<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--
  This file is part of the Dutch Taxonomy (Nederlandse Taxonomie; NT)
  Intellectual Property of the State of the Netherlands
  Architecture: NT21
  Version: 20261209.a
  Release date: April, 2026
-->
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  <link:roleRef roleURI="http://www.xbrl.org/2008/role/label" xlink:href="http://www.xbrl.org/2008/generic-label.xsd#standard-label" xlink:type="simple"/>
  <link:roleRef roleURI="urn:kvk:linkrole:notes-consolidated-property-plant-equipment-movement-banks" xlink:href="../dictionary/kvk-linkroles-banks.xsd#kvk-lr-b_NotesConsolidatedPropertyPlantEquipmentMovementBanks" xlink:type="simple"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/arcrole/2008/element-label" xlink:href="http://www.xbrl.org/2008/generic-label.xsd#element-label" xlink:type="simple"/>
  <gen:link xlink:role="urn:kvk:linkrole:notes-consolidated-property-plant-equipment-movement-banks" xlink:type="extended">
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    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit1_loc" xlink:to="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit1_label_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit2_loc" xlink:to="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit2_label_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit3_loc" xlink:to="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit3_label_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_loc" xlink:to="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_label_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfChildrenParentDebit1E1_loc" xlink:to="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfChildrenParentDebit1E1_label_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfChildrenParentDebit1_loc" xlink:to="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfChildrenParentDebit1_label_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfMembersOnAbstract1_loc" xlink:to="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfMembersOnAbstract1_label_EN" xlink:type="arc"/>
    <gen:arc order="1" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfMembersOnAbstract2_loc" xlink:to="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfMembersOnAbstract2_label_EN" xlink:type="arc"/>
    <label:label id="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_label_EN" xlink:label="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_label_EN" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">Reported value of `PropertyPlantEquipment` at end of period SHOULD be equal to sum of reported value of `PropertyPlantEquipment` at beginning of period and changes in that value during period, `PropertyPlantEquipmentMovement`.</label:label>
    <label:label id="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1ExistenceThnNoExistence1_label_EN" xlink:label="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1ExistenceThnNoExistence1_label_EN" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">When `PropertyPlantEquipmentCostPrice` is reported then `PropertyPlantEquipmentActualCostPrice` SHOULD NOT be reported.</label:label>
    <label:label id="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfMembersOnAbstract1_label_EN" xlink:label="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfMembersOnAbstract1_label_EN" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">`PropertyPlantEquipmentMember` SHOULD be equal to the summation of the underlying children members.</label:label>
    <label:label id="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfMembersOnAbstract2_label_EN" xlink:label="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfMembersOnAbstract2_label_EN" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">`PropertyPlantEquipmentMember` SHOULD be equal to the summation of the underlying children members.</label:label>
    <label:label id="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfChildrenParentDebit1_label_EN" xlink:label="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfChildrenParentDebit1_label_EN" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">`PropertyPlantEquipmentMovement` SHOULD be equal to the summation of the underlying values.</label:label>
    <label:label id="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfChildrenParentDebit1E1_label_EN" xlink:label="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfChildrenParentDebit1E1_label_EN" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">`PropertyPlantEquipment` SHOULD be equal to the summation of the underlying values.</label:label>
    <label:label id="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit2_label_EN" xlink:label="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit2_label_EN" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">`PropertyPlantEquipment` reported with `ClassesOfPropertyPlantEquipmentAxis` and `LandAndBuildingsForOwnUseMember` SHOULD be equal to `LandAndBuildingsForOwnUse` without `ClassesOfPropertyPlantEquipmentAxis` and `LandAndBuildingsForOwnUseMember`.</label:label>
    <label:label id="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit1_label_EN" xlink:label="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit1_label_EN" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">`PropertyPlantEquipment` reported with `ClassesOfPropertyPlantEquipmentAxis` and `PropertyPlantEquipmentMember` SHOULD be equal to `PropertyPlantEquipment` without `ClassesOfPropertyPlantEquipmentAxis` and `PropertyPlantEquipmentMember`.</label:label>
    <label:label id="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit3_label_EN" xlink:label="NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit3_label_EN" xlink:role="http://www.xbrl.org/2008/role/label" xlink:type="resource" xml:lang="en">`PropertyPlantEquipment` reported with `ClassesOfPropertyPlantEquipmentAxis` and `PropertyPlantEquipmentOtherMember` SHOULD be equal to `PropertyPlantEquipmentOther` without `ClassesOfPropertyPlantEquipmentAxis` and `PropertyPlantEquipmentOtherMember`.</label:label>
    <link:loc xlink:href="kvk-notes-consolidated-property-plant-equipment-movement-banks-for.xml#valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1ExistenceThnNoExistence1" xlink:label="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1ExistenceThnNoExistence1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-consolidated-property-plant-equipment-movement-banks-for.xml#valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit1" xlink:label="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-consolidated-property-plant-equipment-movement-banks-for.xml#valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit2" xlink:label="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit2_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-consolidated-property-plant-equipment-movement-banks-for.xml#valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit3" xlink:label="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1FactExplicitEQFactNonExplicit3_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-consolidated-property-plant-equipment-movement-banks-for.xml#valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1" xlink:label="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1PeriodStartMutationPeriodEnd1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-consolidated-property-plant-equipment-movement-banks-for.xml#valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfChildrenParentDebit1E1" xlink:label="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfChildrenParentDebit1E1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-consolidated-property-plant-equipment-movement-banks-for.xml#valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfChildrenParentDebit1" xlink:label="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfChildrenParentDebit1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-consolidated-property-plant-equipment-movement-banks-for.xml#valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfMembersOnAbstract1" xlink:label="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfMembersOnAbstract1_loc" xlink:type="locator"/>
    <link:loc xlink:href="kvk-notes-consolidated-property-plant-equipment-movement-banks-for.xml#valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfMembersOnAbstract2" xlink:label="valueAssertion_NotesConsolidatedPropertyPlantEquipmentMovementBanks_PrtFST1SumOfMembersOnAbstract2_loc" xlink:type="locator"/>
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