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<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedAverageNumberOfEmployeesBreakdownCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedAverageNumberOfEmployeesBreakdownCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedPayablesCustomersPayablesCustomersPayablesCustomersOtherOtherSpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedPayablesCustomersPayablesCustomersPayablesCustomersOtherOtherSpecificationBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedPayablesGroupCompaniesAndShareholdersParticipatingInterestsBreakdownBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedPayablesGroupCompaniesAndShareholdersParticipatingInterestsBreakdownBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedPayablesGroupCompaniesAndShareholdersParticipatingInterestsBreakdownPreviousBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedPayablesGroupCompaniesAndShareholdersParticipatingInterestsBreakdownPreviousBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedPayablesOtherBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedPayablesOtherBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedPayablesOtherPayablesOtherSpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedPayablesOtherPayablesOtherSpecificationBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedPropertyPlantEquipmentCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedPropertyPlantEquipmentCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedPropertyPlantEquipmentEconomicLifeCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedPropertyPlantEquipmentEconomicLifeCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedPropertyPlantEquipmentMovementCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedPropertyPlantEquipmentMovementCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedPropertyPlantEquipmentOtherAmountsBreakdownCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedPropertyPlantEquipmentOtherAmountsBreakdownCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedReceivablesFromCreditInstitutionsConcentrationGeographicAreaSpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedReceivablesFromCreditInstitutionsConcentrationGeographicAreaSpecificationBanksCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedReceivablesFromCreditInstitutionsMovementPreviousBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedReceivablesFromCreditInstitutionsMovementPreviousBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedReceivablesFromCustomersBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedReceivablesFromCustomersBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedReceivablesFromCustomersBreakdownMaturityBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedReceivablesFromCustomersBreakdownMaturityBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedReceivablesFromCustomersBreakdownMaturityPreviousBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedReceivablesFromCustomersBreakdownMaturityPreviousBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedReceivablesFromCustomersConcentrationCollateralSpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedReceivablesFromCustomersConcentrationCollateralSpecificationBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedReceivablesFromCustomersConcentrationGeographicAreaSpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedReceivablesFromCustomersConcentrationGeographicAreaSpecificationBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedReceivablesFromCustomersConcentrationIndustrySpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedReceivablesFromCustomersConcentrationIndustrySpecificationBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedReceivablesFromCustomersConcentrationSectorSpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedReceivablesFromCustomersConcentrationSectorSpecificationBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedReceivablesFromCustomersIndefiniteMaturityBreakdownBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedReceivablesFromCustomersIndefiniteMaturityBreakdownBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedReceivablesFromCustomersMovementBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedReceivablesFromCustomersMovementBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedReceivablesFromCustomersMovementPreviousBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedReceivablesFromCustomersMovementPreviousBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRelatedPartyTransactionsCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRelatedPartyTransactionsCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRelatedPartyTransactionsSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRelatedPartyTransactionsSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationDirectorsBreakdownCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationDirectorsBreakdownCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationDirectorsCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationDirectorsCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationDirectorsSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationDirectorsSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationExecutiveSeniorOfficialsFrom13MonthPreviousSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationExecutiveSeniorOfficialsFrom13MonthPreviousSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationExecutiveSeniorOfficialsFrom13MonthSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationExecutiveSeniorOfficialsFrom13MonthSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationExecutiveSeniorOfficialsWithoutEmployment12MonthPreviousSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationExecutiveSeniorOfficialsWithoutEmployment12MonthPreviousSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationExecutiveSeniorOfficialsWithoutEmployment12MonthsSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationExecutiveSeniorOfficialsWithoutEmployment12MonthsSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationNonSupervisorySeniorOfficialsOtherWntInstitutionPreviousSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationNonSupervisorySeniorOfficialsOtherWntInstitutionPreviousSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationNonSupervisorySeniorOfficialsOtherWntInstitutionSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationNonSupervisorySeniorOfficialsOtherWntInstitutionSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationOfExecutiveSeniorOfficialsConsideredFourYearsPreviousSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationOfExecutiveSeniorOfficialsConsideredFourYearsPreviousSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationOfExecutiveSeniorOfficialsConsideredFourYearsSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationOfExecutiveSeniorOfficialsConsideredFourYearsSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationOfNonSeniorOfficialsPreviousSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationOfNonSeniorOfficialsPreviousSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationOfNonSeniorOfficialsSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationOfNonSeniorOfficialsSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationOfSeniorOfficials1700OrLessSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationOfSeniorOfficials1700OrLessSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationOfSupervisorySeniorOfficialsPreviousSