveIncomeTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDisclosureStatementComprehensiveIncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Statement of comprehensive income</link:label>
    <link:label id="kvk-abstr_StatementOfComprehensiveIncomeTitle_label_en" xlink:label="kvk-abstr_StatementOfComprehensiveIncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Statement of comprehensive income</link:label>
    <link:label id="kvk-abstr_ConsolidatedStatementIncomeExpensesFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedStatementIncomeExpensesFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Statement of income and expenses</link:label>
    <link:label id="kvk-abstr_StatementIncomeExpensesFundraisingTitle_label_en" xlink:label="kvk-abstr_StatementIncomeExpensesFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Statement of income and expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedStatutoryReserveSpecificationTitle_label_en" xlink:label="kvk-abstr_ConsolidatedStatutoryReserveSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Statutory reserves: Specification</link:label>
    <link:label id="kvk-abstr_StatutoryReserveSpecificationTitle_label_en" xlink:label="kvk-abstr_StatutoryReserveSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Statutory reserves: Specification</link:label>
    <link:label id="kvk-abstr_StatutoryReservesDisclosureTitle_label_en" xlink:label="kvk-abstr_StatutoryReservesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Statutory reserves</link:label>
    <link:label id="kvk-abstr_StatutoryReservesTitle_label_en" xlink:label="kvk-abstr_StatutoryReservesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Statutory reserves</link:label>
    <link:label id="kvk-abstr_StudentsFinanciallySupportedByStudentFinancialSupportFundTitle_label_en" xlink:label="kvk-abstr_StudentsFinanciallySupportedByStudentFinancialSupportFundTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Students who are financially supported by the student support fund</link:label>
    <link:label id="kvk-abstr_SubordinatedLiabilitiesBreakdownMaturityTitle_label_en" xlink:label="kvk-abstr_SubordinatedLiabilitiesBreakdownMaturityTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subordinated liabilities, breakdown maturity</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubordinatedLiabilitiesDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSubordinatedLiabilitiesDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subordinated liabilities, disclosure</link:label>
    <link:label id="kvk-abstr_SubordinatedLiabilitiesSpecificationTitle_label_en" xlink:label="kvk-abstr_SubordinatedLiabilitiesSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subordinated liabilities, specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubordinatedLiabilitiesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSubordinatedLiabilitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subordinated liabilities</link:label>
    <link:label id="kvk-abstr_SubordinatedLiabilitiesTitle_label_en" xlink:label="kvk-abstr_SubordinatedLiabilitiesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subordinated liabilities</link:label>
    <link:label id="kvk-abstr_SubsequentEventsSpecificationTitle_label_en" xlink:label="kvk-abstr_SubsequentEventsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsequent events: Specification</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubsequentEventsTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSubsequentEventsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsequent events</link:label>
    <link:label id="kvk-abstr_SubsequentEventsTitle_label_en" xlink:label="kvk-abstr_SubsequentEventsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsequent events</link:label>
    <link:label id="kvk-abstr_ConsolidatedGovernmentSubsidiesFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedGovernmentSubsidiesFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsidies received from governments</link:label>
    <link:label id="kvk-abstr_GovernmentSubsidiesFundraisingTitle_label_en" xlink:label="kvk-abstr_GovernmentSubsidiesFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsidies received from governments</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeContinuingIntoNextYearSpecificationTitle_label_en" xlink:label="kvk-abstr_SubsidyIncomeContinuingIntoNextYearSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsidies that may only be used for the purpose for which the subsidy was provided, continuously until the following reporting year: specification</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeAnySurplusAddedToLumpSumEducationSpecificationTitle_label_en" xlink:label="kvk-abstr_SubsidyIncomeAnySurplusAddedToLumpSumEducationSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsidy income any surplus added to lump sum: specification</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeToBeSpendOnIntendedPurposeIncludingSettlementOfAnySurplusSpecificationTitle_label_en" xlink:label="kvk-abstr_SubsidyIncomeToBeSpendOnIntendedPurposeIncludingSettlementOfAnySurplusSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsidy income to be spend on intended purpose including settlement of any surplus: specification</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeSpecificationTitle_label_en" xlink:label="kvk-abstr_SubsidyIncomeSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsidy income, specification</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeBreakdownTitle_label_en" xlink:label="kvk-abstr_SubsidyIncomeBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsidy income: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubsidyIncomeTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSubsidyIncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsidy income</link:label>
