<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink">
  <link:roleRef roleURI="urn:kvk:linkrole:notes-consolidated-property-plant-equipment-banks" xlink:href="../dictionary/kvk-linkroles-banks.xsd#kvk-lr-b_NotesConsolidatedPropertyPlantEquipmentBanks" xlink:type="simple"/>
  <link:presentationLink xlink:role="urn:kvk:linkrole:notes-consolidated-property-plant-equipment-banks" xlink:type="extended">
    <link:loc xlink:href="../../../jenv/20261209.a/dictionary/jenv-bw2-data.xsd#jenv-bw2-i_LandAndBuildingsForOwnUseDisclosure" xlink:label="jenv-bw2-i_LandAndBuildingsForOwnUseDisclosure_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../jenv/20261209.a/dictionary/jenv-bw2-data.xsd#jenv-bw2-i_PropertyPlantEquipmentCurrentValueDisclosure" xlink:label="jenv-bw2-i_PropertyPlantEquipmentCurrentValueDisclosure_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../jenv/20261209.a/dictionary/jenv-bw2-data.xsd#jenv-bw2-i_PropertyPlantEquipmentDisclosure" xlink:label="jenv-bw2-i_PropertyPlantEquipmentDisclosure_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../jenv/20261209.a/dictionary/jenv-bw2-data.xsd#jenv-bw2-i_PropertyPlantEquipmentInterestCapitalisedDuringPeriodDescription" xlink:label="jenv-bw2-i_PropertyPlantEquipmentInterestCapitalisedDuringPeriodDescription_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../jenv/20261209.a/dictionary/jenv-bw2-data.xsd#jenv-bw2-i_PropertyPlantEquipmentLimitedBusinessOrPersonalRightOfUseDescription" xlink:label="jenv-bw2-i_PropertyPlantEquipmentLimitedBusinessOrPersonalRightOfUseDescription_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../jenv/20261209.a/dictionary/jenv-bw2-data.xsd#jenv-bw2-i_PropertyPlantEquipmentOtherDisclosure" xlink:label="jenv-bw2-i_PropertyPlantEquipmentOtherDisclosure_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-abstracts.xsd#kvk-abstr_PropertyPlantEquipmentDisclosureTitle" xlink:label="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20261209.a/dictionary/rj-data.xsd#rj-i_PropertyPlantEquipmentFinanceLeaseDisclosure" xlink:label="rj-i_PropertyPlantEquipmentFinanceLeaseDisclosure_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20261209.a/dictionary/rj-data.xsd#rj-i_PropertyPlantEquipmentImpairmentDescription" xlink:label="rj-i_PropertyPlantEquipmentImpairmentDescription_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20261209.a/dictionary/rj-data.xsd#rj-i_PropertyPlantEquipmentLimitedOwnershipDescription" xlink:label="rj-i_PropertyPlantEquipmentLimitedOwnershipDescription_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20261209.a/dictionary/rj-data.xsd#rj-i_PropertyPlantEquipmentNatureAndExtentMovementsOtherDescription" xlink:label="rj-i_PropertyPlantEquipmentNatureAndExtentMovementsOtherDescription_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20261209.a/dictionary/rj-data.xsd#rj-i_PropertyPlantEquipmentNoLegalOwnershipDescription" xlink:label="rj-i_PropertyPlantEquipmentNoLegalOwnershipDescription_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20261209.a/dictionary/rj-data.xsd#rj-i_PropertyPlantEquipmentPurchaseCommitmentsDescription" xlink:label="rj-i_PropertyPlantEquipmentPurchaseCommitmentsDescription_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20261209.a/dictionary/rj-data.xsd#rj-i_PropertyPlantEquipmentPutUpAsCollateralForDebtsDescription" xlink:label="rj-i_PropertyPlantEquipmentPutUpAsCollateralForDebtsDescription_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20261209.a/dictionary/rj-data.xsd#rj-i_PropertyPlantEquipmentReimbursementThirdPartiesForDecreaseInValueOfAssetsDescription" xlink:label="rj-i_PropertyPlantEquipmentReimbursementThirdPartiesForDecreaseInValueOfAssetsDescription_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20261209.a/dictionary/rj-data.xsd#rj-i_PropertyPlantEquipmentRepairCostsExpectationDescription" xlink:label="rj-i_PropertyPlantEquipmentRepairCostsExpectationDescription_loc" xlink:type="locator"/>
    <link:loc xlink:href="../../../rj/20261209.a/dictionary/rj-data.xsd#rj-i_PropertyPlantEquipmentValuationCarriedOutByInternalOrExternalAppraisersDescription" xlink:label="rj-i_PropertyPlantEquipmentValuationCarriedOutByInternalOrExternalAppraisersDescription_loc" xlink:type="locator"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="jenv-bw2-i_PropertyPlantEquipmentDisclosure_loc" xlink:type="arc"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="jenv-bw2-i_LandAndBuildingsForOwnUseDisclosure_loc" xlink:type="arc"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="jenv-bw2-i_PropertyPlantEquipmentOtherDisclosure_loc" xlink:type="arc"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="jenv-bw2-i_PropertyPlantEquipmentCurrentValueDisclosure_loc" xlink:type="arc"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="rj-i_PropertyPlantEquipmentValuationCarriedOutByInternalOrExternalAppraisersDescription_loc" xlink:type="arc"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="jenv-bw2-i_PropertyPlantEquipmentLimitedBusinessOrPersonalRightOfUseDescription_loc" xlink:type="arc"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="rj-i_PropertyPlantEquipmentLimitedOwnershipDescription_loc" xlink:type="arc"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="rj-i_PropertyPlantEquipmentNoLegalOwnershipDescription_loc" xlink:type="arc"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="rj-i_PropertyPlantEquipmentPutUpAsCollateralForDebtsDescription_loc" xlink:type="arc"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="rj-i_PropertyPlantEquipmentPurchaseCommitmentsDescription_loc" xlink:type="arc"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="rj-i_PropertyPlantEquipmentImpairmentDescription_loc" xlink:type="arc"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="rj-i_PropertyPlantEquipmentReimbursementThirdPartiesForDecreaseInValueOfAssetsDescription_loc" xlink:type="arc"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="rj-i_PropertyPlantEquipmentRepairCostsExpectationDescription_loc" xlink:type="arc"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="jenv-bw2-i_PropertyPlantEquipmentInterestCapitalisedDuringPeriodDescription_loc" xlink:type="arc"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="rj-i_PropertyPlantEquipmentFinanceLeaseDisclosure_loc" xlink:type="arc"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="kvk-abstr_PropertyPlantEquipmentDisclosureTitle_loc" xlink:to="rj-i_PropertyPlantEquipmentNatureAndExtentMovementsOtherDescription_loc" xlink:type="arc"/>
  </link:presentationLink>
</link:linkbase>