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationOfSupervisorySeniorOfficialsPreviousSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRemunerationOfSupervisorySeniorOfficialsSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRemunerationOfSupervisorySeniorOfficialsSpecificationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedResultFromFinancialTransactionsBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedResultFromFinancialTransactionsBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedResultFromFinancialTransactionsBreakdownBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedResultFromFinancialTransactionsBreakdownBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedResultsAppropriationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedResultsAppropriationCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRightsGrantedNotYetExercisedByEmployeeCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRightsGrantedNotYetExercisedByEmployeeCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedRightsGrantedNotYetExercisedByManagingDirectorSpecificationCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedRightsGrantedNotYetExercisedByManagingDirectorSpecificationCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedSegmentReportingCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedSegmentReportingCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedSeniorOfficialRemuneration1700OrLessAntiCumulationApproachCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedSeniorOfficialRemuneration1700OrLessAntiCumulationApproachCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedShareBasedPaymentsBreakdownCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedShareBasedPaymentsBreakdownCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedSharesOtherVariableYieldSecuritiesBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedSharesOtherVariableYieldSecuritiesBanksCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ConsolidatedSubordinatedLiabilitiesBanksCpTitle" xlink:label="kvk-abstr-cp_ConsolidatedSubordinatedLiabilitiesBanksCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ContingentLiabilitiesBanksCpTitle" xlink:label="kvk-abstr-cp_ContingentLiabilitiesBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ContingentLiabilitiesBreakdownBanksCpTitle" xlink:label="kvk-abstr-cp_ContingentLiabilitiesBreakdownBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ContingentLiabilitiesPaymentsObtainUsageRightsBreakdownMaturityCpTitle" xlink:label="kvk-abstr-cp_ContingentLiabilitiesPaymentsObtainUsageRightsBreakdownMaturityCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_NoncurrentLiabilitiesInterestRatesCpTitle" xlink:label="kvk-abstr-cp_NoncurrentLiabilitiesInterestRatesCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_NoncurrentLiabilitiesNegativeGoodwillMovementCpTitle" xlink:label="kvk-abstr-cp_NoncurrentLiabilitiesNegativeGoodwillMovementCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_PropertyPlantEquipmentEconomicLifeCpTitle" xlink:label="kvk-abstr-cp_PropertyPlantEquipmentEconomicLifeCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromBanksReceivablesFromBanksOtherSpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromBanksReceivablesFromBanksOtherSpecificationBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromCreditInstitutionsBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromCreditInstitutionsBanksCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromCreditInstitutionsConcentrationCollateralSpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromCreditInstitutionsConcentrationCollateralSpecificationBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromCreditInstitutionsConcentrationGeographicAreaSpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromCreditInstitutionsConcentrationGeographicAreaSpecificationBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromCreditInstitutionsIndefiniteMaturityBreakdownBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromCreditInstitutionsIndefiniteMaturityBreakdownBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromCreditInstitutionsMovementBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromCreditInstitutionsMovementBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromCreditInstitutionsMovementPreviousBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromCreditInstitutionsMovementPreviousBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromCustomersBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromCustomersBanksCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromCustomersBreakdownMaturityPreviousBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromCustomersBreakdownMaturityPreviousBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromCustomersConcentrationCollateralSpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromCustomersConcentrationCollateralSpecificationBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromCustomersConcentrationGeographicAreaSpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromCustomersConcentrationGeographicAreaSpecificationBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromCustomersConcentrationIndustrySpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromCustomersConcentrationIndustrySpecificationBanksCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ReceivablesFromCustomersConcentrationSectorSpecificationBanksCpTitle" xlink:label="kvk-abstr-cp_ReceivablesFromCustomersConcentrationSectorSpecificationBanksCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_RelatedPartyTransactionsCpTitle" xlink:label="kvk-abstr-cp_RelatedPartyTransactionsCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_RemunerationDirectorsBreakdownCpTitle" xlink:label="kvk-abstr-cp_RemunerationDirectorsBreakdownCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_RemunerationExecutiveSeniorOfficialsFrom13MonthPreviousSpecificationCpTitle" xlink:label="kvk-abstr-cp_RemunerationExecutiveSeniorOfficialsFrom13MonthPreviousSpecificationCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_RemunerationExecutiveSeniorOfficialsWithoutEmployment12MonthsPreviousSpecificationCpTitle" xlink:label="kvk-abstr-cp_RemunerationExecutiveSeniorOfficialsWithoutEmployment12MonthsPreviousSpecificationCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_RemunerationOfExecutiveSeniorOfficialsConsideredFourYearsPreviousSpecificationCpTitle" xlink:label="kvk-abstr-cp_RemunerationOfExecutiveSeniorOfficialsConsideredFourYearsPreviousSpecificationCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_ResultFromFinancialTransactionsBanksCpTitle" xlink:label="kvk-abstr-cp_ResultFromFinancialTransactionsBanksCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_RevaluationReserveCpTitle" xlink:label="kvk-abstr-cp_RevaluationReserveCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_RevaluationReserveStatementOfChangesCpTitle" xlink:label="kvk-abstr-cp_RevaluationReserveStatementOfChangesCpTitle_loc" xlink:type="locator"/>
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    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_SecuritiesBreakdownCpTitle" xlink:label="kvk-abstr-cp_SecuritiesBreakdownCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_SecuritiesCpTitle" xlink:label="kvk-abstr-cp_SecuritiesCpTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts-cp.xsd#kvk-abstr-cp_SegmentReportingCpTitle" xlink:label="kvk-abstr-cp_SegmentReportingCpTitle_loc" xlink:type="locator"/>
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