    <link:label id="kvk-abstr_SubsidyIncomeTitle_label_en" xlink:label="kvk-abstr_SubsidyIncomeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsidy income</link:label>
    <link:label id="kvk-abstr_SubsidyLiabilitiesNotDistributedFundraisingTitle_label_en" xlink:label="kvk-abstr_SubsidyLiabilitiesNotDistributedFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsidy liabilities not distributed</link:label>
    <link:label id="kvk-abstr_ConsolidatedSubisidyLiabilitiesFundraisingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSubisidyLiabilitiesFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsidy liabilities</link:label>
    <link:label id="kvk-abstr_SubisidyLiabilitiesFundraisingTitle_label_en" xlink:label="kvk-abstr_SubisidyLiabilitiesFundraisingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Subsidy liabilities</link:label>
    <link:label id="kvk-abstr_ConsolidatedSumOfExpensesLargeTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSumOfExpensesLargeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sum of expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedSumOfExpensesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSumOfExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sum of expenses</link:label>
    <link:label id="kvk-abstr_NotesSumOfExpensesTitle_label_en" xlink:label="kvk-abstr_NotesSumOfExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sum of expenses</link:label>
    <link:label id="kvk-abstr_SumOfExpensesLargeTitle_label_en" xlink:label="kvk-abstr_SumOfExpensesLargeTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sum of expenses</link:label>
    <link:label id="kvk-abstr_SumOfExpensesTitle_label_en" xlink:label="kvk-abstr_SumOfExpensesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sum of expenses</link:label>
    <link:label id="kvk-abstr_ConsolidatedSumOfTransferTakenPensionObligationsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSumOfTransferTakenPensionObligationsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sum of transfer taken pension obligations</link:label>
    <link:label id="kvk-abstr_SumOfTransferTakenPensionObligationsTitle_label_en" xlink:label="kvk-abstr_SumOfTransferTakenPensionObligationsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sum of transfer taken pension obligations</link:label>
    <link:label id="kvk-abstr_ConsolidatedSumOfTransferTransferredPensionObligationsDisclosureTitle_label_en" xlink:label="kvk-abstr_ConsolidatedSumOfTransferTransferredPensionObligationsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sum of transfer transferred pension obligations premium pension institutions</link:label>
    <link:label id="kvk-abstr_SumOfTransferTransferredPensionObligationsTitle_label_en" xlink:label="kvk-abstr_SumOfTransferTransferredPensionObligationsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Sum of transfer transferred pension obligations</link:label>
    <link:label id="kvk-abstr_IncomeTaxNumericalReconciliationSpecificationTitle_label_en" xlink:label="kvk-abstr_IncomeTaxNumericalReconciliationSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Taxes numerical connection: Specification</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsForDamagesOrBenefitsPayableDiscountRateTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsForDamagesOrBenefitsPayableDiscountRateTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions for damages or benefits payable discount rate</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsForDamagesOrBenefitsPayableBreakdownTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsForDamagesOrBenefitsPayableBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions for damages or benefits payable: breakdown</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsForDamagesOrBenefitsPayableTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsForDamagesOrBenefitsPayableTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions for damages or benefits payable</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsForInsuranceWhereInvestmentsAreForRiskOfPolicyHoldersAndAnnualLifeFundsBreakdownTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsForInsuranceWhereInvestmentsAreForRiskOfPolicyHoldersAndAnnualLifeFundsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions for insurance where investments are for risk of policy holders and annual life funds: Breakdown</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsForInsuranceWhereInvestmentsAreForRiskOfPolicyHoldersAndAnnualLifeFundsKvkTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsForInsuranceWhereInvestmentsAreForRiskOfPolicyHoldersAndAnnualLifeFundsKvkTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions for insurance where investments are for risk of policy holders and annual life funds</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsProfitSharingAndDiscountsTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsProfitSharingAndDiscountsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions for profit sharing and discounts</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsLifeInsuranceBreakdownTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsLifeInsuranceBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions life insurance: Breakdown</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsLifeInsuranceTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsLifeInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions life insurance</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsOtherBreakdownTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsOtherBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions other: Breakdown</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsOtherMovementTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsOtherMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions other: movement</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsUnearnedPremiumsUnexpiredRisksBreakdownTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsUnearnedPremiumsUnexpiredRisksBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions unearned premiums unexpired risks: Breakdown</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsUnearnedPremiumsUnexpiredRisksTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsUnearnedPremiumsUnexpiredRisksTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions unearned premiums unexpired risks</link:label>
    <link:label id="kvk-abstr_ConsolidatedTechnicalProvisionIndustrySpecificationInsuranceTitle_label_en" xlink:label="kvk-abstr_ConsolidatedTechnicalProvisionIndustrySpecificationInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions: Industry group: Specification</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionIndustrySpecificationInsuranceTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionIndustrySpecificationInsuranceTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions: Industry group: Specification</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsMovementTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions: Movement</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsTechnicalProvisionsOtherSpecificationTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsTechnicalProvisionsOtherSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions: Other technical provisions: Specification</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsBreakdownTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions: breakdown</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsEqualisationReserveMovementTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsEqualisationReserveMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions: equalisation reserve: Movement</link:label>
    <link:label id="kvk-abstr_ConsolidatedTechnicalProvisionsKvkTitle_label_en" xlink:label="kvk-abstr_ConsolidatedTechnicalProvisionsKvkTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsKvkTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsKvkTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions</link:label>
    <link:label id="kvk-abstr_TechnicalProvisionsTitle_label_en" xlink:label="kvk-abstr_TechnicalProvisionsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Technical provisions</link:label>
    <link:label id="kvk-abstr_ConsolidatedDisclosureCashFlowStatementCpTitle_label_en" xlink:label="kvk-abstr_ConsolidatedDisclosureCashFlowStatementCpTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Textual disclosure</link:label>
    <link:label id="kvk-abstr_DisclosureCashFlowStatementCpTitle_label_en" xlink:label="kvk-abstr_DisclosureCashFlowStatementCpTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Textual disclosure</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentLiabilitiesGovernmentAndBanksMovementHousingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesGovernmentAndBanksMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">To government and banks: Movement schedule</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesGovernmentAndBanksMovementHousingTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesGovernmentAndBanksMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">To government and banks: Movement schedule</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentLiabilitiesConsolidatedNoncurrentLiabilitiesPayablesGroupCompaniesMovementHousingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesConsolidatedNoncurrentLiabilitiesPayablesGroupCompaniesMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">To group companies: Movement schedule</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesPayablesGroupCompaniesMovementHousingTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesPayablesGroupCompaniesMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">To group companies: Movement schedule</link:label>
    <link:label id="kvk-abstr_ConsolidatedNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousingTitle_label_en" xlink:label="kvk-abstr_ConsolidatedNoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">To legal entities and companies that have a share in the legal entity or in which the legal entity has a share: Statement of changes</link:label>
    <link:label id="kvk-abstr_NoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousingTitle_label_en" xlink:label="kvk-abstr_NoncurrentLiabilitiesPayablesShareholdersParticipatingInterestsMovementHousingTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">To legal entities and companies that have a share in the legal entity or in which the legal entity has a share: Statement of changes</link:label>
    <link:label id="kvk-abstr_TradeOtherReceivablesBreakdownTitle_label_en" xlink:label="kvk-abstr_TradeOtherReceivablesBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Trade and other receivables: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedTradeOtherReceivablesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedTradeOtherReceivablesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Trade and other receivables</link:label>
    <link:label id="kvk-abstr_TradeOtherReceivablesTitle_label_en" xlink:label="kvk-abstr_TradeOtherReceivablesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Trade and other receivables</link:label>
    <link:label id="kvk-abstr_EquityLiabilitiesTransfersSpecificationTitle_label_en" xlink:label="kvk-abstr_EquityLiabilitiesTransfersSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Transfers between equity and liabilities: specification</link:label>
    <link:label id="kvk-abstr_TransfersOfRightsBalanceBreakdownTitle_label_en" xlink:label="kvk-abstr_TransfersOfRightsBalanceBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Transfers of rights balance: breakdown</link:label>
    <link:label id="kvk-abstr_TreasurySharesMovementTitle_label_en" xlink:label="kvk-abstr_TreasurySharesMovementTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Treasury shares: movement schedule</link:label>
    <link:label id="kvk-abstr_ConsolidatedTreasurySharesTitle_label_en" xlink:label="kvk-abstr_ConsolidatedTreasurySharesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Treasury shares</link:label>
    <link:label id="kvk-abstr_TreasurySharesTitle_label_en" xlink:label="kvk-abstr_TreasurySharesTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Treasury shares</link:label>
    <link:label id="kvk-abstr_TurnoverRatioDisclosureTitle_label_en" xlink:label="kvk-abstr_TurnoverRatioDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Turnover ratio disclosure</link:label>
    <link:label id="kvk-abstr_TurnoverRatioSubfundsSpecificationTitle_label_en" xlink:label="kvk-abstr_TurnoverRatioSubfundsSpecificationTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Turnover ratio, subfunds: specification</link:label>
    <link:label id="kvk-abstr_TurnoverRatioBreakdownTitle_label_en" xlink:label="kvk-abstr_TurnoverRatioBreakdownTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Turnover ratio: breakdown</link:label>
    <link:label id="kvk-abstr_ConsolidatedTurnoverRatioTitle_label_en" xlink:label="kvk-abstr_ConsolidatedTurnoverRatioTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Turnover ratio</link:label>
    <link:label id="kvk-abstr_TurnoverRatioTitle_label_en" xlink:label="kvk-abstr_TurnoverRatioTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Turnover ratio</link:label>
    <link:label id="kvk-abstr_RetainedEarningsDisclosureTitle_label_en" xlink:label="kvk-abstr_RetainedEarningsDisclosureTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Undistributed profit</link:label>
    <link:label id="kvk-abstr_RetainedEarningsTitle_label_en" xlink:label="kvk-abstr_RetainedEarningsTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Undistributed profit</link:label>
    <link:label id="kvk-abstr_ConsolidatedInvestmentsUnrealizedValueChangesInvestmentFirmTitle_label_en" xlink:label="kvk-abstr_ConsolidatedInvestmentsUnrealizedValueChangesInvestmentFirmTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Unrealized changes in value investments</link:label>
    <link:label id="kvk-abstr_InvestmentsUnrealizedValueChangesInvestmentFirmTitle_label_en" xlink:label="kvk-abstr_InvestmentsUnrealizedValueChangesInvestmentFirmTitle_label_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Unrealized changes in value investments</link:label>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccommodationCostsDisclosureTitle_loc" xlink:to="kvk-abstr_AccommodationCostsDisclosureTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccountingPrinciplesAssetsLiabilitiesTitle_loc" xlink:to="kvk-abstr_AccountingPrinciplesAssetsLiabilitiesTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccountingPrinciplesCashflowStatementTitle_loc" xlink:to="kvk-abstr_AccountingPrinciplesCashflowStatementTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccountingPrinciplesResultTitle_loc" xlink:to="kvk-abstr_AccountingPrinciplesResultTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccountingPrinciplesSegmentReportingTitle_loc" xlink:to="kvk-abstr_AccountingPrinciplesSegmentReportingTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccountingPrinciplesStatementComprehensiveIncomeTitle_loc" xlink:to="kvk-abstr_AccountingPrinciplesStatementComprehensiveIncomeTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccountingPrinciplesTitle_loc" xlink:to="kvk-abstr_AccountingPrinciplesTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccrualsAndDeferredIncomeDisclosureTitle_loc" xlink:to="kvk-abstr_AccrualsAndDeferredIncomeDisclosureTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccrualsAndDeferredIncomeTitle_loc" xlink:to="kvk-abstr_AccrualsAndDeferredIncomeTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccruedIncomeAccruedIncomeOtherSpecificationTitle_loc" xlink:to="kvk-abstr_AccruedIncomeAccruedIncomeOtherSpecificationTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccruedIncomeBreakdownTitle_loc" xlink:to="kvk-abstr_AccruedIncomeBreakdownTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccruedIncomeDisclosureTitle_loc" xlink:to="kvk-abstr_AccruedIncomeDisclosureTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AccruedIncomeKvkTitle_loc" xlink:to="kvk-abstr_AccruedIncomeKvkTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_AcquisitionCostsCapitalisedOverviewTitle_loc" xlink:to="kvk-abstr_AcquisitionCostsCapitalisedOverviewTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_ActualExpectedExpensesProspectusBreakdownTitle_loc" xlink:to="kvk-abstr_ActualExpectedExpensesProspectusBreakdownTitle_label_en" xlink:type="arc"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="kvk-abstr_ActualExpectedExpensesProspectusDisclosureTitle_loc" xlink:to="kvk-abstr_ActualExpectedExpensesProspectusDisclosureTitle_label_en" xlink:type="arc"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedDecreaseInValueReleaseOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedDecreaseInValueReleaseOfNoncurrentSecuritiesAndInvestmentsInParticipatingInterestsDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedDecreaseInValueReleaseOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDiclosureTitle" xlink:label="kvk-abstr_ConsolidatedDecreaseInValueReleaseOfReceivablesAndProvisionsForOnBalanceSheetCommitmentsDiclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedDeductedManagementFeesAndOtherFeesDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedDeductedManagementFeesAndOtherFeesDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedDepositsOfReinsurersTitle" xlink:label="kvk-abstr_ConsolidatedDepositsOfReinsurersTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedDepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsTitle" xlink:label="kvk-abstr_ConsolidatedDepreciationOtherPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedDepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsTitle" xlink:label="kvk-abstr_ConsolidatedDepreciationPropertyPlantEquipmentAmortisationIntangibleAssetsTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedDepreciationRealEstateInvestmentsTitle" xlink:label="kvk-abstr_ConsolidatedDepreciationRealEstateInvestmentsTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedDesignatedFundsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedDesignatedFundsDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedDesignatedReservesDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedDesignatedReservesDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedDisclosureCashFlowStatementCpTitle" xlink:label="kvk-abstr_ConsolidatedDisclosureCashFlowStatementCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedDisclosureCashFlowStatementTitle" xlink:label="kvk-abstr_ConsolidatedDisclosureCashFlowStatementTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedEarnedPremiumsForOwnAccountDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedEarnedPremiumsForOwnAccountDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedEmployeeBenefitsAndOtherAdministrativeExpensesDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedEmployeeBenefitsAndOtherAdministrativeExpensesDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedEmployeeBenefitsExpensesTitle" xlink:label="kvk-abstr_ConsolidatedEmployeeBenefitsExpensesTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedExpensesPricesDifferentMarketPricesTitle" xlink:label="kvk-abstr_ConsolidatedExpensesPricesDifferentMarketPricesTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedGeneralBankingRisksReserveDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedGeneralBankingRisksReserveDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedGeographicAreaInsuranceContractsTitle" xlink:label="kvk-abstr_ConsolidatedGeographicAreaInsuranceContractsTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedImpairmentCurrentAssetsTitle" xlink:label="kvk-abstr_ConsolidatedImpairmentCurrentAssetsTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedIncomeExpensesOtherAffiliatedCompaniesBreakdownTitle" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesOtherAffiliatedCompaniesBreakdownTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedIncomeExpensesSegmentationTitle" xlink:label="kvk-abstr_ConsolidatedIncomeExpensesSegmentationTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedInvestmentsInParticipatingInterestsOtherDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedInvestmentsInParticipatingInterestsOtherDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedInvestmentsLandAndBuildingsTitle" xlink:label="kvk-abstr_ConsolidatedInvestmentsLandAndBuildingsTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedInvestmentsNetPensionArrangementsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedInvestmentsNetPensionArrangementsDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedOtherNotesToTheIncomeStatementTitle" xlink:label="kvk-abstr_ConsolidatedOtherNotesToTheIncomeStatementTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedSegmentReportingTitle" xlink:label="kvk-abstr_ConsolidatedSegmentReportingTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedSettlementStatisticsDisclosureTitle" xlink:label="kvk-abstr_ConsolidatedSettlementStatisticsDisclosureTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_ConsolidatedShareCertificatesOrSharesHeldInAdministationTitle" xlink:label="kvk-abstr_ConsolidatedShareCertificatesOrSharesHeldInAdministationTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesBreakdownTitle" xlink:label="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesBreakdownTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesStageOfAdoptionTitle" xlink:label="kvk-abstr_FinancingDeficitSurplusToBeSettledInRatesStageOfAdoptionTitle_loc" xlink:type="locator"/>
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